Bank Of Montreal SEC Filings

Bank of Montreal (BMO) is offering US$29,981,000 of Senior Medium-Term Notes, Series K — Bearish Digital Buffer Notes linked to the S&P 500® Index, maturing on June 04, 2027. The notes pay no interest and return at maturity depends on the Final Level versus the Initial Level (Initial Level: 7,137.90 on the Strike Date). Key payoff mechanics: capped downside benefit (a 33.90% Digital Return when Final Level ≤90% but ≥75%), multi-tiered capped losses for index appreciation (up to -20.00% if Final Level >140%), and an extra downside multiplier of 112.00% beyond a 25.00% decline. Payments are unsecured obligations of BMO and subject to its credit risk. The public offering price was 100% of principal and the estimated initial value was $994.01 per $1,000 principal.

Bank of Montreal priced US$302,000 of Senior Medium-Term Notes, Series K — Capped Barrier Enhanced Return Notes due May 05, 2031 linked to the S&P 500® Index. The notes offer 200.00% upside leverage subject to a Maximum Redemption Amount of $1,555.00 per $1,000 (55.50% return). If the index falls below the Barrier Level (75.00% of the Initial Level), investors lose 1% of principal for each 1% decline and may lose up to 100% of principal. Notes pay no interest, are unsecured obligations of Bank of Montreal, and are subject to issuer credit risk and limited liquidity.

Bank of Montreal priced US$352,000 of Senior Medium-Term Notes, Series K — Capped Barrier Enhanced Return Notes linked to the Dow Jones Industrial Average®. The notes pay no interest, mature on July 06, 2027 (valuation date June 30, 2027), and settle on May 05, 2026.

The notes provide 200.00% upside leverage on any appreciation in the index, subject to a Maximum Redemption Amount of $1,123.00 per $1,000 principal (a 12.30% capped return). The Initial Level was 49,652.14 and the Barrier Level is 44,686.93 (90.00% of the Initial Level); if the Final Level is below the Barrier, investors lose 1% of principal for each 1% decline.

Notes are unsecured obligations of Bank of Montreal, not listed, subject to the issuer’s credit risk, issued in minimum denominations of $1,000, and offered with an agent’s commission of 2.00%. The issuer’s estimated initial value was $969.12 per $1,000.

Bank of Montreal priced a series of unsecured, equity-linked Senior Medium-Term Notes (Market Linked Securities—Auto-Callable with Contingent Coupon with Memory Feature) tied to the lowest-performing share of Advanced Micro Devices, Inc., Broadcom Inc. and CrowdStrike Holdings, Inc.. The original offering price is $1,000 per security, the estimated initial value on the pricing date was $952.99, the contingent coupon rate is 22.20% per annum, pricing date was April 30, 2026, issue date May 5, 2026, and stated maturity is May 3, 2029.

The notes pay monthly contingent coupons only if the lowest-performing Underlier closes at or above its coupon threshold (50% of starting value). The notes are auto-callable if the lowest-performing Underlier closes at or above its starting value on specified monthly calculation days. At maturity, if not called, principal is repaid in cash and can be reduced pro rata by the performance factor of the lowest-performing Underlier (full downside exposure below the 50% downside threshold).

Bank of Montreal is offering Senior Medium-Term Notes, Series K: equity-linked, auto-callable securities due May 3, 2029 that link payments to the lowest performing of Broadcom (AVGO), NVIDIA (NVDA) and TSM. The original offering price is $1,000 per security and the initial estimated value at pricing was $954.26 per security. The securities pay monthly contingent coupons at an annual rate of 17.85% if the lowest performing underlier meets its coupon threshold (60% of its starting value), are auto-callable if the lowest performing underlier closes at or above its starting value on certain calculation days, and expose holders to full downside on the lowest performing underlier at maturity (50% downside threshold). Total offering size shown is $10,328,000. These are unsecured obligations of Bank of Montreal and carry issuer credit risk; they are complex and not appropriate for all investors.

Bank of Montreal priced Senior Medium-Term Notes, Series K: equity-linked, auto-callable securities linked to the lowest performing of AMD, META and ORCL. The securities were priced on April 30, 2026 with an estimated initial value of $942.88 per security and an original offering price and face amount of $1,000 per security. They were issued on May 5, 2026 with a stated maturity date of May 3, 2029.

Holders may receive monthly contingent coupon payments at a 21.80% per annum contingent coupon rate (with a memory feature) only if the lowest performing Underlier on the relevant calculation day is at or above its coupon threshold (50% of its starting value). If not auto-called, the maturity payment equals the face amount unless the lowest performing Underlier’s ending value is below its downside threshold (50% of starting value), in which case maturity is $1,000 × performance factor and investors can lose more than 50% of principal. Agent discount was $23.25 per security; proceeds to Bank of Montreal were $976.75 per security.

Bank of Montreal (BMO) is offering Capped Leveraged Index Return Notes® linked to a basket of fifteen financial-sector equities, due April 28, 2028. The public offering price is $10.00 per unit (total public offering price shown: $17,041,440), with proceeds to BMO of $16,700,611.20. The notes provide a 150% Participation Rate in positive Basket performance up to a Capped Value of $15.46 per unit (maximum return 54.60%). The initial estimated value on the pricing date was $9.06 per unit, below the public offering price, reflecting underwriting and hedging charges and BMO’s internal funding rate. Payments at maturity depend on the Basket’s Ending Value on the Calculation Day of April 21, 2028 and are subject to BMO credit risk and tax uncertainties described under U.S. federal rules, including potential Section 1260 and Section 871(m) implications.

Bank of Montreal priced auto-callable, ETF‑linked notes tied to the ARK Innovation ETF (ARKK). The securities have a $1,000 face amount, an estimated initial value of $954.05 per security and mature on May 3, 2029. They pay no interest and are automatically called if the Underlier meets call thresholds on scheduled call dates, producing fixed call premiums (10.70% up to 32.10%). If not called, the maturity payment equals $1,000 × (ending value/starting value + 20% buffer), exposing holders 1:1 to declines beyond the 20% buffer (losses up to 80% of face). Payments are unsecured obligations of Bank of Montreal and subject to its credit risk. The starting value of the Underlier was $75.84 and the threshold is $60.672 (80% of starting value).

Bank of Montreal priced a series of Senior Medium-Term Market Linked Notes—Upside Participation with Averaging and Principal Return at Maturity linked to an equally weighted basket of the EURO STOXX 50®, Russell 2000® and S&P 500® indices. The notes price at $1,000 per note with an estimated initial value of $955 per note (not less than $905 per note at pricing) and an upside participation rate to be set on the pricing date at at least 100%. The notes pay no interest, return principal at maturity if the average basket return is zero or negative, and pay a positive amount only if the average ending value exceeds the 100.00 starting value; maturity is October 18, 2029 and issue date is May 20, 2026. The notes are unsecured obligations of Bank of Montreal and are subject to its credit risk, market-disruption postponement provisions, complex tax treatment for U.S. holders, limited or no secondary market, and distribution fees including an agent discount up to $33.25 per note.