Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal (BMO) is offering 400,000 MicroSectors™ U.S. Big Oil -3× Inverse ETNs (ticker NRGD) with an aggregate principal amount of $50,000,000. Each ETN has a principal amount of $125 and a scheduled maturity of February 17, 2045. The ETNs seek daily -3× leveraged inverse exposure to the gross total return Solactive MicroSectors™ U.S. Big Oil Index, are unsecured obligations of BMO, and do not guarantee return of principal.
The notes carry a Daily Investor Fee at 0.95% per annum, a holder Redemption Fee of 0.125% (if applicable), and a Daily Interest component tied to the Federal Funds Effective Rate minus an Interest Rate Spread that is initially 2.00% per annum (adjustable up to 4.00% per annum). The ETNs are intended as short‑term, daily trading tools; due to daily reset compounding and a pronounced "decay" effect, long‑term returns can diverge significantly from -3× point‑to‑point Index returns and could result in complete loss of principal.
Bank of Montreal is offering Capped Buffer GEARS linked to the S&P 500® Index with a term of approximately two years. The securities have a Principal Amount of $10 per Security, an Upside Gearing of 2.0, a Buffer of 10% and a Downside Threshold equal to 90% of the Initial Underlier Value. The Maximum Gain will be set on the Trade Date and will not be less than 21.60%. Key dates include a Trade Date of April 28, 2026, Settlement Date of April 30, 2026, Final Valuation Date of April 28, 2028 and Maturity Date of May 2, 2028. Payments at maturity depend on the Underlier Return and are subject to the Maximum Gain, the Buffer and the Issuer’s credit risk. The estimated initial value on the preliminary pricing supplement is $9.98 per Security (not less than $9.68 at pricing).
Bank of Montreal offers Senior Medium-Term Notes, Series K: equity index linked securities with a $1,000 face amount, issued May 5, 2026 and maturing May 3, 2030. The notes reference an unequally weighted Basket (75% S&P 500®, 25% MSCI EAFE®), provide 100% upside participation capped at a maximum return of at least 44.80%, and include a 25% buffer (threshold value 75). On the preliminary pricing date the issuer’s estimated initial value was $962.10 (not less than $912.10). Original offering price is $1,000 with an agent discount up to $33.25 and proceeds to the issuer of $966.75 per security. The securities are unsecured obligations of Bank of Montreal, do not pay interest, are subject to issuer credit risk, have limited secondary market liquidity, and involve tax and currency risks including potential Section 871(m) implications.
Bank of Montreal (BMO) is pricing principal-linked notes tied to the S&P 500® Index. Each note has a $1,000 principal amount and offers 150% upside participation subject to a cap (maximum settlement expected between $1,204.90 and $1,241.05 per $1,000). The notes include a 12.50% buffer: if the final index level is at or above 87.50% of the initial level you receive principal; below that you lose approximately 1.1429% of principal for each 1% decline beyond the buffer. The initial estimated value is expected between $969.00 and $999.00 and will be less than the issue price. Terms (trade date, initial underlier level, cap level, determination date and stated maturity) will be set on the trade date and the offer is subject to completion and market-disruption postponements.
Bank of Montreal priced US$1,130,000 in Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons due April 23, 2030. The notes link to the least performing of the VanEck® Gold Miners ETF (GDX), the NASDAQ-100 Index® (NDX) and the Russell 2000® Index (RTY). Pricing Date was April 20, 2026 with Settlement on April 23, 2026 and Valuation Date on April 17, 2030. The notes pay a contingent coupon of 1.515% per month (approximately 18.18% per annum) on each monthly coupon date when each reference asset is at or above its coupon barrier, are subject to automatic redemption beginning April 20, 2027 if all reference assets meet their call levels, and at maturity return $1,000 per $1,000 unless a Trigger Event occurs, in which case payment is reduced pro rata to the Least Performing Reference Asset. The estimated initial value on the Pricing Date was $978.15 per $1,000.
Bank of Montreal priced a structured note offering: US$2,730,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons linked to the common shares of Celestica Inc. (CLS). The Pricing Date was April 20, 2026, Settlement Date April 23, 2026, Valuation Date October 20, 2027 and Maturity Date October 25, 2027.
Key economic terms: each $1,000 principal pays a contingent coupon of $26.667 monthly if the Reference Asset closes at or above the Coupon Barrier on each Observation Date (a 2.6667% per month rate, approximately 32.00% per annum). Notes are autocallable if the Reference Asset closes at or above the Call Level on an Observation Date beginning July 22, 2026. At maturity, holders receive $1,000 unless a Trigger Event (Final Level below the Trigger Level) causes a performance-based cash settlement that can be substantially less.
Bank of Montreal offers market-linked senior medium-term notes due April 20, 2029. The pricing supplement describes auto-callable, contingent-coupon notes linked to the lowest performing share of Microsoft, NVIDIA and UnitedHealth. Original offering price was $1,000 per security with total original offering price shown as $10,699,000. The notes pay a contingent coupon of 21.57% per annum monthly if the lowest performing underlier meets its coupon threshold; they are auto‑callable if the lowest performing underlier meets its call threshold on specified monthly observation dates. At maturity the principal repayment depends on the lowest performing underlier’s ending value relative to its downside threshold (60% of starting value), exposing holders to more than 40% principal loss if that underlier falls sufficiently. Pricing date was April 17, 2026 and issue date April 22, 2026. The notes are unsecured obligations of Bank of Montreal and carry issuer credit risk.
Bank of Montreal is offering Market-Linked, Auto-Callable Senior Medium-Term Notes (equity-linked securities) tied to the lowest performing stock among AMD, META and ORCL. The original offering price and face amount are $1,000 per security. The initial estimated value is $962.50 (floor at $920.00), and the agent discount is $23.25, leaving estimated proceeds to Bank of Montreal of $976.75 per security. Pricing date is April 30, 2026, issue date May 5, 2026, and stated maturity is May 3, 2029. The notes pay monthly contingent coupons (contingent coupon rate at least 21.50 per annum) subject to the lowest performing underlier meeting coupon thresholds; automatic call and downside features apply, and principal at maturity depends on the lowest performing underlier relative to a 50% downside threshold.
Bank of Montreal (BMO) priced US$4,250,000 in Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons linked to Alphabet Inc. Class A common stock (GOOGL). The notes priced on April 16, 2026, settle April 21, 2026, and mature October 21, 2027, with a quarterly contingent coupon of 2.825% (≈11.30% per annum) if the Reference Asset closes at or above the coupon barrier on Observation Dates.
The notes feature an automatic redemption if the Reference Asset closes at or above the Call Level on an Observation Date; if not autocalled, principal repayment at maturity depends on Final Level versus a Trigger Level equal to $218.41 (65.00% of the Initial Level). If a Trigger Event occurs, investors may receive shares (Physical Delivery Amount) or cash (Cash Delivery Amount) tied to the Final Level. The document discloses an estimated initial value of $4,890.40 per $5,000 principal amount on the Pricing Date.
Bank of Montreal priced a US$500,000 issuance of Senior Medium-Term Autocallable Barrier Notes with Memory Coupons due April 23, 2029, linked to the least performing of Meta Platforms (Class A), Alphabet (Class C) and Microsoft common stock. The notes pay a Contingent Coupon of 1.3833% per month (approximately 16.60% per annum) when each reference asset closes at or above its Coupon Barrier on an Observation Date, and include a Memory Coupon feature and an automatic redemption (autocall) beginning on October 20, 2026. Coupon and trigger barriers are set at 60% of each Initial Level and the Call Level is 100% of Initial Levels. The estimated initial value on the Pricing Date was $969.66 per $1,000 principal.