Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal is offering principal-protected and capped equity-linked notes tied to the MSCI EAFE Index® with a $1,000 principal amount per note and an original issue price of $1,000.00 per note. The notes pay no interest and mature based on a determination date expected roughly 25–28 months after the trade date; the stated maturity date is expected to be the second scheduled business day after that determination date.
At maturity, payment depends on the final index level versus the initial index level: upside participation is 160% subject to a cap (maximum settlement amount expected between $1,292.00 and $1,343.36 per $1,000); a buffer protects declines up to 15.00% (you receive principal), but losses accrue beyond that at approximately 1.1765% of principal per 1% index decline below the buffer. Notes are unsecured obligations of Bank of Montreal and are designed to be held to maturity; they will not be listed.
Bank of Montreal offers additional units of its MAX Airlines -3X Inverse Leveraged ETNs due May 28, 2043 (ticker JETD), a series of unsecured notes that provide -3x daily inverse exposure to the Prime Airlines Index. Each note has a $25 principal amount and the notes are designed for daily trading, not buy-and-hold.
The notes reset leverage daily, charge a 0.95% per annum Daily Investor Fee, may incur negative daily interest (US Federal Funds Effective Rate minus an adjustable spread up to 4.00%), and a 0.125% Redemption Fee on holder redemptions. The issuer may call notes, replace the Index, increase the Interest Rate Spread (subject to limits), and has issued an amendment to add $12,500,000 of additional notes, bringing outstanding aggregate principal to $37,500,000 as of April 24, 2026. These ETNs do not guarantee principal, are highly path-dependent, and can reach $0 with a total loss of invested capital.
Bank of Montreal priced $1,063,000 of Senior Medium-Term Notes, Series K — redeemable fixed-rate notes with a 4.80% per annum interest rate and a stated maturity of April 13, 2033. The Notes were issued at $1,000 per Note on April 27, 2026 (trade date April 23, 2026) and are redeemable by the Bank on specified semi-annual Optional Redemption Dates beginning October 27, 2027.
The Notes are unsecured obligations of Bank of Montreal, will not be listed on any exchange, and are bail-inable under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act, permitting conversion into common shares under that regime. Original issue price per Note was $1,000, with an underwriting discount of $12.00 per Note and proceeds to Bank of Montreal of $988.00 per Note.
Bank of Montreal is offering $3,283,000 of Senior Medium-Term Notes, Series K — redeemable fixed-rate notes with a principal amount of $1,000 per Note and a stated maturity date of April 13, 2029. The Notes pay interest at 4.30% per annum semi‑annually and are redeemable in whole by the Bank on specified semi‑annual Optional Redemption Dates at 100% of principal plus accrued interest. The Notes are unsecured, not listed, and are bail-inable under the Canada Deposit Insurance Corporation Act, which permits conversion into common shares under the CDIC regime. Original issue price was $1,000.00 per Note; underwriting discount was $6.00 per Note, with proceeds to Bank of Montreal of $994.00 per Note.
Bank of Montreal priced Senior Medium-Term Notes, Series K — redeemable fixed-rate notes due May 14, 2029. The Notes have a $1,000 principal per Note, pay 4.30% per annum interest semi‑annually, and mature on May 14, 2029. The issuer may redeem the Notes in whole on semi‑annual Optional Redemption Dates at 100% plus accrued interest. These are bail-inable notes subject to conversion under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act. Original issue price is $1,000.00 per Note, underwriting discount $10.00, and proceeds to Bank of Montreal $990.00 per Note.
Bank of Montreal priced Senior Medium-Term Notes, Series K, redeemable fixed-rate notes due November 14, 2033. Each Note has a principal payment of $1,000 per Note and a fixed interest rate of 5.00% per annum, paid semi-annually beginning November 14, 2026. The Notes are redeemable at the issuer's option on semi-annual Optional Redemption Dates and are bail-inable under subsection 39.2(2.3) of the CDIC Act, permitting conversion into common shares under Canadian resolution powers. The original issue price is $1,000.00 per Note, with an underwriting discount of $20.00 and proceeds to Bank of Montreal of $980.00 per Note. The Notes are unsecured, will not be listed on an exchange, and involve credit and liquidity risks described in the prospectus materials.
Bank of Montreal prices Senior Medium-Term Notes, Series K, redeemable fixed-rate notes with a 4.70% annual coupon and a stated maturity of May 14, 2031. The notes are issued at $1,000 per Note (original issue price) with proceeds to the issuer of $985 per Note after a $15 underwriting discount. The notes are bail-inable under the Canada Deposit Insurance Corporation Act and may be converted into common shares of Bank of Montreal under subsection 39.2(2.3) of the CDIC Act. The issuer may redeem the notes in whole (but not in part) on semi-annual optional redemption dates at 100% of principal plus accrued interest; holders have no put right. Payment at maturity is $1,000 per Note plus accrued interest unless earlier redeemed.
Bank of Montreal offers Market Linked Securities—auto-callable, contingent coupon (with memory) and contingent downside principal-at-risk—linked to the lowest performing of META, NVDA and ORCL, due April 26, 2029. The original offering price is $1,000 per security and the pricing date is April 21, 2026. On the pricing date the issuer's estimated initial value was $961.91 per security. The notes pay monthly contingent coupons (contingent coupon rate 18.63% per annum) only if the lowest performing underlier on each calculation day is at or above its 50% coupon threshold; an automatic call can occur if the lowest performing underlier is at or above its starting value on certain calculation days. If not called, maturity payment depends on the lowest performing underlier's ending value; if that ending value is below 50% of its starting value you can lose more than 50% (possibly all) of the face amount. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk.
Bank of Montreal priced a preliminary offering of senior medium-term, equity-linked notes (face amount $1,000 per security) linked to the Class A common stock of Oklo Inc. (ticker: OKLO). The notes are auto-callable monthly, pay contingent monthly coupons (memory feature) at a contingent coupon rate set on pricing (at least 32.50% per annum), and mature on May 11, 2028 if not called. The initial estimated value at pricing is $943.50 per security (not less than $920.00), and the original offering price is $1,000. Principal at maturity is linked to the Underlier: if the ending value is below the downside threshold (60% of the starting value), the maturity payment equals $1,000 × (ending value / starting value), exposing investors to full downside with no upside participation beyond contingent coupons. Pricing date is May 8, 2026 and issue date is May 13, 2026.
Bank of Montreal (BMO) offers US$690,000 principal amount of Senior Medium-Term Notes, Series K — Barrier Notes with Contingent Coupons due October 25, 2027 linked to the least performing of IWM, QQQ and SPY. The notes pay contingent quarterly coupons of 2.7125% (about 10.85% per annum) when each reference asset on an Observation Date is at or above its coupon barrier (75.00% of initial levels). At maturity you receive $1,000 per $1,000 principal unless a Trigger Event occurs; if a Trigger Event occurs you receive $1,000 adjusted by the Percentage Change of the Least Performing Reference Asset, which can be less than principal and possibly zero. The estimated initial value was $987.72 per $1,000 on the Pricing Date.