Blue Foundry Bancorp (BLFY) ESOP reports 10.8% ownership stake

Rhea-AI Filing Summary

Blue Foundry Bancorp received an updated ownership report from the Blue Foundry Bank Employee Stock Ownership Plan Trust, which now beneficially owns 2,244,633 shares of common stock, representing 10.8% of the outstanding class.

The trust has sole voting power over 1,825,440 shares and shared voting power over 419,193 shares, while it holds sole dispositive power over all 2,244,633 shares and no shared dispositive power. The securities are described as acquired and held in the ordinary course of business and not for the purpose of changing or influencing control of the company.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

BLUE FOUNDRY BANCORP

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

09549B104

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 09549B104

1

Names of Reporting Persons

Blue Foundry Bank Employee Stock Ownership Plan Trust

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

NEW JERSEY

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 1,825,440.00
6	Shared Voting Power 419,193.00
7	Sole Dispositive Power 2,244,633.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

2,244,633.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

10.8 %

12

Type of Reporting Person (See Instructions)

EP

SCHEDULE 13G

Item 1.
(a)	Name of issuer: BLUE FOUNDRY BANCORP
(b)	Address of issuer's principal executive offices: 19 Park Avenue, Rutherford, New Jersey, 07070
Item 2.
(a)	Name of person filing: Blue Foundry Bank Employee Stock Ownership Plan Trust Trustee: Pentegra Trust Company
(b)	Address or principal business office or, if none, residence: c/o Pentegra Services, Inc. 2 Enterprise Drive, Suite 408 Shelton, Connecticut 06484
(c)	Citizenship: New Jersey
(d)	Title of class of securities: Common Stock, par value $0.01 per share
(e)	CUSIP No.: 09549B104
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 2,244,633
(b)	Percent of class: 10.8 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 1,825,440
	(ii) Shared power to vote or to direct the vote: 419,193
	(iii) Sole power to dispose or to direct the disposition of: 2,244,633
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Blue Foundry Bank Employee Stock Ownership Plan Trust

Signature:	/s/ Paula Edmonds
Name/Title:	Paula Edmonds, Senior Vice President, Pentegra Trust Company, Trustee
Date:	02/17/2026

FAQ

What stake in Blue Foundry Bancorp (BLFY) does the ESOP trust report?

The Blue Foundry Bank Employee Stock Ownership Plan Trust reports beneficial ownership of 2,244,633 shares of Blue Foundry Bancorp common stock, representing 10.8% of the class. This reflects a significant employee-related ownership position in the company’s equity.

Who is the reporting person in this Blue Foundry Bancorp (BLFY) Schedule 13G/A?

The reporting person is the Blue Foundry Bank Employee Stock Ownership Plan Trust, with Pentegra Trust Company serving as trustee. The trust is an employee benefit plan vehicle holding Blue Foundry Bancorp common stock on behalf of plan participants.

How much voting power does the Blue Foundry ESOP have in BLFY shares?

The ESOP trust has sole voting power over 1,825,440 shares and shared voting power over 419,193 shares of Blue Foundry Bancorp common stock. In total, these voting rights apply to the 2,244,633 shares it beneficially owns.

What dispositive power does the ESOP trust hold over Blue Foundry (BLFY) shares?

The ESOP trust has sole dispositive power over 2,244,633 shares of Blue Foundry Bancorp common stock and no shared dispositive power. Dispositive power refers to the authority to sell or otherwise determine the disposition of the shares.

Is the Blue Foundry (BLFY) ESOP stake intended to influence control of the company?

The certification states the ESOP shares were acquired and are held in the ordinary course of business and not for the purpose or effect of changing or influencing control of Blue Foundry Bancorp, other than limited nomination-related activities referenced in the certification.

What is the date of the ownership event reported for Blue Foundry Bancorp (BLFY)?

The date of the event requiring this ownership report is listed as December 31, 2025. That date is used to determine the ESOP trust’s beneficial ownership percentage and share counts disclosed in the Schedule 13G/A amendment.