BANK OF MONTREAL /CAN/ (BMO) SEC Filings, Jul 1, 2026

Bank of Montreal is offering $600,000 in Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Talon Energy Corporation common stock (ticker TLN). The notes pay a monthly coupon of 1.3542% per month (~16.25% per annum), begin paying August 3, 2026, and mature on July 03, 2028. The notes are automatically redeemable beginning on June 30, 2027 if the reference stock closes at or above the Call Level of $416.80 (100% of the Initial Level) on a Call Observation Date. If not called, repayment at maturity depends on the Final Level relative to a Trigger Level of $208.40 (50.00% of the Initial Level), exposing investors to potential principal loss. The estimated initial value on the Pricing Date was $981.03 per $1,000 principal, and the public offering price was 100% (agents’ commission 0.60%).

Bank of Montreal priced a US$900,000 issuance of Senior Medium-Term Notes (Series K), Autocallable Barrier Notes with Memory Coupons linked to the S&P 500®, NASDAQ-100® and Russell 2000®, maturing July 02, 2030. The notes pay a Contingent Interest Rate of 0.7875% per month (approximately 9.45% per annum) when each reference asset closes at or above its Coupon Barrier on an Observation Date, with a Memory Coupon Feature that allows unpaid coupons to be paid later if conditions are met. The notes are autocallable beginning on December 29, 2026 if each reference asset equals or exceeds its Call Level; on automatic redemption holders receive principal plus any due Contingent Coupons. At maturity, if not called, holders receive $1,000 per $1,000 principal unless a Trigger Event occurs, in which case the payment equals $1,000 plus the Percentage Change of the least performing reference asset and may be less than principal. The pricing date was June 29, 2026 and the estimated initial value on that date was $986.60 per $1,000 in principal.

Bank of Montreal priced US$1,000,000 Senior Medium-Term Notes, Series K: autocallable barrier notes with memory coupons linked to the least performing of Gilead Sciences, Inc. (GILD) and Palantir Technologies Inc. Class A (PLTR). The notes settle on July 02, 2026 and mature on July 02, 2029. Each $1,000 note pays a contingent coupon of $17.875 per month if both reference assets close at or above their coupon barrier levels (60% of initial levels). The contingent interest rate is 1.7875% per month (approximately 21.45% per annum). Automatic redemption occurs if, on a call observation date, both reference assets close at or above their call levels (100% of initial levels). At maturity, if a trigger event (final level below the 50% trigger level for either reference asset) occurs, the cash payment is $1,000 plus the percentage change of the least performing reference asset multiplied by $1,000; that payment can be less than principal, possibly zero. The pricing supplement states an estimated initial value of $995.00 per $1,000 and a public offering price at or near par with an agent commission of 0.85%.

Bank of Montreal priced US$681,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000. Pricing Date was June 29, 2026, Settlement Date July 02, 2026 and Maturity Date July 02, 2029. The notes pay a contingent coupon of 0.9042% per month (approximately 10.85% per annum) when each reference asset closed at or above its 70% coupon barrier on an observation date; they may autocall beginning on June 29, 2027 if all reference assets are at or above their call levels. At maturity, if not called and any reference asset is below its 70% trigger level, the investor receives $1,000 adjusted by the percentage change of the least performing reference asset (which can result in principal loss). The pricing supplement reports an estimated initial value of $984.62 per $1,000 principal and a public offering price of 100% (agents’ commission 0.25%).

Bank of Montreal is offering Senior Medium-Term Notes, Series K — redeemable fixed-rate notes with a 5.10% per annum coupon and a stated maturity of July 17, 2031. Each Note has a principal amount of $1,000 per Note and an issue date of July 17, 2026.

The Notes are redeemable by the issuer in whole (but not in part) on optional semi-annual redemption dates at 100% of principal plus accrued interest and are bail-inable under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act, permitting conversion into common shares of Bank of Montreal (or affiliates) under that statutory regime. Original issue price per Note is $1,000; underwriting discount is $15 and proceeds to the issuer are $985 per Note.

Bank of Montreal priced Market Linked Securities—Equity Index Linked Securities (Series K) linked to the Nasdaq-100 Index with a stated maturity date of July 5, 2028. The securities have a $1,000 face amount per security and an original offering price of $1,000 per security.

The notes provide 200% upside participation capped at a 25.00% maximum return (maximum maturity payment of $1,250.00 per security) and a 10% buffer on the downside; if the ending value is below 90% of the starting value, investors have 1-to-1 exposure to declines beyond the buffer and may lose up to 90% of face amount. The pricing date was June 29, 2026, issue date July 2, 2026, and calculation day is scheduled for June 29, 2028.

Bank of Montreal prices a structured note offering of Market Linked Securities—leveraged upside participation to a cap with a 10% buffered downside, linked to the Russell 2000^®, maturing July 5, 2028.

Each security has a face amount of $1,000, an original offering price of $1,000, an estimated initial value of $973.66 and an agent discount of $25.75 per security. The securities provide 200% upside participation up to a 26.70% maximum return and protect the first 10% of a decline in the Underlier; if the Russell 2000 ending value is below 90% of the starting value, investors bear 1-to-1 losses on the portion below that buffer, up to a possible 90% loss of face amount at maturity.

Bank of Montreal is offering Market Linked Securities—auto-callable, contingent-coupon notes linked to the lower-performing of ASML and LLY, due July 5, 2029. The original offering price is $1,000 per security and our stated estimated initial value on the pricing date is $954.66 per security. The securities pay a quarterly contingent coupon only when the lowest performing Underlier meets its coupon threshold (the contingent coupon rate is 26.05% per annum) and include an automatic call feature if the lowest performing Underlier closes at or above its starting value on certain calculation days. At maturity, if not called, investors receive either the face amount or a reduced payment equal to the face amount multiplied by the lowest performing Underlier’s performance factor; downside protection applies only to declines up to 30% (the downside threshold is 70% of each starting value). These are unsecured Bank of Montreal obligations subject to credit and tax uncertainties; secondary market liquidity is limited.

Bank of Montreal is offering Senior Medium-Term Notes, Series K — equity index linked notes tied to the S&P 500® Index due July 3, 2030. Each note has a $1,000 principal and original offering price of $1,000; the issuer's estimated initial value on the pricing date was $963.72 per note.

The notes return principal at maturity and, if the index finishes above the starting value of 7,440.43, pay upside participation at 100% subject to a maximum return of 28.10% (maximum additional payment $281.00, maximum maturity payment $1,281.00). The calculation day is June 28, 2030 (subject to postponement); the stated maturity date is July 3, 2030 (subject to postponement). The estimated comparable yield for U.S. federal income tax accruals is 4.624% per annum.