Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal is issuing $1,000,000 of Senior Medium-Term Notes, Series K Redeemable Fixed Rate Notes, due July 14, 2036. Each note has a $1,000 principal amount, a fixed interest rate of 5.25% per annum, and pays interest semi-annually on January 14 and July 14, starting January 14, 2027.
The issuer may redeem the notes in whole at 100% of principal plus accrued interest on any January 14 or July 14 from July 14, 2027 through January 14, 2036. The notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, and are not insured by U.S. or Canadian deposit insurance agencies.
The notes will not be listed on any securities exchange, and a secondary market is not assured. Original proceeds to Bank of Montreal are $987,500 after a $12,500 underwriting discount, and investors are exposed to the bank’s credit risk, interest rate risk over a long maturity, potential illiquidity, and the possibility of bail-in conversion to equity.
Bank of Montreal is issuing $1,360,000 of Senior Medium-Term Notes, Series K, Autocallable Buffer Notes with Memory Coupons due July 14, 2028, linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index.
The notes pay a contingent coupon of 2.4375% per quarter (9.75% per annum) only if on each Observation Date all three indices are at or above 80% of their initial levels; missed coupons may be paid later under the Memory Coupon Feature. Beginning July 9, 2027, the notes are automatically redeemed at par plus any due coupons if all indices are at or above 100% of their initial levels.
If the notes are not called, principal repayment depends on performance of the least performing index. A 20% buffer applies; if the worst index falls more than 20%, investors lose 1% of principal for each 1% decline beyond that, up to an 80% loss. The notes are unsecured obligations, not FDIC- or CDIC-insured. The estimated initial value is $990.62 per $1,000, below the issue price.
Bank of Montreal is issuing $1,500,000 of Senior Medium-Term Notes, Series K, Redeemable Fixed Rate Notes due July 14, 2034. Each Note has a $1,000 principal amount, pays 5.00% per annum, with interest paid semi-annually on January 14 and July 14, starting January 14, 2027.
Unless earlier redeemed, investors receive $1,000 per Note plus accrued interest at maturity. The bank may redeem the Notes, in whole only, at 100% of principal plus accrued interest on optional redemption dates every January 14 and July 14 from July 14, 2031 through January 14, 2034. The Notes are unsecured and subject to Bank of Montreal’s credit risk.
The Notes are bail-inable under the Canada Deposit Insurance Corporation Act and may be converted into Bank of Montreal common shares or varied or extinguished in a resolution scenario. They will not be listed on any securities exchange, and a secondary trading market is not expected. The original issue price is $1,000 per Note, with an underwriting discount of $5.80 and proceeds to Bank of Montreal of $994.20 per Note.
Bank of Montreal is offering Senior Medium-Term Notes, Series K, equity index-linked, auto-callable securities with contingent coupons linked to the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index. Each security has a $1,000 face amount and an original offering price of $1,000.
The estimated initial value on the preliminary date is $970.80 per security and will not be less than $921.00 per security at pricing. A contingent coupon rate of at least 9.50% per annum is paid quarterly only if the lowest-performing index on the relevant calculation day is at or above 70% of its starting value.
From July 2027 to April 2028, the notes are automatically called if the lowest-performing index is at or above its starting value, returning face amount plus a final coupon. If held to July 20, 2028 and not called, investors receive $1,000 if the worst index is at or above 70% of its starting value, otherwise they are fully exposed to downside in that index, potentially losing all principal. The notes are unsecured, not insured, and subject to Bank of Montreal’s credit risk, with complex U.S. and Canadian tax treatment and potential 30% U.S. withholding on coupons for non-U.S. holders.
Bank of Montreal is offering $907,000 of Senior Medium-Term Notes, Series K, structured as Autocallable Barrier Notes with Contingent Coupons due July 14, 2031. The notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index, and Russell 2000 Index.
Investors may receive a 0.50% monthly contingent coupon (approximately 6.00% per annum, or $5.00 per $1,000) if on each Observation Date all three indexes are at or above their Coupon Barrier Levels, set at 56.00% of initial levels. Beginning July 9, 2027, the notes are automatically redeemed if each index is at or above its Call Level (100% of its initial level), returning principal plus the applicable coupon.
If not called, at maturity investors receive $1,000 per $1,000 principal unless a Trigger Event occurs, defined as any index closing below its Trigger Level (also 56.00% of its initial level) on the Valuation Date. After a Trigger Event, repayment is reduced in proportion to the decline of the least performing index and can be as low as zero. The estimated initial value is $945.63 per $1,000, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is offering US$2,736,000 of Senior Medium-Term Notes, Series K, structured as callable barrier notes with contingent coupons due June 14, 2028. The notes are linked to the least performing of the S&P 500 Index, NASDAQ-100 Index and Russell 2000 Index.
The notes pay a monthly contingent coupon of 0.6958% (approximately 8.35% per annum), or $6.958 per $1,000, only if on each observation date all three indices are at or above their coupon barrier levels, set at 55.00% of initial levels, which are also the trigger levels. Beginning July 9, 2027, Bank of Montreal may call the notes on any observation date, returning principal plus any due coupon.
If the notes are not called, and on the June 9, 2028 valuation date any index closes below its trigger level, investors will receive at maturity $1,000 plus $1,000 times the percentage change of the least performing index, which can reduce repayment to zero. The estimated initial value is $987.92 per $1,000 principal amount, below the 100% public offering price.
Bank of Montreal is issuing US$3,613,000 of Senior Medium‑Term Notes, Series K, Autocallable Barrier Notes with Memory Coupons due July 16, 2029, linked to the least performing of JPMorgan Chase common stock, Walmart common stock, and Alphabet Class C stock.
The notes pay a contingent coupon of 3.375% per quarter (about 13.50% per year), or $33.75 per $1,000, only if on an Observation Date each share is at or above its Coupon Barrier Level, set at 60.00% of its Initial Level (JPM $201.28, WMT $67.33, GOOG $213.74). Unpaid coupons may be recovered later under a Memory Coupon feature. Starting January 13, 2027, if on any Observation Date each stock is at or above its Initial Level (the Call Level), the notes are automatically redeemed at par plus due coupons.
If the notes are not called, at maturity investors receive $1,000 per $1,000 of principal unless any stock closes below its Trigger Level (also 60.00% of its Initial Level). If a Trigger Event occurs, repayment is reduced based on the percentage decline of the least performing stock and can be as low as zero. The notes are unsecured obligations of Bank of Montreal; the estimated initial value is $965.61 per $1,000.
Bank of Montreal is offering US$1,055,000 of Senior Medium-Term Notes, Series K, Autocallable Barrier Notes with Memory Coupons due July 14, 2028, linked to the least performing of Tesla, Inc. common stock and NVIDIA Corporation common stock. The notes pay a contingent coupon of 1.725% per month (approximately 20.70% per annum), or $17.25 per $1,000, on monthly observation dates only if each reference stock closes at or above its coupon barrier level (70% of its initial level). Unpaid coupons may be paid later under a memory feature when barrier conditions are met.
Beginning October 09, 2026, the notes are automatically redeemed if on any observation date each reference stock is at or above its call level (100% of its initial level), returning principal plus any due contingent coupons. If not called, at maturity investors receive $1,000 per $1,000 principal unless a trigger event occurs. A trigger event occurs if, on the valuation date, either stock is below its trigger level (60% of its initial level); in that case, repayment is reduced based on the percentage decline of the least performing stock and may be zero. The estimated initial value is $955.51 per $1,000, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is offering US$1,111,000 of Senior Medium-Term Notes, Series K, structured as Autocallable Barrier Notes with Contingent Coupons due July 16, 2029. The notes are linked to the least-performing of Meta Platforms, Inc. Class A common stock, Broadcom Inc. common stock and The Home Depot, Inc. common stock.
The notes pay a contingent coupon of 1.5042% per month (approximately 18.05% per annum), or $15.042 per $1,000 of principal, only if on each Observation Date every reference stock closes at or above its coupon barrier, set at 70.00% of its initial level. Beginning October 13, 2026, the notes will be automatically redeemed if on an Observation Date each stock closes above its call level, set at 80.00% of its initial level, returning principal plus the applicable coupon.
If the notes are not called, investors receive $1,000 per $1,000 principal at maturity unless a Trigger Event occurs, defined as any reference stock closing below its 70.00% trigger level on the valuation date. In that case, the payoff is reduced based on the percentage decline of the least-performing stock and can be as low as $0. The estimated initial value is $937.74 per $1,000 of principal, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is issuing $1,500,000 of Senior Medium-Term Notes, Series K, Redeemable Fixed Rate Notes due July 14, 2031. Each note has a $1,000 principal amount, pays 5.00% fixed interest per annum, and pays interest semi-annually on January 14 and July 14, beginning January 14, 2027.
The notes are callable at par by Bank of Montreal, in whole but not in part, on each January 14 and July 14 from July 14, 2027 through January 14, 2031, plus accrued interest. They are unsecured obligations of Bank of Montreal, not insured by any deposit insurance agency, and will not be listed on any securities exchange, so liquidity may be limited.
The notes are bail-inable under the Canada Deposit Insurance Corporation Act, meaning they may be converted into common shares of Bank of Montreal or its affiliates or varied or extinguished in a bail-in. The original issue price is $1,000 per note, with a $4.30 underwriting discount, resulting in proceeds to Bank of Montreal of $995.70 per note.