Bank of Nova Scotia 424B Filings

The Bank of Nova Scotia (BNS) is offering Dual Directional Buffered PLUS linked to the Russell 2000® Index due on or about August 3, 2028. Each Buffered PLUS has a stated principal amount of $1,000.00, no coupon, a 15.00% buffer and a 150.00% upside leverage factor. At maturity investors may receive leveraged upside (capped at a 21.16% maximum upside gain and $1,211.60 maximum payment) or an absolute positive return for limited negative index moves; losses can be up to 85.00% of principal. All payments are subject to BNS credit risk; the Buffered PLUS are unsecured and will not be listed on an exchange.

The Bank of Nova Scotia offers Autocallable Contingent Coupon Notes linked to Meta Platforms, Inc. The Notes are senior, unsecured obligations with a Principal Amount of $1,000 per Note and an Original Issue Price of 100%. They have an expected term of approximately 2 years (Trade Date June 30, 2026; Maturity Date July 6, 2028), will pay Contingent Coupons only if the Reference Asset meets specified observation thresholds, and are automatically called if the Closing Value on any Call Observation Date is equal to or greater than the Initial Value.

If not called, maturity payment depends on the Final Value versus a Barrier Value equal to 55.00% of the Initial Value: you will receive $1,000 if Final Value is at or above the Barrier Value, or a Physical Delivery Amount of Meta shares if Final Value is below the Barrier Value, exposing holders to up to 100.00% loss of principal. The initial estimated value range is $936.46 to $966.46 per $1,000 Principal Amount; underwriting commission is up to 1.75%.

The Bank of Nova Scotia is offering Capped Buffered Return Notes linked to the S&P 500® Index with a Principal Amount of $1,000 per note and an aggregate original issue amount of $181,000. The notes mature on June 30, 2031 and provide upside participation in the Reference Asset capped at a Maximum Return of 60.00% (maximum payment $1,600 per $1,000). The notes feature an 85.00% buffer (Buffer Value 6,253.87, Buffer Amount 15.00%): if the Final Value is at or above the Buffer Value, investors receive the Principal Amount; if below, losses accrue dollar‑for‑dollar beyond the buffer, up to an 85.00% principal loss. The notes pay no periodic interest, settle in cash at maturity, are unsecured obligations of the Bank, and are subject to the Bank’s credit risk. The Original Issue Price was 100.00% and the Bank’s initial estimated value was $938.36 per $1,000 Principal Amount on the Trade Date.

The Bank of Nova Scotia (BNS) offers $10,091,000 of Contingent Income Auto-Callable Securities due June 29, 2028. These are senior unsecured notes that pay contingent quarterly coupons of $28.50 per $1,000 (11.40% per annum) only if all three underlying indices (Nasdaq-100, Russell 2000, S&P 500) meet the 75.00% coupon threshold on each determination date.

If on any determination date prior to the final determination date all three indices meet their call thresholds the notes will be automatically redeemed for the stated principal plus the applicable contingent coupon. If at maturity the final value of any index is below 75.00% of its initial value the investor receives a cash payment equal to the stated principal plus the stated principal times the underlying return of the worst performing index, exposing investors on a 1-to-1 basis to that decline and potentially resulting in a loss of a significant portion or all of principal. All payments are subject to BNS credit risk. The pricing date was June 24, 2026 and the original issue date is June 29, 2026.

The Bank of Nova Scotia is offering $10,000,000 of Airbag Autocallable Contingent Yield Notes with Memory Interest linked to the common stock of Oracle Corporation. Each Note has a $1,000 principal, a contingent coupon rate of 32.28% per annum (contingent coupon = $26.90 per coupon period), an initial level of $165.16, a conversion level and coupon barrier of $132.13 (80% of the initial level), and maturity on June 29, 2027. The Notes may be automatically called early if Oracles closing level on an observation date is at or above the initial level; if not called and the final level is below the conversion level, investors receive a share delivery amount (7.5683 shares per Note) rather than full principal, exposing holders to partial or total loss of principal. Payments and any share deliveries are unsecured obligations of BNS and depend on BNS creditworthiness.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to Amazon.com, Inc. The notes are senior, unsecured debt due July 6, 2029 with a principal amount of $1,000 per note. The notes may be automatically called if the Reference Asset closes at or above its Initial Value on any Call Observation Date. If not called, contingent coupons may pay on specified observation dates only when the Reference Asset closes at or above the Contingent Coupon Barrier Value. At maturity payments depend solely on the Reference Asset Return versus a Barrier Value equal to 70.00% of the Initial Value; if Final Value is below that Barrier you may lose up to 100% of principal. Initial estimated value range is $936.49 to $966.49 per $1,000; Original Issue Price is 100%. Trade Date is June 30, 2026 and settlement/issue is expected on July 6, 2026.

The Bank of Nova Scotia offers $1,102,000 of Trigger Step Securities linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index. These are senior, unsecured market-linked notes with a principal amount of $10.00 per Security and a term of approximately four years. The payment at maturity depends on the least performing underlying asset and three possible outcomes: (1) if the final level of each underlying asset is equal to or above its step barrier, you receive $10 × (1 + the greater of the Step Return (61.50%) or the least performing underlying return); (2) if any final level is below its step barrier but all final levels are at or above their downside thresholds (70% of initial levels), you receive the $10 principal; (3) if any final level is below its downside threshold you receive $10 × (1 + least performing underlying return), which can result in a significant loss, including total loss.

The trade date is June 24, 2026, settlement is expected June 29, 2026, final valuation date is June 24, 2030 and maturity is June 27, 2030. The initial estimated value on the trade date was $9.731 per $10 Security; the issue price is $10.00 per Security. All payments are subject to BNS credit risk and limited secondary-market liquidity. Read the accompanying product supplement, prospectus supplement and prospectus for full terms and risks.

The Bank of Nova Scotia is offering $5,400,000 of Trigger Autocallable Contingent Yield Notes with Memory Interest linked to the least performing of GE Vernova (GEV), Alphabet Class C (GOOG) and JPMorgan (JPM). The Notes pay a contingent coupon of 16.48% per annum when each underlying meets its coupon barrier on an observation date, carry an automatic call if all underlyings equal or exceed their initial levels on an observation date, and repay principal at maturity only if each underlying is at or above its 50% downside threshold. If the least performing underlying falls below its downside threshold at final valuation, repayment at maturity equals $10 × (1 + underlying return of the least performing underlying), which can result in a substantial loss or total loss of principal. Trade date is June 24, 2026, settlement June 29, 2026, final valuation date June 25, 2029, and maturity June 28, 2029. The issue price is $10.00 per Note; BNS’ initial estimated value was $9.54 per Note. The Notes are senior unsecured obligations of BNS and subject to BNS credit risk, limited liquidity and material structural risks described herein.

The Bank of Nova Scotia published a preliminary pricing supplement for senior, unsecured Market Linked Securities — auto-callable notes linked to the lowest performing of the S&P 500, Russell 2000 and Nasdaq-100. The securities are offered at a face amount of $1,000 per security with an estimated value today between $917.45 and $947.45.

The notes pay no interest, may be automatically called on the first call date for a 12.00% call premium, and if not called offer at maturity either (a) the greater of a contingent minimum return (at least 55.00% of face) or 100% of the lowest Index return if the lowest Index finishes at or above its starting level, (b) the face amount if the lowest Index finishes at or above 70% of its starting level, or (c) full downside exposure (losses greater than 30%) if below that threshold. All payments are subject to the Bank's credit risk and the notes are expected to have limited liquidity.

The Bank of Nova Scotia is offering $1,399,000 in Autocallable Contingent Buffered Return Enhanced Notes linked to the least performing of the common stock of Applied Materials, Biogen and Eli Lilly. The notes have a $1,000 Principal Amount per note, trade date June 12, 2026, original issue date/settlement June 17, 2026 and maturity June 17, 2031.

The notes are unsecured senior obligations of the Bank and pay no interest. They are automatically called if each Reference Asset's Closing Value on the Review Date (September 14, 2026) is at or above its Call Value, producing a cash payment of Principal plus a $240 Call Premium (24%). If not called, the Payment at Maturity depends on the Least Performing Reference Asset: a positive return with a 200% Participation Rate, return of principal if the final value is at or above the Buffer Value (60% of Initial Value), or leveraged downside exposure (loss of approximately 1.6667% of principal per 1% below the 40% buffer), up to a 100% loss.

The Bank of Nova Scotia (BNS) is offering equity index linked senior notes — market-linked, auto-callable securities with leveraged upside and contingent downside risk. The securities have a face amount of $1,000 per security, an upside participation rate of 150.00% and a minimum call premium of 23.30% ($233). Pricing date is July 31, 2026 and issue date is August 5, 2026. If the lowest performing Index is at or above its starting level on the call date (about one year after issuance), the notes will be automatically called and pay the face amount plus the call premium. If not called, maturity outcomes depend solely on the lowest performing Index at the final calculation day: full participation of 150.00% on positive moves, preservation of face amount if the Index stays >=75% of starting level, or full downside exposure if it falls below that threshold. The Banks estimated value at pricing is between $931.64 and $961.64 per security and proceeds to the Bank are $974.25 per security (original offering price $1,000 less agent discounts).

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the MSCI EAFE® Index with an aggregate original principal amount of $2,208,000 and a principal amount of $1,000 per note.

Notes: trade date June 24, 2026, original issue date June 29, 2026, valuation date August 2, 2028, maturity date August 4, 2028. The notes pay no interest; final payment at maturity depends on index performance, a 160.00% participation rate up to a $1,299.20 cap per $1,000, and a 15.00% downside buffer (losses beyond buffer multiply by ~117.65%). Payments are unsecured obligations of the Bank and subject to its credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to Apollo Global Management, Inc. The notes have a $1,000 principal amount, an expected trade date of July 7, 2026, an expected original issue date of July 10, 2026, a final valuation date of August 9, 2027 and an expected maturity date of August 12, 2027. On each observation date a contingent coupon of $9.875 per $1,000 (0.9875% monthly; up to 11.85% per annum) is payable only if the closing price of Apollo common stock is at or above 59.00% of the initial price. The notes are automatically called if the reference stock closes at or above the initial price on any call observation date (Jan–Jul 2027); a call pays the $1,000 principal plus any contingent coupon due. If not called and the final price is below 59.00% of the initial price, holders receive a share delivery amount equal to $1,000 divided by the initial price (rounded), which will be worth less than 59.00% of principal as of the final valuation date, and no contingent coupon will be paid. Payments depend on the Bank’s creditworthiness. The Bank estimates the initial estimated value will be between $925.00 and $955.00 per $1,000 principal amount; the original issue price will be 100% and will exceed that estimated value.

The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Invesco KBW Bank ETF and the SPDR S&P 500 ETF Trust. The Notes are offered at $10.00 per Note (minimum 100 Notes).

The trade date and pricing are set on June 29, 2026 with settlement on June 30, 2026. Observation dates are quarterly (callable after 6 months); final valuation is on June 29, 2029 and maturity is July 3, 2029. Contingent coupon rate is stated as 8.80% to 9.35% per annum; coupon and principal repayment are conditional on underlying levels and issuer credit. Downside thresholds and coupon barriers are 70.00% of initial levels for each underlying asset. Investors may lose a significant portion or all of principal if the least performing underlying asset declines below its downside threshold, and all payments are subject to the creditworthiness of BNS.

The Bank of Nova Scotia is offering autocallable contingent coupon trigger notes linked to Netflix, Inc. stock with a $1,000 principal amount per note and an expected maturity of August 12, 2027 (final valuation date expected August 9, 2027). The notes pay a contingent monthly coupon of $9.709 per $1,000 (0.9709% monthly, ~11.65% annualized) only when the reference stock's closing price on an observation date is at or above a coupon barrier equal to 67.00% of the initial price. The notes are automatically redeemed if the stock closes at or above the initial price on any call observation date (Jan–Jul 2027). If not called and the final price is below the trigger price (67.00% of the initial price), holders receive a share delivery amount equal to $1,000 divided by the initial price, which will be worth less than 67.00% of principal and may result in substantial or total loss. Payments depend on the Bank's creditworthiness. The Bank's initial estimated value range at pricing is $925.00 to $955.00 per $1,000; the original issue price is 100% of principal. Trade date is expected July 7, 2026 and original issue date expected July 10, 2026.

The Bank of Nova Scotia is offering $23,000,000 of Autocallable Barrier Review Notes linked to the Least Performing of the Nasdaq-100, Russell 2000 and S&P 500, due June 28, 2030. The Notes pay no coupons and may be automatically called on specified Observation Dates for predetermined Call Payment Amounts based on a 12.70% Call Return Rate. If not called, holders receive either the Principal Amount or a cash payment tied to the performance of the Least Performing Reference Asset; if that asset finishes below its 60.00% Barrier Value, investors may lose up to 100% of principal. The Notes are senior, unsecured obligations of the Bank, settle on June 30, 2026, carry an initial estimated value of $977.94 per $1,000 Principal Amount, and are subject to the Bank’s credit risk and limited or no secondary market liquidity.

The Bank of Nova Scotia is offering $9,299,000 of Autocallable Contingent Coupon Notes with Memory Coupon linked to the common stock of NVIDIA Corporation. The notes pay contingent quarterly coupons of $30.90 per note (equal to 12.36% per annum) if the Reference Asset meets a Contingent Coupon Barrier Value of $107.66 on scheduled observation dates and will be automatically called if the Reference Asset closes at or above the Initial Value of $195.74 on any Call Observation Date. If not called, maturity payment depends on the Final Value on December 27, 2027, with full principal repaid only if the Final Value is at or above the Barrier Value of $107.66; otherwise investors suffer losses tied to the Reference Asset's depreciation (up to 100% of principal). The Trade Date was June 25, 2026 and Original Issue Date is June 30, 2026. Payments are unsecured and subject to the Bank's credit risk.

The Bank of Nova Scotia is offering $12,436,000 of senior, unsecured Autocallable Contingent Coupon Notes linked to the common stock of Broadcom Inc. The Trade Date was June 25, 2026 and Original Issue Date/settlement is June 30, 2026, with maturity on December 30, 2027.

Payments depend on Broadcom closing prices on specified observation dates. A Contingent Coupon of $40.30 per Note (16.12% per annum) may be payable on certain dates; the Notes will be automatically called if the Reference Asset closes at or above the Initial Value on any Call Observation Date. The Initial Value is $378.91 and the Barrier/Contingent Coupon Barrier Value is $208.40 (55.00% of Initial Value). If not called and Final Value is below the Barrier Value, holders suffer loss equal to the Reference Asset depreciation, potentially up to 100% of principal. The initial estimated value per $1,000 Note on the Trade Date was $977.59 and the Original Issue Price is 100% per Note.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffer Notes linked to the common stock of Oracle Corporation. Each Note has a $10,000 Principal Amount and an Original Issue Price of 100%; the Bank’s initial estimated value range is $9,508.20 to $9,808.20. The Notes pay a contingent coupon of $718.00 on certain Observation Dates and may be automatically called if Oracle’s Closing Value on an Observation Date is at or above the Initial Value of $152.46. If not called, maturity on July 13, 2027 pays cash at par if the Final Value is at or above the Buffer Value of $114.35 (75% of Initial Value); if below, holders receive the Physical Delivery Amount of 87 shares plus a fractional cash payment. Subject to completion and the Bank’s credit risk.

The Bank of Nova Scotia is offering $2,000,000 aggregate principal of autocallable contingent buffered return enhanced notes linked to the iShares® Semiconductor ETF (SOXX). The notes pay no periodic interest, may be automatically called on a single Review Date, and otherwise provide a 150.00% participation at maturity for positive reference-asset returns, a 10.00% buffer and a downside leverage factor of approximately 1.1111 for losses beyond the buffer.

The notes have a $1,000 principal amount per note, an Original Issue Price of 100.00%, an initial estimated value of $961.11 per $1,000, a Call Premium of $317.30 (31.73%), a Strike Date of June 23, 2026, Trade Date June 24, 2026, Original Issue Date June 29, 2026, Review Date July 6, 2027, Final Valuation Date June 24, 2031 and Maturity Date June 27, 2031. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to Axon Enterprise, Inc. The Notes are senior, unsecured debt with a $1,000 Principal Amount per Note, expected Trade Date June 30, 2026, Original Issue Date July 6, 2026 and Maturity July 6, 2029. Payments depend on the Closing Value of Axon stock on scheduled observation dates. A Contingent Coupon of at least $62.50 per Note (at least 25.00% per annum) may be paid when observation-date levels meet the Contingent Coupon Barrier (set at 50.00% of the Initial Value). If not called and the Final Value is below the Barrier (50.00% of Initial Value), principal is reduced pro rata to the Reference Asset Return, and investors may lose up to 100% of principal. Initial estimated value range is $928.78 to $958.78 per $1,000 Principal Amount.

The Bank of Nova Scotia is offering contingent income auto-callable senior notes due on or about July 7, 2028. Each security has a stated principal amount of $1,000.00 and an issue price of $1,000.00. Investors may receive a contingent quarterly coupon of $28.50 (equivalent to 11.40% per annum) on each contingent coupon payment date only if the closing price of each underlying stock is at or above its coupon threshold price (50.00% of its initial share price).

The securities are linked to the worst performing of AMZN, GOOGL and MSFT. If the final share price of the worst performing underlying stock is below its downside threshold (50.00% of its initial price), maturity payment will be reduced on a 1-to-1 basis and could be less than 50.00% of principal or zero. All payments are subject to the credit risk of BNS. Estimated value at pricing is stated between $937.99 and $967.99.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the Nasdaq-100, Russell 2000 and S&P 500. Each security has a $1,000.00 stated principal amount, an issue price of $1,000.00, a pricing date of July 2, 2026 and an original issue date of July 8, 2026. The securities mature on or about July 7, 2028.

If on a determination date all three indices are >= 70.00% of their initial values, holders receive a contingent quarterly coupon of $26.90 (equivalent to 10.76% per annum). If all indices meet call thresholds on a non-final determination date, the notes auto‑redeem for $1,000.00 plus the applicable coupon. If the final index value of any index is below 70.00% of its initial value, maturity proceeds are reduced 1‑for‑1 by the worst performing index and can be less than 70.00% of principal, potentially to zero. BNS credit risk applies to all payments. BNS’ initial estimated value range at pricing is $935.50 to $965.50.

The Bank of Nova Scotia (BNS) is offering Contingent Income Auto-Callable Securities linked to the common stock of Advanced Micro Devices, Inc. (AMD), with a $1,000.00 stated principal amount per security and an issue price of $1,000.00. The notes mature on or about July 6, 2029 and pay a contingent quarterly coupon of $58.025 (equivalent to 23.21% per annum) on each contingent coupon payment date only if the underlying stock's closing price on the related determination date is at least 50.00% of the initial share price (the downside threshold). The notes are automatically redeemed early if the underlying stock meets or exceeds the call threshold (equal to 100.00% of the initial share price) on a determination date, in which case holders receive the stated principal plus the applicable contingent coupon(s). If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal and could be zero. All payments are subject to the credit risk of BNS. Pricing date is July 2, 2026; original issue date is July 8, 2026.

The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index with a term expected to be approximately 25 to 28 months. For each $1,000 principal amount, the notes pay no interest and the maturity payment depends on the reference asset return, multiplied by a participation rate of 140.00% but capped by a maximum payment amount expected to be between $1,240.52 and $1,282.94. The notes provide a buffer equal to 12.50% of the initial level (buffer level = 87.50%), so declines up to that amount return principal at maturity; declines beyond that expose holders to amplified losses (buffer rate ≈ 114.29%). The initial estimated value range is $956.40 to $986.40 per $1,000 principal amount and the original issue price is 100% of principal. Payments are unsecured obligations of the Bank and depend on its creditworthiness.

The Bank of Nova Scotia (BNS) is offering Capped Enhanced Participation Notes linked to the S&P 500® Index due December 27, 2027. The aggregate principal amount initially offered is $99,034,000 at an original issue price of 100.00%. Each $1,000 note pays no interest and at maturity will return principal plus a participation feature: a 300.00% participation rate in positive index performance, subject to a $1,202.80 maximum payment per $1,000 principal (cap on appreciation equal to 120.280%, i.e., 6.76% indexed appreciation). If the final index level is below the initial level of 7,365.46, holders suffer a loss equal to the negative index return and may lose up to 100% of principal. Payments depend on the Bank’s creditworthiness and the notes are unsecured senior obligations. The notes are non‑listed, hold-to-maturity investments with limited liquidity; proceeds are for general corporate purposes.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes due July 7, 2031, linked to the least performing of four healthcare stocks: Abbott (ABT), Bristol-Myers Squibb (BMY), Johnson & Johnson (JNJ) and McKesson (MCK). The notes are unsecured senior obligations of the Bank and subject to the Bank’s credit risk.

The notes may be automatically called on specified observation dates; if called investors receive the Principal Amount plus any Contingent Coupon. Contingent Coupons (at least $14.375 per note, equal to at least 17.25% per annum) are paid only when the Closing Value of each Reference Asset meets its Contingent Coupon Barrier Value. Barrier and Contingent Coupon Barrier Values are 60.00% of each Initial Value. Trade Date is July 1, 2026, Original Issue Price is 100.00%, and the Bank’s initial estimated value range is $920.62 to $950.62 per $1,000 Principal Amount. You may lose up to 100% of principal if the Least Performing Reference Asset falls below its Barrier Value.

The Bank of Nova Scotia is offering market-linked, auto-callable senior notes linked to the common stock of Qualcomm due July 6, 2029.

Terms set on a June 30, 2026 pricing date: $1,000 face amount and original offering price per security, an estimated bank valuation range of $929.30 to $959.30, a contingent coupon rate to be set on the pricing date at least 22.35% per annum, an automatic call trigger at 90.00% of the starting price, and a downside threshold at 50.00% of the starting price. Payments depend on Qualcomm's closing prices on specified quarterly calculation days; if not called and the ending price is below the downside threshold, holders can lose more than 50.00% of face amount. Pricing and issue dates are June 30, 2026 (expected) and July 6, 2026 (issue).

The Bank of Nova Scotia is offering Autocallable Barrier Review Notes linked to the Least Performing of the Nasdaq-100, Russell 2000 and S&P 500 with a planned Trade Date of June 25, 2026 and Original Issue Date June 30, 2026.

The Notes have a Principal Amount of $1,000 per Note (Original Issue Price 100%), a term of approximately four years if not automatically called, an automatic-call feature with a Call Return Rate of 12.70%, a Barrier Value equal to 60.00% of each Reference Asset’s Initial Value, and Call Values equal to 100.00% before the Final Valuation Date and 70.00% on the Final Valuation Date. Payments are cash-settled and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering $1,024,000 of Autocallable Barrier Review Notes linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index. The Notes have an Original Issue Price of 100.00%, a Principal Amount of $1,000 per Note and settle on June 29, 2026. The Notes are unsecured senior obligations of the Bank and pay no coupons; they are automatically called if on any Observation Date each Reference Asset closes at or above its Call Value (100% of Initial Value), producing Call Payment Amounts that increase by an 11.00% Call Return Rate per term. If not called, maturity payments depend on the Least Performing Reference Asset relative to a Barrier Value equal to 70.00% of Initial Value, and investors may lose up to 100% of principal. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc. The notes have a $1,000 principal amount, an expected maturity of August 12, 2027, and scheduled observation dates monthly from August 2026 through August 2027. On any observation date the closing price must be at or above the coupon barrier (68.00% of the initial price) to trigger a contingent coupon of $9.084 per $1,000 (0.9084% monthly; up to 10.90% per annum). The notes are automatically redeemed early if the closing price on a call observation date (Jan–Jul 2027) is equal to or greater than the initial price, in which case holders receive $1,000 plus the contingent coupon. If not called and the final price is below the trigger price (68.00% of the initial price), holders receive a share delivery amount (number of AMZN shares equal to $1,000 divided by the initial price) and will likely suffer a substantial loss. The initial estimated value range on the trade date is $925.00 to $955.00 per $1,000, while the original issue price is 100%. Payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to Meta Platforms, Inc. Class A common stock, with an expected trade date of July 7, 2026, an expected final valuation date of August 9, 2027 and an expected maturity date of August 12, 2027. Each note has a $1,000 principal amount and an original issue price of 100.00%. The notes pay a contingent monthly coupon of $9.875 per $1,000 (equal to 0.9875% monthly or up to 11.85% per annum) when the reference stock's closing price on an observation date is at or above a coupon barrier of 67.00% of the initial price. The notes are autocallable on specified call observation dates beginning in January 2027 if the reference asset closes at or above the initial price; upon an automatic call investors receive $1,000 plus the contingent coupon. If not called and the final price is below the 67.00% trigger, holders receive a share delivery amount equal to $1,000 divided by the initial price, exposing investors to potential principal loss and no contingent coupon. The initial estimated value range is $925.00 - $955.00 per $1,000 principal amount. All payments are subject to the credit risk of The Bank of Nova Scotia.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Booking Holdings Inc. Each Note has a $1,000 Principal Amount and an Original Issue Price of 100% per Note. The Notes pay contingent coupons only if the Reference Asset meets the Contingent Coupon Barrier on scheduled observation dates and will be automatically called if the Reference Asset equals or exceeds the Initial Value on any Call Observation Date. If not called, payment at maturity depends on the Reference Asset Return versus a Barrier Value of 60.00% of the Initial Value. The Notes mature on July 6, 2029 with the Final Valuation Date of July 2, 2029. The initial estimated value range at pricing is shown as $932.19 to $962.19 per $1,000, and the disclosed minimum contingent coupon is $34.375 per Note (at least 13.75% per annum). All payments are unsecured obligations of the Bank and depend on the Bank’s creditworthiness.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Intuit Inc. The notes are senior, unsecured obligations of the Bank with a Principal Amount of $1,000 per Note and an Original Issue Price of 100%. The notes may be automatically called on scheduled Call Observation Dates if Intuit’s Closing Value is at or above the Initial Value; otherwise contingent coupons may pay on specified observation dates if the Reference Asset meets a Contingent Coupon Barrier. If not called, maturity payoff depends solely on the Reference Asset Return versus a Barrier Value equal to 50.00% of the Initial Value, exposing holders to full downside loss (up to 100% of principal). Initial estimated value at pricing is stated as $929.33–$959.33 per $1,000. Trade Date is June 30, 2026, Final Valuation Date is July 2, 2029, and Maturity Date is July 6, 2029. Payments are subject to the Bank’s credit risk and the notes will not be listed on any exchange.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes with Memory Coupon linked to the least performing of Broadcom (AVGO), Netflix (NFLX) and NVIDIA (NVDA). The offering aggregates $1,920,000 (1,920 notes at $1,000 each). Trade Date: June 24, 2026; Original Issue Date: June 29, 2026; Final Valuation Date: June 25, 2029; Maturity Date: June 28, 2029.

The Notes pay a Contingent Coupon of $16.6667 per note when, on an observation date, each Reference Asset is at or above its Contingent Coupon Barrier Value (each Barrier = 60.00% of its Initial Value). Notes are automatically called if all Reference Assets are at or above their Initial Values on any Call Observation Date. If not called, the maturity payment depends solely on the Least Performing Reference Asset and can result in loss up to 100% of principal if that asset finishes below its Barrier Value. Initial estimated value per $1,000 was $953.98; Original Issue Price = 100.00%. All payments are subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Autodesk, Inc. Each Note has a $1,000 principal amount and an Original Issue Price of 100%. The Notes may be automatically called on scheduled Call Observation Dates if the Reference Asset's Closing Value is at or above the Initial Value. If not called, Contingent Coupons of at least $40.00 per Note (equal to at least 16.00% per annum) may be paid on specified Contingent Coupon Payment Dates when the Closing Value meets or exceeds the Contingent Coupon Barrier Value. At maturity on July 6, 2029 (Final Valuation Date July 2, 2029), holders receive the Principal Amount if the Final Value is at or above the Barrier Value (60.00% of the Initial Value). If the Final Value is below the Barrier Value, the payment equals $1,000 plus the Reference Asset Return and holders may lose up to 100% of principal. Payments are unsecured obligations of the Bank and are subject to its credit risk. The Bank’s initial estimated value range at pricing is $934.80 to $964.80 per $1,000 Note. Terms, observation dates, adjustments and tax treatments are set forth in the pricing supplement and accompanying product and prospectus supplements.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Cognizant Technology Solutions Corporation. The Notes mature on July 6, 2029, may be automatically called on specified observation dates, and pay contingent coupons if the Reference Asset meets barrier tests.

The Notes have a Barrier and Contingent Coupon Barrier equal to 60.00% of the Initial Value. If not called, payment at maturity is principal if the Final Value is at or above the Barrier; otherwise payment equals $1,000 plus $1,000 × Reference Asset Return (investors may lose up to 100% of principal). The Contingent Coupon will be at least $47.50 per Note (equal to at least 19.00% per annum) if an observation-date test is met. Trade Date is June 30, 2026; Original Issue Date/settlement is July 6, 2026. The Bank’s initial estimated value range is $928.70 to $958.70 per $1,000 Principal Amount; Original Issue Price is 100% (underwriting discount up to 2.00%). All payments are unsecured and subject to the Bank’s credit risk.

The Bank of Nova Scotia is offering Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage linked to shares of the Invesco QQQ Trust, Series 1, pursuant to a preliminary pricing supplement dated June 25, 2026 (subject to completion).

Each security has a stated principal amount of $1,000, a contingent monthly coupon of $12.70 (equivalent to 15.24% per annum) payable when the underlying closing price is at or above the downside threshold, a call threshold of $710.62, a downside threshold of $604.027, a strike date of June 24, 2026, an original issue date of June 30, 2026 and a scheduled maturity of June 30, 2027.

Payments (including early redemption and maturity outcomes) depend on observed closing prices on specified determination dates; if the final share price is below the downside threshold, investors receive a cash value that can result in partial or total loss of principal. The offering documents remain subject to delivery in final form.

The Bank of Nova Scotia is offering structured senior notes (Market Linked Securities) with a face amount of $1,000 per security linked to the lowest performing stock of Adobe, Boeing and Microsoft. The securities may be automatically called on June 28, 2027 for a 50.00% call premium. If not called, the maturity payment at the stated maturity on June 28, 2029 depends on the lowest performing Underlying Stock: an upside participation rate of 400% applies to positive performance; an absolute value return feature applies for declines down to a threshold price of 55.50% of each starting price; below the threshold you bear full downside and may lose more than 44.50% of the face amount. The Bank’s estimated value on the pricing date was $897.40 (89.74%) per security. The original offering price is $1,000; agents receive a discount of $25.75 per security and the Bank’s proceeds per security are $974.25. All payments are subject to the Bank’s credit risk and there is no periodic interest or exchange listing.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of The Boeing Company. Each Note has a $1,000 Principal Amount, an Original Issue Price of 100% and a minimum investment of $1,000. The Notes may be automatically called on specified Call Observation Dates if the Closing Value of the Reference Asset is equal to or greater than the Initial Value. If not called, Contingent Coupons may pay when the Closing Value on Contingent Coupon Observation Dates is at or above the Contingent Coupon Barrier Value; a Contingent Coupon is stated to be at least $31.00 per Note (equal to at least 12.40% per annum). At maturity, if the Final Value is 70.00% of the Initial Value (the Barrier Value) or higher, holders receive the Principal Amount; if lower, holders receive $1,000 + ($1,000 × Reference Asset Return) and may lose up to 100% of principal. Payments are unsecured obligations of the Bank and are subject to the credit risk of the Bank. The initial estimated value range at pricing is $936.50 to $966.50 per $1,000. Trade Date is expected to be July 1, 2026, Original Issue Date July 7, 2026, Final Valuation Date July 2, 2029 and Maturity Date July 6, 2029.

The Bank of Nova Scotia is offering Autocallable Contingent Coupon Notes linked to the common stock of Blackstone Inc. The Notes are senior, unsecured obligations with a $1,000 Principal Amount, an Original Issue Price of 100%, and a minimum investment of $1,000.

The Trade Date is expected to be June 26, 2026, Original Issue Date July 1, 2026, Final Valuation Date June 26, 2029, and Maturity Date June 29, 2029. The Notes are autocallable on designated observation dates if the Reference Asset Closing Value is at or above the Initial Value; if not called, maturity payment depends on the Reference Asset Return versus a Barrier set at 50.00% of the Initial Value. Contingent Coupons are payable only when observation-date conditions are met and are stated to be at least $28.75 per Note (equal to at least 11.50% per annum); initial estimated value is between $931.05 and $961.05 per $1,000 Principal Amount. All payments are subject to the Bank's credit risk and the Notes will not be listed.

The Bank of Nova Scotia (BNS) is offering Airbag Autocallable Contingent Yield Notes with Memory Interest linked to Oracle Corporation common stock due June 29, 2027. Each Note has a $1,000 principal amount and a 32.28% per annum contingent coupon rate. The initial level was $165.16; the coupon barrier and conversion level are $132.13 (80.00% of the initial level). If an observation date's closing level meets the coupon barrier, BNS pays the contingent coupon and any previously unpaid coupons under the memory feature. The Notes are automatically called if an observation-date closing level is equal to or above the initial level; otherwise, at maturity investors may receive cash (principal plus any payable coupons) or a share delivery amount of 7.5683 shares per Note if the final level is below the conversion level, which could produce a significant loss. BNS’ initial estimated value range on the trade date was $962.49–$992.49 per Note; the issue price is $1,000 per Note. Payments and any principal repayment are subject to BNS credit risk and limited secondary-market liquidity.

The Bank of Nova Scotia is offering Autocallable Contingent Buffered Return Enhanced Notes linked to the iShares^® Semiconductor ETF (SOXX). Each Note has a $1,000 Principal Amount and an Original Issue Price of 100.00%. The Notes may be automatically called on the Review Date (if the Reference Asset closes at or above the Call Value) for a cash payment equal to the Principal Amount plus a $317.30 Call Premium (31.73%).

If not called, maturity payments depend on the Final Value: if Final Value > Initial Value you receive a return equal to 150.00% of the Reference Asset’s positive performance; if Final Value is between the Initial Value and the Buffer Value (90.00% of Initial Value = $543.05) you receive the Principal Amount; if Final Value is below the Buffer Value you absorb downside on a leveraged basis (Downside Leverage Factor approx. 1.1111), with possible loss up to the full Principal Amount. Trade Date is June 24, 2026 and Expected Original Issue Date is June 29, 2026. All payments are subject to the credit risk of the Bank.

The Bank of Nova Scotia is offering senior, unsecured equity-linked securities with a face amount of $1,000 per security that are auto-callable and linked to the lowest performing of American depositary shares of Alibaba Group Holding Limited, the common stock of Blackstone Inc. and the common stock of International Business Machines Corporation. If the lowest performing Underlying Stock on the call date (approximately one year after issuance) is at or above 85% of its starting price, the notes will be automatically called for the face amount plus a 47.45% call premium. If not called, the maturity payoff on the stated maturity date depends solely on the ending price of the lowest performing Underlying Stock: a 400% upside participation if that stock finishes above its starting price; an absolute-value positive return (capped at 50%) if it declines but stays at or above 50% of starting price; or full downside exposure (losses greater than 50%, possibly total) if it falls below 50% of starting price. All payments are subject to the Bank’s credit risk. The Bank’s estimated value on the pricing date was $921.48 per security; the original offering price was $1,000 per security, including distribution and hedging costs.

The Bank of Nova Scotia is offering market-linked senior notes (equity-linked securities) with a face amount of $1,000 per security that mature on July 6, 2029. The notes are auto-callable on scheduled call dates; each call pays the face amount plus a call premium that increases over time (minimum 37.00% on the first call). If not called, the investor receives principal at maturity only if the lowest performing underlying stock finishes above its threshold price (equal to 70% of its starting price). The notes reference the lowest performing of three equities: Alibaba (ADS), Blackstone (BX) and IBM (IBM), include a 30% buffer against declines, and expose holders to 1-to-1 downside beyond that buffer (possible loss up to 70% of face amount). The offering price is $1,000 per security; estimated value range provided by the Bank on pricing is $913.79 to $943.79 per security. All payments are subject to the credit risk of The Bank of Nova Scotia.

The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due on or about June 29, 2029 linked to the common stock of NVIDIA Corporation. Each note has a $1,000.00 stated principal amount, an issue price of $1,000.00, and a contingent quarterly coupon of $32.70 (equivalent to 13.08% per annum) payable only if the underlying stock's closing price on a determination date is at least 60.00% of the initial share price. The notes are automatically redeemed early if the closing price on a determination date (other than the final determination date) is at least 100.00% of the initial share price; otherwise investors face 1-to-1 downside exposure at maturity if the final share price is below the 60.00% downside threshold. Pricing date is June 26, 2026, original issue date July 1, 2026. All payments are subject to the credit risk of BNS.

The Bank of Nova Scotia is offering senior, unsecured Trigger Step Securities linked to the least performing of the S&P 500® Index and the EURO STOXX 50® Index, with a stated term of approximately eight years.

Each Security has a $10 principal amount (minimum investment $1,000). If, at the final valuation date, both underlyings are at or above their step barriers, the payment at maturity equals $10 × (1 + the greater of the Step Return and the Least Performing Underlying Return). If any underlying is below its downside threshold (75% of initial level), holders suffer a loss equal to the least performing underlying return; in extreme cases, the entire principal may be lost. The step return will be set on the trade date (range shown 102.00%–107.00%). Payments depend on BNS creditworthiness. Trade Date: June 26, 2026. Final Valuation Date: June 26, 2034. Maturity Date: June 29, 2034.

The Bank of Nova Scotia (BNS) is offering Autocallable Contingent Buffered Return Enhanced Notes linked to the iShares® Semiconductor ETF (SOXX). Each Note has a $1,000 Principal Amount, an Original Issue Price of 100% and a minimum investment of $10,000. The notes are unsecured senior obligations of the Bank and do not pay interest.

The Notes will be automatically called on the Review Date if SOXX’s Closing Value is at or above the Initial Value of $603.39, in which case holders receive the Principal plus a Call Premium of $317.30 (31.73%). If not called, maturity payoffs depend on final performance: 150.00% Participation Rate for positive returns, full principal returned if Final Value ≥ 90.00% of Initial Value (Buffer Value $543.05), and leveraged downside exposure (approximately 1.1111% loss per 1% decline beyond the 10% buffer).

The Bank of Nova Scotia priced a proposed offering of Contingent Buffer Digital Notes linked to the S&P 500® Index. The notes have a $1,000 principal per note, an Original Issue Price of 100%, and a minimum investment of $10,000. The Trade Date is June 26, 2026, Original Issue Date is July 1, 2026, Final Valuation Date is July 9, 2027 and Maturity Date is July 14, 2027. If the Final Value is at or above the Buffer Value (85.00% of Initial Value), holders receive a fixed Digital Return of at least 7.57% (maximum payment of at least $1,075.70 per note). If the Final Value is below the Buffer Value, losses apply on a leveraged basis using a Downside Leverage Factor of ~1.1765, and investors may lose up to 100% of principal. The Bank discloses an initial estimated value range of $956.36 to $986.36 per $1,000 principal amount. Payments are unsecured cash obligations of the Bank; the notes are not listed and lack government insurance.