Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia is offering $250,000 aggregate of Autocallable Barrier Review Notes linked to the State Street® Health Care Select Sector SPDR® ETF (XLV). The Notes are senior, unsecured debt of the Bank with a Trade Date of March 13, 2026, original issue date March 18, 2026, and maturity on March 16, 2029.

The Notes pay no interest. They will be automatically called if the Reference Asset's Closing Value on any Observation Date is ≥ the Initial/Call Value of $149.79, triggering cash Call Payment Amounts of $1,072.50, $1,145.00 and $1,217.50 on the listed Call Payment Dates. If not called, principal repayment depends on the Final Value: full principal if Final Value ≥ the Barrier Value of $104.85 (70.00% of Initial Value), or a loss proportional to the Reference Asset Return if Final Value is below the Barrier, with potential loss up to 100% of principal. All payments are subject to the Bank's credit risk and tax and liquidity risks described in the supplement.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS linked to the S&P 500® Index, structured senior notes with a term of approximately five years and a minimum investment of $1,000 (100 Securities at $10 each).

The notes carry an automatic call observation on April 1, 2027 with a call return rate of 9.00% (call price $10.90). If not called, maturity is on March 31, 2031 with payment linked to the underlying return multiplied by an upside gearing of 1.50–1.78. The downside threshold is 75.00% of the initial level; if final level is below that threshold, investors can suffer losses up to 100% of principal.

Payments depend on BNS creditworthiness; BNSs initial estimated per-security value at pricing is between $9.292 and $9.592, below the public issue price. The final terms, including exact upside gearing and initial level, will be set on the trade date.

The Bank of Nova Scotia is offering $250,000 of Autocallable Barrier Review Notes linked to the iShares Core S&P Small‑Cap ETF (IJR). The Notes have a $1,000 Principal Amount per Note, Original Issue Price of 100%, and an initial estimated value of $950.03 per $1,000.

The Trade Date was March 13, 2026, Original Issue Date/settlement is March 18, 2026, and the Maturity Date is March 16, 2029. Observation Dates trigger automatic calls: March 22, 2027 (pay $1,103.00), March 13, 2028 (pay $1,206.00), and the Final Valuation Date (pay $1,309.00 at maturity) if the Reference Asset Closing Value is ≥ the Call Value ($122.05).

If not called, a Barrier Value equal to 70.00% of the Initial Value ($85.44) protects principal only if the Final Value ≥ Barrier; otherwise payments at maturity decline pro rata and you may lose up to 100.00% of principal. All payments are unsecured obligations of the Bank; underwriting discount is 2.25%.

The Bank of Nova Scotia is issuing Digital Notes linked to the S&P 500® Index with an aggregate principal amount of $4,071,000, maturing on December 15, 2027.

Each note has a $1,000 principal amount. If the index's final level on the valuation date is at or above 87.50% of the initial level of 6,672.62, each note pays $1,167.30 at maturity; otherwise investors face downside exposure with a buffer mechanism (buffer ≈ 114.29%) and may lose up to the full principal. Payments are unsecured and subject to the Bank's credit risk.

The Bank of Nova Scotia offers $12,784,000 of Autocallable Digital Buffer Notes linked to the common stock of NVIDIA Corporation. The Notes are senior, unsubordinated and unsecured obligations of the Bank and payments depend on the Bank’s creditworthiness.

Key economic terms: Principal Amount $1,000 per Note; Trade Date March 13, 2026; Original Issue Date March 18, 2026; Maturity Date March 16, 2028. The Notes carry an automatic call feature with a $253.50 call premium (25.35%) if the Review Date closing value equals or exceeds the Initial Value of $180.25.

If not called, the Payment at Maturity pays $1,000 plus the greater of the Digital Return (50.70%) or the Reference Asset Return, provided the Final Value is at or above the Initial Value. A Buffer equal to 20.00% (Buffer Value $144.20) protects the first 20% of decline; losses beyond that are magnified by a Downside Leverage Factor of 1.25, producing a loss of 1.25% of principal for each 1% decline beyond the buffer. The Notes pay no coupons and may result in loss of principal up to 100%.

The Bank of Nova Scotia is offering $3,980,000 aggregate principal of Dual Directional Capped Buffered Notes linked to the S&P 500® Index, maturing on March 16, 2028. The notes pay no interest and pay a cash amount at maturity based on the Final Value of the index versus the Initial Value (Initial Value: 6,632.19).

If the Final Value is at or above the Initial Value, holders receive the positive index performance up to a Maximum Upside Return of 19.85% (maximum payment $1,198.50 per $1,000). If the Final Value is between the Initial Value and the Buffer Value (80.00% of Initial), holders receive a positive payment equal to the absolute decline. If the Final Value is below the Buffer Value, losses apply at a Downside Leverage Factor of 1.25, so holders lose 1.25% of principal for each 1% decline beyond 20% and may lose up to 100% of principal.

The Trade Date was March 13, 2026, Original Issue Date/settlement March 18, 2026, minimum investment $10,000; the initial estimated value on pricing was $978.80 per $1,000 Principal Amount and the Original Issue Price was 100.00%.

The Bank of Nova Scotia is offering $2,861,000 of Autocallable Contingent Barrier Return Enhanced Notes linked to the least performing of Broadcom Inc. (AVGO), Microsoft Corporation (MSFT) and NVIDIA Corporation (NVDA). The Notes have a Principal Amount of $1,000 per Note, an Original Issue Price of 100.00%, and an initial estimated value of $906.77 per $1,000 Principal Amount.

The Notes trade on March 13, 2026, settle on March 18, 2026, feature an automatic call if each Reference Asset's Closing Value on the Review Date (March 22, 2027) is at or above its Call Value, and mature on March 16, 2029. If called, investors receive Principal plus a Call Premium of $647.50 (64.75%). If not called, maturity payoff depends on the Least Performing Reference Asset with a Participation Rate of 300.00% and a Barrier set at 50.00% of each Initial Value; investors may lose up to 100.00% of principal.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of Broadcom (AVGO), Meta (META) and NVIDIA (NVDA). The issue aggregates $1,501,000 at a Principal Amount of $1,000 per Note. Trade Date was March 13, 2026, Original Issue Date March 18, 2026 and Maturity Date March 16, 2029. The Contingent Coupon is $16.6667 per Note (20.00% per annum) payable only when each Reference Asset’s Closing Value on an observation date is at or above its Contingent Coupon Barrier Value (each barrier = 60.00% of Initial Value). Notes are automatically called if all Reference Assets close at or above their Initial Values on a Call Observation Date. If not called, Payment at Maturity depends solely on the Least Performing Reference Asset: you receive $1,000 if its Final Value is at or above its Barrier Value, otherwise you receive $1,000×(1 + Reference Asset Return) and may lose up to 100% of principal. All payments are subject to the Bank’s credit risk. The Bank’s initial estimated value per Note on the Trade Date was $951.61, below the Original Issue Price of 100.00%.

The Bank of Nova Scotia priced and is issuing senior, unsecured, equity-linked notes due March 16, 2028 that are auto-callable monthly and pay a contingent monthly coupon of 22.45% per annum with a memory feature. The securities are linked to the lowest performing stock of Amazon, Broadcom, Alphabet (Class A) and NVIDIA, with a coupon and downside threshold equal to 60% of each starting price.

If not called, maturity pays $1,000 if the lowest-performing underlying on the final calculation day is at or above its downside threshold; otherwise the maturity payment equals $1,000 multiplied by that underlying's performance factor, exposing holders to more than 40% loss of principal. Original offering price was $1,000 per security; Bank's estimated value on the pricing date was $950.65 per security.

The Bank of Nova Scotia offers $4,112,000 of capped notes linked to the SPDR® Gold Trust, due April 1, 2027. The Notes are senior, unsecured obligations that pay at maturity: up to a 12.25% Maximum Return if the Reference Asset outperforms, or incur losses down to a $950.00 floor per $1,000 note if the Reference Asset declines. The Trade Date was March 13, 2026, Original Issue Date March 18, 2026, Final Valuation Date March 29, 2027, and minimum investment is $10,000. The pricing supplement discloses an initial estimated value of $983.81 per $1,000 Principal Amount below the Original Issue Price and emphasizes that payments depend on the Bank’s creditworthiness and that the Notes are not listed or CDIC/FDIC insured.

The Bank of Nova Scotia is offering $250,000 in Autocallable Barrier Review Notes linked to the State Street Technology Select Sector SPDR ETF. The notes are senior, unsubordinated and unsecured obligations of the Bank, do not pay interest, and have an approximately 36-month term from March 18, 2026 to March 16, 2029. The notes feature three Observation Dates that can trigger automatic calls with per-note Call Payment Amounts of $1,128.00, $1,256.00 and $1,384.00. If not called, a Barrier at 70.00% of the Initial Value ($95.76) determines whether holders receive full principal or a downside payoff equal to the Reference Asset Return multiplied by principal. Payments depend on the Bank's creditworthiness and the initial estimated value per note was $954.79 versus an Original Issue Price of 100%.

The Bank of Nova Scotia is offering senior, unsecured market-linked notes due April 3, 2029, linked to the lowest performing common stock of Costco, Fiserv and JPMorgan. Each security has a face amount of $1,000 and a contingent monthly coupon (rate ≥ 16.10% per annum) payable only if the lowest performing Underlying Stock closes at or above 60% of its starting price on the relevant calculation day.

If any monthly calculation day from September 2026 through February 2029 shows the lowest performing Underlying Stock at or above its starting price, the securities will be automatically called for face amount plus a final contingent coupon. If not called, maturity payment equals the face amount only if the lowest performing Underlying Stock on the final calculation day is ≥60% of its starting price; otherwise the maturity payment equals $1,000 × performance factor, exposing holders to losses greater than 40% and possibly the full principal. All payments are subject to the Bank's credit risk; estimated issuer value at pricing is between $889.04 and $919.04 per security.

The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to shares of the iShares® Silver Trust (SLV) with a $1,000 Principal Amount per note and $1,210,000 aggregate original issue. The notes may be automatically called on the Review Date (March 29, 2027) and, if called, pay the Principal Amount plus a Call Premium of $340.40 (34.04) on the Call Payment Date (April 1, 2027). If not called, payment at maturity (March 16, 2028) depends on the Final Value versus the Initial Value ($72.69) with a fixed Digital Return of 68.08, a Participation Rate of 150.00, a Buffer at $54.52 (75.00% of Initial Value) and a Downside Leverage Factor of ~1.3333. The Trade Date was March 13, 2026, settlement March 18, 2026, minimum investment $10,000, and notes do not pay interest. The Bank’s initial estimated value was $985.08 per $1,000 Principal Amount, below the Original Issue Price. All payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia priced $20,000,000 of Callable Step-Up Rate Notes due March 17, 2033. The offering is senior, unsubordinated and unsecured, pays semiannual interest, and repays 100% of principal at maturity subject to the Bank’s credit risk. The Notes are bail-inable under subsection 39.2(2.3) of the CDIC Act and may be converted into common shares in whole or in part. The Notes are callable by the Bank on each Interest Payment Date beginning with the Interest Payment Date scheduled in March 2029 (the First Call Date). The Notes were issued at 100.00% of principal; underwriting commissions equal 0.40%, leaving proceeds to the Bank of $19,920,000. The Notes will not be listed on an exchange and will be delivered in book-entry form through DTC. The Calculation Agent is Scotia Capital Inc.

The Bank of Nova Scotia is offering senior note ETF-linked securities (face amount $1,000 per security) that are auto-callable with a contingent monthly coupon and contingent downside principal-at-risk.

The contingent coupon rate will be set on the pricing date and will be at least 9.50% per annum. The securities are linked to the lowest performing of four Select Sector SPDR ETFs (Energy, Financials, Technology, Health Care). They may be automatically called if the lowest performing Fund closes at or above its starting price on any monthly calculation day from September 2026 through November 2030. If not called, principal at maturity depends on the lowest performing Fund's ending price versus a downside threshold equal to 50% of its starting price; a final shortfall can exceed 50% of face amount. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia (BNS) is offering Airbag Autocallable Yield Notes linked to the common stock of Weyerhaeuser Company (WY). Each Note has a $1,000 principal amount, a coupon rate of 8.52% per annum, and a share delivery amount of 51.0725 shares per Note based on a conversion level of $19.58 and an initial level of $23.03 (strike date March 12, 2026). Observation dates are quarterly, final valuation date is March 15, 2027, and maturity is March 18, 2027. The Notes are subject to automatic early call if the underlying closes at or above the call threshold ($23.03) on any observation date; if not called and the final level is below the conversion level you will receive the share delivery amount (or cash in lieu), which could be worth less than principal and could result in a total loss. All payments depend on BNS creditworthiness.

The Bank of Nova Scotia issued $438,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index due June 16, 2027. The notes pay at maturity based on the S&P 500 price return from the trade date March 11, 2026 to the valuation date June 14, 2027, with a participation rate of 160.00% and a maximum payment of $1,166.24 per $1,000 principal. If the final level declines by up to 10.00% you receive principal; declines beyond 10.00% produce amplified losses at approximately 111.11% of the excess decline. The Bank disclosed an initial estimated value of $991.30 per $1,000 and original issue price of 100.00%, with proceeds to the Bank of $438,000.

The Bank of Nova Scotia is offering Buffered Digital Basket-Linked Notes due December 15, 2028 with an aggregate principal amount of $18,154,000 and a per-note principal amount of $1,000. The trade date was March 11, 2026 and the valuation date is scheduled for December 13, 2028.

These non‑interest‑bearing, unsecured notes reference a weighted basket composed of the EURO STOXX 50 (40.00%), TOPIX (25.00%), FTSE 100 (17.00%), SMI (11.00%) and S&P/ASX 200 (7.00%). If the final basket level is at or above the initial level, holders receive the greater of the $1,252.50 threshold settlement amount or principal plus the basket return. The notes provide a 15.00% buffer: if the basket declines by up to 15.00%, principal is returned; declines beyond 15.00% produce losses amplified by a buffer rate of approximately 117.65%, potentially resulting in a loss of up to 100.00% of principal.

Key practical points: no interim payments, payments depend on the Bank’s creditworthiness, and the Bank’s initial estimated value per note was $980.90, below the original issue price. The notes are not listed and may have limited liquidity.

The Bank of Nova Scotia is offering $5,129,000 of Digital Notes linked to the S&P 500® Index due June 22, 2028. Each $1,000 note pays no interest and will pay $1,202.00 at maturity if the final level is at least 85.00% of the initial level of 6,775.80. If the final level is below 85.00%, losses are amplified by a buffer rate of ~117.65%, producing an accelerated downside (you may lose up to 100% of principal). Payments are subject to the Bank’s creditworthiness. The Bank’s initial estimated value was $989.50 per $1,000, below the original issue price.

The Bank of Nova Scotia is offering Callable Step-Up Rate Notes due March 17, 2033 (bail-inable). The Notes are senior, unsecured and pay semiannual interest with a step-up in the Interest Rate beginning approximately three years after issuance and are callable semiannually beginning on the First Call Date in March 2029.

The Notes will not be listed on any exchange, are subject to Canadian bail-in conversion under subsection 39.2(2.3) of the CDIC Act, and will be issued at 100.00% of principal with underwriting discounts up to 0.40%.

The Bank of Nova Scotia is offering senior, equity index‑linked securities with principal at risk features due December 21, 2028. Each security has a face amount and original offering price of $1,000 and is linked to the lowest performing of the Dow Jones Industrial Average® and the S&P 500®. If the lowest performing Index finishes above its starting level, holders receive the face amount plus 100% participation in the Index return subject to a maximum return that will be determined on the pricing date and will be at least 15.10% (making the minimum maximum maturity payment at least $1,151). If the lowest performing Index is unchanged or down, holders receive only the face amount at maturity. All payments are subject to the Bank's credit risk; no periodic interest is paid and the securities are not insured under deposit insurance regimes.

The Bank of Nova Scotia is offering senior, unsecured equity-linked securities (face amount $1,000) that are auto-callable and linked to the lowest performing of Apple, Alphabet (Class C) and NVIDIA. If automatically called on the call date, investors receive face amount plus a 50.00% call premium. If not called, maturity payoff depends solely on the lowest performing underlying: at least an upside participation rate of 325% (to be set on the pricing date) applies to positive returns; full downside exposure applies below an 80% threshold. Payments are subject to the Bank’s credit risk; no periodic interest or dividends will be paid.

The Bank of Nova Scotia is offering Capped Notes linked to the Russell 2000® Index with an original issue size of $14,475,000 and a principal amount of $1,000 per note. The notes pay no interest and mature on March 14, 2028. Payment at maturity depends solely on the Russell 2000 closing level on the valuation date of March 10, 2028, with an initial level of 2,548.078 measured on the trade date March 10, 2026. If the final level exceeds the initial level, holders receive principal plus the reference asset return per $1,000, capped at a maximum payment amount of $1,124.40 (112.440% of principal). If the final level is equal to or below the initial level, holders receive only the principal amount. Payments are subject to the Bank’s creditworthiness; the notes are unsecured, unsubordinated obligations and will not be listed. The initial estimated value on the trade date was $977.25 per $1,000, below the original issue price. Purchases include underwriting commissions of 1.30% (or $13.00 per $1,000 selling commission) and proceeds to the Bank of $14,286,825.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes due March 13, 2031. The Notes pay a quarterly contingent coupon only if both the Russell 2000 and the S&P 500 close at or above their coupon barriers on each observation date, are callable quarterly after six months, and return principal at maturity only if both indices finish at or above their downside thresholds.

The issue price is $10.00 per Note with total proceeds of $5,569,795.00 to BNS; BNSs initial estimated value was $9.46 per Note. Investors bear market exposure to the least performing index and credit risk of BNS and may lose a significant portion or all of principal.

The Bank of Nova Scotia is offering $14,475,000 of Capped Notes linked to the S&P 500® Index due March 14, 2028. The notes do not bear interest and pay at maturity based on the reference asset return measured from the trade date (March 10, 2026) to the valuation date (March 10, 2028), capped at a $1,103.50 payment per $1,000 principal (a 10.35% cap). The initial level was 6,781.48. If the final level is less than or equal to the initial level, you receive only principal at maturity, subject to the Bank’s credit risk. The original issue price is 100% and underwriting commissions equal 1.30% of the offering.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Basket-Linked Notes with $1,245,000 aggregate principal. Each note has a $1,000 principal amount, trades on March 10, 2026 with original issue date March 13, 2026, and matures on May 26, 2028.

Payments at maturity link to a weighted basket (EURO STOXX 50 40%, TOPIX 25%, FTSE 100 17%, SMI 11%, S&P/ASX 200 7%). The participation rate is 230.00%, the maximum payment is $1,319.70 per $1,000 (cap ≈ 13.90% appreciation), and a buffer of 17.50% (buffer level 82.50%) applies with a buffer rate of approximately 121.21%. The initial estimated value was $981.90 per $1,000. Investments are unsecured obligations of the Bank and subject to credit and market risk.

The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the Invesco S&P 500® Equal Weight ETF with a $1,000 Principal Amount per Note and an Original Issue Price of 100%. The notes mature on March 16, 2029 and may be automatically called earlier if the Reference Asset closes at or above the Call Value (equal to 100.00% of the Initial Value) on any Observation Date. If not called, holders receive $1,000 at maturity if the Final Value is at or above the Barrier Value (equal to 70.00% of the Initial Value); if the Final Value is below the Barrier Value, investors suffer losses proportional to the Reference Asset decline and may lose up to 100.00% of principal. The Trade Date is expected to be March 13, 2026, with settlement on March 18, 2026. The Bank’s initial estimated value per Note is between $929.90 and $959.90, and payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia offers Autocallable Barrier Review Notes linked to the iShares® Core S&P Small‑Cap ETF (IJR). The Notes are senior, unsecured debt due March 16, 2029 with a Trade Date expected March 13, 2026 and Original Issue Date expected March 18, 2026. The Original Issue Price is 100.00% of $1,000 principal per Note and minimum investment is $1,000. The Notes pay no periodic interest and include an automatic call on specified Observation Dates; Call Payment Amounts will be at least $1,103.00, $1,206.00 and $1,309.00 for the listed Observation Dates, with actual amounts set on the Trade Date. If not called, holders receive the Principal Amount at maturity only if the Final Value is >= 70.00% of the Initial Value (the Barrier); if the Final Value is below the Barrier, investors suffer a loss equal to the Reference Asset decline, up to a 100% loss of principal. The initial estimated value range at pricing is stated as $921.48 to $951.48 per $1,000 Principal Amount, which is lower than the Original Issue Price. All payments are subject to the Bank’s credit risk; the Notes will not be listed. CUSIP: 06419HG99.

The Bank of Nova Scotia priced senior, equity-linked, auto-callable notes tied to the common stock of CrowdStrike Holdings, Inc. (starting price $442.03) with an issue date of March 16, 2026 and stated maturity of March 16, 2028. Each security has a face amount of $1,000 and a contingent quarterly coupon at 11.20% per annum payable only if the Underlying Stock closes at or above the coupon threshold ($265.218, 60% of starting price) on each calculation day. The securities can be automatically called on quarterly calculation days if the stock closes at or above the call threshold ($353.624, 80% of starting price), in which case holders receive face amount plus a final contingent coupon. If not called, maturity payout depends on the ending price relative to the downside threshold ($221.015, 50% of starting price); an ending price below that level results in proportional loss of principal. The Bank's estimated value at pricing was $962.72 per security. Payments are subject to the Bank's credit risk; the offering includes distribution discounts and hedging-related costs reflected in the original offering price.

The Bank of Nova Scotia offers Autocallable Barrier Review Notes linked to the State Street® Health Care Select Sector SPDR® ETF ("XLV"). The Notes have a $1,000 Principal Amount per Note, an Original Issue Price 100%, a Trade Date of March 13, 2026 and expected settlement on March 18, 2026. The term is approximately 36 months to a March 16, 2029 maturity and they are unsecured senior obligations of the Bank.

The Notes are automatically called if the Reference Asset’s Closing Value on any Observation Date is ≥ 100.00% of the Initial Value, producing a Call Payment Amount (first Observation Date Call Payment Amount: at least $1,072.50, increasing by at least $72.50 thereafter). If not called, holders receive $1,000 at maturity if Final Value ≥ 70.00% of Initial Value; if Final Value is below that Barrier Value, losses equal the Reference Asset depreciation (up to 100.00% of principal).

The initial estimated value range is $930.70 to $960.70 per $1,000 Principal Amount. Underwriting commissions may be up to 2.25%. The Notes will not be listed and are subject to the Bank’s credit risk; they do not pay coupons.

The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to the iShares® Silver Trust (SLV) with a roughly two-year term. The Notes are senior, unsecured obligations that pay no interest and may be automatically called based on the Closing Value on the Review Date. If called you would receive the Principal Amount plus a Call Premium (at least $340.40). If not called, the Payment at Maturity depends on the Final Value: at-or-above initial value you receive the Principal plus a digital return (at least 68.08%) or a participation formula; between the Buffer Value and initial value you receive the Principal; below the Buffer Value you suffer leveraged downside (approximately 1.3333% loss per 1% decline beyond the 25.00% buffer). All payments are subject to the Bank’s credit risk; the Notes will not be listed and have limited liquidity.

The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the State Street Technology Select Sector SPDR ETF (XLK). The Notes have a Principal Amount of $1,000 per Note, a Trade Date of March 13, 2026, expected settlement on March 18, 2026, and a scheduled Maturity Date of March 16, 2029 (approximately 36 months if not called).

The Notes pay no coupons and are automatically called if the Closing Value on any Observation Date is at least 100.00% of the Initial Value, producing a cash Call Payment Amount (first Call Payment Amount is at least $1,128 and increases by at least $128 on each subsequent Observation Date). If not called, holders receive $1,000 at maturity only if the Final Value is at least 70.00% of the Initial Value; otherwise the repayment equals $1,000 plus $1,000 times the Reference Asset Return, exposing holders to up to 100.00% loss of principal. The issuer’s initial estimated value range is $930.38 to $960.38 per $1,000 Principal Amount.

The Bank of Nova Scotia offers $2,100,000 of Buffer Digital Notes due March 16, 2027. Each $10,000 note pays at maturity based on the least performing of ARES, BX and OWL: if that asset finishes at or above its Initial Value you receive $10,000 plus the greater of a 74.00% digital return or the asset's positive return; if it finishes between the Initial Value and 90.00% of Initial Value you receive $10,000; if it finishes below 90.00% you receive $1,000 plus the Physical Delivery Amount of the least performing stock (fractions paid in cash).

The notes are unsecured senior obligations of the Bank, do not pay interest, carry the Bank's credit risk, may lack liquidity, and have an initial estimated value of $8,983.20 per $10,000 principal amount versus an Original Issue Price of $10,000.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about March 23, 2029, linked to the Class A common stock of Alphabet Inc. (GOOGL). Each note has a stated principal amount of $1,000 and an initial contingent quarterly coupon of $26.40 (10.56% per annum).

The notes pay contingent quarterly coupons only if the underlying closing price on a determination date is at or above a downside threshold of 65.00% of the initial share price; they are auto-redeemed early if the closing price on a determination date is at or above a call threshold of 100.00% of the initial share price. If the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and can be less than 65.00% of principal or zero. Payments are subject to BNS credit risk. Pricing date: March 20, 2026; original issue date: March 25, 2026.

The Bank of Nova Scotia (BNS) is offering Trigger PLUS linked to the S&P 500® Index maturing on or about April 5, 2032. Each Trigger PLUS has a $1,000.00 stated principal amount and an issue price of $1,000.00 set on the March 31, 2026 pricing date with an original issue date of April 6, 2026. The structure applies a 108.20% leverage factor to positive index returns and a 85.00% trigger level: if the final index value is at or above the trigger level investors receive principal at maturity; below the trigger level investors suffer losses equal to the underlying return and may lose up to their entire investment. All payments are subject to BNS credit risk and the Trigger PLUS are not listed on any exchange.

The Bank of Nova Scotia offers Buffered PLUS tied to the EURO STOXX 50® Index due on or about October 4, 2028. The notes provide 200.00% upside participation up to a $1,312.00 maximum payment and a 15.00% downside buffer. Pricing date is March 31, 2026 with an original issue date of April 7, 2026. The stated principal amount is $1,000.00 and the minimum payment at maturity is $150.00 (15.00% of principal). BNS estimates the initial value between $927.65 and $957.65; total distributor fees equal $30.00 per note. All payments are subject to the credit risk of BNS, the notes pay no interest, are not listed, and may have limited liquidity.

The Bank of Nova Scotia (BNS) is offering Dual Directional Buffered PLUS securities linked to the S&P 500® Index due on or about April 5, 2028. Each Buffered PLUS has a stated principal amount of $1,000.00, an upside leverage factor of 150.00%, a 10.00% buffer, a maximum upside gain of 18.35% (maximum maturity payment of $1,183.50), and a minimum payment at maturity of $100.00 (10.00% of principal). The pricing date is March 31, 2026 and the original issue date is April 6, 2026. All payments are subject to the credit risk of BNS and the Buffered PLUS are unsecured, not listed, pay no periodic interest and do not provide dividends from the index constituents.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about March 23, 2029 linked to the common stock of Salesforce, Inc.. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $28.30 (equivalent to 11.32% per annum) on any determination date when the closing price of the underlying stock is at least 50.00% of the initial share price. The securities are automatically redeemed early if the closing price on a determination date meets or exceeds the call threshold (equal to 100.00% of the initial share price). If the final share price is below the downside threshold (50.00% of the initial share price), maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. All payments are subject to BNS credit risk. Pricing date: March 20, 2026; original issue date: March 25, 2026. CUSIP: 06419HG40.

The Bank of Nova Scotia is offering senior, unsecured, ETF-linked, auto-callable notes (face amount $1,000 per security) pursuant to a preliminary pricing supplement subject to completion. The securities are linked to the lowest performing of XLF, XLK and XLU, may be automatically called on scheduled call dates through March 26, 2029, and mature on March 29, 2029.

If automatically called, investors receive the face amount plus a fixed call premium (minimums range from 18.50% on the first call to 55.50% on the final call). If not called, final maturity payment depends on the ending price of the lowest performing Fund: you receive $1,000 if that Fund is at or above its 60% threshold of starting price, but suffer 1-to-1 downside below that threshold (losing more than 40%, possibly all). The Bank's estimated value at pricing is $880.00–$903.73 per security and the original offering price is $1,000.

The Bank of Nova Scotia is offering digital notes linked to the S&P 500® Index with a term expected to be approximately 21 to 24 months. Each note has a principal amount of $1,000, will not bear interest, and pays at maturity based on the index performance on the valuation date.

If the final index level is ≥ 87.50% of the initial level, holders will receive the maximum payment amount (expected to be between $1,139.40 and $1,163.90 per $1,000). If the final level is below 87.50% of the initial level, the notes provide a partial buffer but expose holders to amplified downside: the buffer rate is approximately 114.29%, and investors may lose up to 100% of principal. The initial estimated value is expected to be between $958.40 and $988.40 per $1,000, while the original issue price is 100%. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Digital Notes linked to the S&P 500® Index with an expected term of approximately 22 to 25 months (trade date and final economics to be set on the trade date). For each $1,000 principal amount: if the final level is ≥ 85.00% of the initial level you receive a capped threshold settlement amount (expected between $1,136.10 and $1,159.60); if the final level is below 85.00% you incur losses calculated using a buffer rate of approximately 117.65%, potentially losing up to 100% of principal. The notes pay no interest, are unsecured senior obligations of The Bank of Nova Scotia, are not listed, and payments are subject to the Bank’s credit risk. The Bank’s initial estimated value range is $934.24 to $964.24 per $1,000, while the original issue price is 100.00%. Distribution fees include selling commissions of $15.00 per $1,000.

The Bank of Nova Scotia offers $721,000 of Autocallable Contingent Coupon Trigger Notes linked to UnitedHealth Group common stock due April 14, 2027. Each $1,000 note pays a contingent monthly coupon of $10.625 if the reference stock closes at or above a 69.00% coupon barrier (initial price $285.17). Observation dates occur monthly from April 2026 through April 9, 2027. The notes will be automatically called on any call observation date from September 2026 through March 2027 if the closing price equals or exceeds the initial price, in which case holders receive $1,000 plus the contingent coupon. If not called, final payment at maturity depends on the final price: if the final price is below 69.00% of the initial price, principal is reduced proportionally to the reference asset return and holders receive no contingent coupon. The Bank disclosed an initial estimated value of $966.40 per $1,000, below the original issue price.

The Bank of Nova Scotia is offering Buffered Digital Basket-Linked Notes tied to a weighted basket of five international indices with a term expected to be approximately 33 to 36 months. Each note has a $1,000 principal amount, pays no interest and has an original issue price of 100%. If the final basket level is at or above the initial level you will receive at least the threshold settlement amount (expected between $1,217.40 and $1,255.70 per $1,000). If the final basket level falls up to 15.00% below the initial level you receive your principal; declines beyond 15.00% expose you to losses, with a buffer rate of approximately 117.65% determining the downside (you may lose up to 100% of principal). The initial estimated value at pricing is expected to be between $946.00 and $976.00 per $1,000, which is lower than the original issue price. Payments depend on the Bank's creditworthiness and there will be no listing or dividend component; liquidity and secondary-market pricing are limited.

The Bank of Nova Scotia offers Buffer Digital Notes linked to the least performing share of Ares (ARES), Blackstone (BX) and Blue Owl (OWL). The Notes are senior, unsecured obligations due March 16, 2027 with a $10,000 Principal Amount per Note and a minimum investment of $10,000. If the least performing Reference Asset finishes at or above its Initial Value you receive the Principal plus the greater of a 74.00% fixed digital return or the positive performance of that asset. If the least performing asset finishes between its Initial Value and the Buffer Value (90% of Initial Value), you receive the Principal Amount. If it finishes below the Buffer Value you receive $1,000 plus a Physical Delivery Amount of the least performing stock, which can result in a loss up to 90.00% of principal. The Notes pay no interest, are not listed, are subject to the Bank's credit risk, limited liquidity and complex tax treatment; timing: Strike Date March 6, 2026, Trade Date March 11, 2026, Final Valuation Date March 11, 2027.

The Bank of Nova Scotia is offering $8,785,000 of Contingent Income Auto-Callable Securities due March 9, 2029 linked to the American Depositary Receipts of Taiwan Semiconductor Manufacturing Company Limited. Each note has a $1,000 stated principal and an initial estimated value of $965.60 on the pricing date.

The securities pay a contingent quarterly coupon of $30.90 (equivalent to 12.36% per annum) only if the closing price on a determination date is greater than or equal to the downside threshold price of $169.445 (50.00% of the initial share price). They are auto‑callable early if the closing price on a determination date is greater than or equal to the call threshold price of $338.89 (100.00% of the initial share price). If the final share price is below the downside threshold, the investor’s payment at maturity equals the stated principal multiplied by the share performance factor and could be less than 50.00% of principal, possibly zero.

All payments are subject to the credit risk of BNS; investors do not participate in underlying stock appreciation, do not receive dividends, and must accept the risk of losing a significant portion or all of their investment.

The Bank of Nova Scotia priced a series of senior, equity-linked notes due March 9, 2029 that are auto-callable and pay a contingent quarterly coupon at an annual rate of 11.10% if IBM's stock meets threshold tests on scheduled calculation days.

Each security has an original offering price and face amount of $1,000. The starting price for the Underlying Stock (IBM) is $258.85; the coupon and downside threshold prices are $155.31 (60% of the starting price). The notes are automatically called if the stock closing price on any quarterly calculation day from June 2026 through December 2028 is greater than or equal to the starting price. If not called, maturity cash pay‑outs depend on the ending price: holders receive $1,000 if the ending price is at or above the downside threshold, but suffer full downside exposure (losses greater than 40%) if the ending price is below the downside threshold. The Bank's estimated value at pricing was $956.82 per security. Distribution was arranged through Scotia Capital (USA) Inc. and Wells Fargo Securities, LLC.

The Bank of Nova Scotia is offering $6,662,000 of Contingent Income Auto-Callable Securities linked to the common stock of Freeport-McMoRan Inc. Each note has a stated principal amount of $1,000.00, an original issue date of March 11, 2026, and a maturity date of March 9, 2029.

The notes pay a contingent quarterly coupon of $30.00 (equivalent to 12.00% per annum) when the closing price on a determination date is at or above the downside threshold ($29.68, 50.00% of the initial share price). The call threshold equals the initial price ($59.36); early automatic redemption occurs if a determination date closing price is at or above that level. If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal, possibly zero. Payments are subject to the credit risk of BNS. The initial estimated value per note was $963.80, which is lower than the issue price.

The Bank of Nova Scotia is offering $22,365,000 of Contingent Income Auto-Callable Securities due March 9, 2029 linked to the common stock of Robinhood Markets, Inc. The notes pay a $53.125 contingent quarterly coupon (equivalent to 21.25% per annum) when the underlying closing price on a determination date is at or above the downside threshold of $38.545 (50.00% of the initial share price). If the underlying stock reaches or exceeds the call threshold of $77.09 (100% of the initial share price) on a determination date (other than the final date), the notes will auto-redeem for the stated principal plus any payable contingent coupons. At maturity, if the final share price is below the downside threshold, payment is the stated principal multiplied by the share performance factor and could be less than 50.00% of principal or zero. All payments are subject to BNS credit risk and the securities are senior unsecured notes issued under BNS’ Senior Note Program, Series A.

The Bank of Nova Scotia is issuing $100,000 in Autocallable Contingent Coupon Trigger Notes linked to the ordinary share of CRH public limited company due April 9, 2027. The notes pay a contingent coupon of $10.875 per $1,000 (1.0875% monthly, up to 13.05% annually) on any coupon payment date when the closing price of CRH is >= the coupon barrier of 72.75% of the initial price. The initial price is $106.41 (closing price on the trade date). Observation dates occur monthly (6th calendar day) from April 2026 through April 2027; call observation dates run from September 2026 through March 2027. If any call observation date’s closing price is >= the initial price, the notes are automatically called and you receive $1,000 plus the contingent coupon per $1,000 principal. At maturity, if the final price is below 72.75% of the initial price, principal is reduced pro rata (you lose 1% of principal for each 1% decline from the initial price), and no contingent coupon is paid. The notes are senior, unsecured obligations of the Bank, are not listed, and payments depend on the Bank’s creditworthiness. The initial estimated value was $979.56 per $1,000, and underwriting commissions equal 0.65%.