Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia (BNS) is offering $54,171,000 of contingent income auto-callable senior notes linked to the common stock of NVIDIA Corporation. The notes have a stated principal amount of $1,000 per security, an initial share price of $192.53, a downside threshold of $96.265 (50.00% of the initial share price) and mature on June 29, 2029. Each determination date may trigger a contingent quarterly coupon of $27.20 (equivalent to 10.88% per annum) if the closing price is at or above the downside threshold; early automatic redemption occurs if the closing price on a determination date meets or exceeds the call threshold of $192.53. If the final share price is below the downside threshold, repayment at maturity is adjusted by the share performance factor and may be less than 50.00% of principal, possibly zero. All payments are subject to BNS credit risk and the securities are not listed on an exchange.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Merck & Co., Inc. and Wells Fargo & Company, maturing on or about July 6, 2029. The Notes pay a contingent coupon only if the underlying closing level at each observation date meets or exceeds a coupon barrier; otherwise no coupon is paid. The Notes are callable quarterly (callable after six months) if the underlying closes at or above the initial level; a call results in repayment of principal plus any contingent coupon then due.

The Notes repay principal at maturity only if the final level is equal to or above a downside threshold; if the final level is below that threshold, investors suffer a loss equal to the percentage decline in the underlying (potential full loss). Issue price per Note is $10.00, underwriting discount $0.20 per Note, and estimated initial values are below the issue price. All payments are subject to BNS credit risk and tax treatment is uncertain.

The Bank of Nova Scotia is offering $15,709,000 of Contingent Income Auto-Callable Securities due June 29, 2029. The notes reference the common stock of Tesla, Inc. and pay a contingent quarterly coupon of $33.75 per security (equivalent to 13.50% per annum) only when the closing price on a determination date is at or above the downside threshold of $189.855 (50.00% of the initial share price). The notes are auto-callable if the closing price on a determination date is at or above the call threshold of $379.71 (100.00% of the initial share price), producing an early redemption equal to the stated principal plus accrued contingent coupons. If the final share price is below the downside threshold, investors receive the stated principal multiplied by the share performance factor and may lose a large portion or all of their investment. All payments depend on BNS’s creditworthiness and the securities are senior unsecured obligations of BNS.

The Bank of Nova Scotia is offering $16,541,000 of Contingent Income Auto-Callable Securities due June 29, 2029. These senior unsecured notes reference Alphabet Inc. Class A common stock and pay a contingent quarterly coupon of $29.25 per security (equivalent to 11.70% per annum) only when the underlying closing price on a determination date is at or above the downside threshold of $236.173 (70.00% of the initial share price). If a determination date meets the 100.00% call threshold ($337.39), the notes will auto‑redeem early for principal plus accrued contingent coupons. If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and may be less than 70.00% of principal, including zero. All payments are subject to BNS credit risk and the issuer’s internal pricing models produce an estimated value on the pricing date of $972.83 per $1,000 stated principal amount.

The Bank of Nova Scotia is offering $14,907,000 of Contingent Income Auto-Callable Securities due June 29, 2029, linked to the common stock of Eli Lilly and Company.

Each note has a $1,000 stated principal amount and offers a contingent quarterly coupon of $26.25 (equivalent to 10.50% per annum) if the underlying closing price on a determination date is at or above the downside threshold of $724.872 (60.00% of the initial share price). Notes may be automatically redeemed early if the closing price on a determination date meets or exceeds the call threshold of $1,208.12 (100.00% of the initial share price). If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and can be less than 60.00% of principal, with possible total loss. All payments are subject to BNS credit risk.

The Bank of Nova Scotia is offering $26,836,030 of Trigger Autocallable GEARS linked to the Russell 2000® Index due July 1, 2031. The notes pay no interest, have a 12.00% call return if automatically called on the observation date July 6, 2027, and feature an upside gearing of 1.5245. If not called, maturity payoffs depend on the underlying return; a downside threshold is set at 75.00% of the initial level (2,257.563), exposing holders to potential principal loss, including total loss, and to BNS credit risk. Minimum investment is $1,000 and the issue price is $10.00 per security.

The Bank of Nova Scotia is offering auto-callable, equity-linked senior notes tied to the common stock of Ciena Corporation with a stated maturity of June 29, 2029 and an issue date of July 1, 2026. Each security has a face amount and original offering price of $1,000.

The securities pay a contingent quarterly coupon at a 28.50% per annum rate only if the Underlying Stock's closing price on each calculation day is >= the coupon threshold of $239.75 (50.00% of the starting price $479.50). They may be automatically called if the stock closing price on any quarterly calculation day from September 2026 through March 2029 is >= the starting price, in which case holders receive face amount plus accrued contingent coupons. If not called, maturity payment is either face amount or reduced based on the ending price; the downside threshold equals $239.75, and an ending price below that exposes holders to losses greater than 50.00% of face amount.

The Bank of Nova Scotia is offering $19,405,000 of Contingent Income Auto-Callable Securities due June 29, 2029 based on NVIDIA Corporation common stock. These senior unsecured notes (stated principal $1,000 per security) pay a contingent quarterly coupon of $32.70 (13.08% per annum) only if the underlying stock closes at or above a downside threshold of $115.518 (60.00% of the initial share price) on specified determination dates; early automatic redemption occurs if the closing price on a determination date meets or exceeds the call threshold of $192.53 (100.00% of the initial share price). If the final share price is below the downside threshold, principal repayment at maturity is reduced pro rata by the share performance factor and may be less than 60.00% of principal or zero. All payments are subject to BNS credit risk, the securities are not listed, and estimated value at pricing was $971.80 per $1,000 stated principal amount.

The Bank of Nova Scotia is offering $22,440,820 of Trigger Step Securities linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index. The securities have a $10.00 principal per Security, trade date June 26, 2026, settlement June 30, 2026, final valuation date June 26, 2031 and maturity July 1, 2031.

At maturity the payment depends on the least performing underlying return. If both underliers finish at or above their step barriers, the holder receives $10 × (1 + the greater of the 68.25% step return and the least performing underlying return). If any underlier finishes below its downside threshold (equal to 75% of its initial level) the holder suffers a loss equal to the least performing underlying return and could lose the entire investment. Payments, including any principal repayment, are subject to BNS credit risk. The issuer's initial estimated value per Security was $9.28 while the public issue price is $10.00.

The Bank of Nova Scotia is offering Trigger Autocallable GEARS linked to the S&P 500® Index. The securities have a $10.00 principal per Security, an issue size of $15,287,040, an observation date of July 6, 2027 and a final maturity of July 1, 2031. If the closing level of the S&P 500 on the observation date is at or above the autocall barrier (the initial level of 7,354.02), the notes will be automatically called and pay a 9.00% call return (call price $10.90). If not called, maturity payoffs depend on the underlying return, with an upside gearing of 1.36 for positive returns and a downside threshold at 75.00% of the initial level (5,515.52) below which principal is exposed to market losses. Payments are subject to BNS credit risk and the issuer’s internal funding-based estimated value was $9.639 at pricing.

The Bank of Nova Scotia is offering $4,044,280 of Trigger Autocallable Contingent Yield Notes due July 3, 2029, linked to the least performing of the Invesco KBW Bank ETF (KBWB) and the State Street SPY ETF (SPY). The Notes pay a contingent coupon only if both underlying assets meet coupon barriers on observation dates; they are autocallable quarterly (callable after six months). At maturity principal is repaid only if both final levels meet downside thresholds (70.00% of initial levels); otherwise repayment is reduced in proportion to the least performing underlying asset and could be zero. Payments are subject to BNS credit risk. The initial estimated value was $9.53 per $10 Note and the issue price is $10.00.

The Bank of Nova Scotia is offering $11,294,000 of Autocallable Contingent Coupon Notes linked to the least performing of Alphabet Inc. (GOOGL) and NVIDIA Corporation (NVDA). The Notes have a Principal Amount of $1,000 per Note, an Original Issue Price of 100%, a trade date of June 29, 2026, settlement on July 2, 2026 and mature on July 5, 2029. The Notes pay a Contingent Coupon of $36.25 per Note (equal to 14.50% per annum) on specified observation/payment dates if each Reference Asset meets its Contingent Coupon Barrier Value (55.00% of Initial Value). The Notes are automatically called if, on any Call Observation Date, each Reference Asset is at or above its Initial Value. At maturity, if not called, repayment depends on the Final Value of the Least Performing Reference Asset versus its Barrier Value (55% of Initial Value), and investors may lose up to 100% of principal. The Bank's initial estimated value per $1,000 was $969.50, and underwriting commissions total $225,880 (2.00%).

The Bank of Nova Scotia is offering Trigger Step Securities, senior unsecured notes linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index. The aggregate offering is $3,905,000 at $10.00 per Security with a minimum purchase of 100 Securities. Payment at maturity depends on the least performing underlying asset versus a step barrier and a downside threshold: if both underliers finish at or above their step barriers, investors receive principal plus the greater of the 106.50% step return or the least performing underlying return; if any final level is below its downside threshold (75% of initial level), investors suffer a loss equal to that least performing underlying return and could lose their entire investment. The initial estimated value on the trade date was $8.83 per Security. All payments, including any repayment of principal, are subject to BNS credit risk and the Securities do not pay interest.

The Bank of Nova Scotia is offering $1,779,000 of Autocallable Contingent Buffered Return Enhanced Notes due July 1, 2031. These senior, unsecured notes pay no coupons and link pay‑offs to the least performing of EMCOR Group (EME), Diamondback Energy (FANG) and NetApp (NTAP). The notes can be automatically called on the Review Date (September 28, 2026) if each Reference Asset meets its Call Value, in which case holders receive the Principal Amount plus a $176.50 Call Premium per $1,000 note. If not called, repayment at maturity depends on the Least Performing Reference Asset: a Participation Rate of 125.00% applies above a 80.00% trigger; principal is returned if the Final Value is between 60.00% (Buffer Value) and 80.00% of Initial Value; and losses are leveraged by a Downside Leverage Factor of ~1.6667 below the Buffer Value (up to 100% loss). All payments are subject to the Bank's creditworthiness.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nikkei 225 and the S&P 500® Index. The offering totals $22,704,700 and each Note has a $10 principal amount, a 9.65% per annum contingent coupon rate, quarterly observation dates (callable after 12 months), a final valuation date of June 25, 2036 and maturity on June 27, 2036. Contingent coupons are payable only if both indices meet coupon barriers on observation dates; principal is repaid at maturity only if both indices meet downside thresholds (70.00% of initial levels). Investors bear both the market risk of the least performing underlying asset and the credit risk of BNS; the initial estimated value was $9.303 per Note versus the issue price of $10.00.

The Bank of Nova Scotia is offering Capped Enhanced Participation Basket-Linked Notes due July 28, 2027. Each $1,000 note returns a cash payment at maturity based on an unequally weighted basket of seven financial-sector stocks measured from the strike date of June 25, 2026 to the valuation date of July 26, 2027. The notes pay no interest, have a 200.00% participation rate up to a maximum payment amount of $1,444.80 per $1,000 (cap at 22.24% appreciation), and expose holders to full downside risk (loss up to 100% of principal). The initial estimated value range on the trade date is $915.40 to $945.40 per $1,000, below the original issue price. Payments are subject to the Bank’s credit risk and limited secondary-market liquidity.

The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing common stock of Centene (CNC), DexCom (DXCM) and Ross Stores (ROST). The aggregate principal amount is $1,829,000 and the Original Issue Price is 100% of principal. The notes can be automatically called on the Review Date (September 28, 2026) if each Reference Asset’s Closing Value is at or above its Call Value, in which case holders receive principal plus a $176.50 Call Premium per note. If not called, maturity outcomes depend on the Least Performing Reference Asset: a positive payment if its Final Value exceeds 80% of Initial Value (Participation Rate 125.00%), return of principal if Final Value is between 60% and 80% of Initial Value, or leveraged losses if Final Value is below 60% (Downside Leverage Factor ≈ 1.6667), potentially up to a 100% loss. Trade Date: June 26, 2026; Original Issue Date/Settlement: July 1, 2026; Final Valuation Date: June 26, 2031. All payments are cash and subject to the Bank’s credit risk. The Bank’s initial estimated value per $1,000 principal was $969.73, below the Original Issue Price.

The Bank of Nova Scotia is offering $12,000,000 of Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due June 30, 2027, linked to the shares of the Invesco QQQ Trust, Series 1. Each note has a stated principal amount $1,000 and an issue price $1,000. Investors may receive a $12.70 contingent monthly coupon (equivalent to 15.24% per annum) on a determination date if the closing price of the underlying shares is at or above the downside threshold ($604.027, equal to 85% of the initial share price). Notes auto‑redeem if the closing price meets the call threshold ($710.62) on an observation date. If not redeemed and the final share price is below the downside threshold, holders receive a cash value that can result in substantial loss (approximately 1.1765% loss per 1% decline below the downside threshold), and could lose their entire investment. All payments are subject to the credit risk of BNS.

The Bank of Nova Scotia (BNS) is offering 1,388,182 Leveraged Index Return Notes® linked to the EURO STOXX 50® Index due June 27, 2031. Each unit has a $10 principal amount, a 162.00% Participation Rate and an 80.00% Threshold Value (Ending Value at or above $5,014.02 per $10 unit preserves principal). The notes pay no periodic interest, have limited secondary-market liquidity, carry issuer credit risk of BNS, and include an underwriting discount of $0.25 and a hedging-related charge of $0.05 per unit. The initial estimated value on the pricing date was $9.493 per unit and the public offering price is $10.00 per unit.

The Bank of Nova Scotia (BNS) is offering Accelerated Return Notes® linked to a basket of fifteen financial-sector stocks. The offering consists of 4,187,105 units at a $10.00 principal amount per unit (aggregate $41,871,050.00), priced on June 25, 2026, settling July 2, 2026, and maturing on August 27, 2027 (approximately 14 months).

The notes are senior unsecured debt of BNS that pay no periodic interest, provide 300.00% participation in positive Basket performance up to a Capped Value of $12.85 per unit (a 28.50% return), and expose holders to 1:1 downside (up to 100.00% loss of principal). Payments occur at maturity and are subject to BNS credit risk. The initial estimated value on the pricing date was $9.70 per unit; the public offering price is $10.00 per unit, reflecting an underwriting discount of $0.175 and a hedging-related charge of $0.05 per unit.

The Bank of Nova Scotia (BNS) is offering 3,442,786 units of Capped Notes with Absolute Return Buffer linked to the Russell 2000® Index, each with a $10 principal amount, priced at $10.00 per unit for aggregate proceeds of $34,427,860. The notes mature on August 27, 2027 (approximately 14 months) and provide 1-to-1 participation in Index gains subject to a 12.00% cap (Capped Value $11.20). If the Index declines but remains >= the Threshold Value (88.00% of the Starting Value), the notes pay a positive return equal to the absolute value of the decline; if the Index falls below the Threshold Value, holders absorb a portion of principal loss (up to 88.00%). Payments occur at maturity and are subject to BNS credit risk. The initial estimated value on the pricing date was $9.616 per unit, below the public offering price, reflecting underwriting and hedging-related charges.

The Bank of Nova Scotia is issuing 6,636,771 autocalleable market-linked notes with a $10 principal amount per unit, priced June 25, 2026 and maturing June 29, 2029 if not earlier called. The notes pay no interest, are unsecured senior debt of BNS and are linked 1-to-1 to the S&P 500 Index.

Each unit may be automatically called on one of three Observation Dates if the Index closing level is at or above the Call Level (equal to the Starting Value of 7,357.49). Call Amounts per unit are $10.94, $11.88 and $12.82 on the first, second and final Observation Dates respectively. If not called and the Ending Value is below the Starting Value, investors face full downside to the Index level. The initial estimated value on the pricing date was $9.505 and the public offering price is $10.00 per unit, which reflects an underwriting discount of $0.20 and a hedging-related charge of $0.05 per unit.

The Bank of Nova Scotia (BNS) is issuing Market Index Target-Term Securities® (MITTS®) linked to a global equity index basket. The offering comprises 835,266 units at a $10.00 principal amount per unit, with a pricing date of June 25, 2026, settlement on July 2, 2026, and maturity on June 27, 2031. Each unit provides 100.00% participation in increases in a Basket (Dow Jones Industrial Average®, EURO STOXX 50® and TOPIX®) subject to a capped return of 88.70% (Capped Value $18.87). The notes pay no periodic interest, guarantee a minimum redemption of $10.00 per unit at maturity, and are unsecured obligations of BNS (payments subject to BNS credit risk). The initial estimated value on the pricing date was $9.418 per unit versus the public offering price of $10.00, reflecting an underwriting discount of $0.25 and a hedging-related charge of $0.05. The notes have limited secondary-market liquidity and are not FDIC/CDIC insured.

The Bank of Nova Scotia is offering $8,677,000 of Autocallable Contingent Coupon Buffer Notes linked to Alphabet Inc. Class A common stock (Reference Asset). The notes have a $1,000 principal per note, Original Issue Price of 100%, Trade Date June 26, 2026, settlement on July 1, 2026, and maturity on July 14, 2027.

The notes pay contingent coupons of $45.10 on scheduled payment dates if the Closing Value on an Observation Date is at or above 85.00% of the Initial Value ($286.78). They are automatically called if the Closing Value on an Observation Date is at or above the Initial Value ($337.39). If not called, maturity payment depends on the Final Value versus the Buffer Value ($286.78); losses accrue at ~1.1765% of principal for each 1% the Final Value is below the Initial Value beyond the 15.00% buffer.

The Bank of Nova Scotia (BNS) is offering 2,325,250 units of Autocallable Strategic Accelerated Redemption Securities® at a $10.00 principal amount per unit, raising a public offering amount of $23,252,500.00. The notes mature on June 29, 2029 unless automatically called on Observation Dates July 1, 2027, June 23, 2028 or June 22, 2029.

Each unit is linked to an equally weighted basket of GS, JPM, MS. If called, per-unit Call Amounts are $11.625, $13.250 or $14.875 on the first, second or final Observation Date respectively. If not called and the Ending Value is below the Starting Value (100.00), holders face up to 100.00% principal loss. The initial estimated value on the pricing date was $9.24 per unit; public offering price is higher due to underwriting and hedging charges.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Apple Inc. The Notes are unsecured senior obligations due July 6, 2029 with a principal amount of $1,000 per Note. They pay contingent coupons only if the Reference Asset meets observation-date barriers and are automatically called if Apple's closing value on any Call Observation Date is at or above the Initial Value. If not called, final payment depends on the Reference Asset Return versus a 70.00% Barrier Value; losses may be up to 100% of principal. Initial estimated value range at pricing is $937.12–$967.12 per $1,000. Trade Date and expected pricing are June 30, 2026 with Original Issue Date/settlement on July 6, 2026. All payments are subject to the Bank's creditworthiness.

The Bank of Nova Scotia (BNS) is offering 5,804,642 units of Capped Leveraged Index Return Notes® linked to the S&P 500® Index, each with a $10 principal amount. Pricing date was June 25, 2026, settlement July 2, 2026 and maturity June 30, 2028. The notes provide 2-to-1 participation in positive index performance up to a capped return of 19.03% (Capped Value $11.903 per unit). If the Index is no more than 10.00% below the Starting Value at maturity, holders receive principal; declines beyond that expose holders 1-for-1 to losses down to a possible 90% principal loss. Initial estimated value at pricing was $9.703 per unit versus a public offering price of $10.00; underwriting discount is $0.20 and an additional hedging-related charge is $0.05 per unit. All payments occur at maturity and are subject to BNS credit risk; no exchange listing is expected and secondary market liquidity will be limited.

The Bank of Nova Scotia offers $1,000 face amount equity-linked senior notes (Series A) linked to the lowest performing of Meta Platforms, Inc. and Microsoft Corporation, with an original offering price of $1,000 per security and total original offering of $6,643,000.

The securities are auto-callable on multiple dates through June 25, 2029 (final calculation day). If auto-called, holders receive the face amount plus a fixed call premium (first call premium 26.00%). If not called, maturity payment depends on the ending price of the lowest performing underlying: full face amount if ≥70% of starting price, or a pro rata loss (1:1) if below 70%, with possible loss of all principal. All payments are subject to the Bank's credit risk; the Bank's estimated value at pricing was $946.99 per security.

The Bank of Nova Scotia is offering $8,682,000 of Autocallable Contingent Coupon Buffer Notes linked to the ADRs of Taiwan Semiconductor Manufacturing Company Limited (Reference Asset). The notes pay contingent coupons of $44.70 on certain observation outcomes, may be automatically called on observation dates, and mature on July 14, 2027. If not called, principal is protected only if the Final Value is at or above 70.00% of the Initial Value ($302.65); otherwise investors face leveraged downside (≈1.4286% loss per 1% beyond the 30% buffer) and may lose up to 100% of principal. Trade Date was June 26, 2026 and settlement July 1, 2026. Payments are unsecured obligations subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Capped Buffered Index-Linked Notes linked to the least performing of the Russell 2000® and the S&P 500®, expected to mature on February 3, 2028. The notes have a 120.00% participation rate, a 10.00% buffer (90.00% buffer level) and a maximum upside payment expected to be at least $1,217.50 per $1,000 principal. Trade date and original issue date are expected to be July 30, 2026 and August 4, 2026, respectively. The original issue price is 100% and the Bank’s initial estimated value range is $925.00 to $965.00 per $1,000. You may lose up to 90.00% of principal; payments depend on the least performing reference asset and the Bank’s creditworthiness.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the VanEck® Semiconductor ETF (SMH) with expected trade date July 31, 2026, original issue date August 5, 2026 and expected maturity November 4, 2027. Each note has a $1,000 principal amount. Contingent coupons may be paid on quarterly observation dates if the reference asset closes at or above 70.00% of the initial price; automatic redemption can occur on call observation dates if the reference asset closes at or above the initial price. At maturity, if the final price is below 70.00% of the initial price, principal is reduced pro rata to the reference asset return and investors may lose up to their entire investment. The initial estimated value range is $925.00–$965.00 per $1,000 principal amount; original issue price will equal 100% and expected underwriting commission is up to 0.75%. Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering $4,053,000 of autocal lable contingent buffered return enhanced notes linked to an equally weighted basket of seven semiconductor-related equities, maturing June 29, 2028. The notes are senior, unsecured obligations of the Bank and pay no coupons; all payments are subject to the Bank’s credit risk.

The structure: an automatic call on July 9, 2027 if the Basket Closing Value >= 100.00 (Call Value) pays $1,272.80 per $1,000 (Call Premium $272.80; 27.28%). If not called, maturity payoff uses a 125.00% Participation Rate, an 80.00 Buffer Value (20% buffer) and a 1.25 Downside Leverage Factor; investors may lose up to 100% of principal.

The Bank of Nova Scotia is offering Digital Notes linked to the least performing of the Russell 2000® and the S&P 500®. The notes pay no interest and at maturity (expected August 3, 2028) will pay either the threshold settlement amount (expected to be at least $1,132.50 per $1,000) if both reference assets finish at or above their initial levels, or $1,000 per note if the least performing reference asset finishes below its initial level. Trade date and valuation date are expected to be July 31, 2026 and July 31, 2028, respectively. The initial estimated value range is $925.00 to $965.00 per $1,000, while the original issue price is 100.00%. Payments depend on the Bank's creditworthiness and the notes are unsecured, unlisted, and may have limited liquidity.

The Bank of Nova Scotia is offering Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index. Each note has a $1,000 principal amount and a term of approximately 24 months (expected maturity August 3, 2028).

If both reference assets close at or above their initial levels on the call observation date (expected August 2, 2027), the notes will be automatically called and pay principal plus a call premium (call premium amount is expected to be at least 17.25%). If not called, maturity payment depends on the least performing reference asset: a positive return uses a 250.00% participation rate; if the least performing reference asset finishes below 75.00% of its initial level, investors suffer a proportional loss up to their entire principal. All payments are subject to the Bank’s creditworthiness.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index with expected trade date July 31, 2026, original issue date August 5, 2026 and expected maturity May 4, 2028. For each $1,000 principal amount the notes pay at maturity based on the index return with a 150.00% participation rate subject to a maximum payment amount expected to be at least $1,257.50. A 10.00% buffer protects against declines up to 10%; declines beyond that produce losses equal to the index return plus 10.00%, so investors may lose up to 90.00% of principal. The notes pay no interest, are unsecured obligations of the Bank, and their value depends on the Bank's creditworthiness. The Bank’s initial estimated value is expected to be between $925.00 and $965.00 per $1,000 principal amount; the original issue price is 100%. Underwriting/structuring fees of up to 0.70% apply; secondary market liquidity is limited and GS&Co. is not obligated to make a market.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index due May 4, 2028. The notes pay no interest, have a 150.00% participation rate on positive index returns subject to a capped maximum payment (expected to be at least $1,218.50 per $1,000). The notes provide a 10.00% downside buffer at maturity; if the final index level is more than 10.00% below the initial level, investors absorb losses beyond the buffer and may lose up to 90.00% of principal. Trade date is expected July 30, 2026 with expected original issue date August 4, 2026. The Bank’s initial estimated value range is $925.00 to $965.00 per $1,000 principal amount, below the original issue price.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to ADRs of Taiwan Semiconductor Manufacturing Company Limited (TSM). The notes are unsecured senior debt with a potential automatic call if the Reference Asset closes at or above its Initial Value on specified Call Observation Dates. Contingent Coupons (at least $32.50 per $1,000, equal to at least 13.00% per annum) may be paid on specified observation/payment dates if the Reference Asset meets the Contingent Coupon Barrier (50.00% of the Initial Value). If not called, maturity is July 6, 2028, with payment in cash if Final Value is at or above the Barrier (50.00% of Initial Value) or physical delivery of ADRs (rounded down) if below, exposing investors to up to -100.00% principal loss. Initial estimated value range is $936.46 to $966.46 per $1,000 and Original Issue Price is 100% with underwriting discounts up to 1.75%.

The Bank of Nova Scotia is offering Buffered Index-Linked Notes linked to the S&P 500® Index maturing November 4, 2027. Each note has a $1,000 principal amount and provides a capped upside (maximum upside payment amount expected to be at least $1,102.50 per $1,000) and a 10.00% buffer against declines. If the final index level is between 90.00% and 100.00% of the initial level, investors receive principal plus the absolute reference asset return; if the final level declines by more than 10.00%, losses equal the index decline in excess of 10.00% (you may lose up to 90.00% of principal). There are no periodic interest payments, payments occur only at maturity, and all payments are subject to the Bank's credit risk. The initial estimated value on the trade date is expected to be between $925.00 and $965.00 per $1,000, which is lower than the original issue price of 100%.

The Bank of Nova Scotia is offering $1,331,000 aggregate Principal Amount of Autocallable Contingent Coupon Notes linked to the common stock of Blackstone Inc. The Notes pay contingent quarterly coupons of $28.75 per Note (11.50% per annum) if the Reference Asset meets the Contingent Coupon Barrier of $57.70 on observation dates. The Notes are automatically called if the Reference Asset closes at or above the Initial Value of $115.40 on any Call Observation Date. If not called, maturity payoffs depend on the Final Value relative to the 50% Barrier ($57.70): holders receive full principal if Final Value ≥ Barrier, or suffer losses equal to the Reference Asset decline (up to 100% loss of principal) if Final Value < Barrier. Trade Date: June 26, 2026; Original Issue Date: July 1, 2026. The Notes are unsecured obligations of the Bank, not listed, not CDIC/FDIC insured, and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to Oracle Corporation common stock, with a $10,000 principal per note and $700,000 aggregate original issue size. The notes are senior, unsecured obligations of the Bank, mature on July 13, 2027 (approximately a 54-week term) and may be automatically called on specified Observation Dates.

Returns are limited to contingent coupons of $718.00 per note on qualifying Observation Dates; if not called and the Final Value is below the Buffer Value $114.35 (75% of the Initial Value $152.46), holders receive a Physical Delivery Amount of 87 shares (plus a fractional cash component) and may lose up to 100% of principal. Payments depend on the Bank's creditworthiness.

The Bank of Nova Scotia is offering Buffered Index-Linked Notes linked to the S&P 500® Index due November 4, 2027. The notes repay at maturity based on the S&P 500 price return from the trade date (expected July 31, 2026) to the valuation date (expected November 1, 2027). Investors receive upside up to a capped $1,137.50 per $1,000 principal (at least 113.75%) and a 10.00% buffer (buffer level = 90.00%). If the final level is below the buffer, losses accrue beyond the buffer and investors can lose up to 90.00% of principal. Notes pay no interest, have no secondary-market listing, are unsecured obligations of the Bank and are subject to the Bank's credit risk. The Bank’s initial estimated value at pricing is expected between $925.00 and $965.00 per $1,000 principal.

The Bank of Nova Scotia (BNS) is offering Autocallable Contingent Buffered Return Enhanced Notes due July 1, 2031 linked to the least performing common stock of AIG, Meta and NRG. The offering totals $1,703,000 at 100.00% of principal. Notes are unsecured senior obligations of the Bank, pay no coupons, may be automatically called on September 28, 2026 for a $155.50 Call Premium, and otherwise pay at maturity based on the least performing Reference Asset with a 125.00% Participation Rate, a 40.00% Buffer and a downside leverage of ~1.6667. All payments are subject to the Bank's credit risk.

The Bank of Nova Scotia is offering Buffered Enhanced Participation Notes linked to the least performing of the iShares® MSCI EAFE ETF (EFA) and the EURO STOXX 50® Index (SX5E), with expected maturity on August 3, 2028. For each $1,000 principal amount, the payment at maturity depends on the least performing reference asset return: if both final levels exceed their initial levels you receive principal plus the least performing reference asset return times a participation rate (expected to be at least 154.00%); if any final level is between 90.00% and initial, you receive $1,000; if any final level is below 90.00%, losses apply and you may lose up to 90.00% of principal. Notes pay no interest, are unsecured obligations of the Bank, are not listed, and any payment is subject to the Bank’s creditworthiness. The Bank’s initial estimated value range is between $925.00 and $965.00 per $1,000 principal amount; original issue price is 100.00%. Terms (including initial levels and final participation rate) will be set on the trade date (expected July 31, 2026).

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the VanEck® Semiconductor ETF (reference asset). Each note has a $1,000 principal amount, an expected trade date of July 30, 2026, an expected maturity of November 4, 2027, and observation dates through November 1, 2027. Contingent coupons are payable only if the reference asset closing price on an observation date meets or exceeds a coupon barrier of 70.00% of the initial price; automatic calls occur if the reference asset equals or exceeds the initial price on call observation dates. If the final price is below 70.00% of the initial price, principal is at risk and losses will equal the percentage decline in the reference asset (you may lose up to your entire investment). The Bank's initial estimated value range is $925.00 to $965.00 per $1,000 note, below the original issue price. Payments are unsecured obligations of the Bank and subject to its creditworthiness.

The Bank of Nova Scotia is offering Capped Buffered Index-Linked Notes linked to the least performing of the Russell 2000^® Index and the S&P 500^®. The notes pay no interest and mature expected on February 3, 2028. Returns depend on the least performing reference asset from an expected trade date of July 31, 2026 to the expected valuation date of January 31, 2028, with a participation rate of 120.00%, a 10.00% buffer, and a capped upside (expected at least $1,282.50 per $1,000). The notes are unsecured obligations and subject to the Bank’s credit risk; investors may lose up to 90.00% of principal.

The Bank of Nova Scotia is offering Autocallable Trigger Notes linked to the least performing of the Nasdaq-100 and Russell 2000, with an expected trade date of July 30, 2026, expected original issue date August 4, 2026 and expected maturity August 3, 2028. The notes have a 250.00% participation rate and an automatic call feature on the call observation date (expected July 30, 2027) that, if triggered, pays principal plus a call premium (expected to be at least 14.00%). If not called, maturity payoffs depend on the least performing reference asset return: full principal if the final level of each reference asset is >= 75.00% of its initial level; otherwise investors suffer downside equal to the least performing reference asset return and may lose up to their entire investment. The Banks initial estimated value range at pricing is between $925.00 and $965.00 per $1,000 principal amount. Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia (BNS) offers Auto-Callable Trigger PLUS notes linked to the S&P 500® Index due on or about August 3, 2028. The notes have a stated principal amount of $1,000.00 per security and an issue price of $1,000.00. They will be automatically redeemed for an early redemption payment of $1,095.30 if the index closing value on the determination date prior to the final determination date is greater than or equal to the initial index value. If not redeemed, at maturity holders receive either the stated principal, a leveraged upside payment equal to 125.00% of upside when the final index value exceeds the initial index value, or suffer losses on a 1:1 basis below an 80.00% trigger level, which can result in losing up to the entire investment. Payments are subject to the credit risk of BNS and the securities are not listed on any exchange. Pricing date is July 17, 2026 and original issue date is July 22, 2026 (3 business days after pricing). The document states an initial estimated value range of $939.87 to $969.87 per stated principal amount, and distribution involves underwriting discounts and structuring fees totaling $25.00 per $1,000.00 (proceeds to issuer $975.00).

The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the shares of the State Street Industrial Select Sector SPDR ETF (XLI), with a $1,000 principal amount per Note. The notes mature on July 6, 2029 (if not called) and may be automatically called on scheduled Observation Dates if the Reference Asset meets or exceeds the Call Value. Call Payment Amounts will be at least $1,105.00, $1,210.00 and $1,315.00 for the listed Observation Dates; the Barrier Value is 70.00% of the Initial Value. The Notes pay no coupons, are unsecured obligations of the Bank and are subject to the Bank’s credit risk. The Bank’s initial estimated value range on the Trade Date is $932.47 to $962.47 per $1,000 Principal Amount. Terms, adjustments, tax treatment and liquidity limitations are described in the pricing supplement.

The Bank of Nova Scotia is offering Contingent Buffer Digital Notes linked to the S&P 500® Index with $1,000 principal per note and $500,000 aggregate original issue amount. The notes mature on July 14, 2027 with a Final Valuation Date of July 9, 2027. If the Final Value is at or above the Buffer Value (85.00% of the Initial Value), the notes pay a fixed Digital Return of 7.57% for a maximum payment of $1,075.70 per $1,000. If the Final Value is below the Buffer Value, investors incur leveraged losses of approximately 1.1765% per 1% decline beyond the 15% buffer and may lose up to 100% of principal. The Original Issue Price is 100% per note; the Bank's initial estimated value at pricing was $988.62 per $1,000.