Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia priced a primary offering of senior, market-linked notes linked to Qualcomm common stock (QCOM) with a pricing date of June 30, 2026 and an issue date of July 6, 2026. The securities have a face amount of $1,000 per security, an original offering price of $1,000, and total original offering proceeds of $4,609,000.

Key economics: a contingent coupon rate of 22.35% per annum, a coupon threshold equal to 50.00% of the starting price, a call threshold equal to 90.00% of the starting price, and a downside threshold equal to 50.00% of the starting price. The starting price is stated as $184.79, and the Bank's estimated value on the pricing date was $967.71 per security. Payments and any secondary-market values are subject to the Bank's credit risk and detailed hedging/distribution adjustments described in the supplement.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. The notes have a participation rate of 150.00%, a buffer level of 90.00% (buffer percentage 10.00%, buffer rate ~111.11%) and a capped upside with a maximum payment amount expected between $1,156.45 and $1,183.60 per $1,000. The notes pay no interest and return at maturity depends on the final index level relative to an initial level set on the trade date. The original issue price is 100.00%; selling commissions equal 1.42% (proceeds to the Bank 98.58%). The Bank’s initial estimated value range is $943.13–$973.13 per $1,000, which is lower than the issue price. Payments are subject to the Bank’s creditworthiness and the notes will not be listed on an exchange.

The Bank of Nova Scotia is offering market-linked, auto-callable senior notes with a $1,000 face amount per security that are linked to the lowest performing of ADS of Alibaba, common stock of Blackstone and common stock of IBM. The notes may be automatically called on scheduled call dates for a fixed call premium that rises on each call date; the first call premium is 37.00% (payment $1,370.00) and the final call premium on the last call date is 111.00% (payment $2,110.00). If not called, a 30% buffer applies: if the lowest performing Underlying Stock finishes above its 70% threshold you receive the face amount; if it finishes below that threshold you incur 1-to-1 downside beyond the buffer and may lose up to 70% of the face amount at maturity on July 6, 2029.

The pricing date was June 30, 2026, the issue date is July 6, 2026, the Bank's estimated value at pricing was $936.31 per security, and the original offering price is $1,000 per security. Distribution involves Scotia Capital (USA) Inc. and Wells Fargo Securities, with an agent discount of $25.75 per security and proceeds to the Bank of $974.25 per security.

The Bank of Nova Scotia is offering Buffered Enhanced Participation Notes linked to the least performing of the shares of the iShares® MSCI EAFE ETF and the EURO STOXX 50® Index. The offering totals $2,172,000 with a $1,000 principal per note, trade date June 30, 2026, original issue date July 6, 2026 and maturity on July 6, 2028.

Payments at maturity depend on the least performing reference asset: if both final levels exceed initial levels the payoff equals principal plus the least performing reference asset return times a 154.00% participation rate; if any final level is below 90.00% of its initial level the investor absorbs losses beyond the 10.00% buffer and can lose up to 90.00% of principal. The notes do not pay interest, are unsecured obligations of the Bank and are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $4,410,000 of Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing July 6, 2028, with an automatic call observation on June 30, 2027.

If called, each $1,000 note pays principal plus a 16.25% call premium. If not called, maturity payoffs depend on the least performing reference asset: positive returns are multiplied by a 250.00% participation rate; final levels below 75.00% of initial trigger levels produce proportional losses, up to a 100% loss of principal. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Digital Notes in an aggregate principal amount of $1,416,000 linked to the least performing of the Russell 2000® and the S&P 500®. Each note has a $1,000 principal amount and will pay at maturity on July 6, 2028 either the threshold settlement amount of $1,130.00 per $1,000 if both reference assets finish at or above their initial levels, or $1,000 if the final level of any reference asset is below its initial level. The trade date is June 30, 2026 and the valuation date is June 30, 2028. Notes do not bear interest, are unsecured obligations of the Bank, are subject to the Bank’s credit risk, are not listed, and include an initial estimated value of $977.38 per $1,000 principal amount.

The Bank of Nova Scotia is offering Series A equity index linked senior notes—market‑linked, auto‑callable securities linked to the lowest performing of the Nasdaq‑100, Russell 2000 and S&P 500 with pricing date June 30, 2026 and issue date July 6, 2026.

If the lowest performing Index is at or above its starting level on the call date (approximately one year after issuance), the notes will be automatically called for the face amount plus a 21.50% call premium. If not called, maturity (stated July 6, 2029) pays either the face amount, a leveraged upside of 150% of any positive index return, or full downside exposure if the lowest performing Index falls below its 75% threshold.

The Bank of Nova Scotia priced a series of senior, equity index‑linked, auto‑callable notes due July 5, 2030 linked to the lowest performing of the S&P 500, Russell 2000 and DJIA. The offering priced at $1,000 per security with an estimated value of $960.52 on the pricing date. The notes pay no interest, are senior unsecured obligations of the Bank and feature yearly call dates beginning July 6, 2027 with a first call premium of 11.10% (payment $1,111.00). If not called, maturity payments depend on the lowest performing Index versus its starting level; each Index has a threshold equal to 75% of its starting level and holders can lose more than 25%, up to all of principal.

The Bank of Nova Scotia offers autocallable contingent coupon notes linked to Broadcom Inc. common stock. Each unsecured note has a $1,000 Principal Amount and an Original Issue Price of 100% with minimum investment of $1,000. The notes may be automatically called on specified Call Observation Dates; contingent coupons of $41.40 per note (16.56% per annum) may be paid if the Reference Asset meets the Contingent Coupon Barrier Value. If not called, maturity payment depends on the Reference Asset Return. A Barrier Value equal to 55.00% of the Initial Value applies; if Final Value is below that barrier you may lose up to 100% of principal. Trade Date is July 9, 2026 and Original Issue Date is July 14, 2026; Final Valuation Date is January 10, 2028 and Maturity Date is January 13, 2028. All payments are subject to the Bank's credit risk and the notes will not be listed on any exchange.

The Bank of Nova ScotiaAutocallable Contingent Coupon NotesBroadcom Inc. The Notes have a term of approximately three years, with Trade DateJuly 15, 2026, Original Issue DateJuly 20, 2026, and Maturity DateJuly 5, 2029.

Key economic terms: Original Issue Price100.00% of the $1,000 Principal Amount; the Bank’s initial estimated value range is $939.18–$969.18 per $1,000 Principal Amount; the Barrier and Contingent Coupon Barrier are 70.00% of the Initial Value. If a Call Observation Date’s Closing Value is ≥ Initial Value the Notes are automatically called; if not called, contingent coupons of at least $56.50 per Note (at least 22.60% per annum) may be paid when observation dates meet the barrier. If Final Value < Barrier, investors suffer downside equal to the Reference Asset return and may lose up to 100% of principal.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of Apple Inc. and Amazon.com, Inc. The notes have a $1,000 principal amount, an Original Issue Price of 100%, expected trade date July 9, 2026 and maturity on January 13, 2028. Holders receive contingent coupons of $31.00 per note (12.40% per annum) only if both reference stocks meet barrier tests on observation dates; automatic early call and downside exposure to the least performing stock (60% barrier) apply. Payments depend on the Bank’s creditworthiness and notes are unsecured, unlisted, and may lack liquidity.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due July 13, 2029 linked to the S&P 500® Index, the State Street® Energy Select Sector SPDR® ETF and the State Street® Technology Select Sector SPDR® ETF. Each Note has a $1,000 Principal Amount and may pay periodic contingent coupons of $12.7083 per Note (approximately 15.25% per annum) if all Reference Assets meet their coupon barriers on observation dates. The Notes are unsecured senior obligations of the Bank, not exchange-listed, and are exposed to the Bank’s credit risk, the performance of the Least Performing Reference Asset at maturity and the possibility of losing up to 100% of principal if that asset finishes below its 70.00% barrier. Trade Date is July 10, 2026 with original issue date expected July 15, 2026. Terms, initial estimated value range and other economic assumptions will be set in the final pricing supplement.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to Coinbase Global, Inc. The Notes are senior, unsecured debt due July 5, 2029 with a Principal Amount of $1,000 per Note. Payments depend on Coinbase closing prices on specified observation dates; Notes may be automatically called if the Reference Asset closes at or above the Initial Value on any Call Observation Date. If not called, Contingent Coupons may be paid when the Closing Value on a Contingent Coupon Observation Date is equal to or above the Contingent Coupon Barrier Value. At maturity the Payment at Maturity equals the Principal Amount if the Final Value is at least the Barrier Value (70.00% of Initial Value); otherwise payment equals $1,000 plus the Reference Asset Return, exposing investors to up to 100% principal loss. The initial estimated value range is $938.91–$968.91 per $1,000; Original Issue Price is 100%. Trade Date and expected pricing are July 15, 2026 and settlement July 20, 2026.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the American depositary receipts of Alibaba Group Holding Limited. Each Note has a Principal Amount of $1,000, an Original Issue Price of 100%, and a term of approximately three years if not called.

The Notes pay contingent coupons (the pricing states at least $46.25 per Note, equal to at least 18.50% per annum) on specified observation dates only if the Reference Asset closing value meets or exceeds a Contingent Coupon Barrier. The Notes will be automatically called if the Reference Asset closing value on any Call Observation Date is at or above the Initial Value. A Barrier for downside protection is set at 70.00% of the Initial Value; if the Final Value is below that Barrier, holders bear loss equal to the Reference Asset decline (up to 100% loss of principal).

The Notes are senior unsecured obligations of the Bank, subject to the Bank’s credit risk, expected to price on July 15, 2026 and settle on July 20, 2026. The Bank’s initial estimated value range is $940.82 to $970.82 per $1,000 Principal Amount.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index due April 3, 2028. The notes pay no interest and return at maturity depends on the Russell 2000® performance measured from the trade date June 29, 2026 to the valuation date March 29, 2028. For each $1,000 principal, investors receive (a) if the final level is above the initial level 3,010.417, a participation payment equal to 150.00% of the index return subject to a cap of $1,216.00; (b) if the final level declines by up to 10.00%, the $1,000 principal; or (c) if the final level declines by more than 10.00%, a loss equal to the index return plus 10.00%, meaning up to 90.00% principal loss. Aggregate original issue amount is $806,000 and the notes are unsecured obligations of the Bank; payments depend on the Bank’s creditworthiness. The initial estimated value was $962.63 per $1,000 principal; original issue price is par.

The Bank of Nova Scotia is offering Buffered Index‑Linked Notes linked to the S&P 500® Index due October 4, 2027. The notes pay no interest and return at maturity depends on the S&P 500® performance from the trade date June 29, 2026 to the valuation date September 29, 2027. Each $1,000 principal is subject to a 10.00% buffer: declines up to 10.00% produce a positive absolute return, declines beyond 10.00% reduce principal (you may lose up to 90.00%); upside participation is capped at $1,100.00 per $1,000 (a 10.00% cap). The offering’s original issue price is 100.00% with aggregate proceeds of $1,868,860.00 to the Bank after underwriting commissions. Payments are unsecured obligations of the Bank and depend on its creditworthiness.

The Bank of Nova Scotia priced $589,000 of Autocallable Digital Trigger Notes linked to the least performing of the Russell 2000® and the S&P 500® maturing July 5, 2029. The notes pay no interest, may be automatically called June 29, 2027 for a cash payment equal to principal plus a 9.00% call premium, and at maturity pay either a threshold settlement of $1,400 per $1,000, return principal, or an amount tied to the negative performance of the least performing reference asset (with a trigger level at 85.00% of initial levels). Payments depend on the final closing levels on specified observation dates and are subject to the Bank’s creditworthiness. The initial estimated value on the trade date was $970.93 per $1,000, below the original issue price.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the shares of the VanEck® Semiconductor ETF (SMH) with a $1,000 principal per note and $1,526,000 aggregate initial issuance. The notes pay a contingent quarterly coupon (up to 4.3375% per quarter; $43.375 per $1,000 observation increment) when the ETF closes at or above 70.00% of the initial price ($631.98). The notes may be automatically called on certain observation dates from December 2026 through June 2027 if the reference asset closes at or above the initial price; final valuation date is September 29, 2027 and maturity is October 4, 2027. If not called and the final price is below the 70.00% trigger, investors suffer proportional principal loss (losing 1% for each 1% decline below the initial price).

The Bank of Nova Scotia is offering $2,161,000 aggregate principal amount of Capped Buffered Index‑Linked Notes linked to the least performing of the Russell 2000® and the S&P 500® due January 3, 2028. The notes reference initial levels set on the trade date June 29, 2026 and a valuation date of December 29, 2027. For each $1,000 principal, the notes pay at maturity based on the least performing reference asset with a 120.00% participation rate, a 10.00% buffer (90.00% buffer level) and a maximum upside payment of $1,215.00 per $1,000. The initial estimated value on the trade date was $957.85 per $1,000, while the original issue price is 100.00% of principal. Payments are subject to the Bank’s creditworthiness; holders may lose up to 90.00% of principal.

The Bank of Nova Scotia is offering Capped Notes with an Absolute Return Buffer linked to the S&P 500® Index with a $10 principal per unit and a term of approximately 14 months maturing in September 2027.

The notes provide 1-to-1 upside exposure capped at a 10.00% return ($11.00 per unit) and an "absolute return" feature that converts modest index declines into a positive payment if the Ending Value stays at or above a Threshold Value equal to [93.00% to 88.00%] of the Starting Value (the actual Threshold Value will be set on the pricing date). If the Index falls below the Threshold Value, holders suffer principal loss with up to [93.00% to 88.00%] of principal at risk. Payments are in cash at maturity and subject to BNS credit risk; there are no periodic interest payments, limited secondary-market liquidity, and the notes are unsecured.

The public offering price is $10.00 per unit (large household purchases have a reduced price), the issuer's initial estimated value on the pricing date is stated as $9.38 to $9.68 per unit, and disclosed fees include an underwriting discount of $0.175 and a hedging-related charge of $0.05 per unit.

The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities (senior unsecured notes) linked to NVIDIA Corporation stock due on or about July 13, 2029. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $25.875 (equivalent to 10.35% per annum) on a determination date if the closing price of the underlying stock is greater than or equal to the downside threshold (50.00% of the initial share price). The securities are auto-callable if the closing price on any early determination date is greater than or equal to the call threshold (100.00% of the initial share price). If not redeemed and the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. All payments are subject to the credit risk of BNS; estimated value at pricing was stated to be between $941.28 and $971.28 per security.

The Bank of Nova Scotia is offering Trigger Callable Contingent Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, with an expected term of approximately five years and a maturity on July 7, 2031. The Notes pay a periodic contingent coupon only if the closing level of each underlying index on an observation date is at or above its coupon barrier; otherwise no coupon is paid. BNS may call the Notes in whole on any observation date (other than the final valuation date), in which case holders receive principal plus any contingent coupon due on the call settlement date. If the Notes are not called and the final level of any underlying index is below its downside threshold, the payment at maturity will be reduced pro rata based on the percentage decline of the least performing underlying asset, possibly resulting in a total loss of principal. The offering is subject to BNS credit risk, limited secondary market liquidity, and final terms to be set on the trade date.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the ADRs of Taiwan Semiconductor Manufacturing Company Limited (TSM). Each note has a $1,000.00 stated principal amount, an issue price of $1,000.00, and a maturity date of July 13, 2029.

The notes pay a contingent quarterly coupon of $34.00 (equivalent to 13.60% per annum) if the underlying ADR closing price on a determination date is at or above the downside threshold (equal to 50.00% of the initial share price). The notes are auto‑callable early if the closing price on a determination date is at or above the call threshold (equal to 100.00% of the initial share price). If the final share price is below the downside threshold, principal at maturity is reduced by the share performance factor (final/initial), exposing investors on a 1:1 basis to losses and potentially all of their investment.

The Bank of Nova Scotia priced $2,846,000 of Autocallable Contingent Coupon Notes with Memory Coupon linked to TSM ADRs. The notes mature on July 6, 2028, settle on July 6, 2026, have a $1,000 principal per note and may be automatically called on specified observation dates if the Reference Asset closes at or above the Initial Value.

Holders may receive Contingent Coupons of $32.50 per note (13.00% per annum) on scheduled payment dates if conditional barriers are met; if not called and the Final Value is below the 50.00% Barrier Value ($238.79), holders receive a Physical Delivery Amount of 2.0939 shares per note and may lose up to 100% of principal. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 (NDX) and the Russell 2000 (RTY), with an aggregate original issue amount of $1,606,000. The notes pay no interest and may be automatically called on June 29, 2027 (call payment date July 2, 2027) if both indices are at or above their initial levels; an automatic call pays $1,000 plus a 12.80% call premium per $1,000 principal. If not called, maturity is July 5, 2028 with payoff tied to the least performing reference asset: a positive return equals 250.00% participation times that asset’s gain; if the least performer finishes below 75.00% of its initial level the investor suffers a pro rata loss of principal (up to 100%). Payments are subject to the Bank’s credit risk and the notes will not be listed.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the common stock of Vertiv Holdings Co (ticker VRT). Each note has a $1,000 stated principal, an issue price of $1,000, and a maturity date of July 13, 2029. Investors may receive a contingent quarterly coupon of $54.90 (equivalent to 21.96% per annum) on each determination date if the underlying closing price is at or above the downside threshold (50.00% of the initial share price). Notes are auto‑callable if the underlying closes at or above the call threshold (100.00% of the initial share price) on a determination date, in which case investors receive principal plus applicable coupons. If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and could be less than 50.00% of principal or zero. All payments are subject to BNS credit risk. Pricing date: July 10, 2026.

The Bank of Nova Scotia is offering $6,365,000 of Autocallable Contingent Coupon Notes linked to the common stock of Amazon.com, Inc. (Reference Asset). The Notes pay contingent quarterly coupons of $33.125 per $1,000 (13.25% per annum) only if the Reference Asset's closing value on an observation date is at or above the Contingent Coupon Barrier Value of $166.84 (70% of the Initial Value). The Notes are automatically called if the Reference Asset closes at or above the Initial Value ($238.34) on any Call Observation Date, in which case holders receive $1,000 plus the applicable contingent coupon. If not called, maturity payment depends on the Reference Asset Return measured from the Initial Value to the Final Value (Final Valuation Date: July 2, 2029; Maturity Date: July 6, 2029). If Final Value < Barrier Value, investors suffer an equivalent decline in principal (up to 100% loss). The Notes are senior, unsecured obligations of the Bank, not listed, and subject to the Bank’s credit risk. Minimum investment is $1,000; Original Issue Price is 100%.

The Bank of Nova Scotia is offering Capped Enhanced Participation Basket-Linked Notes with an aggregate original principal of $5,000,000. Each $1,000 note pays at maturity on July 28, 2027 based on an unequally weighted basket of seven alternative-asset managers measured from the strike date June 25, 2026 to the valuation date July 26, 2027. The notes pay no interest. If the final basket level exceeds the initial level, holders receive 200.00% participation in the basket return subject to a $1,444.80 per $1,000 cap (a 22.24% cap on appreciation). If the final basket level is below the initial level, noteholders suffer a proportional loss and may lose up to 100% of principal. The notes are unsecured obligations of the Bank and are not listed; payments depend on the Bank's creditworthiness.

The Bank of Nova Scotia is offering $826,000 in Autocallable Contingent Coupon Notes linked to the common stock of Intuit Inc. The Notes pay contingent quarterly coupons of $53.75 per Note (21.50% per annum) only if the Reference Asset closes at or above a barrier equal to $130.50 (50.00% of the Initial Value). If not automatically called, principal at maturity depends on the Reference Asset Return measured from the Initial Value of $261.00 to the Final Value on July 2, 2029; if the Final Value is below the Barrier Value, investors can lose up to 100% of principal. The Notes are senior, unsecured obligations of the Bank, settle on July 6, 2026, have a minimum investment of $1,000 and are subject to the Bank’s credit risk and limited secondary market liquidity.

The Bank of Nova Scotia is offering $5,930,000 aggregate principal of Autocallable Contingent Coupon Notes due July 6, 2029 linked to the common stock of Apple Inc. The Notes pay a contingent quarterly coupon of $20.625 per note (equal to 8.25% per annum) only if the Reference Asset closes at or above the Contingent Coupon Barrier Value on each observation date and will be automatically called if the Reference Asset closes at or above the Initial Value on any Call Observation Date. The Initial Value was $289.36, the Barrier and Contingent Coupon Barrier Values are $202.55 (70.00% of the Initial Value), the Trade Date was June 30, 2026, original issue date/settlement July 6, 2026, Final Valuation Date July 2, 2029, and maturity July 6, 2029. All payments are unsecured obligations of the Bank and are "subject to the credit risk of the Bank"; if the Final Value is below the Barrier Value you may lose up to 100% of principal. The Bank's initial estimated value at pricing was $968.40 per $1,000 note, below the Original Issue Price.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to Autodesk, Inc. common stock. The issue totals $330,000 (principal $1,000 per note) with an Original Issue Price of 100%. The notes pay a $40 contingent coupon per note (equal to 16.00% per annum) only if the Reference Asset meets the Contingent Coupon Barrier on scheduled observation dates. The notes are automatically called if the closing value of Autodesk on any Call Observation Date is at or above the Initial Value and mature on July 6, 2029 if not called. Principal protection is conditional: if the Final Value is below the Barrier Value ($116.65, equal to 60.00% of the Initial Value), investors suffer losses equal to the Reference Asset depreciation and may lose up to 100% of principal. Payments are unsecured obligations of the Bank and subject to its credit risk. The initial estimated value at pricing was $964.74 per $1,000 principal.

The Bank of Nova Scotia is offering $9,887,000 of Autocallable Contingent Coupon Notes due July 6, 2029, linked to the least performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices. The notes pay a contingent coupon of $27.50 per note (equal to 11.00% per annum) when each index meets a 75.00% barrier on observation dates and can be automatically called on specified observation dates. If not called, repayment at maturity depends solely on the performance of the least performing index versus its 75.00% barrier and may result in the loss of up to 100% of principal. The trade date was June 30, 2026 and original issue date is July 6, 2026. Payments are unsecured and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Meta Platforms, Inc. The offering aggregates $1,107,000 at an Original Issue Price of 100%. The notes pay a $25.00 contingent coupon per note (equal to 10.00% per annum) when the Reference Asset meets the Contingent Coupon Barrier on observation dates. The Initial Value is $563.29, the Barrier and Contingent Coupon Barrier Values are $309.81 (55.00% of the Initial Value), the Physical Delivery Amount is 1.7753 shares, the Trade Date was June 30, 2026, and Maturity is July 6, 2028. Payments depend on the Bank’s creditworthiness; if Final Value < Barrier, investors receive the Physical Delivery Amount and may lose up to 100% of principal.

The Bank of Nova Scotia is offering $490,000 in Autocallable Contingent Coupon Notes linked to Booking Holdings Inc. The Notes pay contingent coupons of $34.375 per Note (equal to 13.75% per annum) on scheduled payment dates if the Reference Asset meets the Contingent Coupon Barrier Value. The Notes are automatically called if the Reference Asset closes at or above the Initial Value on any Call Observation Date. The Initial Value is $178.24, the Barrier and Contingent Coupon Barrier Values are $106.94 (60.00% of the Initial Value), and the Final Valuation Date is July 2, 2029 with Maturity on July 6, 2029. Payments are subject to the Bank’s credit risk; you may lose up to 100% of principal if the Final Value is below the Barrier Value.

The Bank of Nova Scotia is offering $600,000 of Autocallable Barrier Review Notes linked to the State Street® Industrial Select Sector SPDR® ETF (XLI), maturing July 6, 2029. The Notes pay no coupons, are senior unsecured obligations of the Bank and may be automatically called on specified Observation Dates for stated cash Call Payment Amounts. The Initial Value was $185.23, the Barrier Value is $129.66 (70.00% of Initial Value) and the Call Value is $185.23 (100.00% of Initial Value). If not called and the Final Value is below the Barrier Value, the Payment at Maturity equals $1,000 + ($1,000 × Reference Asset Return) and investors may lose up to 100% of principal. The Bank’s initial estimated value per $1,000 Principal Amount was $961.81, while the Original Issue Price is 100%.

The Bank of Nova Scotia is offering $1,629,000 of Autocallable Contingent Coupon Notes linked to the common stock of Axon Enterprise, Inc. The notes are senior, unsecured obligations that pay cash only and may be automatically called if the Reference Asset meets the Initial Value on a Call Observation Date. The notes pay a Contingent Coupon of $62.50 per note (equal to 25.00% per annum) only if the Closing Value on a Contingent Coupon Observation Date is at or above the Contingent Coupon Barrier Value of $280.31. The Initial Value is $560.61; the Contingent Coupon and Barrier values equal 50.00% of the Initial Value. Trade Date was June 30, 2026, Original Issue Date/settlement July 6, 2026, Final Valuation Date July 2, 2029 and Maturity Date July 6, 2029. The Bank’s initial estimated value per $1,000 note was $959.83, below the Original Issue Price; all payments depend on the Bank’s creditworthiness and investors may lose up to 100% of principal if the Final Value is below the Barrier Value.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due on or about July 13, 2029 tied to the common stock of Affirm Holdings, Inc.. Each note has a $1,000.00 stated principal amount and may pay a contingent quarterly coupon of $52.50 (equivalent to 21.00% per annum) when the underlying closing price on a determination date is at or above a downside threshold equal to 50.00% of the initial share price.

The notes are principal-at-risk: if the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. Early automatic redemption can occur if the closing price on a determination date (other than the final determination date) is at or above the call threshold (equal to 100.00% of the initial share price). All payments are subject to BNS credit risk.

The Bank of Nova Scotia is offering Barrier Digital Notes linked to the least performing of the Russell 2000® and the S&P 500®. The Notes have a $1,000 Principal Amount per Note and a term of approximately 15 months (Strike Date June 30, 2026, Trade Date July 1, 2026, Original Issue Date July 7, 2026, Final Valuation Date October 1, 2027, Maturity Date October 6, 2027), subject to completion.

At maturity you will receive $1,117.50 per Note (a fixed 11.75% Digital Return) if each Reference Asset’s Final Value is at least 65.00% of its Initial Value. If any Reference Asset is below its Barrier Value, the Payment at Maturity equals $1,000 plus the Reference Asset Return of the Least Performing Reference Asset, and you may lose up to 100% of the Principal Amount. The Notes are unsecured senior obligations of the Bank, not listed, and subject to the Bank’s credit risk. The Bank’s initial estimated value range on the Trade Date is $980.00–$1,000.00 per $1,000 Principal Amount.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the common stock of Palo Alto Networks, Inc., due on or about July 13, 2029. Each note has a stated principal amount of $1,000.00 and an issue price of $1,000.00 per security.

The notes pay a contingent quarterly coupon of $37.75 (equivalent to 15.10% per annum) on any determination date when the closing price of the underlying stock is at or above the downside threshold (equal to 50.00% of the initial share price). If a determination date meets the call threshold (equal to 100.00% of the initial share price), the notes will be auto‑redeemed early for the stated principal plus the contingent coupon(s). If the final share price is below the downside threshold, the maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal, possibly zero.

All payments are subject to the credit risk of BNS. BNS provided an initial estimated value range of $929.01 to $959.01 per note on the pricing date and disclosed distribution fees totaling $22.50 per $1,000 note.

The Bank of Nova Scotia is offering $9,594,000 in Autocallable Contingent Coupon Notes due July 6, 2029. The notes are unsecured senior obligations that pay cash contingent coupons of $29.00 per note when, on each Contingent Coupon Observation Date, the Closing Value of each Reference Asset (Nasdaq-100, Russell 2000, S&P 500) is at or above its Contingent Coupon Barrier Value. The notes are automatically called if, on any Call Observation Date, each Reference Asset’s Closing Value is at or above its Initial Value.

If not called, repayment at maturity depends on the Least Performing Reference Asset: if its Final Value is at least 75% of its Initial Value you receive $1,000; if below, the payment equals $1,000×(1+Reference Asset Return) and you may lose up to 100% of principal. Trade Date was June 30, 2026, Original Issue Date July 6, 2026. All payments are subject to the Bank’s credit risk. The Bank’s initial estimated value was $962.53 per $1,000 Principal Amount.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index due August 9, 2028. The notes pay no interest and return at maturity depends on the S&P 500 price return from June 29, 2026 (initial level 7,440.43) to the valuation date August 7, 2028. Each $1,000 principal note participates at a 140.00% participation rate up to a maximum payment amount of $1,274.40 per $1,000 (cap on appreciation of 19.60%). A buffer protects declines up to 12.50%; declines greater than that result in amplified losses at a buffer rate of approximately 114.29%, and you may lose up to 100% of principal. The offering aggregates $1,261,000 and notes are unsecured obligations of the Bank; payments depend on the Bank's creditworthiness.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Cognizant Technology Solutions Corporation. The offering is $480,000 in the aggregate, with a Principal Amount of $1,000 per Note and an Original Issue Price of 100%.

The Notes trade June 30, 2026, settle July 6, 2026, and mature July 6, 2029 (unless automatically called earlier). Investors may receive a $48.75 contingent coupon per Note (equal to 19.50% per annum) on specified observation/payment dates if the Reference Asset meets the Contingent Coupon Barrier Value. Notes are unsecured senior obligations of the Bank and subject to the Bank’s credit risk. If not called and the Final Value is below the Barrier Value ($23.24, 60% of the Initial Value $38.73), investors suffer losses equal to the Reference Asset depreciation (up to 100% of principal). The Bank’s initial estimated value was $943.82 per $1,000, below the issue price.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of Amazon.com, Inc. common stock and Alphabet Inc. Class C stock. The notes have a Principal Amount of $1,000 per Note, an expected Trade Date of July 10, 2026, Original Issue Date of July 15, 2026, a Final Valuation Date of July 10, 2029 and a Maturity Date of July 13, 2029. Payments depend on periodic observation dates: a Contingent Coupon of at least $33.125 per Note (equal to at least 13.25% per annum) is payable only if each Reference Asset meets its Contingent Coupon Barrier Value on the applicable observation date. Each Reference Asset’s Barrier Value and Contingent Coupon Barrier Value equal 60.00% of its Initial Value. If not auto-called, maturity payment is based solely on the Least Performing Reference Asset and may result in up to -100% loss of principal. The initial estimated value range is $934.69 to $964.69 per $1,000 Principal Amount; underwriting compensation is 1.50% (scaling proceeds to the Bank of 98.50% of issue price). The Notes are senior unsecured obligations of the Bank and are not listed or government insured.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS linked to the Nikkei 225 Index with final terms set on the trade date and delivery of the Offering Documents required before any sale.

The notes are senior unsecured debt with a $10 principal amount per Security (minimum purchase 100 Securities). Key economics shown on the cover include a call return rate of 20.00%, an upside gearing range of 1.700–1.911, and a downside threshold equal to 75.00% of the initial level. Important dates include a trade date of July 15, 2026, observation date July 22, 2027, final valuation date July 15, 2031 and maturity July 17, 2031. The issuer’s initial estimated value at pricing is between $9.23 and $9.53 per Security and the issue price per Security is $10.00.

The Bank of Nova Scotia (BNS) is offering senior, unsecured market-linked notes with a face amount of $1,000 per security that are auto-callable and linked to the lowest performing of Microsoft and NVIDIA. The pricing date is July 20, 2026, issue date July 23, 2026 and stated maturity is July 25, 2029.

If the lowest performing Underlying Stock is at or above its starting price on the call date (approx. one year after issuance), the notes will be automatically called and pay the face amount plus a call premium of at least 40.00% (at least $400 per $1,000 face amount). If not called, the maturity payment depends on the lowest performing Underlying Stock: investors receive participation at an upside rate of 200.00% for positive returns, full face amount if the ending price is ≥50% of starting price, or a loss pro rata if below 50% 50% loss).

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities due July 6, 2028, linked to the common stock of Oracle Corporation. Each note has a $1,000 stated principal amount and offers a contingent quarterly coupon of $58.125 (equivalent to 23.25% per annum) if the underlying closing price on a determination date is at or above the downside threshold of $88.656 (60.00% of the initial share price). The securities may auto-redeem early if the underlying closing price on a determination date (other than the final date) is at or above the call threshold of $147.76 (100.00% of the initial share price). If the final share price is below the downside threshold at maturity, payment equals the stated principal multiplied by the share performance factor (final/initial), which could result in a loss of most or all principal. All payments are subject to BNS credit risk. Determination dates, coupon payment dates, fees and estimated initial value are described in the pricing supplement.

The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing share among ConocoPhillips, Edison International and NRG Energy. The offering totals $1,651,000 of notes with a $1,000 principal per note and an Original Issue Price of 100.00%. The notes mature on July 1, 2031 unless automatically called following the Review Date of September 28, 2026, in which case holders receive principal plus a $153.00 call premium on the Call Payment Date. If not called, payoff depends on the Final Value of the Least Performing Reference Asset relative to its Initial, Call (80%), and Buffer (60%) Values; downside exposure is leveraged (Downside Leverage Factor ~ 1.6667) and investors may lose up to 100% of principal. The notes do not pay interest and are unsecured obligations subject to the Bank’s credit risk.

The Bank of Nova Scotia (BNS) is offering $22,003,000 of contingent income auto‑callable senior notes linked to the common stock of Ford Motor Company. The notes have a stated principal of $1,000.00 per security, an initial share price of $14.13, a downside threshold of $7.065 (50.00% of the initial share price) and mature on June 29, 2029. Investors may receive a contingent quarterly coupon of $29.375 (equivalent to 11.75% per annum) for each determination date on which Ford’s closing price is at or above the downside threshold; unpaid coupons can be paid later under the memory coupon feature. The notes automatically redeem early if the closing price on a determination date is at or above the call threshold ($14.13). If the final share price is below the downside threshold, repayment at maturity will equal the stated principal multiplied by the share performance factor (final/initial), which could be less than 50.00% of principal and could be zero. All payments are subject to BNS credit risk. Pricing date: June 26, 2026; issue date: July 1, 2026.

The Bank of Nova Scotia is offering market-linked senior notes (equity-linked securities) with terms set on the pricing date. The securities are linked to the lowest performing of Amazon, Alphabet Class A and Meta and have an $1,000 face amount per security.

The securities feature an automatic call roughly one year after issuance with a call premium of at least 32.50% (at least $325 per $1,000 face amount). If not called, the maturity payment depends solely on the ending price of the lowest performing Underlying Stock: upside participation of 300% if the ending price > starting price; an absolute-value capped positive return up to 40.00% if the ending price is between 60% and 100% of starting price; and full downside exposure if the ending price is below 60% of starting price.

The Bank estimated the securities' value at between $880.00 (88.000%) and $905.22 (90.522%) per security on the cover. The original offering price is $1,000 per security and the distribution includes an agent discount and concessions described herein.