Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal is offering non‑interest bearing principal‑protected contingent notes linked to the iShares MSCI South Africa ETF (EZA). Each $1,000 note pays a $1,194 threshold settlement if the final underlier level is at least 75.00% of the initial level ($68.82). If below the threshold, investors lose approximately 1.3333% of principal for every 1% the final level is below the threshold; principal may be partially or fully lost. Stated maturity is September 3, 2027 (determination date September 1, 2027, both subject to postponement). The issuer is the unsecured obligor and the notes are not exchange‑listed; estimated initial value per $1,000 is between $954.90 and $984.90. The offering includes an underwriting discount of $14.10 per note and proceeds to the issuer of $985.90 per note.
Bank of Montreal is offering US$1,132,000 of Senior Medium‑Term Notes, Series K — autocallable, barrier enhanced‑return notes due April 03, 2029 linked to the least performing of the Dow Jones Industrial Average®, the NASDAQ‑100® and the Russell 2000®. The notes provide 175.00% upside leverage on the Least Performing Reference Asset if not auto‑redeemed.
On April 6, 2027 the notes will auto‑redeem if each Reference Asset closes above its Call Level (100% of Initial Level); the Call Amount is $198.00 per $1,000 (approximately 19.80% per annum). If not redeemed and the Least Performing Reference Asset falls below its Barrier Level (70% of Initial Level), investors lose 1% of principal for each 1% decline, potentially losing up to 100% at maturity. Payments are unsecured and subject to Bank of Montreal credit risk.
Bank of Montreal is offering US$386,000 of Senior Medium-Term Market Linked Notes, Series K due April 03, 2029, linked to the least performing of the NASDAQ-100 Index (NDX) and VanEck Semiconductor ETF (SMH). The notes pay at maturity based on 100% participation up to a Maximum Redemption Amount of $1,255.00 per $1,000 (a 25.50% cap). If the least performing reference asset finishes below its initial level, investors receive only principal. The notes do not bear interest, are unsecured obligations of the Bank of Montreal, and carry the issuer’s credit risk. The public offering price was 100% and the issuer’s estimated initial value was $966.78 per $1,000.
Bank of Montreal priced US$1,279,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Agnico Eagle Mines Limited (AEM). The notes pay contingent quarterly coupons of 4.35% per quarter (approximately 17.40% per annum) if the Reference Asset meets the Coupon Barrier Level of $142.09 (70.00% of the Initial Level) on Observation Dates. The notes mature on April 06, 2029 with a Valuation Date of April 03, 2029. If not autocalled and the Final Level is below the Trigger Level of $142.09, holders receive at maturity an amount equal to $1,000 x (1 + Percentage Change), which can be less than principal and may be zero. The estimated initial value on the Pricing Date was $983.19 per $1,000. Price to public was 100% and proceeds to BMO were $1,279,000.
Bank of Montreal priced US$272,000 of Senior Medium‑Term Notes, Series K — capped barrier enhanced return notes linked to the Russell 2000® Index. The notes offer 200.00% upside leverage subject to a Maximum Redemption Amount of $1,200.00 per $1,000. If the index falls below a Barrier Level of 85.00% of the Initial Level (Initial Level 2,496.374; Barrier 2,121.918), investors lose 1% of principal for each 1% decline below the Initial Level, potentially losing up to 100% of principal. Pricing Date was March 31, 2026, settlement April 6, 2026, valuation date May 17, 2027 and maturity May 20, 2027. The price to public was 100% with an agent’s commission of 2.00% and estimated initial value of $969.08 per $1,000.
Bank of Montreal is offering US$262,000 of Senior Medium‑Term Notes, Series K — Capped Buffer Enhanced Return Notes linked to the least performing of the S&P 500® and NASDAQ‑100® Indices. The notes mature on April 03, 2029 and provide 200.00% upside leverage on positive performance up to a Maximum Redemption Amount of $1,365.00 per $1,000 (a 36.50% capped return). Investors keep their principal at maturity if the least performing index does not decline more than 15.00% (the Buffer); declines beyond the Buffer result in a 1% principal loss for each 1% decline, up to an 85.00% loss. Payments are unsecured obligations of Bank of Montreal and are subject to its credit risk. The initial estimated value was $955.21 per $1,000; the public price equals par (100%).
Bank of Montreal priced a US$500,000 issue of Senior Medium-Term Notes — Autocallable Barrier Notes with Memory Coupons — linked to the least performing of Micron Technology (MU) common stock and TSMC (TSM) ADRs. The notes pay contingent monthly coupons of 2.00% per month (approximately 24.00% per annum) when both reference assets close at or above coupon barriers. Settlement is April 02, 2026 and maturity is April 02, 2029. The notes feature an automatic redemption if both reference assets close at or above their Call Levels on an Observation Date and provide cash settlement at maturity tied to the Least Performing Reference Asset, subject to a 50.00% Trigger Level.
Bank of Montreal priced US$1,813,000 Senior Medium-Term Notes, Series K: Step Down Autocallable Barrier Notes due April 07, 2031 linked to the least performing of the S&P 500®, Russell 2000® and the Dow Jones Industrial Average®. The notes pay scheduled autocall cash amounts beginning April 01, 2027 if each reference asset is at or above specified Call Levels (95.00% on early dates), otherwise final redemption depends on the Least Performing Reference Asset versus Trigger Levels (75.00%). Price to public: 100% ($1,813,000 aggregate); agent’s commission: 2.00% ($36,260); proceeds to issuer: $1,776,740. Estimated initial value: $950.13 per $1,000. The notes are unsecured senior obligations and involve significant structural and market risks described in linked prospectus materials.
Bank of Montreal priced US$5,645,000 Senior Medium-Term Notes, Series K — Capped Buffer Enhanced Return Notes due April 03, 2028 linked to a five-component basket of indices and ETFs, subject to the Maximum Redemption Amount. The notes provide 150.00% upside leverage capped at a $1,275.30 Maximum Redemption Amount per $1,000 and a 10.00% downside buffer; losses beyond the buffer reduce principal dollar-for-dollar, up to 90.00% loss.
The offering price was 100% of principal (aggregate $5,645,000), with an agent commission of 0.80%. The initial estimated value was $977.30 per $1,000. Payments are unsecured obligations of Bank of Montreal and all payments are subject to the issuer’s credit risk.
Bank of Montreal is offering US$1,675,000 of Senior Medium-Term Notes, Series K — Capped Buffer Enhanced Return Notes due April 02, 2029, linked to an unequally weighted basket of five equity indices. The notes provide 150.00% upside exposure subject to a Maximum Redemption Amount of $1,430.00 per $1,000 and a 5.00% downside buffer; losses beyond the buffer reduce principal dollar-for-dollar (up to a 95.00% loss). The notes pay no interest, are unsecured obligations of Bank of Montreal, will not be listed on an exchange, and are subject to the issuer’s credit risk. The initial estimated value at pricing was $960.67 per $1,000 and the public offering price was 100% of principal.