Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia (BNS) is offering $10,000,000 of Enhanced Trigger Jump Securities with an Auto-Callable Feature due March 9, 2028. Each note has a stated principal amount of $1,000 and an issue price of $1,000 per security; BNS’ initial estimated value was $976.60 per security.

The securities pay no interest, are linked to the worst performing of the Russell 2000® and the S&P 500®, and may be automatically redeemed if both indices on the first determination date are at or above their initial values for an early redemption payment equal to a 10.41% per annum return. If not redeemed, maturity payouts are $1,208.20 if both indices are at or above 70% trigger levels, or otherwise equal to $1,000 plus the worst-performing index return, exposing investors to a 1:1 downside and possible total loss. All payments are subject to BNS credit risk and there may be limited secondary-market liquidity.

The Bank of Nova Scotia is offering Autocallable Digital Barrier Notes linked to the Russell 2000® Index. The offering totals $6,144,000 at an Original Issue Price of 100% with a Principal Amount of $1,000 per Note.

The Notes pay no coupons, can be automatically called on the Review Date for $1,080.00 (a 8.00% Call Premium), and mature on March 9, 2029. If not called, a Digital Return of 54.25% applies if the Final Value is at or above the Initial Value; a Barrier at 2,020.241 (80.00% of Initial Value) protects principal only if Final Value is at or above that Barrier. Payments are unsecured, cash-settled and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the ordinary share of CRH public limited company with an aggregate principal amount of $18,000 and denominations of $1,000. The notes pay a monthly contingent coupon of $8.792 per $1,000 (0.8792% monthly, ~10.55% annually) when the reference share closes at or above 72.75% of the initial price on an observation date. The notes may be automatically called from September 2026 through March 2027 if the reference share closes at or above the initial price of $106.41, in which case holders receive principal plus the contingent coupon. If not called, maturity is April 9, 2027, and principal is at risk if the final price is below 72.75% of the initial price.

The Bank of Nova Scotia (BNS) offers Trigger Autocallable Notes linked to an unequally weighted basket of five equity indices with an expected term of approximately five years and quarterly observation dates (callable after 12 months).

If the basket closing level on any observation date is equal to or greater than the call threshold (100% of the initial basket level), BNS will automatically call the Notes and pay a call price equal to principal plus a time‑dependent call return (illustrative call return range: 8.50%–9.10% per annum). If not called, maturity payout is principal if the final basket level is at or above the downside threshold (75% of initial); otherwise repayment is reduced pro rata to the basket return, potentially resulting in substantial loss or total loss. All payments are subject to BNS credit risk. Key dates include a trade date of March 13, 2026, settlement on March 18, 2026, final valuation date March 13, 2031 and maturity March 18, 2031.

The Bank of Nova Scotia offers Dual Directional Capped Buffered Notes linked to the S&P 500® Index due March 16, 2028. The notes have a Principal Amount of $1,000 per note and an Original Issue Price of 100%.

The structure (Trade Date expected March 13, 2026; settlement March 18, 2026) provides: a Maximum Upside Return of at least 19.85%; a Buffer Value equal to 80.00% of the Initial Value (Buffer Amount 20%); and a Downside Leverage Factor of 1.25. The Bank’s initial estimated value range is $952.51–$982.51 per $1,000. Payments are subject to the Bank’s credit risk and occur in cash at maturity.

The Bank of Nova Scotia is offering Autocallable Digital Buffer Notes linked to the common stock of NVIDIA Corporation. Each Note has a $1,000 Principal Amount, Trade Date March 13, 2026 and Original Issue Date March 18, 2026. The Notes may be automatically called on the Review Date March 29, 2027 if the Reference Asset meets the Call Value; the stated minimum Call Premium is $253.50 (25.35%). If not called, maturity is March 16, 2028 with a Digital Return of at least 50.70%, an 80.00% Buffer Value and a Downside Leverage Factor of 1.25. The Notes do not pay interest, rank as unsecured senior obligations of the Bank, are not CDIC/FDIC insured and have an initial estimated value range of $945.00 to $985.00 per $1,000 Principal Amount. The Original Issue Price is 100% (placement agents fee 1.50%).

The Bank of Nova Scotia is offering $1,535,000 of Autocallable Contingent Buffered Return Enhanced Notes due March 14, 2029 linked to the least performing of the common stocks of Apollo (APO), Ares (ARES) and Blue Owl (OWL).

The notes pay no interest, have a Participation Rate of 500.00%, a Buffer Value equal to 80.00% of each Initial Value and an automatic call on March 15, 2027 that would pay Principal plus a Call Premium of $500 (50.00%). If not called, maturity payoff depends on the Least Performing Reference Asset: full principal if that asset is >= its Buffer Value, amplified positive return if it is above its Initial Value, or losses of up to 80.00% of principal if it falls more than the Buffer Amount.

All payments are cash and subject to the Bank’s credit risk; the Bank’s initial estimated value per note was $900.62 versus the Original Issue Price of 100.00%.

The Bank of Nova Scotia is offering Capped Notes linked to the SPDR® Gold Trust with a term of approximately 54 weeks and scheduled Trade Date March 13, 2026 and Original Issue Date March 18, 2026.

The notes pay at maturity in cash: if the Reference Asset Return is positive you receive $1,000 plus that return capped at a Maximum Return (to be set on the Trade Date, at least 12.25%); if negative you lose 1% of principal per 1% decline, limited to a -5.00% loss, so the minimum payment is $950.00 per $1,000 note. The notes do not pay interest and are unsecured obligations subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to Verisk Analytics common stock. The offering totals $920,000 aggregate principal (initial issue price 100%), with $1,000 principal per note and maturity on April 8, 2027. The initial price of the reference stock was $211.22 (trade date March 5, 2026).

Monthly observation dates run from April 5, 2026 to April 5, 2027. A contingent coupon of $10.75 per $1,000 (1.075% monthly; up to 12.90% per annum) is paid for an observation date when the closing price is ≥ the coupon barrier (68.00% of the initial price). Notes will be automatically called on call observation dates (Sep 2026–Mar 2027) if the closing price is ≥ the initial price; called notes pay $1,000 plus the contingent coupon. If final price < 68.00%, holders receive a share delivery amount (quotient of $1,000 / initial price) and will not receive the contingent coupon; principal is at risk. Payments depend on the Bank’s creditworthiness. The Bank’s initial estimated value was $942.39 per $1,000, below the issue price.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Basket-Linked Notes linked to a five-index basket with a 230.00% participation rate and a 17.50% buffer. The notes have an expected term of approximately 26 to 29 months, will be paid in cash at maturity and are unsecured obligations of the Bank. If the final basket level exceeds the initial level, returns equal 230.00% of the basket return subject to a maximum payment amount expected between $1,269.79 and $1,319.70 per $1,000. If the final basket level declines by more than 17.50%, investors bear amplified losses (buffer rate ~121.21%) and may lose up to their entire principal. The initial estimated value range is $944.10 to $974.10 per $1,000, which is less than the original issue price. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering 1,061,322 units of Autocallable Strategic Accelerated Redemption Securities® at a $10 principal amount per unit. The notes are senior unsecured debt linked to the MSCI® Emerging Markets Index with an approximately three‑year term if not automatically called.

The notes may be automatically called on any Observation Date if the Index closing level is at or above the Starting Value (Call Level equal to the Starting Value of 1,503.53), paying Call Amounts of $11.335, $12.670 or $14.005 on the first, second or final Observation Date, respectively. If not called, holders have 1:1 downside exposure to the Index and may lose up to 100% of principal; all payments are subject to BNS credit risk.

The Bank of Nova Scotia priced a market-linked senior note offering — an Auto-Callable, Contingent-Coupon with Memory feature linked to the lowest performing common stock of Amazon, Broadcom, Alphabet (Class A) and NVIDIA. The securities have a face amount of $1,000 per security, an expected pricing date of March 24, 2026, an expected issue date of March 27, 2026 and a stated maturity of March 29, 2029.

The securities will pay monthly contingent coupons only if the lowest performing Underlying Stock closes at or above its coupon threshold (equal to 60% of its starting price); the contingent coupon rate will be set on the pricing date and will be at least 20.70% per annum. The notes are automatically callable on monthly calculation days from June 2026 through February 2029 if the lowest performing Underlying Stock on that calculation day is at or above its starting price. If not called, principal at maturity depends on the lowest performing Underlying Stock: if its ending price on the final calculation day is below its downside threshold (equal to 60% of its starting price), you may lose more than 40% of the face amount.

The Bank of Nova Scotia offers $3,520,000 in Capped Notes linked to the shares of the SPDR® Gold Trust. The notes are unsecured senior obligations that pay at maturity a cash amount tied to the Reference Asset Return, capped at 12.20%, and protect principal only down to $950.00 per $1,000 (maximum loss 5.00%).

The Trade Date was March 6, 2026, Original Issue Date March 11, 2026, Final Valuation Date March 19, 2027 and Maturity Date March 24, 2027. Notes do not pay interest and all payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes due March 16, 2029 linked to the least performing common stock of Broadcom, Microsoft and NVIDIA.

The notes pay no interest, have a Participation Rate of 300.00%, a Call Premium of at least $647.50 per $1,000 Principal Amount if automatically called on the Review Date, and a Barrier set at 50.00% of each Initial Value. Payments are unsecured and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering market-linked, auto-callable senior notes (face amount $1,000 per security) linked to the lowest performing of Amazon, Broadcom, Alphabet (Class A) and NVIDIA. The notes pay a contingent coupon of at least 22.45% per annum monthly if the lowest performing stock on each calculation day is at or above 60% of its starting price. The securities may be automatically called on monthly calculation days from June 2026 through February 2028 if the lowest performing underlying closes at or above its starting price; stated maturity is March 16, 2028. If not called, principal at maturity depends on the ending price of the lowest performing underlying: the downside threshold is 60% of starting price (i.e., more than 40% loss possible). The pricing date is March 13, 2026, original offering price is $1,000, and the Bank's estimated value at pricing is between $923 and $953 per security. All payments are subject to the Bank's credit risk and the notes are not insured.

The Bank of Nova Scotia is offering $6,144,000 of Autocallable Digital Barrier Notes linked to the Russell 2000® Index. The Notes pay no coupons, may be automatically called on the Review Date for $1,080.00 per Note (Principal plus $80 Call Premium), or at maturity provide either (i) $1,000 plus the greater of a 54.25% digital return or the Reference Asset Return if Final Value ≥ Initial Value, (ii) $1,000 if Final Value ≥ 80.00% of Initial Value, or (iii) a principal-linked payment that falls with the Index if Final Value < 80.00% of Initial Value, potentially losing up to 100% of principal. Trade Date: March 6, 2026; Original Issue Date/Settlement: March 11, 2026; Maturity: March 9, 2029. The Bank provided an initial estimated value of $957.75 per $1,000 Principal Amount and the Original Issue Price is 100%. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering senior, auto-callable, equity-linked notes linked to the lowest performing common stock of Bank of America, Citigroup and Goldman Sachs, maturing on March 16, 2028. Each security has a face amount of $1,000 and an original offering price of $1,000 per security. The Bank's estimated value at pricing is between $915.43 (91.543%) and $945.43 (94.523%) per security. Automatic calls pay the face amount plus a fixed call premium (minimum stated return of approximately 35.55% per annum, to be set on the pricing date). If not called, holders receive either the face amount or a reduced maturity payment tied 1-for-1 to the performance factor of the lowest performing Underlying Stock; each Underlying Stock’s threshold price is 90% of its starting price. Holders bear credit risk of the Bank, no periodic interest or dividends are paid, and investors may lose more than 10%, or all, of the face amount at maturity.

The Bank of Nova Scotia is offering senior market-linked notes — auto-callable, contingent-coupon, principal‑at‑risk securities linked to the common stock of CrowdStrike Holdings, Inc. — with an original offering price of $1,000 per security and a face amount of $1,000 per security. The contingent coupon rate will be set on the pricing date and will be at least 11.20% per annum. The notes pay quarterly contingent coupons only if the Underlying Stock's closing price on each calculation day meets or exceeds the coupon threshold (60% of the starting price). The notes are subject to automatic call if the Underlying Stock's closing price on certain quarterly calculation days meets or exceeds the call threshold (80% of the starting price). If not called, principal at maturity depends on the ending price relative to the downside threshold (50% of the starting price); investors may lose more than 50% and possibly all principal. The Bank's estimated value at pricing is shown as $934.68 to $964.68 per security. All payments are subject to the Bank's credit risk; these securities are designed to be held to maturity and have limited liquidity.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing common stock of Broadcom, Meta and NVIDIA. Each Note has a $1,000 Principal Amount and a term of approximately three years, expected to price on March 13, 2026 and settle on March 18, 2026.

Contingent Coupons (theoretical minimum $16.6667 per Note, equal to 20.00% per annum) are paid only if all three reference stocks meet or exceed their Contingent Coupon Barrier Values on observation dates; unpaid coupons may carry forward. Notes will be automatically called if all three stocks close at or above their Initial Values on any Call Observation Date. At maturity, if not called, payment depends solely on the Least Performing Reference Asset: you receive $1,000 if its Final Value is at or above its Barrier Value (60% of Initial Value), otherwise you receive $1,000 × (1 + Reference Asset Return) and may lose up to 100% of principal. All payments are unsecured obligations of the Bank and are subject to its credit risk. The Bank’s initial estimated value range is $912.83 to $942.83 per $1,000 Note; the Original Issue Price is 100%.

The Bank of Nova Scotia is offering $18,154,000 of Autocallable Digital Buffer Notes linked to the common stock of NVIDIA Corporation. The notes mature on March 9, 2028 (term ≈ two years) and pay cash only, subject to the Bank’s credit risk. If the Closing Value of NVDA on the Review Date (March 19, 2027) is ≥ the Initial Value ($177.82), the notes are automatically called and pay the Principal Amount plus a $254.40 Call Premium (25.44%) on the Call Payment Date (March 24, 2027). If not called, maturity payoffs depend on the Final Value (March 6, 2028): at-or-above-initial pays $1,000 plus the greater of the Digital Return (50.88%) or the Reference Asset Return; between 80.00% of initial and initial returns principal; below 80.00% the investor loses 1.25% of principal for each 1% decline beyond the 20% buffer (downside leverage factor 1.25). Minimum investment is $10,000 and notes are unsecured senior obligations of the Bank.

The Bank of Nova Scotia priced $6,668,000 of Autocallable Contingent Buffered Return Enhanced Notes linked to the shares of the SPDR® Gold Trust (GLD). The notes have a $1,000 principal per note, trade date March 6, 2026 and Original Issue Date March 11, 2026, and mature on March 9, 2028 if not called.

The structure includes an automatic call on March 19, 2027 at or above the Call Value, paying the Principal plus a Call Premium of $156.30 (15.63%). If not called, the Payment at Maturity features a 125.00% Participation Rate for positive performance, a 10.00% buffer (Buffer Value = $426.16), and a Downside Leverage Factor of ~1.1111. The Bank’s initial estimated value on the Trade Date was $973.86 per $1,000 Principal Amount.

The Bank of Nova Scotia is offering $2,160,000 of autocallable contingent coupon notes linked to the common stock of NVIDIA Corporation. The notes have a $1,000 principal per note, an Initial Value of $177.82, a Barrier/Contingent Coupon Barrier Value equal to 70.00% of the Initial Value ( $124.47 ), and a final valuation on March 6, 2029 with maturity on March 9, 2029.

If a Call Observation Date has a Closing Value ≥ the Initial Value the notes will be automatically called for the Principal Amount plus the applicable contingent coupon. If not called, contingent coupons of $51.875 per note (equal to 20.75% per annum) may be paid on specified quarterly payment dates only when observation-date barriers are met. If not called and Final Value < Barrier Value, holders bear the full downside of NVIDIA’s stock performance and may lose up to 100% of principal.

The Bank of Nova Scotia is offering Capped Enhanced Participation Basket-Linked Notes denominated in U.S. dollars under its Senior Note Program, Series A. Each note has a $1,000 principal amount, a 200.00% participation rate and a capped maximum payment amount expected between $1,310.40 and $1,364.20.

The notes pay no interest and mature roughly 17 to 20 months after the trade date, with payment at maturity tied to a weighted basket of five international indices (EURO STOXX 50, TOPIX, FTSE 100, SMI, S&P/ASX 200). Investors may lose up to 100% of principal if the final basket level is below the initial level; payments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering $2,000,000 of Capped Buffer In-GEARS senior notes linked to the Russell 2000® Index, maturing July 3, 2030. The payout at maturity depends on an underlying performance factor (final level ÷ initial level). The notes cap upside at a 46.08% maximum gain and provide a 14% buffer (downside threshold at 86%), meaning investors can lose up to 86% of principal if the final level falls below the downside threshold. Minimum investment is 100 securities at $10 each ($1,000); the initial estimated value on the trade date was $9.76 per security. Payments, including any principal repayment, are subject to the creditworthiness of BNS.

The Bank of Nova Scotia is offering $2,945,000 of Trigger Autocallable Contingent Yield Notes linked to Applied Materials, Inc. The Notes pay a contingent coupon of 16.00% per annum and have an initial level of $351.32 with a downside threshold and coupon barrier equal to $175.66 (50.00% of the initial level). The term is approximately 12 months with a strike date of March 3, 2026, trade date March 4, 2026 and maturity March 9, 2027. Minimum purchase is 100 Notes ($1,000). Coupons are paid only if observation-date closes meet the coupon barrier; the Notes autocall early if an observation-date close is at or above the initial level. Principal repayment at maturity is contingent: if the final level is below the downside threshold you may suffer a loss equal to the underlying return, including loss of your entire investment. All payments are subject to the creditworthiness of BNS.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to Amazon.com, Inc. The Notes have a Principal Amount of $1,000 per Note, an Original Issue Price of 100%, a Trade Date of March 31, 2026 and expected settlement on April 6, 2026 with an approximate three‑year term to a Final Valuation Date of March 27, 2029 and Maturity Date of April 2, 2029.

If a Call Observation Date closing value of Amazon is at or above the Initial Value the Notes will be automatically called and pay the Principal Amount plus the applicable Contingent Coupon. Contingent Coupons of at least $42.875 per Note (equal to at least 17.15% per annum) may be payable on specified observation/payment dates if the Reference Asset closes at or above an 80% barrier. If not called, maturity payment depends on the Reference Asset Return; a Final Value below the Barrier Value (80% of Initial Value) results in losses pro rata to the decline, up to 100% of principal.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due April 2, 2029 linked to the common stock of KKR & Co. Inc. The notes are senior, unsecured obligations and pay cash only, with automatic call, contingent quarterly coupons and downside exposure to the Reference Asset; principal is at risk if the Final Value is below a 70.00% Barrier. The Notes are expected to price on March 31, 2026, settle on April 6, 2026, have a $1,000 principal amount and a stated minimum contingent coupon equal to at least $50.00 per note when triggered.

The Bank of Nova Scotia is offering $700,000 aggregate of Capped Enhanced Participation Notes linked to the common stock of Tesla, Inc. Each note has a $1,000 principal amount, trade date March 4, 2026, original issue date March 9, 2026, valuation date April 5, 2027 and maturity date April 7, 2027.

At maturity the notes pay based on the percentage change in Tesla’s closing price from the initial price of $405.94. The participation rate is 200.00%, subject to a maximum payment of $1,655.00 per $1,000 (cap on appreciation of 32.75%). If the final price is below the initial price, holders suffer dollar-for-dollar downside loss and may lose up to their entire principal; payments depend on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering $4,720,000 of Airbag Autocallable Yield Notes linked to the common stock of International Paper Company, maturing March 10, 2027. Each Note has a $1,000 principal amount, an annual coupon rate of 12.15%, and an initial level of $42.58.

The Notes are autocallable on quarterly observation dates at a call threshold equal to 100.00% of the initial level ($42.58). If not called and the final level is below the conversion level of $36.19 (85.00% of initial), holders receive a share delivery amount of 27.6319 shares per Note (fractional shares paid in cash). The initial estimated value was $972.35 per Note and the issue price is $1,000. All payments are subject to the creditworthiness of BNS.

The Bank of Nova Scotia priced $6,350,000 of Autocallable Digital Buffer Notes linked to an equally-weighted basket of four financial-sector equities due March 9, 2028. The Notes are senior, unsecured obligations and may be automatically called on the Review Date with a Call Premium of $216.30 (21.63%) per $1,000 note. If not called, the Payment at Maturity provides either a Digital Return of 43.26% or 150% participation in positive basket performance, subject to a 15.00% buffer and a downside leverage factor of ~1.1765. The Notes do not pay interest, settle in cash, carry the Bank’s credit risk, and were issued with an initial estimated value of $962.68 per $1,000 on the Trade Date.

The Bank of Nova Scotia priced a $525,000 issue of Capped Enhanced Participation Notes linked to the SPDR® Gold Trust (GLD) with maturity April 8, 2027. Each $1,000 note pays at maturity based on the change in the reference asset from the trade date March 3, 2026 to the valuation date April 5, 2027

Key terms: original issue price 100.00% (aggregate $525,000), initial price $468.14, participation rate 300.00%, and maximum payment $1,245.00 per $1,000 principal. Notes do not pay interest, carry full principal risk if GLD falls, and are unsecured obligations of the Bank; initial estimated value was $967.31 per $1,000.

The Bank of Nova Scotia (BNS) is offering Enhanced Trigger Jump Securities with an Auto-Callable Feature due March 9, 2028, linked to the worst performing of the Russell 2000® and the S&P 500®.

The notes are principal‑at‑risk, pay no interest, and will auto‑redeem on the early redemption date if both underlying indices close on the first determination date at or above their respective initial index values; the early redemption payment corresponds to 10.41% per annum. If not redeemed, a fixed upside payment of $1,208.20 per $1,000 occurs at maturity only if final index values of both indices are at or above their 70.00% trigger levels (Russell 2000 trigger 1,843.975; S&P 500 trigger 4,815.055).

If any final index value is below its trigger level, payment at maturity equals $1,000 plus the underlying return of the worst performing index, exposing investors to a 1:1 loss and possible loss of the entire investment. Key dates: strike date March 4, 2026, pricing date March 6, 2026, original issue date March 11, 2026. Estimated value on the pricing date was provided as $942.06–$972.06.

The Bank of Nova Scotia is offering Airbag Autocallable Yield Notes linked to International Paper Company stock. Each Note has a $1,000 principal amount, a 12.15% per annum coupon (paid monthly), an initial level of $42.58, a call threshold of $42.58 (100% of initial), a conversion level of $36.19 (85% of initial) and a share delivery amount of 27.6319 shares per Note. The Notes mature on March 10, 2027 and may be automatically called on quarterly observation dates; principal repayment at maturity is contingent on BNS creditworthiness and the final level relative to the conversion level. BNS' initial estimated value range is $942.13 to $972.13 per $1,000 Note.

The Bank of Nova Scotia (BNS) offers Contingent Income Auto-Callable Securities due on or about March 18, 2027 linked to the common stock of CoreWeave, Inc.

Each note has a stated principal amount of $1,000.00 and a contingent quarterly coupon of $79.00 (equivalent to 31.60% per annum) payable only when the underlying closing price on a determination date is at least the downside threshold (40.00% of the initial share price). Pricing date is March 13, 2026 and original issue date is March 18, 2026. If not redeemed early, final payment depends on the final share price: if below the downside threshold the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 40.00% of principal, including zero. All payments are subject to BNS credit risk.

The Bank of Nova Scotia priced an equity-linked senior note (face amount $1,000) that is auto-callable and linked to the lowest performing common stock of Amazon, Alphabet (Class A) and Tesla. If on any call date the lowest performing stock closes at or above its starting price, the notes will be called and pay the face amount plus a fixed call premium (minimums range from 20.050% on March 18, 2027 up to 100.250% on March 13, 2031). If not called, holders receive $1,000 at maturity provided the lowest performing stock on the final calculation day is at or above its 50% threshold; otherwise holders have 1-to-1 downside beyond the 50% buffer and may lose up to 50% of the face amount. The Bank's estimated value at pricing is between $886.86 (88.686%) and - $916.86 (91.686%), and all payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $2,443,000 of Digital Notes linked to the MSCI EAFE® Index maturing on March 3, 2028. The notes pay no interest; payment at maturity depends solely on the index performance from March 3, 2026 (trade date) to March 1, 2028 (valuation date).

Holders receive a maximum payment of $1,154.00 per $1,000 if the final level is ≥ 87.50% of the initial level (initial level 2,996.64). If the final level is below 87.50%, losses accelerate: the buffer rate is approximately 114.29%, so losses can reach 100% of principal. The notes are unsecured senior obligations of the Bank, not listed, and subject to the Bank’s credit risk. The Bank’s initial estimated value was $988.70 per $1,000, below the original issue price of 100%.

The Bank of Nova Scotia offers Autocallable Digital Buffer Notes linked to an equally-weighted basket of four financial-sector equities with a $1,000 principal per Note and a maturity of March 9, 2028.

The Notes can be automatically called on the Review Date (March 8, 2027) for a cash payment equal to principal plus a $216.30 Call Premium (21.63%). If not called, payoff at maturity depends on the Final Basket Value versus the Initial Basket Value: a fixed 43.26% Digital Return or 150.00% participation in positive Basket performance, full principal if the Final Basket Value is at least 85.00% of initial, and leveraged downside exposure (approx. 1.1765% loss per 1% fall beyond the 15% buffer).

The Bank of Nova Scotia is offering Capped Notes linked to the S&P 500® Index. The notes pay no interest, have a $1,000 principal per note and an expected term of approximately 23 to 26 months. The payment at maturity is based solely on the S&P 500 price return from the trade date to the valuation date and is capped: the maximum payment amount is expected to be between $1,092.10 and $1,108.10 per $1,000 principal. If the final level is equal to or below the initial level, investors receive only the principal. The original issue price is 100% with underwriting commissions of 1.30% (i.e., $13.00 per $1,000). The Bank’s initial estimated value range is $950.42 to $980.42 per $1,000. All payments are subject to the creditworthiness of the Bank; the notes will not be listed and may have limited liquidity.

The Bank of Nova Scotia (BNS) is offering senior, unsecured market-linked notes linked to the lowest performing share of Apple, Alphabet Class C and NVIDIA that mature April 5, 2029 (stated maturity) and are callable on April 5, 2027. The securities have a $1,000 face amount, an original offering price of $1,000 and a call premium of $500 (a 50.00% return) if the lowest performing underlying stock equals or exceeds a call threshold of 90.00% of its starting price on the call date. If not called, the maturity payment depends solely on the ending price of the lowest performing underlying stock: you may receive at least a leveraged positive return at an upside participation rate of at least 325% if that stock finishes above its starting price; receive the face amount if it finishes between 80% and 100% of its starting price; or incur full downside exposure if it finishes below 80%, potentially losing more than 20% or all principal. The Bank’s estimated value at pricing is between $880.00 and $894.38 per security; this estimate is lower than the offering price because it excludes selling spreads and projected hedging profits. All payments are subject to the credit risk of the Bank.

The Bank of Nova Scotia is offering Enhanced Participation Basket-Linked Notes linked to a weighted basket of five international equity indices with a term expected to be approximately 23 to 26 months.

The notes have a $1,000 principal amount per note, an original issue price of 100.00%, an expected participation rate set on the trade date between 141.00% and 166.00%, and an initial estimated value range of $929.97 to $959.97 per $1,000 principal amount. Payments at maturity depend on the basket return and are subject to the issuer's credit risk; holders may lose up to 100% of principal.

The Bank of Nova Scotia is offering Capped Notes linked to the Russell 2000® Index. Each note has a $1,000 principal amount, a term expected to be approximately 23 to 26 months, and a capped appreciation that equals between $1,110.50 and $1,129.70 per $1,000 principal amount (a cap of 11.050% to 12.970%). The notes pay no interest or dividends, are unsecured obligations of the Bank, and repayment depends on the Bank’s creditworthiness.

The Bank’s initial estimated value range is $946.33 to $976.33 per $1,000 principal amount and the original issue price is 100.00% with underwriting commissions equal to 1.30% (or $13.00 per $1,000). The notes are not listed and may have little or no secondary market.

The Bank of Nova Scotia is offering $1,779,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of Netflix, Inc., due April 7, 2027. Each $1,000 note has an initial price of $97.09, a coupon barrier and trigger at 67.00% of the initial price, and a contingent coupon of $10.50 per $1,000 on any observation date where the closing price is at or above the coupon barrier.

The notes are automatically called if the reference stock closes at or above the initial price on any call observation date (monthly call window from September 2026 through March 2027). If not called and the final price is below 67.00% of the initial price, holders receive a share-delivery amount equal to $1,000 divided by the initial price, exposing principal to equity downside; all payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering digital notes linked to the EURO STOXX 50® Index. The notes are U.S. dollar, non‑interest‑bearing senior unsecured obligations with an expected term of approximately 23 to 26 months and a principal amount of $1,000 per note.

At maturity you receive either the threshold settlement amount (expected to be between $1,148.20 and $1,174.30 per $1,000) if the final level is ≥ 85.00% of the initial level, or a downside cash payment that exposes you to losses (buffer rate ≈ 117.65%) if the final level is below that threshold; you may lose up to 100% of principal. The Bank’s initial estimated value range is $953.10 to $983.10 per $1,000; original issue price is 100%. All payments are subject to the Bank’s creditworthiness.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index with a term expected to be approximately 13 to 15 months. Each note has a $1,000 principal amount, an original issue price of 100.00%, and will not bear interest.

At maturity the notes pay: full principal if the reference asset return is ≥ -10.00%; for positive returns you receive 160.00% participation capped at a maximum payment expected between $1,119.04 and $1,140.00 per $1,000; for declines below the buffer you suffer losses at ~1.1111% per 1% below 90.00%. Payments depend on the Bank’s creditworthiness and the notes are unsecured.

The Bank of Nova Scotia is offering Digital Notes linked to the S&P 500® Index with a term expected to be approximately 27 to 30 months and a principal amount of $1,000 per note. The notes pay no interest and are unsecured senior obligations of the Bank.

At maturity the notes pay a capped positive amount if the final index level is ≥ 85.00% of the initial level (the maximum payment is expected to be between $1,171.50 and $1,201.70 per $1,000). If the final level is below 85.00% of the initial level, losses apply and the investor can lose up to 100% of principal; the buffer rate is approximately 117.65%. The initial estimated value range is $956.60 to $986.60 per $1,000, while the original issue price is 100.00%. Any payment depends on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000 and the S&P 500, with a stated term of approximately five years and a maturity date of March 13, 2031.

The notes are issued in $10 principal increments (minimum investment 100 Notes = $1,000), have a contingent coupon rate to be set on the trade date in the range of 7.00% to 8.00% per annum, are callable quarterly (callable after six months), and repay principal at maturity only if each underlying is at or above a 60% downside threshold; otherwise repayment is reduced by the percentage decline of the least performing underlying. All payments are subject to the issuer’s creditworthiness and the pricing supplement states an initial estimated value range of $9.12 to $9.42 per note at pricing.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to Applied Materials, Inc. stock maturing March 9, 2027. Each $10 Note offers a 16.00% per annum contingent coupon if observation-date barriers are met, an automatic call if the underlying equals or exceeds the initial level, and contingent principal repayment tied to a 50.00% downside threshold of the initial level.

The Notes are senior unsecured obligations of BNS, not listed, have limited liquidity, an initial estimated value between $9.447 and $9.747 per $10 principal, and expose holders to both equity downside and BNS credit risk.

The Bank of Nova Scotia offers Capped Buffered Return Notes linked to the S&P 500® Index. The notes have a Principal Amount of $1,000 per note, an Original Issue Price of 100.00%, an initial estimated value range of $910.16 to $940.16 per $1,000, and a Buffer Amount of 15.00%.

Trade Date is expected on March 27, 2026, Original Issue/settlement on April 1, 2026, Final Valuation Date on March 27, 2031 and Maturity on April 1, 2031. If the Final Value exceeds the Initial Value you receive upside up to a Maximum Return of at least 63.50%; if the Final Value falls below the Buffer Value you can lose up to 85.00% of principal. Payments are unsecured, cash-only and dependent on the Bank's creditworthiness.

The Bank of Nova Scotia issued $1,540,000 of Dual Directional Capped Buffered Notes linked to the S&P 500® Index. The notes mature on March 8, 2028 and pay only a single cash payment at maturity based on the Reference Asset Return, subject to a 17.94% cap on upside.

If the Final Value is at least 80.00% of the Initial Value you receive positive payment (including a capped upside or a positive payoff when the index declines but stays at or above the buffer). If the Final Value is below 80.00%, losses are leveraged at a 1.25 factor and you may lose up to 100% of principal. The Original Issue Price was $1,000 per note (aggregate $1,540,000), and the Bank received 98.50% of proceeds after placement fees.