Every 424B that Bank of Nova Scotia (BNS) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BNS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BNS filings page.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index. Each Note has a Principal Amount of $1,000, is expected to price on July 21, 2026, settle on July 24, 2026 and mature on July 26, 2029 (approximately a three-year term if not called).
The Notes pay a conditional Contingent Coupon of $24.10 per Note (equal to 9.64% per annum) on specified payment dates only if each Reference Asset meets the 80.00% Contingent Coupon Barrier on the observation dates. The Notes are automatically called if, on any Call Observation Date, each Reference Asset’s Closing Value is at or above its Initial Value; on an automatic call you receive principal plus any applicable Contingent Coupon and accrued unpaid Contingent Coupons. If not called, the maturity payment is determined by the Least Performing Reference Asset versus its 80.00% Barrier and may result in up to a 100% loss of principal. The initial estimated value range at pricing is $939.96 to $969.96 per $1,000, and the Original Issue Price is 100% (underwriting commission 2.00%).
The Bank of Nova Scotia is offering Capped Enhanced Participation Notes linked to the S&P 500® Index. Each $1,000 note pays no interest and delivers at maturity either (a) principal plus 300.00% of the reference asset return subject to a maximum payment amount (expected between $1,181.20 and $1,212.40 per $1,000), (b) $1,000 if the final level equals the initial level, or (c) less than $1,000 if the final level is below the initial level (you may lose up to 100% of principal). The term is expected to be approximately 17 to 20 months. The notes are unsecured obligations of the Bank, not listed, and any payment is subject to the Bank’s creditworthiness. The initial estimated value range is expected to be between $945.01 and $975.01 per $1,000.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the common stock of NVIDIA Corporation that mature on January 21, 2028. The Notes pay contingent quarterly coupons of $39.20 per note if the reference stock meets a barrier on observation dates and will be automatically called if the reference stock closes at or above the Initial Value on any Call Observation Date. At maturity, if not called and the Final Value is below the Barrier Value (65.00% of the Initial Value), holders receive a Physical Delivery Amount of NVIDIA shares and may lose up to 100% of principal. The Notes are senior, unsecured obligations of the Bank and subject to the Bank’s credit risk, lack exchange listing, have limited liquidity, and involve complex tax treatment.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the Nasdaq-100 (NDX), Russell 2000 (RTY) and S&P 500 (SPX), due on or about July 20, 2028. Each security has a $1,000 stated principal and an issue price of $1,000. Investors may receive a contingent quarterly coupon of $26.15 (equivalent to 10.46% per annum) on a determination date if all three indices are at or above 70% of their initial index values; otherwise no coupon is paid.
On early redemption dates, if all indices meet call thresholds, securities auto-redeem at $1,000 plus the contingent coupon. At maturity, if any final index value is below 70% of its initial value, payment is reduced 1-to-1 by the worst-performing index and can be less than 70% of principal, potentially as low as zero. Payments are subject to BNS credit risk. Pricing date: July 17, 2026; original issue date: July 22, 2026. Estimated value on pricing date: $937.41–$967.41.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the least performing share of Amazon.com, Inc. and Alphabet Inc. The notes are senior, unsecured obligations with a $1,000 Principal Amount per note and approximately a three-year term if not automatically called. The notes pay contingent coupons only if both reference stocks meet barrier tests on scheduled observation dates; an automatic call can occur on specified Call Observation Dates, and the maturity payoff depends solely on the Least Performing Reference Asset versus a 65.00% Barrier Value. Initial estimated value at pricing is stated between $950.61 and $980.61 per $1,000 Principal Amount.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities—senior unsecured notes—whose payments are tied to the worst performing of Amazon, Alphabet (Class A) and Microsoft.
Each security has a stated principal amount of $1,000.00, an issue price of $1,000.00, a pricing date of July 17, 2026, and a scheduled maturity of July 20, 2028. The securities pay a contingent quarterly coupon of $31.025 (equivalent to 12.41% per annum) only if on a determination date the closing price of each underlying stock is at or above its coupon threshold (50% of its initial share price). If redeemed early after a determination date on which all underlying stocks meet their call thresholds (100% of initial share price), investors receive the stated principal plus the applicable contingent coupon. If at maturity the worst performing underlying stock is below its downside threshold (50% of initial share price), the cash payment will decline on a 1-to-1 basis with that worst performing stock and could be less than 50% of principal or zero. All payments are subject to BNS credit risk.
The Bank of Nova Scotia is offering Autocallable Contingent Barrier Return Enhanced Notes linked to the Russell 2000® Index. The Notes are senior, unsubordinated and unsecured obligations of the Bank with a Principal Amount of $1,000 per Note and an Original Issue Price of 100%.
The Notes feature an automatic call on the Review Date (July 21, 2027) if the Reference Asset closes at or above the Call Value, paying $1,138.50 per Note (Call Premium of $138.50, 13.85%). If not called, maturity payoff on July 18, 2031 depends on the Final Value: positive participation at a 125.00% Participation Rate if the Final Value is greater than the Initial Value; full principal returned if Final Value is ≥ 75.00% of Initial Value (Barrier); and pro rata loss (up to 100%) if Final Value < Barrier. The Notes do not pay interest and are subject to the Bank’s credit risk. The initial estimated value range on the Trade Date is $935.75 to $965.75 per $1,000 Principal Amount.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about July 20, 2029 linked to the common stock of Amazon.com, Inc. The notes have a $1,000.00 stated principal amount per security, an initial issue price of $1,000.00, and provide a contingent quarterly coupon of $27.65 (equivalent to 11.06% per annum) when the underlying closing price on a determination date is at or above the downside threshold (65.00% of the initial share price).
If a determination-date closing price meets or exceeds the call threshold (100% of the initial share price) on any non-final determination date, the notes will be automatically redeemed at the early redemption payment (stated principal plus the applicable contingent coupon and any previously unpaid coupons under the memory feature). If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the final share/initial share price (the share performance factor), which could be less than 65.00% of principal or zero. All payments are subject to BNS credit risk. The pricing date is July 17, 2026 and original issue date is July 22, 2026.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the Least Performing of the Russell 2000® Index and the S&P 500® Index. The notes have a principal amount of $1,000 per note, a term of approximately three years if not automatically called, a Final Valuation Date of July 16, 2029 and a Maturity Date of July 19, 2029. Trade Date is expected to be July 15, 2026 with Original Issue Date July 20, 2026. The notes feature an automatic call on specified Call Observation Dates, contingent coupons payable only if both reference indices meet 70.00% barrier tests on observation dates, and a downside Barrier Value of 70.00% of Initial Value (per reference asset). The issuer’s initial estimated value range is $931.55 to $961.55 per $1,000, and the Original Issue Price is 100% of principal. Minimum investment is $1,000.
The Bank of Nova Scotia issued a preliminary pricing supplement for senior note program Market Linked Securities—auto-callable with a contingent coupon and downside principal at risk linked to the lowest performing of the iShares Expanded Tech-Software ETF, the Russell 2000® Index and the S&P 500® Index.
The securities have a $1,000 face amount and an original offering price of $1,000 per security. The contingent coupon rate will be determined on the pricing date and will be at least 10.00% per annum. Coupon and principal protection depend on threshold levels equal to 60% of each Underlying's starting value. Pricing date is July 15, 2026, issue date July 20, 2026, and stated maturity July 19, 2029. The Bank's estimated value at pricing is between $921.23 and $951.23 per security.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the Class A common stock of Alphabet Inc. The Notes have a $1,000 Principal Amount per Note, an Original Issue Price of 100%, and a term of approximately 18 months if not automatically called.
The Notes pay a Contingent Coupon of $28.775 per Note (equal to 11.51% per annum) on specified observation dates if the Reference Asset meets the Contingent Coupon Barrier (the Contingent Coupon Barrier Value is 65.00% of the Initial Value). The Notes are automatically called if the Closing Value on any Call Observation Date is at or above the Initial Value. At maturity the Payment at Maturity depends on the Final Value: if Final Value ≥ Barrier Value (65.00% of Initial Value) you receive $1,000; if Final Value < Barrier Value you receive a physical delivery of shares equal to the Physical Delivery Amount (Principal divided by Initial Value) and may lose up to 100% of principal.
The Trade Date is expected to be July 16, 2026, settlement on July 21, 2026, Final Valuation Date January 18, 2028 and Maturity Date January 21, 2028. The initial estimated value range on pricing is stated as $949.90 to $979.90 per $1,000 Principal Amount. Payments are subject to the Bank's credit risk and the Notes are unsecured, not CDIC- or FDIC-insured.
The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 and the S&P 500. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100.00%.
The Notes pay no coupons, have a Call Return Rate of 12.15% per annum, an automatic call trigger at 100.00% of Initial Value (Call Value) on observation dates and a barrier at 60.00% of Initial Value. If not called, maturity is July 18, 2031 and payment depends on the Least Performing Reference Asset; investors may lose up to 100% of principal. Expected pricing is July 15, 2026 with settlement July 20, 2026. All payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia (BNS) is offering Trigger Autocallable Contingent Yield Notes with Memory Interest due on or about July 13, 2029, linked to the least performing of Alphabet Class C (GOOG) and Microsoft common stock (MSFT). The Notes pay periodic contingent coupons only if both underlyings meet coupon barriers on observation dates, can be automatically called early if both underlyings meet their initial levels on an observation date, and repay principal at maturity only if the final levels meet downside thresholds; otherwise repayment reflects the percentage decline of the least performing underlying and could result in total loss. Trade and settlement are expected on July 10, 2026 and July 15, 2026, respectively. Minimum investment is 100 Notes at $10 per Note. Payments and principal are subject to BNS credit risk.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Accenture plc. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100%, and a term to Maturity Date of August 1, 2029 (Final Valuation Date: July 27, 2029). The Notes may be automatically called early if the Reference Asset closes at or above the Initial Value on any Call Observation Date. If not called, Contingent Coupons (at least $51.875 per Note; 20.75% per annum) may be paid on specified observation/payment dates only when the Closing Value meets or exceeds the Contingent Coupon Barrier Value (set at 60.00% of Initial Value). At maturity, if the Final Value is below the Barrier Value (60.00% of Initial Value), investors suffer losses equal to the Reference Asset depreciation and may lose up to 100% of principal. The Notes are unsecured senior obligations of the Bank, subject to its credit risk, are not listed, and have limited liquidity. The Bank’s initial estimated value range at pricing is $928.15 to $958.15 per $1,000 Principal Amount.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the Nasdaq-100 Index® due July 12, 2029. The Notes pay a fixed contingent coupon of 8.10% per annum only if the Nasdaq-100 closing level on each observation date is at or above a specified coupon barrier; otherwise no coupon is paid. The Notes are automatically called if the index closes at or above the initial level on any quarterly observation date (callable after 12 months). At maturity, if not called, principal is repaid only if the final level is at or above the downside threshold (60.00% of the initial level); if below, you incur a loss proportional to the index decline and could lose your entire investment. The initial level is 29,697.87 (strike date July 6, 2026), the coupon barrier and downside threshold are 17,818.72 (60.00% of initial level), the principal amount per Note is $10 and minimum investment is 100 Notes ($1,000). Payments and any principal repayment are subject to BNS credit risk. BNS’ initial estimated value range on the trade date is $9.45 to $9.75 per Note; issue price per Note is $10.00 (underwriting discount $0.125 per Note).
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of QQQ and SPY. The notes have a $1,000 Principal Amount per note, an Original Issue Price of 100% and an expected term of approximately 18 months.
The notes pay a Contingent Coupon of $25.625 per note (equal to 10.25% per annum) on specified quarterly observation dates if each reference asset meets a Contingent Coupon Barrier Value equal to 75.00% of Initial Value. The notes are automatically callable on observation dates if both reference assets close at or above their Initial Values. At maturity, if the least performing reference asset is below its Barrier Value (75.00% of Initial Value), holders receive the Physical Delivery Amount in shares and may lose up to 100% of principal. Trade Date is July 16, 2026, Original Issue Date is July 21, 2026, Final Valuation Date is January 18, 2028, and Maturity Date is January 21, 2028. The initial estimated value range was $946.88 to $976.88 per $1,000 note; underwriting commissions total 1.50%. All payments are subject to the Bank's credit risk and the notes will not be listed.
The Bank of Nova Scotia is offering Dual Directional Barrier Digital Notes linked to the least performing of the Russell 2000® Index and the EURO STOXX 50® Index due July 15, 2031. The Notes are senior, unsubordinated and unsecured obligations of the Bank, do not pay interest, and pay only a single cash amount at maturity based on the Final Values of the two Reference Assets. If both Reference Assets finish at or above their Initial Values, holders receive either a 69.00% Digital Return or the positive performance of the least performing index, whichever is greater. If Final Values are below Initial Values but at or above the 75.00% Barrier Value, holders receive the absolute value of the decline of the least performing index (capped so Payment at Maturity will not exceed $1,250.00 per $1,000 note). If any Reference Asset finishes below its Barrier Value, holders are exposed to the negative performance of the least performing index and may lose up to 100% of principal. Original Issue Price is 100% per $1,000 Principal Amount; initial estimated value is expected between $897.61 and $927.61 per $1,000. Payments depend on the Bank’s creditworthiness and the Notes will not be listed on an exchange.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due July 13, 2029, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100%. The notes may pay contingent coupons if all three indices meet 75% barrier levels on scheduled observation dates and may be automatically called if each index closes at or above its initial value on a call observation date. If not called, final payment depends solely on the Least Performing Reference Asset and could result in loss of up to 100% of principal.
The Bank of Nova Scotia is offering Autocallable Coupon Notes linked to the least performing of Microsoft Corporation common stock and NVIDIA Corporation common stock. The Notes pay a fixed Coupon of 12.01% per annum ($30.025 per Note) unless automatically called.
The Notes have a term of approximately two years with a Trade Date of July 14, 2026, an Original Issue Date of July 17, 2026 and a Maturity Date of July 19, 2028. If neither Reference Asset breaches automatic-call conditions, maturity payoff depends on the Least Performing Reference Asset versus a Barrier Value equal to 55.00% of its Initial Value; investors may receive shares at maturity and can lose up to 100% of principal. The Bank’s initial estimated value at pricing is stated as $940.27 to $970.27 per $1,000 Principal Amount.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Merck & Co., Inc. and Wells Fargo & Company, maturing July 6, 2029. The two separate offerings total $8,723,000 (Merck notes) and $9,311,000 (Wells Fargo notes), each sold at $10.00 per Note.
The Notes pay a quarterly contingent coupon of 9.00% per annum (contingent coupon = $0.225 per quarter per Note) only if the underlying closing level on an observation date meets or exceeds the coupon barrier. The Notes are callable quarterly (callable after six months). If not called and the final level is below the downside threshold, principal recovery at maturity is reduced pro rata to the underlying return, exposing holders to potential substantial or total loss; all payments are subject to the issuer’s credit risk.
The Bank of Nova Scotia is offering $12,000,000 of Autocallable Barrier Review Notes linked to the Least Performing of the Russell 2000® and the S&P 500®. The notes are senior, unsubordinated and unsecured obligations due July 11, 2028, with a principal amount of $1,000 per note and a minimum investment of $10,000.
The notes pay no coupons and may be automatically called on specified Observation Dates for fixed Call Payment Amounts (Call Return Rate 10.50% per term). If not called, final payment is tied to the performance of the Least Performing Reference Asset and investors may lose up to 100% of principal. The Bank’s initial estimated value at pricing was $987.11 per $1,000.
The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about July 13, 2028, linked to the worst-performing common stock of Amazon, Alphabet (Class A) and Microsoft.
Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. If on a determination date all three underlying stocks close at or above 60.00% of their initial share prices, BNS will pay a contingent quarterly coupon of $40.90 (equivalent to 16.36% per annum). The securities may be automatically redeemed early if all underlyings meet 100.00% call thresholds on a determination date. If any underlying’s final share price is below its 60.00% downside threshold, the maturity payment will decline on a 1-to-1 basis versus the worst performing stock and could be as low as zero. Pricing date is July 10, 2026 and original issue date is July 15, 2026. BNS’ initial estimated value at pricing is between $932.86 and $962.86. All payments are subject to BNS credit risk.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of Invesco QQQ (QQQ) and SPDR S&P 500 ETF (SPY). The Notes have a $1,000 principal per note, an expected term of approximately 18 months, an Original Issue Price of 100.00% and will mature on January 21, 2028. Contingent Coupons of $25.625 per note (equal to 10.25% per annum) may be payable on specified observation dates if each Reference Asset meets its Contingent Coupon Barrier Value. The Notes are unsecured senior obligations of the Bank, not listed, not insured by CDIC/FDIC, and payments are subject to the Bank’s credit risk. If not called, repayment at maturity depends solely on the Least Performing Reference Asset relative to a 75.00% Barrier Value; investors may lose up to 100% of principal. The initial estimated value range is $946.88–$976.88 per $1,000 note. Terms and specific Initial Values will be set on the Trade Date and shown in the final pricing supplement.
The Bank of Nova Scotia offers Autocallable Barrier Review Notes linked to the least performing of the Dow Jones Industrial Average®, the Nasdaq-100® and the Russell 2000® due July 15, 2031. The notes are unsecured senior debt, do not pay coupons, and pay cash only.
The notes call automatically on an Observation Date if each Reference Asset is ≥ 100.00% of its Initial Value; Call Return Rate is 16.15% per term with stated Call Payment Amounts increasing per observation date. If not called, holders receive principal at maturity only if each Reference Asset is ≥ 70.00% of its Initial Value; otherwise repayment is tied to the percentage return of the Least Performing Reference Asset and holders may lose up to 100% of principal. Minimum investment is $1,000; expected pricing date is July 10, 2026 and expected settlement/original issue date is July 15, 2026.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the Least Performing of the Russell 2000® and the EURO STOXX 50®. The Notes have a $1,000 Principal Amount per Note, expected Trade Date July 15, 2026, Original Issue Date July 20, 2026 and Maturity Date July 19, 2029.
The Notes pay contingent coupons only if both reference indices meet their Contingent Coupon Barrier Values on scheduled observation dates; the pricing supplement states a minimum hypothetical Contingent Coupon of $22.25 per Note (at least 8.90% per annum) though the actual Contingent Coupon will be set on the Trade Date. Each Reference Asset has a Barrier Value equal to 70.00% of its Initial Value. If not called and the Least Performing Reference Asset finishes below its Barrier Value at maturity, investors can lose up to 100% of principal, pro rata to the index decline. Payments are unsecured and subject to the Bank’s credit risk. The Bank’s initial estimated value range at pricing is $931.01 to $961.01 per $1,000 Note.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the shares of the VanEck® Semiconductor ETF (SMH). The Trade Date is July 10, 2026, Original Issue Date July 15, 2026, and Maturity is July 28, 2027. The notes pay contingent coupons only if the Reference Asset’s Closing Value on an Observation Date is at or above 70.00% of the Initial Value and are automatically called if an Observation Date Closing Value is at or above the Initial Value. If not called, principal protection applies only if the Final Value is at or above 70.00% (the Buffer Value); below that buffer you lose approximately 1.4286% of principal for each 1% the Final Value is below the Initial Value in excess of the 30.00% Buffer Amount. Minimum investment is $10,000 and the Original Issue Price is 100% of principal. The Bank’s initial estimated value range on the Trade Date is between $952.98 and $982.98 per $1,000 Principal Amount. All payments are subject to the credit risk of the Bank and Contingent Coupons are not guaranteed.
The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index due July 21, 2031.
The notes are senior, unsecured obligations with a Call Return Rate of 11.52% per term, an automatic call if both reference indices are at or above 100% of initial value on an Observation Date, and a Barrier Value of 70.00% of each Initial Value that determines downside exposure at maturity. The notes do not pay coupons and are subject to the Bank's credit risk; the Original Issue Price is 100% per $1,000 Principal Amount and the initial estimated value range provided is $928.90–$958.90 per $1,000.
The Bank of Nova Scotia (BNS) is offering $33,351,000 of Contingent Income Auto-Callable Securities due July 7, 2028. Each note has a $1,000 stated principal amount and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $26.90 (equivalent to 10.76% per annum) on a determination date only if all three underlying indices meet a 70.00% coupon threshold. The notes are senior unsecured obligations of BNS, pay based on the worst-performing of the Nasdaq-100, Russell 2000 and S&P 500, do not guarantee principal, and expose holders on a 1-to-1 basis to the decline of the worst-performing index at maturity.
The Bank of Nova Scotia is offering Autocallable Coupon Notes linked to the least performing of Microsoft Corporation and NVIDIA Corporation common stock, with a two‑year term if not autocalled and payments subject to the Bank’s credit risk.
The Notes pay a Coupon of $30.025 per Note (12.01% per annum), have a Principal Amount of $1,000 per Note, a Barrier Value of 55.00% of each Initial Value, a Trade Date of July 14, 2026, an Original Issue Price of 100% and an initial estimated value range of $940.27 to $970.27 per $1,000 Principal Amount.
The Bank of Nova Scotia (BNS) is offering $6,161,000 of Contingent Income Auto-Callable Securities due July 7, 2028 linked to the worst performing share of Amazon, Alphabet (Class A) and Microsoft. Each note has a $1,000 stated principal amount and an initial issue price of $1,000.
The securities pay a $28.50 contingent quarterly coupon (equivalent to 11.40% per annum) on a determination date only if all three stocks are at or above 50.00% of their initial share prices. If not redeemed early, maturity payments depend on the worst performing stock and can be less than 50.00% of principal and may be zero. All payments are subject to BNS credit risk and the notes are not listed.
The Bank of Nova Scotia (BNS) is offering $14,715,000 of Contingent Income Auto-Callable Securities due July 6, 2029 linked to the common stock of Advanced Micro Devices, Inc. (AMD). Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $58.025 (equivalent to 23.21% per annum) on a determination date if the closing price of AMD is at or above the downside threshold of $258.91 (50.00% of the initial share price). The securities are auto-callable if AMD closes at or above the call threshold of $517.82 on a determination date, in which case holders receive principal plus accrued contingent coupons and the notes redeem early. If the final share price is below the downside threshold, maturity repayment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal, potentially resulting in a full loss. All payments are subject to BNS credit risk and the securities are not listed on an exchange.
The Bank of Nova Scotia is offering $1,915,000 in Barrier Digital Notes linked to the least performing of the Russell 2000 and S&P 500, maturing October 6, 2027. The notes pay a fixed Digital Return of 11.75% at maturity only if each index's Final Value is at least 65.00% of its Initial Value; otherwise the holder is exposed to the negative performance of the Least Performing Reference Asset and may lose up to 100% of principal. The notes are senior, unsecured obligations of the Bank, not listed, and carry the Bank's credit risk. The Strike Date was June 30, 2026, Trade Date July 1, 2026, original issue date/settlement July 7, 2026, minimum denomination $1,000 and initial estimated value of $1,008.49 per $1,000 Principal Amount.
The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to the common stock of NVIDIA Corporation with a term of approximately three years if not automatically called. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100.00%. The Notes are unsecured senior obligations of the Bank and all payments are subject to the Bank's credit risk.
The Notes may be automatically called on any Call Observation Date if the Closing Value of the Reference Asset is equal to or greater than the Initial Value. If not called, Contingent Coupons may pay on specified observation dates when the Reference Asset meets a Contingent Coupon Barrier (55.00% of Initial Value). At maturity, if Final Value is below the Barrier Value (55.00% of Initial Value), holders suffer a loss equal to the Reference Asset Return and may lose up to 100% of principal.
Bank of Nova Scotia (the Bank) is offering Market Index Target-Term Securities (MITTS) that are senior unsecured debt linked to one or more commodities, commodity futures or commodity indices. Each unit typically has a $10 principal amount and pays no periodic interest; the redemption at maturity depends on the Market Measure, a Participation Rate (generally ≥100%), an applicable Capped Value and a Minimum Redemption Amount (which may be less than principal). MITTS are subject to the Bank’s credit risk, may not be listed, and will be accompanied by a term sheet that specifies the Market Measure, exact Participation Rate, Minimum Redemption Amount, and other pricing terms. The calculation agent (expected to be BofAS) determines Starting and Ending Values, Market Disruption Events, and certain adjustments.
The Bank of Nova Scotia is offering $18,600,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, with quarterly contingent coupons and a maturity of July 7, 2031.
The notes pay a contingent coupon only if each underlying asset is at or above its coupon barrier on an observation date, are callable in whole by BNS on quarterly observation dates, and repay principal at maturity only if each underlying asset is at or above its downside threshold; otherwise repayment at maturity can be less than principal, reflecting the percentage decline of the least performing underlying asset.
The Bank of Nova Scotia offers Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000®, the S&P 500® and the EURO STOXX 50®. The Notes have a principal amount of $10 per Note, a contingent coupon rate set on the trade date in the range 8.00% to 9.30% per annum, an initial estimated value between $9.32 and $9.62, expected trade date July 13, 2026, settlement July 16, 2026 and maturity July 18, 2029.
The Notes pay a contingent coupon on each coupon payment date only if the closing level of each underlying asset meets or exceeds its coupon barrier; they are automatically called if on any observation date prior to maturity the closing level of each underlying asset is equal to or greater than its initial level. If not called, repayment at maturity is either the $10 principal (if all underlyings are at or above their downside thresholds) or a reduced cash payment equal to $10 × (1 + underlying return of the least performing underlying asset), which can result in a substantial or total loss. All payments are subject to BNS credit risk. The pricing supplement and referenced prospectus documents govern the Notes' final terms.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Apollo Global Management, Inc. The Notes have a $1,000 Principal Amount per Note, an Original Issue Price of 100% and a term of approximately 3 years if not called early. The Notes are unsecured senior obligations of the Bank and all payments are subject to the Bank’s credit risk.
The Notes may pay a Contingent Coupon of at least $45.00 per Note (equal to at least 18.00% per annum) on specified Contingent Coupon Payment Dates if the Closing Value of the Reference Asset meets or exceeds the Contingent Coupon Barrier Value. The Contingent Coupon Barrier Value and the Barrier Value are 75.00% of the Initial Value. If not called, the Final Valuation Date is June 29, 2029 and the Maturity Date is July 5, 2029. Investors may lose up to 100% of principal if the Final Value is below the Barrier Value. The Bank’s initial estimated value range at pricing is $936.94 to $966.94 per $1,000 Principal Amount; underwriting commissions may be up to 2.00%.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due July 20, 2029 linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50. The notes have a $1,000 Principal Amount, an Original Issue Price of 100.00%, and a minimum investment of $1,000. The notes may be automatically called on specified Call Observation Dates if each reference asset's Closing Value is at or above its Initial Value; contingent coupons may pay (at least $26.25 per note, equal to 10.50% per annum minimum) only when each Reference Asset meets its Contingent Coupon Barrier Value on an observation date. If not called, maturity payoff depends solely on the Least Performing Reference Asset versus a 75.00% Barrier; losses can reach 100% of principal. Payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the least performing of the Russell 2000® and S&P 500® indices. The notes are senior, unsecured, cash-settled instruments with a Call Return Rate of 10.50% per term, a 70.00% barrier at final valuation and potential automatic calls on observation dates. If not called, repayment at maturity depends solely on the Least Performing Reference Asset and investors may lose up to 100% of principal. Minimum investment is $10,000. The notes are subject to the Bank’s credit risk and limited secondary market liquidity.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due July 7, 2031, linked to the least performing share of ABT, BMY, JNJ and MCK. The offering totals $1,165,000 at an Original Issue Price of 100% ($1,000 per Note). The Notes pay contingent quarterly coupons of $14.375 per Note (17.25% per annum) only if each Reference Asset is at or above its 60% barrier on the observation date, and are automatically called if each Reference Asset at a Call Observation Date is at or above its Initial Value. If not called, the maturity payment depends solely on the Least Performing Reference Asset and may result in a loss of up to 100% of principal if that Reference Asset falls below its 60% Barrier Value. The Trade Date was July 1, 2026 and Original Issue Date is July 7, 2026. All payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia priced Autocallable Contingent Coupon Notes linked to the common stock of The Boeing Company with an aggregate principal amount of $2,472,000. The notes have a Principal Amount of $1,000 per note, an Original Issue Price of 100%, an Initial Value of $218.58, and a Barrier and Contingent Coupon Barrier Value of $153.01 (70.00% of the Initial Value).
The notes mature on July 6, 2029 with a Final Valuation Date of July 2, 2029. If not called earlier, payment at maturity depends on the Reference Asset Return; if Final Value < Barrier, investors may lose up to 100% of principal. Contingent Coupons of $31.00 per note (equivalent to 12.40% per annum) are payable only when observation-date closing values meet or exceed the Contingent Coupon Barrier Value. All payments are subject to the Bank’s credit risk. Trade Date was July 1, 2026, settlement July 7, 2026.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes (aggregate $1,300,000) linked to the least performing of AAPL, PLTR and TSLA. The notes pay contingent quarterly coupons of $48.75 per $1,000 (19.50% per annum) if all reference stocks meet 50% barrier tests on observation dates, are automatically called if all references meet initial values on a call observation date, and pay principal at maturity only if the least performing reference is at or above its 50% barrier; otherwise principal is reduced pro rata to the decline of the least performing reference. The Trade Date was July 1, 2026, Original Issue Date July 7, 2026, Final Valuation Date July 2, 2029, Maturity Date July 6, 2029. Payments are unsecured and subject to the Bank's credit risk. Initial estimated value was $951.18 per $1,000; Original Issue Price was 100%.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to an ADR of Novo Nordisk A/S due August 4, 2027. Each note has a $1,000 principal amount and the aggregate initial offering is $5,612,000. The notes pay a monthly contingent coupon of $10.375 per $1,000 (equal to 1.0375% monthly or up to 12.45% per annum) when the reference asset’s closing price on an observation date is at or above the coupon barrier of 60.00% of the initial price.
If, on any call observation date commencing December 2026 through June 2027, the reference asset’s closing price is equal to or greater than the initial price of $47.94, the notes will be automatically called and you will receive $1,000 plus the contingent coupon. If not called and the final price is below 60.00% of the initial price, payment at maturity will be a share delivery amount equal to $1,000 divided by the initial price (rounded), which will result in loss of principal commensurate with the decline in the reference asset. The initial estimated value on the trade date was $980.20 per $1,000 principal, and payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering $1,489,000 of Autocallable Contingent Coupon Trigger Notes linked to the shares of the VanEck® Semiconductor ETF (SMH) with a stated maturity of October 5, 2027. The notes pay contingent quarterly coupons only if the ETF's closing price on an observation date is at or above a 70.00% coupon barrier of the initial price and may be automatically called if the ETF closes at or above the initial price on designated call observation dates commencing December 2026 through June 2027.
The notes return at maturity is tied to the ETF price return: if the final price is below the 70.00% trigger, investors suffer a proportional loss of principal (lose 1% for every 1% decline). Payments are unsecured obligations of the Bank and subject to its credit risk. The initial estimated value on the trade date was $946.68 per $1,000 principal amount; the original issue price is $1,000 per note.
The Bank of Nova Scotia issues $2,000,000 of Contingent Income Auto-Callable Securities linked to Oracle Corporation stock. These senior unsecured notes have a $1,000 stated principal per security, maturity July 6, 2028, and offer a contingent quarterly coupon of $58.125 (equivalent to 23.25% per annum) payable only if the underlying closing price meets the 60.00% downside threshold on determination dates. If the securities are not called and the final share price is below the downside threshold, the cash payment at maturity equals the stated principal multiplied by the share performance factor, which can be less than 60.00% of principal and could be zero. All payments are subject to the credit risk of BNS.
The Bank of Nova Scotia is offering $1,182,000 aggregate principal of capped buffered index-linked notes due January 4, 2028. Each $1,000 note links to the least performing of the Russell 2000 and the S&P 500 measured from the trade date June 30, 2026 to the valuation date December 30, 2027. The notes pay no interest and return at maturity depends on the least performing reference asset: positive participation at a 120.00% rate up to a $1,282.50 cap per $1,000, upside; a 10.00% buffer that converts declines between 0% and 10% into positive returns; and downside exposure beyond the buffer that can result in losses up to 90.00% of principal. Payments are unsecured obligations subject to the Bank’s credit risk. The initial estimated value on the trade date was $971.35 per $1,000.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index with a term expected to be approximately 18 to 21 months. For each $1,000 principal amount, the notes pay no interest and provide 150.00% participation in positive index returns up to a capped maximum payment amount (expected between $1,162.45 and $1,190.50). A buffer of 10.00% protects against index declines up to that level; declines beyond the buffer expose investors to amplified losses (buffer rate ~111.11%). Payments are subject to the Bank’s creditworthiness and there will be no listed secondary market.
The Bank of Nova Scotia is offering Buffered Index-Linked Notes linked to the S&P 500® Index due October 5, 2027. Each note has a $1,000 principal amount and the aggregate initial issue is $462,000. The payoff at maturity depends on the S&P 500 closing level on the valuation date of September 30, 2027, with a 10.00% buffer (90.00% buffer level) and a capped upside of $1,134.00 per $1,000. If the final level is up, holders participate up to the cap; if the final level declines up to 10.00%, holders receive the absolute decline as a positive return; if the final level declines by more than 10.00%, holders bear losses beyond the buffer and may lose up to 90.00% of principal. Payments are unsecured obligations of the Bank and subject to its credit risk.
The Bank of Nova Scotia priced a Series A Equity Linked Senior Note offering (market linked, auto-callable) tied to the lowest performing common stock of Amazon.com, Inc., International Business Machines Corporation and NVIDIA Corporation. The original offering price is $1,000 per security and the Bank's estimated value as of the pricing date is $947.52 per security.
The securities were priced on June 30, 2026, have an issue date of July 6, 2026, and a stated maturity of July 6, 2029 (final calculation day July 2, 2029). If the lowest performing Underlying Stock on a call date is at or above its call threshold price (equal to 80% of its starting price), the securities will be automatically called for the face amount plus a call premium; the referenced simple per‑annum call-premium rate at issuance is approximately 21.50%. If not called, maturity payout depends on the lowest performing Underlying Stock's ending price relative to its threshold price (equal to 50% of its starting price), with potential loss of more than 50% (including total loss) if that ending price is below the threshold.
The Bank of Nova Scotia offers Capped Buffered Return Notes linked to the S&P 500® Index, maturing July 31, 2031 (subject to completion). The Notes pay only a cash payment at maturity tied to the Reference Asset Return, capped at a Maximum Return of at least 60.00%. The Notes provide a 15.00% Buffer Amount (Buffer Value equal to 85.00% of the Initial Value) below which losses accrue 1% for each 1% below the Initial Value in excess of the Buffer, with potential principal loss up to 85.00%. The Original Issue Price is 100% of principal; the initial estimated value range is between $906.16 and $936.16 per $1,000 Principal Amount. Trade Date is expected July 28, 2026, Original Issue Date July 31, 2026, Final Valuation Date July 28, 2031.