Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal (BMO) priced US$4,250,000 in Senior Medium-Term Notes, Series K: Autocallable Barrier Notes with Memory Coupons linked to Alphabet Inc. Class A common stock (GOOGL). The notes priced on April 16, 2026, settle April 21, 2026, and mature October 21, 2027, with a quarterly contingent coupon of 2.825% (≈11.30% per annum) if the Reference Asset closes at or above the coupon barrier on Observation Dates.
The notes feature an automatic redemption if the Reference Asset closes at or above the Call Level on an Observation Date; if not autocalled, principal repayment at maturity depends on Final Level versus a Trigger Level equal to $218.41 (65.00% of the Initial Level). If a Trigger Event occurs, investors may receive shares (Physical Delivery Amount) or cash (Cash Delivery Amount) tied to the Final Level. The document discloses an estimated initial value of $4,890.40 per $5,000 principal amount on the Pricing Date.
Bank of Montreal priced a US$500,000 issuance of Senior Medium-Term Autocallable Barrier Notes with Memory Coupons due April 23, 2029, linked to the least performing of Meta Platforms (Class A), Alphabet (Class C) and Microsoft common stock. The notes pay a Contingent Coupon of 1.3833% per month (approximately 16.60% per annum) when each reference asset closes at or above its Coupon Barrier on an Observation Date, and include a Memory Coupon feature and an automatic redemption (autocall) beginning on October 20, 2026. Coupon and trigger barriers are set at 60% of each Initial Level and the Call Level is 100% of Initial Levels. The estimated initial value on the Pricing Date was $969.66 per $1,000 principal.
Bank of Montreal priced US$1,000,000 of Senior Medium-Term Notes, Series K: Digital Return Barrier Notes due April 22, 2027 linked to the least performing of the S&P 500®, NASDAQ-100® and Russell 2000®. The notes pay an 8.00% Digital Return if the Least Performing Reference Asset's Final Level is ≥60.00% of its Initial Level; otherwise holders suffer a 1% principal loss for each 1% decline below the Initial Level, potentially losing up to 100% of principal. The offering price was 100% ($1,000 per note), agent commission 0.65% ($6,500 aggregate), proceeds to Bank of Montreal 99.35% ($993,500). Initial estimated value was $990.13 per $1,000. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk.
Bank of Montreal priced US$6,349,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons linked to the common stock of NVIDIA Corporation. The notes pay a Contingent Coupon of 3.025% per quarter (approximately 12.10% per annum) if the Reference Asset on each Observation Date is at or above the Coupon Barrier Level of $109.09 (55.00% of the Initial Level). The Initial Level is $198.35; the Call Level is 100.00% of the Initial Level and automatic redemption may occur beginning on July 16, 2026. If not called, maturity is October 21, 2027; if a Trigger Event occurs (Final Level below $109.09 on the Valuation Date), holders receive a Physical Delivery Amount (shares) or a Cash Delivery Amount as determined by the Calculation Agent. The estimated initial value on the Pricing Date was $975.53 per $1,000 principal.
Bank of Montreal priced US$1,675,000 of Senior Medium-Term Digital Return Notes, Series K due April 28, 2027, linked to an equally weighted basket of Constellation Energy (CEG), NRG Energy (NRG) and NextEra Energy (NEE). The notes pay a 26.50% Digital Return at maturity if the Basket’s Final Level is greater than or equal to 100.00% of the Initial Level; otherwise investors lose 1% of principal for each 1% decline in the Basket, potentially losing up to 100% of principal. The notes are unsecured obligations of Bank of Montreal, issued in $1,000 denominations, not listed, and cash-settled. Pricing Date: April 16, 2026; Settlement Date: April 21, 2026; Valuation Date: April 23, 2027; Maturity Date: April 28, 2027. The initial estimated value was $960.12 per $1,000, and the public offering included a 2.00% agent commission.
Bank of Montreal priced US$665,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the common stock of Arista Networks, Inc. The notes carry a Contingent Interest Rate of 5.75% per quarter (approximately 23.00% per annum), an Initial Level of $161.01, and a Coupon/Trigger Barrier of $104.66 (65.00% of the Initial Level). Pricing Date was April 16, 2026, Estimated initial value was $974.32 per $1,000, and Maturity Date is April 04, 2029. The offering price was 100% ($1,000 per $1,000); agent commission totaled 2.00% ($13,300) with proceeds to Bank of Montreal of $651,700.
Bank of Montreal priced US$4,742,000 Senior Medium‑Term Notes, Series K: an Autocallable Barrier Note with Contingent Coupons linked to PayPal common stock (PYPL). The Pricing Date is April 16, 2026, Settlement Date April 21, 2026, Valuation Date March 29, 2029, and Maturity Date April 04, 2029.
The notes pay a Contingent Interest Rate of 4.65% per quarter (approximately 18.60% per annum) when the Reference Asset on an Observation Date is at or above the Coupon Barrier Level of $34.87 (70.00% of the Initial Level). The Initial Level is $49.81; the Trigger Level equals $34.87. Automatic redemption occurs if the Reference Asset is at or above the Call Level (100% of the Initial Level) on an Observation Date. Payment at maturity depends on the Final Level and may be less than principal if a Trigger Event occurs.
Bank of Montreal (BMO) priced a primary offering of US$1,422,000 in Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the common stock of NVIDIA Corporation (ticker: NVDA). The notes pay contingent quarterly coupons of 5.0875% per quarter (approximately 20.35% per annum) when the Reference Asset closes at or above the Coupon Barrier on observation dates and feature an automatic redemption if the Reference Asset closes at or above the Call Level on any Observation Date.
If not called, principal repayment at maturity depends on NVIDIA's Final Level versus the Trigger Level ($148.76, 75.00% of the Initial Level). The Initial Level is $198.35, the estimated initial value was $981.99 per $1,000, and investors receive cash at maturity; physical delivery of shares is excluded.
Bank of Montreal priced US$1,243,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Meta Platforms, Inc. Class A common stock. The notes pay a 4.50% contingent coupon per quarter (approximately 18.00% per annum) if the Reference Asset closes at or above a Coupon Barrier of $507.65 (75.00% of the Initial Level). The Initial Level is $676.87, the Pricing Date was April 16, 2026, settlement is April 21, 2026, the Valuation Date is March 29, 2029, and maturity is April 04, 2029.
If, on any Observation Date beginning June 30, 2026, the Reference Asset closes at or above the Call Level (100% of the Initial Level), the notes will be automatically redeemed and investors will receive principal plus the contingent coupon otherwise due. If not auto-redeemed, a Trigger Event occurs if the Final Level is below the Trigger Level ($507.65) and maturity payment will equal $1,000 plus $1,000 times the Percentage Change, which can result in losses of principal (examples shown).
The estimated initial value on the Pricing Date was $984.28 per $1,000 principal amount; public offering price was 100% and proceeds to issuer $1,218,140 after a 2.00% agent commission. The notes pay cash only at maturity (no physical delivery) and involve issuer and model, liquidity, and tax risks described herein.
Bank of Montreal priced US$861,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to Bank of America Corporation common stock. The notes pay contingent quarterly coupons of 3.25% per quarter (approximately 13.00% per annum) if the Reference Asset closes at or above the Coupon Barrier on each Observation Date. The Initial Level of the Reference Asset is $53.51 with a Coupon Barrier and Trigger Level of $42.81 (80.00% of Initial Level). The notes mature on April 04, 2029, with a Valuation Date of March 29, 2029. If not autocalled, principal at maturity depends on the Final Level and may be less than principal; physical delivery of shares is not permitted.