Bank of Nova Scotia 424B Filings

The Bank of Nova ScotiaKKR & Co. Inc.

Each Note has a $1,000 principal amount, an Original Issue Price of 100%, an expected term of approximately 3 years, a Final Valuation Date of March 27, 2029 and a Maturity Date of April 2, 2029. The Notes pay contingent coupons of at least $34.375 per Note (equal to at least 13.75% per annum) when the Reference Asset meets the Contingent Coupon Barrier (set at 50.00% of the Initial Value) on observation dates. The Notes are automatically called if the Reference Asset’s Closing Value on any Call Observation Date is equal to or greater than the Initial Value. If not called, maturity payment depends on the Reference Asset Return versus a Barrier equal to 50.00% of the Initial Value; if the Final Value is below that Barrier, investors may lose up to 100% of principal. The Bank’s initial estimated value range is $928.82 to $958.82 per $1,000 Principal Amount on the Trade Date, below the Original Issue Price. All payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia (BNS) is issuing 457,000 Market‑Linked One Look Notes with Enhanced Buffer, $10 principal per unit, due May 28, 2027. The notes were priced March 19, 2026 and settle March 26, 2026.

The notes pay a Step Up Payment of $1.412 per unit (14.12%) at maturity if the Basket Ending Value is ≥ 90.00% of the Starting Value. If the Ending Value is below 90.00%, investors incur 1:1 downside exposure to declines beyond a 10.00% buffer, with up to 90.00% of principal at risk. All payments are subject to BNS credit risk, there is no FDIC/CDIC insurance, no periodic interest, limited secondary liquidity, and an initial estimated value of $9.592 per unit. The public offering price is $10.00 per unit; underwriting discount $0.175 and hedging charge $0.05 per unit reduced proceeds to BNS to $9.825 per unit.

The Bank of Nova Scotia is offering $9,122,000 of digital notes linked to the S&P 500® Index maturing on July 12, 2028. Each note has a $1,000 principal amount. The initial level is 6,606.49 (trade date March 19, 2026) and the valuation date is July 10, 2028.

If the final level is equal to or above 85.00% of the initial level, holders receive a capped $1,213.90 per $1,000. If below that threshold, losses apply: the buffer rate (~117.65%) multiplies the decline beyond 15.00%, and investors may lose up to 100.00% of principal. Notes pay no interest and any payment is subject to the Bank’s credit risk. The Bank’s initial estimated value was $989.90 per $1,000, below the original issue price.

The Bank of Nova ScotiaNVIDIA Corporation due May 5, 2027. The notes pay a contingent monthly coupon of $10.917 per $1,000 if the reference stock on an observation date is at or above 59.00% of the initial price.

The notes are automatically called if the closing price on any call observation date (Sept 2026 through Mar 2027) is equal to or greater than the initial price; an automatic call pays $1,000 plus the contingent coupon. If not called and the final price is below 59.00% of the initial price, holders receive a share delivery amount equal to $1,000 divided by the initial price, exposing principal to loss. The Bank’s initial estimated value range is $939.74 to $969.74 per $1,000; original issue price is 100%. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering market-linked, auto-callable equity-linked senior notes with a $1,000 face amount per security. The securities link to the lowest performing common stock of AMD, NVIDIA and Tesla and pay no interest; the original offering price is $1,000 per security.

The notes may be automatically called on April 1, 2027 (call settlement three business days later) for a 50.00% call premium. If not called, maturity is on April 2, 2029 with an upside participation rate of at least 500% (to be set on the pricing date) and a contingent absolute-return feature limited to 50.00%; losses occur if the lowest performing stock falls below 50.00% of its starting price. The Bank estimates the securities' value on pricing between $890.00 and $924.76.

The Bank of Nova Scotia is offering $3,035,000 in capped, senior unsecured notes linked to the shares of the SPDRGold Trust (GLD). The Notes do not pay interest, mature on April 7, 2027, and provide upside participation in the Reference Asset up to a 12.83% Maximum Return. If the Reference Asset falls, investors lose 1% of principal for each 1% decline, subject to a principal floor of $950.00 per $1,000 Note (a maximum loss of 5.00%). Trade Date was March 20, 2026 with settlement on March 25, 2026. The initial estimated value at pricing was $983.48 per $1,000 Principal Amount, below the Original Issue Price. All payments are subject to the Bank's credit risk; the Notes are not CDIC- or FDIC-insured and will not be listed on an exchange.

The Bank of Nova Scotia is offering $513,000 of Autocallable Digital Buffer Notes linked to the common stock of L3Harris Technologies, Inc. The Notes have a $1,000 Principal Amount per note, trade date March 20, 2026, original issue date March 25, 2026 and maturity March 23, 2028.

If the Reference Asset’s Closing Value on the Review Date is ≥ the Initial Value ($352.85), the Notes will be automatically called and pay the Principal plus a Call Premium of $172.80 (17.28%) on the Call Payment Date. If not called, at maturity holders receive either: the Principal plus the greater of a Digital Return of 34.56% or the Reference Asset Return if Final Value ≥ Initial Value; the Principal if Final Value ≥ Buffer Value ($299.92, equal to 85.00% of Initial Value); or a leveraged loss if Final Value < Buffer Value, losing approximately 1.1765% of Principal for each percentage point below the Buffer Amount, up to 100% loss.

All payments are unsecured and subject to the Bank’s credit risk. The Bank’s initial estimated value at pricing was $975.03 per $1,000, below the Original Issue Price. Minimum investment is $10,000.

The Bank of Nova Scotia is offering $2,584,000 aggregate principal of Capped Enhanced Participation Basket-Linked Notes due September 23, 2027. The notes return is linked to a weighted basket of five international indices with a 200.00% participation rate and a capped maximum payment of $1,337.00 per $1,000 principal.

The notes pay no interest, are U.S. dollar‑denominated, unsecured senior obligations of the Bank and are subject to the Bank’s credit risk. Trade date was March 18, 2026, original issue price 100%, and the initial estimated value at pricing was $973.97 per $1,000.

The Bank of Nova Scotia is offering $1,905,000 of Trigger Autocallable Contingent Yield Notes linked to The Boeing Company common stock. The Notes pay a contingent coupon of 11.25% per annum and have an initial level of $205.99, with a coupon barrier and downside threshold of $133.89 (65.00% of the initial level). The term is approximately 12 months, with quarterly observation dates and a final valuation date of March 19, 2027 and maturity on March 24, 2027. If an observation date meets or exceeds the initial level the Notes will be automatically called and repay principal plus the contingent coupon. If not called, repayment at maturity depends on the final level versus the downside threshold and may result in a loss up to the entire principal. Payments are subject to BNS creditworthiness. BNS estimated the initial value at $9.693 per $10 Note; the issue price was $10.00. The Notes are not exchange‑listed and may have limited liquidity.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Basket-Linked Notes. Each note has a $1,000 principal amount, a ~22 to 25 month term to the valuation date and a 200.00% participation rate in positive basket returns, capped at a maximum payment expected between $1,265.00 and $1,311.00 per $1,000.

The notes provide a 10.00% buffer (losses up to 10.00% are absorbed; declines beyond 10.00% reduce principal at ~1.1111% per 1% decline below 90.00%). The initial estimated value range is $939.25–$969.25 per $1,000; original issue price is 100.00% with underwriting commissions of 1.47%.

The Bank of Nova Scotia is offering senior, unsecured Digital Notes linked to TOPIX with a term expected to be approximately 13 to 15 months. Payment at maturity per $1,000 depends on the reference asset return: if final level ≥ initial level you receive the greater of a threshold settlement amount (expected $1,169.20–$1,198.50) or principal plus participation; if final level < initial level you suffer a loss equal to the negative reference asset return and may lose up to 100% of principal. Notes pay no interest, are subject to the Bank’s credit risk, will not be listed, and have an original issue price of 100% with underwriting commissions of 0.71%.

The Bank of Nova Scotia is offering senior, unsecured digital notes linked to the EURO STOXX 50® Index. Each note has a $1,000 principal amount, a term expected to be approximately 26 to 29 months, and will not bear interest. At maturity you receive either (a) the greater of a threshold settlement amount (expected between $1,300.00 and $1,352.00 per $1,000) or (b) $1,000 plus $1,000×(reference asset return) if the final level is equal to or greater than the initial level, or, if the final level is lower, $1,000 plus $1,000×(reference asset return), meaning you may lose up to 100% of principal. The original issue price is 100.00% with underwriting commissions of 1.47% ($14.70 per $1,000). The Bank’s initial estimated value at pricing is expected between $938.01 and $968.01 per $1,000. Payments depend on the Bank’s creditworthiness, the notes are not listed, and secondary market liquidity may be limited.

The Bank of Nova Scotia is offering Capped Enhanced Participation Basket-Linked Notes due April 15, 2027 with an aggregate principal of $1,000,000. The notes pay no interest and return at maturity is linked to an equally weighted basket of six alternative-asset managers measured from the strike date March 13, 2026 to the valuation date April 13, 2027. The notes feature a 200.00% participation rate on positive basket returns subject to a maximum payment of $1,531.00 per $1,000 principal (cap ~26.55%). If the final basket level is below the initial level (100), holders suffer losses dollar-for-dollar and may lose up to 100% of principal. The initial estimated value on the trade date was $973.40 per $1,000, below the original issue price; underwriting commissions equal 0.82% ($8.20 per $1,000), with proceeds to the Bank of 99.18%. Payments depend on the Bank’s creditworthiness, the basket’s price return (no dividends), and limited secondary-market liquidity.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto‑Callable Securities due on or about April 2, 2029 linked to the common stock of Broadcom Inc. The securities have a stated principal amount of $1,000.00 and an issue price of $1,000.00 per security, with a pricing date of March 27, 2026.

The securities pay a contingent quarterly coupon of $32.75 (equivalent to 13.10% per annum) on any determination date when the closing price is at least 50.00% of the initial share price (the downside threshold). If the reference share is at or above the call threshold on a determination date, the notes auto‑redeem for principal plus due coupons. If the final share price is below the downside threshold, repayment at maturity is reduced by the share performance factor and could be less than 50.00% of principal, possibly zero. All payments are subject to BNS credit risk. Estimated initial value ranged between $932.88 and $962.88.

The Bank of Nova Scotia is offering principal-at-risk Digital Notes linked to the S&P 500 Index with an expected term of approximately 27 to 30 months. The notes pay no interest and provide a capped positive return if the final index level is ≥85% of the initial level (threshold settlement amount expected between $1,175.00 and $1,205.80 per $1,000). If the final level is below 85% of the initial level, investors incur leveraged losses (buffer rate ≈ 117.65%), potentially losing up to 100% of principal. Payments are unsecured obligations of the Bank and depend on its creditworthiness. The initial estimated value range is $956.30 to $986.30 per $1,000, below the issue price.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of The Boeing Company. The Notes pay a contingent coupon of 11.25% per annum only if the underlying's closing level meets the coupon barrier on observation dates. The initial level was $205.99 (strike date March 18, 2026), and the coupon barrier and downside threshold are $133.89 (which is 65.00% of the initial level). Term is approximately 12 months with final valuation on March 19, 2027 and maturity on March 24, 2027. Notes may be automatically called early if the underlying meets or exceeds the initial level on any observation date; call pays principal plus the contingent coupon. At maturity, if the final level is below the downside threshold you may suffer a loss equal to the underlying return and could lose your entire principal. Payments are subject to BNS credit risk. Minimum investment is 100 Notes at $10.00 per Note. BNS’ initial estimated value range on the trade date was $944.69 to $974.69 per $1,000 principal amount.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to the common stock of NVIDIA Corporation. The notes are senior, unsecured debt due April 5, 2029 with a principal amount of $1,000 per Note and an Original Issue Price of 100%. They include an automatic call feature on scheduled observation dates, contingent coupon payments of at least $47.50 per Note (equal to at least 19.00% per annum) if the Reference Asset meets the Contingent Coupon Barrier on observation dates, and a Barrier Value equal to 70.00% of the Initial Value. If not called, repayment at maturity depends on the Reference Asset Return; a Final Value below the Barrier Value can result in up to 100% loss of principal. Payments are subject to the Bank’s credit risk and tax treatment is described as uncertain.

The Bank of Nova Scotia is offering $16,178,000 aggregate principal of digital notes linked to the S&P 500® Index, trade date March 16, 2026, original issue date March 19, 2026 and maturity March 13, 2028. The notes pay no interest; the payment at maturity is determined by the S&P 500 closing level on the valuation date March 9, 2028.

If the final level is ≥ 85.00% of the initial level (initial level 6,699.38), holders receive a capped $1,153.00 per $1,000 principal amount. If the final level is below that threshold, losses apply with a buffer rate of approximately 117.65%, and investors may lose up to their entire principal. The Bank disclosed an initial estimated value of $974.72 per $1,000 on the trade date; the original issue price is 100.00%. Distribution fees include underwriting commissions of 1.50%.

The Bank of Nova Scotia is offering $4,135,000 of Digital Notes linked to the iShares 20+ Year Treasury Bond ETF, maturing May 11, 2028, with payment determined by the ETF price from the strike date March 12, 2026.

Key terms: initial price per share $86.97, threshold price 90.00%, maximum payment $1,173.00 per $1,000 principal, buffer rate approximately 111.11%. Initial estimated value was $977.20 per $1,000; original issue price is 100.00% with underwriting concession 1.59%. Notes are unsecured obligations of the Bank, not listed, and subject to issuer credit risk and the ETF's price performance.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes totaling $10,499,000 linked to Dell Technologies Inc. Class C common stock. The notes pay a contingent coupon of $11.10 per $1,000 (1.11% monthly; up to 13.32% per annum) if the reference asset closing price on an observation date is ≥ the coupon barrier of 55.00% of the initial price ($156.54 initial price).

If any call observation date from September 2026 to March 2027 has the reference asset closing price ≥ the initial price, the notes are automatically redeemed for $1,000 plus that contingent coupon. If not called, maturity is April 21, 2027; at maturity holders receive $1,000 if the final price ≥ 55.00% of the initial price, or otherwise $1,000 × (1 + reference asset return), exposing principal to loss down to 0%. All payments are subject to the Bank’s creditworthiness. The Bank’s initial estimated value was $961.19 per $1,000.

The Bank of Nova Scotia priced senior, equity‑linked securities (face amount $1,000) linked to the lowest performing of Broadcom, Alphabet Class C and Netflix. The securities mature on March 22, 2029 with an automatic call opportunity on March 22, 2027.

The terms include a call premium of 46.10%, an upside participation rate of 300%, an estimated value on the pricing date of $902.30 per security, no periodic interest, and full credit exposure to the Bank. If not called, payoff depends on the lowest performing Underlying Stock: positive leveraged upside if the ending price is above starting price; a capped absolute‑value positive return up to 50.00% if the decline is ≤50.00%; and full downside 50.00%, possibly total) if the ending price is below 50% of starting price.

The Bank of Nova Scotia priced senior, unsecured equity-linked securities linked to NVIDIA Corporation stock, maturing March 22, 2027. Each security has a $1,000 face amount, an original offering price of $1,000 and an estimated value on the pricing date of $968.05 (96.805%).

The notes pay a monthly contingent coupon of 16.50% per annum only if the Underlying Stock's closing price on a calculation day is at least $127.351 (70% of the starting price $181.93). The notes are auto-callable if a monthly calculation-day close from September 2026 through February 2027 is at or above the starting price; otherwise maturity payoff exposes holders to full downside below the 70% threshold.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to an American depositary receipt of Alibaba Group Holding Limited due May 5, 2027. The notes pay a contingent monthly coupon of 0.8584% (up to approximately 10.30% per annum) when the reference asset closes at or above a 61.00% coupon barrier on an observation date. Observation dates are expected monthly beginning April 2026; call observation dates run from September 2026 through March 2027. If a call observation date closing price is equal to or above the initial price, the notes will be automatically called and you receive $1,000 plus the contingent coupon. If not called, at maturity you receive $1,000 if the final price is at or above the 61.00% trigger price; if below, you receive $1,000 plus $1,000 times the reference asset return and may lose up to your entire investment. The notes are unsecured obligations of the Bank, not listed, and the Bank’s initial estimated value is between $925.00 and $955.00 per $1,000 principal amount; original issue price is 100%. Commissions and fees (up to 2.15% total indicated and distribution concessions up to 1.50% plus a structuring fee up to 0.65%) are disclosed; market-making by GS&Co. is discretionary.

The Bank of Nova Scotia priced senior unsecured, equity-linked senior notes (face amount $1,000 each) linked to the lowest performing of Amazon, Alphabet Class A and Meta, with an automatic call on March 22, 2027 and stated maturity on March 22, 2029. If called, holders receive the face amount plus a 32.00% call premium. If not called, maturity payoff depends solely on the lowest performing Underlying Stock: 300% upside participation if the ending price is above the starting price; an absolute-value capped positive return up to 40.00% if decline is between 0% and 40.00%; and full downside exposure if the decline exceeds 40.00%. The Bank estimated value at pricing was $915.62 per security and the original offering price was $1,000. All payments are subject to the Bank’s credit risk and no periodic interest is paid.

The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes linked to the least performing common stock of Broadcom, ServiceNow and NVIDIA. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100.00%. The Participation Rate is 300.00%, the Call Value is 90.00% of Initial Value and the Barrier Value is 50.00% of Initial Value. The Notes may be automatically called on the Review Date (March 29, 2027) for at least a $630.00 Call Premium (at least 63.00%). If not called, maturity is March 28, 2029, with payoffs determined by the Least Performing Reference Asset. Trade Date is March 23, 2026, Original Issue Date March 26, 2026. The Bank’s initial estimated value range is $870.77 to $900.77 per $1,000 Principal Amount. All payments are subject to the credit risk of the Bank and the Notes are unsecured, non‑interest bearing and not listed.

The Bank of Nova Scotia offers $4,654,000 in face amount of Series A equity-linked senior notes linked to Oracle Corporation. The securities (face amount $1,000 each) were priced on March 17, 2026 and issued on March 20, 2026, with an original offering price of $1,000 and the Bank's estimated value of $955.66 per security.

The notes pay a contingent quarterly coupon at a 15.00% per annum (with a memory feature) if the Underlying Stock's closing price on each calculation day is at or above the coupon threshold (50% of the starting price). The securities are auto-callable on quarterly observation dates if Oracle's closing price is greater than or equal to the starting price ($154.69). If not called, maturity is March 22, 2029, and principal repayment depends on the ending price versus the downside threshold ($77.345, 50% of the starting price). All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $6,547,000 of Enhanced Participation Basket-Linked Notes due March 15, 2028 with a 151.00% participation rate. The notes reference a weighted basket (EURO STOXX 50 40%, TOPIX 25%, FTSE 100 17%, SMI 11%, S&P/ASX 200 7%) measured from the trade date March 13, 2026 to the valuation date March 13, 2028.

The notes do not pay interest and are paid in cash at maturity. For each $1,000 principal, a positive basket return is multiplied by the 151.00% participation rate; a negative basket return reduces principal dollar-for-dollar. The initial estimated value was $970.13 per $1,000; original issue price is $1,000 (100.00%) and underwriting commissions are 1.50%.

The Bank of Nova Scotia is offering Buffered Enhanced Participation Basket‑Linked Notes due March 15, 2028 with an aggregate principal of $2,250,000 and a $1,000 principal amount per note. The notes pay no interest and reference a weighted basket of five international indices measured from the trade date (March 13, 2026) to the valuation date (March 13, 2028).

Key economics: a participation rate of 121.50%, a buffer level of 90.00% (buffer percentage 10.00%) and a buffer rate of approximately 111.11%. If the final basket level exceeds the initial level, holders receive principal plus participation × basket return; if the final basket level falls by up to 10.00%, principal is returned; declines beyond 10.00% result in losses up to 100.00%. The initial estimated value was $971.53 per $1,000, below the original issue price, and underwriting commissions equal 1.50% ($33,750), with proceeds to the Bank of $2,216,250.

The Bank of Nova Scotia offers $31,650,000 of Contingent Income Auto-Callable Securities due March 18, 2027 linked to the common stock of CoreWeave, Inc.

Each $1,000 note is a principal-at-risk note that can pay a contingent quarterly coupon of $79.00 (31.60% per annum) if the closing price on a determination date is at or above the downside threshold of $32.444 (40.00% of the initial share price). The call threshold and initial share price are $81.11 (100.00%). If not redeemed early and the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 40.00% of principal or zero. All payments are subject to BNS credit risk. BNS estimated the securities' value at $991.15 on the pricing date; issue price is $1,000.00 per security.

The Bank of Nova Scotia is offering $3,802,500 of Trigger Autocallable Notes due March 18, 2031, linked to an unequally weighted basket of five equity indices. The Notes pay a call return rate of 9.00% per annum (callable quarterly after 12 months), have a downside threshold of 75.00% of the initial basket level, and are sold at $10.00 per Note (minimum 100 Notes). If an observation-date basket closing level is at or above the initial basket level (call threshold), the Notes will be automatically called and payoff equals principal plus the applicable call return; if not called and the final basket level is below the downside threshold, the maturity payment will decline in line with the basket return and could result in total loss. BNScreditworthiness and limited secondary market/liquidity are material considerations; BNSinitial estimated value per Note was $9.53 on the trade date.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS linked to the EURO STOXX 50® Index with a term of approximately five years and potential automatic early redemption. The securities pay no interest, may be automatically called on the observation date for a 18.00% call return, and otherwise pay at maturity based on the underlying return multiplied by an upside gearing (range 1.75 to 1.9555). Payments, including principal, depend on BNS creditworthiness; if the final level is below the 75.00% downside threshold, investors can lose a substantial portion or all of their principal.

The Bank of Nova Scotia priced senior, equity index‑linked notes with a face amount of $1,000 per security, linked to the lowest performing of the Dow Jones Industrial Average and the S&P 500. The securities mature on December 21, 2028 and pay no periodic interest.

If the lowest performing Index finishes above its starting level, holders participate at a 100% upside participation rate subject to a maximum return of 15.10% (maximum maturity payment $1,151). If the lowest performing Index is unchanged or lower, holders receive the face amount ($1,000) at maturity. The pricing date was March 16, 2026 (estimated value per security $953.72), and the original offering price is $1,000 per security.

All payments are subject to the Bank's credit risk; the securities are senior, unsecured obligations. The distribution includes an agent discount of $30.75 per security and proceeds to the Bank of $969.25 per security. The securities have complex features, limited liquidity, and specific U.S. federal tax treatment as contingent payment debt instruments (comparable yield 4.95% with a projected maturity payment of $1,144.32 used for accrual purposes).

The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the Invesco S&P 500® Equal Weight ETF. The offering totals $250,000 aggregate principal, with a Principal Amount of $1,000 per note and an Original Issue Price of 100.00%. The notes are direct, unsubordinated and unsecured obligations of the Bank and pay no periodic interest.

The notes have a term of approximately 36 months with Observation Dates leading to automatic calls: Call Payment Amounts are $1,078.50 (first), $1,157.00 (second) and $1,235.50 (final). The Initial and Call Value is $193.52 and the Barrier is 70.00% of that value ($135.46). If not called and the Final Value is below the Barrier, repayment at maturity is reduced pro rata by the Reference Asset Return, potentially resulting in a loss of up to 100.00% of principal.

The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes linked to the least performing common stock of Ares Management Corporation, Blackstone Inc. and KKR & Co. Inc.

The Notes are senior, unsecured obligations of the Bank, have a Participation Rate of 300.00%, a Barrier equal to 50.00% of each Reference Asset's Initial Value and a Call Premium of at least $600.00 (60.00%) per $1,000 Principal Amount. The Notes are expected to price on March 20, 2026, settle on March 25, 2026, have a Review Date of March 25, 2027, and mature on March 23, 2029. The Bank’s initial estimated value at pricing is stated as between $901.57 and $931.57 per $1,000 Principal Amount.

The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to the common stock of L3Harris Technologies. The Notes have a $1,000 Principal Amount per Note, an Original Issue Price of 100%, a Trade Date of March 20, 2026, expected settlement on March 25, 2026, and a maturity of March 23, 2028. The Notes are automatically called if the Reference Asset’s Closing Value on the Review Date (April 2, 2027) is at least 100% of the Initial Value, in which case holders receive Principal plus a Call Premium of at least $172.80 (17.28%). If not called and the Final Value is >= Initial Value, the Payment at Maturity equals Principal plus the greater of the Digital Return (at least 34.56%) or the Reference Asset Return. If Final Value < Initial Value but >= Buffer Value (equal to 85.00% of Initial Value), holders receive Principal; if Final Value < Buffer Value, losses are magnified by a Downside Leverage Factor of ~1.1765. Minimum investment is $10,000. The Bank’s initial estimated value range on the Trade Date is $945.56 to $975.56. Payments are unsecured obligations of the Bank and subject to its credit risk. Terms are subject to completion and will be set in the final pricing supplement.

The Bank of Nova Scotia is offering $4,980,200 of Trigger Autocallable GEARS linked to the Nikkei 225® Index with a March 17, 2031 maturity. The notes have a $10 principal per Security (minimum investment $1,000), an automatic observation date on March 18, 2027 and a call price that pays the principal plus an 18.00% call return if the closing level on the observation date is at or above the initial level (53,819.61). If not called, maturity payoff depends on the underlying return with an upside gearing of 1.80 and a downside threshold set at 40,364.71 (which is 75.00% of the initial level). Payments are subject to BNS credit risk; investors may lose a significant portion or all principal.

The Bank of Nova Scotia is offering capped, senior unsecured notes linked to the SPDR® Gold Trust (GLD). The notes have a $1,000 principal per note, a minimum investment of $10,000, a Trade Date of March 20, 2026 and a Maturity Date of April 7, 2027.

Holders receive the positive performance of the Reference Asset up to a Maximum Return of at least 12.83%. If the Final Value is below the Initial Value, investors lose 1% per 1% decline, capped at a 5.00% loss (minimum payment $950.00 per note). The notes pay no interest, are unsecured obligations of the Bank and are subject to the Bank’s credit risk. Initial estimated value is between $956.31 and $986.31 per $1,000 note; underwriting/placement fees are 1.00%.

The Bank of Nova Scotia is offering $4,990,000 of Airbag Autocallable Yield Notes linked to the common stock of Weyerhaeuser Company, due March 18, 2027. The senior, unsecured Notes have a coupon rate of 8.52% per annum, a principal amount of $1,000 per Note, an initial level of $23.03, a call threshold equal to 100.00% of the initial level ($23.03), and a conversion level equal to 85.00% of the initial level ($19.58).

If an observation date meets or exceeds the call threshold the Notes will be automatically called and investors receive principal plus the coupon otherwise due. If not called and the final level is below the conversion level, holders receive a share delivery amount equal to $1,000 ÷ $19.58 = 51.0725 shares per Note (fractional shares paid in cash), exposing investors to full downside market risk and issuer credit risk.

The Bank of Nova Scotia (BNS) offers Dual Directional Trigger Participation Securities linked to the S&P 500® Index due on or about March 23, 2028 with a stated principal amount of $1,000.00 per Trigger Security.

These senior unsecured notes pay no interest and provide three possible maturity outcomes: full principal plus an upside payment if the final index value exceeds the initial value (capped at a 23.45% maximum upside, i.e., $1,234.50 per security); a positive unleveraged return equal to the absolute decline if the final index value is below the initial value but at or above the trigger level of 80.00% of the initial index value (effectively capped at 20.00%); or full downside exposure if the final index value is below the trigger level, resulting in losses equal to the percentage decline (potentially down to zero).

The Bank of Nova Scotia (BNS) is offering 768,252 units of Market-Linked One Look Notes linked to the common stock of Palantir Technologies Inc. Each unit has a $10 principal amount, a pricing date of March 12, 2026, settlement on March 19, 2026, and maturity on May 28, 2027.

The notes pay no periodic interest. If the Ending Value of PLTR is >= 90.00% of the Starting Value (Threshold Value $138.15; Starting Value $153.50), holders receive the principal plus a $3.77 Step Up Payment (a 37.70% return). If the Ending Value is below the Threshold, holders incur 1:1 downside beyond the initial 10.00% buffer, putting up to 90.00% of principal at risk. All payments are subject to BNS credit risk and occur at maturity; secondary-market liquidity is limited.

The initial estimated value on the pricing date was $9.68 per unit versus the public offering price of $10.00 per unit. Fees include an underwriting discount of $0.175 and a hedging-related charge of $0.05 per unit. The notes are unsecured senior debt of BNS.

The Bank of Nova Scotia is offering 2,448,544 units of Autocallable Strategic Accelerated Redemption Securities® at $10.00 per unit, a public offering of $24,485,440. The notes are senior unsecured obligations of BNS linked to the S&P 500® Index with automatic call provisions on six Observation Dates from approximately March 19, 2027 through March 19, 2032. If called, per-unit Call Amounts range from $10.904 (first Observation Date) to $15.424 (final Observation Date). If not called, holders face 1-to-1 downside exposure to the Index (up to 100% principal at risk) and will receive a Redemption Amount at maturity dependent on the Ending Value. The initial estimated value on the pricing date was $9.60 per unit; the public offering price includes an underwriting discount of $0.20 and a hedging-related charge of $0.05 per unit. All payments are subject to the credit risk of The Bank of Nova Scotia, and the notes have limited secondary market liquidity and no exchange listing.

The Bank of Nova Scotia (BNS) is offering 745,911 units of Autocallable Leveraged Index Return Notes linked to the S&P 500® Index with a $10 principal amount per unit and a maturity date of April 2, 2029. The notes have an Observation Date of March 19, 2027 and an approximate three-year term if not called.

The notes will be automatically called on the Observation Date at a $10.80 Call Amount (an 8.00% Call Premium) if the Observation Level is equal to or greater than the Call Level (the Starting Value of 6,672.62). If not called, at maturity holders receive 241.60% participation in Index increases above the Starting Value and 1-to-1 downside exposure to declines, with up to 100.00% of principal at risk. The public offering price is $10.00 per unit, the initial estimated value on the pricing date is $9.69 per unit, and proceeds to BNS are $9.80 per unit, before expenses.

The Bank of Nova Scotia (BNS) is offering 4,524,690 units of Autocallable Strategic Accelerated Redemption Securities® linked to the S&P 500® Index. Each unit has a $10 principal amount, a public offering price of $10.00 and an initial estimated value of $9.64 as of the March 12, 2026 pricing date. The notes mature on April 2, 2029 unless automatically called on Observation Dates; Call Amounts per unit are $11.035, $12.070 and $13.105 on the first, second and final Observation Dates, respectively. If not called, holders face 1-to-1 downside exposure to the Index and may lose up to 100% of principal; all payments are subject to BNS credit risk. The offering includes an underwriting discount of $0.20 per unit (reduced to $0.15 for certain large household purchases) and a hedging-related charge of $0.05 per unit.

The Bank of Nova Scotia is offering Capped Enhanced Participation Basket-Linked Notes due April 15, 2027 that pay no interest and whose maturity payment is linked to an equally weighted basket of six alternative-asset-manager stocks measured from the strike date March 13, 2026

If the final basket level is above the initial level (100), investors receive the principal plus 200.00% participation in the positive basket return, capped at a $1,531.00 maximum payment per $1,000 principal. If the final basket level is below the initial level, investors lose proportionally and may lose up to 100% of principal. The Bank’s creditworthiness governs any payment.

Key economics: original issue price 100%, underwriting commission approximately 0.82% (about $8.20 per $1,000), and an initial estimated value range of $939.73 to $969.73 per $1,000 on the trade date.

The Bank of Nova Scotia amends its Pricing Supplement to offer $20,000,000 of Callable Step‑Up Rate Notes due March 17, 2033 (bail‑inable). The Notes pay semiannual interest, provide 100% repayment of principal at maturity (subject to the Bank’s credit risk), are callable by the Bank beginning approximately three years after issuance and will not be listed on any exchange. The offering price is 100.00% of principal; underwriting commissions equal 0.40% ($80,000), with proceeds to the Bank of $19,920,000.

The Bank of Nova Scotia is offering $8,024,330 of Trigger Autocallable GEARS linked to the Russell 2000® Index with a per-security issue price of $10.00. The securities mature on March 17, 2031 and may be automatically called on the observation date of March 18, 2027 for a 11.00% call return (call price $11.10).

If not called, the payment at maturity depends on the underlying return and a 1.75x upside gearing; a downside threshold is set at 1,860.038 (which is 75.00% of the initial level 2,480.051). The initial estimated value at pricing was $9.61 per security. These are unsecured obligations of BNS, pay no interest, may have limited liquidity, and investors may lose a significant portion or all of principal; payments depend on BNS creditworthiness.

The Bank of Nova Scotia priced a series of senior, equity-linked auto-callable securities linked to the lowest performing of Amazon, Alphabet (Class A) and Tesla. The securities have a $1,000 face amount, a 50% downside buffer and call premiums that accrue at approximately 20.05% per annum. Pricing date was March 13, 2026 and issue date March 18, 2026. The Bank estimated the value at $931.70 per security on the pricing date. If not called, holders face 1-to-1 exposure to losses beyond the 50% buffer (up to a 50% loss of face amount). All payments are subject to the Bank's credit risk and the securities pay no periodic interest or dividends.

The Bank of Nova Scotia is offering senior, equity-linked, auto-callable notes with a face amount of $1,000 per security that mature on March 16, 2028. Payments are linked to the lowest performing of the common stocks of Bank of America, Citigroup and Goldman Sachs.

The securities pay no interest, may be automatically called on scheduled call dates for fixed call premiums (first call payment $1,355.50 on March 18, 2027) and include contingent downside principal protection only to a 90% threshold of each starting price. If the lowest performing stock falls below its threshold on the final calculation day, holders suffer 1-to-1 downside, possibly losing most or all principal. The Bank's estimated value at pricing was $943.51 per security.

The Bank of Nova Scotia is offering Digital Notes linked to the shares of the iShares® 20+ Year Treasury Bond ETF (TLT). The notes have a principal amount of $1,000, a strike date of March 12, 2026, an initial price of $86.97 and a valuation date of May 9, 2028 with maturity on May 11, 2028. If the final price is ≥ 90.00% of the initial price, holders receive a capped payment of $1,173.00 per $1,000. If below 90.00%, losses apply with a buffer rate of approximately 111.11%, and investors may lose up to 100% of principal. The original issue price is 100.00% and the Bank’s initial estimated value range is $946.70 to $976.70 per $1,000. Any payment depends on the Bank’s creditworthiness and the notes are unsecured.