Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is offering senior Medium-Term Notes, Series K, Redeemable Fixed Rate Notes due July 24, 2034. Each Note has a $1,000 principal amount, pays 5.00% per annum interest in U.S. dollars, with monthly payments on the 24th from August 24, 2026 to maturity or earlier redemption.
The Notes are callable by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on semi-annual Optional Redemption Dates every January 24 and July 24 from July 24, 2031 through January 24, 2034. They are unsecured, not insured by any deposit insurer, and will not be listed on an exchange, so secondary market liquidity may be limited.
The Notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they may be converted into common shares of Bank of Montreal or an affiliate, or varied or extinguished, in a Canadian resolution scenario. Per Note economics show a $1,000 original issue price, $20 underwriting discount, and $980 proceeds to Bank of Montreal. Counsel expects the Notes to be treated as debt for U.S. federal tax purposes, issued without original issue discount.
Bank of Montreal is offering senior unsecured Market Linked Securities tied to the common stock of Boston Scientific Corporation. Each security has a $1,000 face amount, an original offering price of $1,000, and matures on August 5, 2027, following a pricing date of July 17, 2026. The estimated initial value is $956.80 per security and will not be less than $910.00 at pricing.
At maturity, if the ending value of Boston Scientific stock is at least 65% of the starting value (the threshold value), investors receive $1,000 plus a contingent fixed return of at least 14.60% (at least $146 per security), capping upside. If the ending value is below the threshold, the payoff becomes $1,000 plus $1,000 times the underlier return, giving full downside exposure and potential loss of more than 35%, up to total loss of principal. The notes pay no interest, are not listed on an exchange, and all payments are subject to Bank of Montreal’s credit risk.
Bank of Montreal is offering US$9,758,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due July 13, 2029, linked to the least performing of Apple Inc. and Microsoft Corporation common stock. The notes pay a contingent coupon of 2.875% per quarter (approximately 11.50% per annum), or $28.75 per $1,000, only if on an Observation Date the closing level of each stock is at or above its coupon barrier, set at 60.00% of the initial level ($188.03 for AAPL, $230.00 for MSFT). Missed coupons may be repaid later under the Memory Coupon Feature if the barrier condition is later satisfied. Beginning January 8, 2027, the notes are automatically redeemed if both stocks are above their respective initial levels, returning principal plus any due coupons. If not called, at maturity investors receive $1,000 per $1,000 note unless any stock’s final level is below its trigger level (also 60.00% of its initial level), in which case principal is reduced one-for-one with the percentage decline of the least performing stock, potentially to zero. The estimated initial value is $963.15 per $1,000, below the issue price, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is offering US$3,847,000 of Senior Medium-Term Notes, Series K, in the form of Autocallable Barrier Notes with Contingent Coupons due August 13, 2027, linked to the common stock of Constellation Energy Corporation.
The notes have an Initial Level of $244.52 and pay a monthly Contingent Coupon of 1.0833% (approximately 13.00% per annum) only if the reference stock closes on each Observation Date at or above a Coupon Barrier Level of $136.93, which is 56.00% of the Initial Level. The Trigger Level is the same $136.93; if, at maturity, the Final Level is below this Trigger Level and the notes have not been automatically redeemed, repayment of principal will be reduced in proportion to the stock’s decline, potentially to zero, although any final Contingent Coupon that is payable would still be paid.
Beginning January 8, 2027, the notes are subject to automatic redemption if the reference stock closes above its Initial Level on an Observation Date, in which case investors receive principal plus the applicable Contingent Coupon. The estimated initial value is $966.49 per $1,000 principal amount, reflecting structuring and hedging costs, with an agent’s commission of 2.15% included in the 100% public offering price.
Bank of Montreal is offering US$1,005,000 of Senior Medium‑Term Notes, Series K, structured as Autocallable Barrier Notes with Contingent Coupons due July 13, 2029, linked to the least‑performing of the S&P 500 Index, Russell 2000 Index and Dow Jones Industrial Average.
The notes pay a contingent monthly coupon of 0.6667% of principal (approximately 8.00% per annum) only if, on each observation date, all three indices close at or above their coupon barrier levels, set at 75.00% of initial levels. Beginning July 8, 2027, if all indices are at or above their initial levels (the call levels) on an observation date, the notes are automatically redeemed at par plus any due coupon.
If not called, at maturity investors receive par per $1,000 unless any index has fallen below its trigger level, also 75.00% of its initial level. If a trigger event occurs, repayment is reduced in proportion to the decline of the least‑performing index, potentially to zero, plus any final coupon if payable. The notes are unsecured obligations of Bank of Montreal. The estimated initial value is $958.76 per $1,000 of principal.
Bank of Montreal is offering US$1,174,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with memory coupons due July 13, 2029. The notes are linked to the least performing of Amazon.com, Inc. common stock, NVIDIA Corporation common stock, and CrowdStrike Holdings, Inc. Class A common stock.
Investors can receive contingent coupons at a rate of 3.425% per quarter (approximately 13.70% per annum) when, on an observation date, each reference asset closes at or above its coupon barrier level, which equals 50% of its initial level and matches the trigger level. Missed coupons may be paid later under the memory coupon feature when the barrier condition is subsequently met.
Beginning July 08, 2027, the notes are automatically redeemed if, on an observation date, each reference asset is at or above 100% of its initial level; investors then receive principal back plus any due coupons. If the notes are not called, and on the valuation date any reference asset finishes below its trigger level and each reference asset is below its initial level, repayment of principal is reduced in proportion to the percentage decline of the least performing asset, and may be zero. The estimated initial value is $922.27 per $1,000 principal amount.
Bank of Montreal is issuing US$3,891,000 of Senior Medium-Term Notes, Series K, as autocallable barrier notes with contingent coupons due July 13, 2029. The notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index.
Investors may receive quarterly contingent coupons of 2.50% per quarter (about 10% per year) only if on each observation date all three indices are at or above their coupon barrier levels, set at 70% of initial. Starting January 8, 2027, if on an observation date all indices are at or above their initial levels, the notes are automatically redeemed at par plus that period’s coupon.
If the notes are not called and on the valuation date any index closes below its trigger level, set at 65% of initial, principal repayment is reduced one-for-one with the percentage loss of the worst-performing index and can fall to zero. The price to the public is 100% of principal, the agent’s commission is 1.50%, and Bank of Montreal’s estimated initial value is $976.98 per $1,000, reflecting embedded costs and hedging.
Bank of Montreal is offering US$2,594,000 of Senior Medium-Term Notes, Series K, Autocallable Barrier Notes with Memory Coupons due July 13, 2029, linked to the least performing of Apple Inc. and Microsoft Corporation common stock.
The notes pay a contingent coupon of 3.1875% per quarter (approximately 12.75% per annum), or $31.875 per $1,000, only if on an Observation Date each stock closes at or above its coupon barrier, set at $188.03 for AAPL and $230.00 for MSFT, each 60.00% of its Initial Level. Missed coupons may be paid later under the Memory Coupon Feature if both stocks are again at or above their barriers.
Starting January 8, 2027, the notes are automatically redeemed if on any Observation Date each stock is above its Call Level, equal to 100.00% of its Initial Level; investors then receive principal plus any due coupons. If the notes are not redeemed and on the Valuation Date either stock is below its Trigger Level (the same 60.00% thresholds), repayment of principal is reduced in proportion to the decline of the least performing stock and may be zero. The estimated initial value is $977.81 per $1,000 principal amount, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal (BMO) prices principal-protected-conditional structured notes linked to the Russell 2000® Index with a $1,000 original issue price per note. The notes have an upside participation rate of 150%, a cap level expected between 116.57% and 119.44% of the initial underlier level and a maximum settlement amount expected between $1,248.55 and $1,291.60 per $1,000 note. The determination date will be set on the trade date and is expected to fall within 13 to 15 months, with the stated maturity expected two business days after the determination date. Estimated initial value is stated in a range of $955.40 to $985.40 per $1,000 and the underwriting discount is $13.60 per note, leaving proceeds to the issuer of $986.40 per note. The notes do not pay interest, are unsecured obligations of BMO, are not listed, and are designed to be held to maturity.
Bank of Montreal offers capped, buffer-protected equity-linked notes tied to the Nasdaq-100 Index. Each note has a $1,000 principal amount. The notes feature a 200% upside participation rate up to a maximum settlement amount expected between $1,196.60 and $1,230.60 per $1,000. A buffer protects the first 10.00% of declines; losses of approximately 1.1111% of principal occur for every 1.00% decline below the buffer. The estimated initial value is expected between $956.50 and $986.50 per $1,000 and will be less than the original issue price. Payments are subject to Bank of Montreal credit risk and timing adjustments for market disruption events.