Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering $10,027,470 of Trigger Autocallable GEARS, senior unsecured notes linked to an equally weighted basket of 31 large-cap equities. Each Security has a $10 principal amount and a 5-year term to December 27, 2030, unless called early.
The notes can be automatically called on December 30, 2026 if the basket level is at or above the autocall barrier of 100% of the initial basket level, paying a call price of $11.11 per Security, reflecting an 11.10% call return, with no further payments. If not called, and at maturity the basket is above the initial level, investors receive the principal plus the basket return multiplied by 1.46x upside gearing.
If the notes are not called and the final basket level is at or above the downside threshold of 75%, but at or below the initial level, principal is returned. If the final basket level is below the downside threshold, repayment is reduced one-for-one with the basket loss, and the entire principal can be lost. The notes pay no interest, are not insured, and all payments depend on BNS’s credit. The initial estimated value is $9.76 per $10 issue price.
The Bank of Nova Scotia is offering buffered contingent income auto-callable securities linked to Alphabet Inc. Class A stock. These principal-at-risk notes target a $12.40 contingent monthly coupon per $1,000 security (equivalent to 14.88% per annum) for each month the Alphabet share price is at or above the $251.272 downside threshold, set at 80% of the $314.09 initial share price. Missed coupons can be paid later under a memory feature if the threshold is subsequently met.
The notes can be auto-called on any observation date before maturity if Alphabet’s share price is at or above the $314.09 call threshold, returning principal plus the due coupon (and any unpaid coupons). If held to the January 4, 2027 maturity and the final price is below the downside threshold, repayment is reduced by 1.25% of principal for every 1% the stock is below the threshold, up to a total loss. Investors do not receive dividends or any upside beyond coupons, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering $12,000,000 of unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 principal amount and an original issue price of 100%, while the initial estimated value on the trade date was $993.83 per $1,000.
The Notes can be automatically called on monthly observation dates if Alphabet’s share price is at or above the $314.35 initial value, returning principal plus a $11.90 contingent coupon and any unpaid coupons. If not called, coupons are paid only when the stock is at or above 80% of the initial value, and principal is protected down to that 80% buffer. Below the buffer at maturity, investors lose 1.25% of principal for each 1% decline beyond the 20% buffer and can lose their entire investment. The Notes are not insured, are subject to the Bank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is issuing $8,009,000 of unsecured, unsubordinated capped notes linked to the shares of SPDR® Gold Shares, maturing on January 8, 2027. Each Note has a $1,000 principal amount and does not pay interest before maturity.
At maturity, if the ETF has risen, investors receive principal plus the positive return of the ETF, capped at a Maximum Return of 11.94%, for a maximum payment of $1,119.40 per $1,000 Note. If the Final Value equals the Initial Value, the payout is $1,000 per Note. If the ETF has fallen, the payout is reduced 1% for each 1% decline, but not below $950 per Note, so losses are limited to 5% of principal.
The Notes are subject to the credit risk of The Bank of Nova Scotia, will not be listed on an exchange, and may have limited or no secondary market. The Original Issue Price is $1,000 per Note, while the initial estimated value is $984.55, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering senior unsecured structured notes linked to the Class A common stock of Alphabet Inc. The notes pay a contingent monthly coupon of $12.00 per $1,000 (equivalent to 14.40% per annum) for each determination date on which Alphabet’s closing price is at or above the downside threshold of $251.48, equal to 80% of the initial share price of $314.35. Missed coupons can be paid later under a memory feature if a future determination date meets the threshold.
The notes are auto-callable: if Alphabet closes at or above the call threshold of $314.35 (100% of the initial share price) on any monthly determination date before maturity, investors receive the $1,000 stated principal plus the applicable coupon and any unpaid coupons, and the notes terminate early. If held to maturity on December 31, 2026 and Alphabet’s final price is below the downside threshold, repayment is reduced by 1.25% of principal for every 1% Alphabet falls below the threshold, up to a total loss of principal.
The notes do not participate in any upside of Alphabet’s stock, pay no dividends, and will not be listed on an exchange. All payments depend on BNS’s credit. The estimated value on the pricing date is expected to be between $963.32 and $993.32 per $1,000 note, less than the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $272,000 of unsecured Autocallable Contingent Coupon Notes with Memory Coupon linked to the common stock of Adobe, Johnson & Johnson and Merck. The notes pay a contingent coupon of $8.10 per $1,000 note (9.72% per annum) on specified observation dates only if the closing value of each stock is at or above 50% of its initial level.
The notes may be automatically called if, on any call observation date, each stock is at or above its initial value, in which case holders receive $1,000 per note plus due and unpaid contingent coupons. If not called and the worst-performing stock finishes below 50% of its initial value at maturity, repayment is reduced 1% for each 1% decline in that stock, up to a total loss of principal. The notes are senior unsecured obligations of the Bank, not insured by any deposit insurance scheme and will not be listed on an exchange.
The Bank of Nova Scotia is issuing $493,000 of unsecured Autocallable Contingent Coupon Notes due December 29, 2028, linked to the common stock of Oracle Corporation. Each Note has a $1,000 principal amount and was priced at 100% of principal, with proceeds to the bank of 98% after underwriting discounts.
The Notes can be automatically called on quarterly observation dates if Oracle’s closing price is at or above the Initial Value of $195.34, returning principal plus a contingent coupon. If not called, investors receive a 13.90% per annum contingent coupon (paid quarterly as $34.75 per Note) only when Oracle’s closing value is at or above the barrier of $97.67, equal to 50% of the Initial Value. At maturity, if the final value is below the barrier, the payoff is reduced one-for-one with Oracle’s decline, and investors can lose up to 100% of principal.
The Notes are senior unsecured obligations of The Bank of Nova Scotia, are subject to the bank’s credit risk, will not be listed on any exchange, and may have limited or no secondary market. The initial estimated value is $962.65 per $1,000, lower than the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is issuing $550,000 of Capped Buffered Return Notes linked to the S&P 500 Index, maturing on December 27, 2030. The notes are unsecured, unsubordinated debt obligations of the Bank and all payments depend on its credit.
Each $1,000 note offers upside linked to the S&P 500 price return: if the index rises, investors receive the positive performance, capped at a Maximum Return of 56.00% (maximum payment of $1,560 per $1,000). A 15% buffer protects against moderate declines; if the index finishes at or above 85% of its initial level, investors receive back $1,000. Below that buffer, principal is reduced 1% for each additional 1% decline, with up to an 85% loss of principal.
The notes pay no interest, are not insured by CDIC or FDIC, and will not be listed on any exchange, so liquidity may be limited. The initial estimated value is $939.36 per $1,000, below the 100% issue price, reflecting fees, hedging and the Bank’s internal funding rate. Underwriting commissions are 3.50% ($19,250), leaving proceeds to the Bank of $530,750.
The Bank of Nova Scotia is offering senior unsecured structured notes linked to the common stock of NIKE, Inc., maturing on December 31, 2026. These Buffered Contingent Income Auto-Callable Securities pay a contingent monthly coupon of $12.80 per $1,000 (equivalent to 15.36% per annum) for each determination date on which NIKE’s closing price is at or above the downside threshold price of $48.739, equal to 85% of the initial share price of $57.34. Missed coupons may be paid later under a “memory” feature if the threshold is met on a subsequent date.
The notes are auto-callable: if NIKE’s closing price on any non-final determination date is at or above the call threshold price of $57.34, they are redeemed early at par plus the relevant coupon and any unpaid coupons. At maturity, if the notes have not been called and NIKE is at or above the downside threshold, investors receive par plus the final and any unpaid coupons. If NIKE finishes below the downside threshold, repayment is based on a leveraged downside formula, with investors losing about 1.1765% of principal for every 1% NIKE falls below the threshold, up to a total loss of principal.
The securities do not guarantee principal, provide no participation in stock upside, pay no dividends, will not be listed, and all payments are subject to the credit risk of BNS. The estimated value on the pricing date is expected to be between $964.02 and $994.02 per $1,000 note, below the issue price.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the Class A common stock of Alphabet Inc. The notes have a principal amount of $1,000 per note, a minimum investment of $10,000, and a scheduled maturity on December 30, 2026, unless automatically called earlier.
Investors may receive a $11.90 contingent coupon per note on each monthly Observation Date if Alphabet’s closing value is at or above 80% of the Initial Value, with unpaid coupons potentially paid later (“memory” feature). The notes are automatically called if Alphabet’s price on any Observation Date before maturity is at or above the Initial Value of $314.35, returning principal plus applicable coupons.
If the notes are not called and Alphabet’s Final Value is below the 80% buffer level of $251.48, repayment of principal is reduced at a 1.25x leveraged downside, and investors can lose up to 100% of principal. The notes are not listed, do not pay guaranteed interest, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be between $963.71 and $993.71 per $1,000 note.