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Bank of Montreal is offering US$9,692,000 of Senior Medium-Term Notes, Series K Digital Return Barrier Notes due August 16, 2027, linked to the least performing of the S&P 500 Index and the Russell 2000 Index. These unsecured notes pay no interest and are not listed on any exchange.
At maturity, investors receive US$1,092.30 per US$1,000 (a 9.23% Digital Return) if the Final Level of the Least Performing Reference Asset is at least 65.00% of its Initial Level. If it finishes below 65.00%, repayment equals US$1,000 plus US$1,000 times the Percentage Change, producing a 1% principal loss for each 1% index decline, down to a total loss. Initial Levels are 7,515.34 for SPX and 2,953.166 for RTY, with corresponding Barrier and Digital Barrier Levels at 65.00% of those values. The estimated initial value is US$994.61 per US$1,000, versus a 100% issue price, reflecting offering, structuring and hedging costs and an issuer funding rate.
Bank of Montreal is issuing US$256,000 of Senior Medium‑Term Notes, Series K, digital return barrier notes due October 1, 2027, linked to the least performing of the S&P 500® Index and the Russell 2000® Index. The notes offer an 11.60% Digital Return at maturity per $1,000 principal if the final level of the least performing index is at or above 70.00% of its initial level.
If that index finishes below the 70.00% Barrier Level, repayment equals $1,000 plus $1,000 times its percentage change, so each 1% drop beyond the barrier causes a 1% loss, up to total loss of principal. The notes pay no periodic interest, are unsecured, unsubordinated obligations subject to Bank of Montreal’s credit risk, and will not be listed on an exchange, so secondary-market liquidity may be limited. The price to public is 100% of principal, including a 0.50% selling commission, while the estimated initial value is $992.54 per $1,000, reflecting offering costs and hedging.
Bank of Montreal is offering US$533,000 of Senior Medium-Term Notes, Series K, Digital Return Barrier Notes due October 1, 2027, linked to the least performing of the S&P 500 Index (SPX) and Russell 2000 Index (RTY).
For each $1,000 note, investors receive their principal plus a 9.81% Digital Return if the final level of the worst-performing index is at least 70.00% of its initial level. If that index falls below 70.00% of its initial level, repayment is reduced 1% for each 1% decline, down to a potential 100% loss of principal.
The notes pay no periodic interest, are unsecured obligations of Bank of Montreal, and are not insured by any deposit insurance corporation. The estimated initial value is $977.59 per $1,000. Notes are issued in $1,000 denominations, will not be listed on an exchange, and all payments depend on Bank of Montreal’s credit. BMO Capital Markets Corp. acts as calculation agent and selling agent, receiving a 2.00% commission, leaving 98.00% of proceeds to the issuer.
Bank of Montreal is issuing US$9,380,000 of senior medium‑term Autocallable Barrier Notes with Memory Coupons due October 18, 2027, linked to the least performing of the S&P 500® Index, NASDAQ‑100 Index® and Russell 2000® Index.
The notes pay a contingent coupon of 1.1125% per month (US$11.125 per US$1,000) only if each index is at or above its coupon barrier (70% of its initial level) on the relevant observation date; missed coupons can be paid later under the Memory Coupon Feature. From January 13, 2027, the notes are automatically redeemed if all three indices are at or above their initial levels, returning principal plus any due coupons. If not called, principal is protected at maturity unless a Trigger Event occurs (any index closes below 65% of its initial level during the monitoring period) and the least‑performing index finishes below its initial level, in which case repayment is reduced in line with that index’s percentage loss and may be zero. The notes are issued at 100% of principal, with a 0.25% agent’s commission and 99.75% proceeds to Bank of Montreal; the estimated initial value is US$990.45 per US$1,000.
Bank of Montreal is offering US$3,973,000 of Senior Medium-Term Notes, Series K, Capped Buffer Enhanced Return Notes due July 16, 2029, linked to the Russell 2000 Index. The notes provide 200.00% leveraged upside on index gains, subject to a Maximum Return of 43.40% and a Maximum Redemption Amount of $1,434.00 per $1,000 in principal.
The structure includes a 15.00% downside buffer; if the index falls more than 15% from the Initial Level of 2,953.166, principal is reduced 1% for each additional 1% decline, for a potential loss of up to 85.00%. The notes pay no interest, are unsecured senior obligations of Bank of Montreal, and are not insured or listed on any exchange. Pricing is 100% of principal with a 0.10% agent’s commission, and the estimated initial value is $991.50 per $1,000, reflecting offering, structuring and hedging costs. Returns depend on the Russell 2000’s performance, and investors are exposed to small-cap equity volatility, Bank of Montreal’s credit risk, limited liquidity and uncertain tax treatment.
Bank of Montreal is issuing US$3,368,000 of Senior Medium-Term Notes, Series K Autocallable Barrier Notes with Memory Coupons due July 16, 2029, linked to the least performing of the S&P 500 Index, Russell 2000 Index and Dow Jones Industrial Average.
The notes offer a 4.40% contingent coupon per semiannual period (approximately 8.80% per annum), paying $44 per $1,000 only when each index closes at or above its coupon barrier (80% of its initial level), with a Memory Coupon Feature that can pay previously missed coupons on later qualifying dates. Beginning in January 2027, if on an observation date all three indexes are above their initial levels, the notes are automatically redeemed at par plus any due coupons.
If not called, principal repayment depends on the worst-performing index. If the final level of any index is below its trigger level (70% of its initial level), repayment is reduced one-for-one with the decline of the least performing index and can fall to zero; otherwise, investors receive full principal back plus any due coupons. The notes are unsecured obligations of Bank of Montreal, not insured by deposit protection schemes. The estimated initial value is $970.92 per $1,000, below the issue price, reflecting structuring and hedging costs. For U.S. tax purposes, BMO and its counsel indicate it is generally reasonable to treat the notes as pre-paid contingent income-bearing derivative contracts, though tax outcomes are described as uncertain.
Bank of Montreal is offering US$2,756,000 of Senior Medium-Term Notes, Series K Autocallable Barrier Notes with Memory Coupons due July 18, 2028, linked to the least performing of SPDR S&P 500 ETF (SPY), iShares Russell 2000 ETF (IWM) and Invesco QQQ Trust, Series 1 (QQQ).
The notes pay contingent coupons of 2.50% per quarter (approximately 10.00% per year) only if on an observation date all three ETFs close at or above their coupon barrier levels, set at 65.00% of initial levels; missed coupons can be paid later under a memory feature. Beginning October 12, 2026, if on any observation date each ETF is above its 100% call level, the notes are automatically redeemed for principal plus any due coupons.
If not called, at maturity investors receive full principal per note only if no Trigger Event occurs, meaning the final level of each ETF is at or above its 65.00% trigger level. If any ETF finishes below its trigger, investors receive either shares or cash linked to that worst performer; this amount is less than principal and can fall to zero. The notes are unsecured obligations of Bank of Montreal and are not insured deposits. The price to public is 100% of principal, with a 1.00% selling commission and issuer proceeds of 99%; the issuer’s estimated initial value is US$986.31 per US$1,000, reflecting embedded costs and hedging.
Bank of Montreal is offering $1,376,000.00 of Senior Medium-Term Notes, Series K equity-linked securities tied to the common stock of Rocket Lab Corporation. Each security has a $1,000 face amount and an estimated initial value of $954.86, below the original offering price.
The notes pay a monthly contingent coupon at 20.65% per annum only if Rocket Lab’s closing value on the related calculation day is at or above the coupon threshold of $41.675 (50% of the $83.35 starting value), with a memory feature for previously missed coupons. From October 2026 to June 2028, if the stock closes at or above the call threshold of $58.345 (70% of the starting value) on any calculation day, the notes are automatically called at par plus the final and any unpaid coupons.
If not called, at maturity on July 18, 2028 investors receive $1,000 per security only if the ending value is at or above the downside threshold of $41.675; otherwise, repayment equals $1,000 multiplied by the performance factor of the stock, resulting in more than 50% and possibly all principal loss. The notes are unsecured obligations of Bank of Montreal, not insured by any government agency, will not be listed on an exchange, and their value and liquidity may be materially affected by market factors and the issuer’s creditworthiness.
Bank of Montreal describes Autocallable Strategic Accelerated Redemption Securities, senior unsecured notes linked to one or more equity indices or exchange-traded funds. The securities pay no interest, are issued in $10 units, and all payments depend on Bank of Montreal’s credit.
The notes may be automatically called on scheduled Observation Dates if the Market Measure is at or above a preset Call Level, returning principal plus a Call Premium. If not called and the Ending Value is below a Threshold Value (which may be 100% of the Starting Value), investors face 1-to-1 downside exposure and can lose some or all principal.
The disclosure highlights principal-at-risk structure, potential illiquidity and limited secondary trading, conflicts from issuer and dealer hedging and calculation-agent roles, complex U.S. tax treatment including possible Section 871(m) withholding for non-U.S. holders, and that investors have no ownership, dividend, or voting rights in the underlying indices or funds.
Bank of Montreal is offering unsecured S&P 500® Index-linked notes with a $1,000 principal amount per note and a term expected to be 13–15 months. The notes pay no interest and are designed to be held to maturity, with no listing on any securities exchange.
At maturity, investors receive a fixed threshold settlement amount, expected between $1,088.60 and $1,104.00 per $1,000 note, if the S&P 500 final level is at least 90.00% of its initial level. If it is below 90.00%, investors lose about 1.1111% of principal for every 1% the index falls below that threshold, down to total loss at a 0 final level.
The estimated initial value is expected between $957.90 and $987.90 per $1,000, less than the $1,000 issue price due to offering and hedging costs. Upside is capped by the threshold settlement amount, so the notes underperform direct index exposure in strong markets. All payments are subject to Bank of Montreal’s credit risk, and U.S. and non-U.S. tax treatment is described as uncertain.