Bank of Nova Scotia files as a foreign private issuer, and its SEC reports help investors verify how Scotiabank discloses capital, governance, financial results, and material events across its banking franchise. Form 6-K filings commonly incorporate Canadian disclosure, including quarterly earnings materials, dividend notices, normal course issuer bids, earnings coverage on subordinated debt and preferred shares, and certifications over disclosure controls and internal control over financial reporting.
Proxy and governance filings are useful for reviewing director elections, auditor votes, shareholder proposals, by-law amendments, board mandates, executive compensation, and shareholder meeting procedures. Other filings document the accounting and income contribution from associated investments such as KeyCorp, consolidated capitalization, risk-factor language, and regulatory themes including OSFI capital requirements, credit risk, cyber risk, sustainability-related disclosures, and market and funding risks.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000 Index, expected to mature on November 3, 2027. The notes pay no interest and all return comes at maturity from index performance between the expected trade date of January 29, 2026 and the valuation date of October 29, 2027.
If the index rises, investors receive 150% of the index’s price gain, but the payoff is capped at a maximum payment amount expected to be at least $1,192.50 per $1,000 of principal. If the index is flat or falls by up to 10%, investors receive their full principal back. If the index falls by more than 10%, losses begin one-for-one beyond that buffer and can reach up to 90% of principal.
The initial estimated value is expected to range from $925 to $965 per $1,000, below the 100% original issue price, reflecting internal funding and hedging costs, underwriting commissions up to 2.20%, and a structuring fee. The notes are unsecured senior obligations of The Bank of Nova Scotia, are not insured, and will not be listed on any exchange, so secondary market liquidity may be limited.
The Bank of Nova Scotia is offering principal-at-risk Jump Securities linked to the common stock of Micron Technology, Inc. with a scheduled maturity on or about January 8, 2027. Each security has a stated principal amount of $1,000 and pays no coupons.
If the final Micron share price on the valuation date is greater than or equal to the initial share price, investors receive $1,000 plus a fixed upside payment of $590.60 per security, capping the maximum positive return at 59.06%. If the final share price is below the initial share price, the payout is $1,000 plus $1,000 multiplied by the share return, producing a 1:1 downside that can reduce repayment to zero. The securities are senior unsecured obligations of Scotiabank, will not be listed on an exchange, have an initial estimated value between $955.79 and $985.79 per $1,000, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering $5,004,000 of Contingent Income Auto-Callable Securities due December 28, 2027, linked to the American depositary receipts of Taiwan Semiconductor Manufacturing Company Limited. Each $1,000 security can pay a quarterly contingent coupon of $26.60 (10.64% per annum) when the stock’s closing price on a determination date is at or above 60% of the initial share price of $293.28, a downside threshold of $175.968, with unpaid coupons potentially recovered later through a memory feature.
If on any non-final determination date the stock closes at or above 100% of the initial share price, the notes are automatically redeemed at $1,000 plus the relevant coupon and any unpaid coupons. If held to maturity and the final share price is below the downside threshold, repayment is reduced 1-to-1 with the stock’s decline, and investors can lose most or all of principal. The notes are senior unsecured obligations of BNS, are not insured, will not be listed, and their value and liquidity depend on market conditions and BNS’ creditworthiness.
The Bank of Nova Scotia is offering $10,027,470 of Trigger Autocallable GEARS, senior unsecured notes linked to an equally weighted basket of 31 large-cap equities. Each Security has a $10 principal amount and a 5-year term to December 27, 2030, unless called early.
The notes can be automatically called on December 30, 2026 if the basket level is at or above the autocall barrier of 100% of the initial basket level, paying a call price of $11.11 per Security, reflecting an 11.10% call return, with no further payments. If not called, and at maturity the basket is above the initial level, investors receive the principal plus the basket return multiplied by 1.46x upside gearing.
If the notes are not called and the final basket level is at or above the downside threshold of 75%, but at or below the initial level, principal is returned. If the final basket level is below the downside threshold, repayment is reduced one-for-one with the basket loss, and the entire principal can be lost. The notes pay no interest, are not insured, and all payments depend on BNS’s credit. The initial estimated value is $9.76 per $10 issue price.
The Bank of Nova Scotia is offering buffered contingent income auto-callable securities linked to Alphabet Inc. Class A stock. These principal-at-risk notes target a $12.40 contingent monthly coupon per $1,000 security (equivalent to 14.88% per annum) for each month the Alphabet share price is at or above the $251.272 downside threshold, set at 80% of the $314.09 initial share price. Missed coupons can be paid later under a memory feature if the threshold is subsequently met.
The notes can be auto-called on any observation date before maturity if Alphabet’s share price is at or above the $314.09 call threshold, returning principal plus the due coupon (and any unpaid coupons). If held to the January 4, 2027 maturity and the final price is below the downside threshold, repayment is reduced by 1.25% of principal for every 1% the stock is below the threshold, up to a total loss. Investors do not receive dividends or any upside beyond coupons, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering $12,000,000 of unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 principal amount and an original issue price of 100%, while the initial estimated value on the trade date was $993.83 per $1,000.
The Notes can be automatically called on monthly observation dates if Alphabet’s share price is at or above the $314.35 initial value, returning principal plus a $11.90 contingent coupon and any unpaid coupons. If not called, coupons are paid only when the stock is at or above 80% of the initial value, and principal is protected down to that 80% buffer. Below the buffer at maturity, investors lose 1.25% of principal for each 1% decline beyond the 20% buffer and can lose their entire investment. The Notes are not insured, are subject to the Bank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is issuing $8,009,000 of unsecured, unsubordinated capped notes linked to the shares of SPDR® Gold Shares, maturing on January 8, 2027. Each Note has a $1,000 principal amount and does not pay interest before maturity.
At maturity, if the ETF has risen, investors receive principal plus the positive return of the ETF, capped at a Maximum Return of 11.94%, for a maximum payment of $1,119.40 per $1,000 Note. If the Final Value equals the Initial Value, the payout is $1,000 per Note. If the ETF has fallen, the payout is reduced 1% for each 1% decline, but not below $950 per Note, so losses are limited to 5% of principal.
The Notes are subject to the credit risk of The Bank of Nova Scotia, will not be listed on an exchange, and may have limited or no secondary market. The Original Issue Price is $1,000 per Note, while the initial estimated value is $984.55, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering senior unsecured structured notes linked to the Class A common stock of Alphabet Inc. The notes pay a contingent monthly coupon of $12.00 per $1,000 (equivalent to 14.40% per annum) for each determination date on which Alphabet’s closing price is at or above the downside threshold of $251.48, equal to 80% of the initial share price of $314.35. Missed coupons can be paid later under a memory feature if a future determination date meets the threshold.
The notes are auto-callable: if Alphabet closes at or above the call threshold of $314.35 (100% of the initial share price) on any monthly determination date before maturity, investors receive the $1,000 stated principal plus the applicable coupon and any unpaid coupons, and the notes terminate early. If held to maturity on December 31, 2026 and Alphabet’s final price is below the downside threshold, repayment is reduced by 1.25% of principal for every 1% Alphabet falls below the threshold, up to a total loss of principal.
The notes do not participate in any upside of Alphabet’s stock, pay no dividends, and will not be listed on an exchange. All payments depend on BNS’s credit. The estimated value on the pricing date is expected to be between $963.32 and $993.32 per $1,000 note, less than the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $272,000 of unsecured Autocallable Contingent Coupon Notes with Memory Coupon linked to the common stock of Adobe, Johnson & Johnson and Merck. The notes pay a contingent coupon of $8.10 per $1,000 note (9.72% per annum) on specified observation dates only if the closing value of each stock is at or above 50% of its initial level.
The notes may be automatically called if, on any call observation date, each stock is at or above its initial value, in which case holders receive $1,000 per note plus due and unpaid contingent coupons. If not called and the worst-performing stock finishes below 50% of its initial value at maturity, repayment is reduced 1% for each 1% decline in that stock, up to a total loss of principal. The notes are senior unsecured obligations of the Bank, not insured by any deposit insurance scheme and will not be listed on an exchange.
The Bank of Nova Scotia is issuing $493,000 of unsecured Autocallable Contingent Coupon Notes due December 29, 2028, linked to the common stock of Oracle Corporation. Each Note has a $1,000 principal amount and was priced at 100% of principal, with proceeds to the bank of 98% after underwriting discounts.
The Notes can be automatically called on quarterly observation dates if Oracle’s closing price is at or above the Initial Value of $195.34, returning principal plus a contingent coupon. If not called, investors receive a 13.90% per annum contingent coupon (paid quarterly as $34.75 per Note) only when Oracle’s closing value is at or above the barrier of $97.67, equal to 50% of the Initial Value. At maturity, if the final value is below the barrier, the payoff is reduced one-for-one with Oracle’s decline, and investors can lose up to 100% of principal.
The Notes are senior unsecured obligations of The Bank of Nova Scotia, are subject to the bank’s credit risk, will not be listed on any exchange, and may have limited or no secondary market. The initial estimated value is $962.65 per $1,000, lower than the issue price due to selling, structuring and hedging costs.