Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured Buffered Enhanced Participation Notes linked to the least performing of the iShares® MSCI EAFE ETF and the EURO STOXX 50® Index, maturing in early 2028. The notes pay no interest; instead, the maturity payment depends on how the worst of the two reference assets performs from the January 2026 trade date to the January 2028 valuation date.
If both final levels are above their initial levels, holders receive $1,000 plus at least 153.00% of the gain of the worst performer. If any final level is at or below its initial level but both stay at or above 90.00% of initial, investors receive only the $1,000 principal. If any final level falls below 90.00% of initial, the payoff drops dollar-for-dollar beyond the 10.00% buffer, and investors can lose up to 90.00% of principal.
The initial estimated value is expected between $925.00 and $965.00 per $1,000, reflecting internal funding and structuring costs, including up to 0.80% in underwriting commissions. The notes are not insured, will not be listed on an exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering buffered index-linked notes tied to the S&P 500® Index, maturing on May 5, 2027. These unsecured senior notes pay no interest; your return depends entirely on index performance between the trade date and the valuation date.
If the S&P 500 finishes above its initial level, your payoff increases one-for-one with the index but is capped by a maximum upside payment amount expected to be at least $1,120.00 per $1,000 note. If the index is flat or down by up to 10.00%, you receive a positive return equal to the absolute index move. If the index falls by more than 10.00%, you lose 1% of principal for each additional 1% decline, and you could lose up to 90.00% of your investment.
The notes are not insured by CDIC or FDIC, will not be listed on an exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be $925.00–$965.00 per $1,000, below the 100% original issue price, reflecting internal funding, structuring fees of up to 0.50%, hedging costs and other selling expenses.
The Bank of Nova Scotia is offering Autocallable Digital Trigger Notes linked to the Russell 2000 and S&P 500, maturing on or about February 1, 2029. The notes pay no interest and are unsecured senior debt.
The notes may be automatically called on a single call observation date in January 2027 if both indices are at or above their initial levels. In that case, investors receive $1,000 plus a call premium expected to be at least 7.50% per $1,000.
If not called, the maturity payment depends on the least performing index. If both final levels are at or above their initial levels, investors receive the greater of $1,400 per $1,000 note (a 40% threshold settlement) or $1,000 plus the least-performing index return. If any index finishes below its initial level but at or above 85% of it, principal is returned. If any index ends below 85% of its initial level, repayment is reduced one-for-one with the decline in the worst index, up to a total loss of principal.
The initial estimated value is expected to be $925–$965 per $1,000, below issue price, reflecting fees, hedging and the bank’s internal funding rate. The notes will not be listed, and any secondary market, if available, may be limited.
The Bank of Nova Scotia is offering $1,871,000 of Trigger Autocallable Contingent Yield Notes linked to the common stock of Dell Technologies Inc., issued at $10 per Note under its Senior Note Program, Series A. The Notes pay a contingent coupon at a rate of 12.55% per annum (or $0.3138 per quarter per Note) only when Dell’s closing share price on an observation date is at or above the coupon barrier of $70.19, which is 55.00% of the initial level of $127.62 observed on the strike date. The same $70.19 level also acts as the downside threshold: if the Notes are not automatically called and Dell’s final level is below this threshold, repayment at maturity is reduced dollar-for-dollar with Dell’s percentage decline, and investors could lose their entire principal. The Notes can be automatically called on quarterly observation dates if Dell closes at or above the initial level, in which case investors receive principal plus the applicable contingent coupon and the Notes terminate early. The initial estimated value on the trade date is $9.74 per $10 principal amount, below the issue price, and any payments depend entirely on the creditworthiness of BNS.
The Bank of Nova Scotia is offering autocallable contingent coupon notes linked to the common stock of Amazon.com, Inc., with a principal amount of $1,000 per note and maturity on January 4, 2029.
The notes can be automatically called if Amazon’s closing value on any call observation date is at or above the initial value, paying back principal plus any due contingent coupon. Contingent coupons of at least $27.875 per note (at least 11.15% per annum) are paid only when Amazon’s closing value is at or above 70.00% of the initial value on specified observation dates.
If the notes are not called and the final value is at or above the 70.00% barrier, investors receive principal back; if it is below the barrier, repayment is reduced one-for-one with Amazon’s decline and up to 100% of principal may be lost. The initial estimated value is expected to be between $938.59 and $968.59 per $1,000, reflecting structuring, hedging and distribution costs, and the notes are unsecured obligations subject to Scotiabank’s credit risk.
The Bank of Nova Scotia is offering $1,992,000 of Contingent Buffer Digital Notes linked to Amazon.com, Inc. stock, maturing on January 13, 2027. Each Note has a $1,000 principal amount and pays no interest before maturity.
If Amazon’s final share price is at least 85% of the initial value of $232.52, investors receive a fixed 14.00% digital return, or $1,140 per Note. If the final value is below the 85% buffer level, repayment is reduced on a leveraged basis (about 1.1765% loss for each 1% drop beyond the 15% buffer), and investors can lose their entire principal.
The Notes are unsecured, unsubordinated obligations of the Bank, are not insured by CDIC or FDIC, and will not be listed on an exchange. The initial estimated value is $990.06 per $1,000 Note, reflecting internal funding and hedging costs, and liquidity in the secondary market may be limited.
The Bank of Nova Scotia is offering autocallable trigger notes linked to the worst performer of the Nasdaq-100 Index and the Russell 2000 Index, maturing in February 2028. The notes pay no interest and may be automatically called in January 2027 if both indices are at or above their initial levels, in which case holders receive $1,000 plus at least a 10% call premium per $1,000.
If not called, maturity payment depends on the least performing index. If both final index levels are above their initial levels, investors get $1,000 plus 250% of the worst index’s gain. If any index is at or below its initial level but both stay at or above 75% of initial, investors receive only principal. If any index finishes below 75% of its initial level, repayment is reduced one-for-one with the worst index’s loss, and investors can lose up to their entire investment. The notes are unsecured obligations of The Bank of Nova Scotia, with an initial estimated value between $925 and $965 per $1,000 and underwriting commissions of up to 2.55%.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Trigger Notes linked to the shares of the VanEck Semiconductor ETF (SMH), expected to mature on May 4, 2027. Investors receive quarterly contingent coupons of at least $25.625 per $1,000 note (at least 2.5625% per quarter, or up to at least 10.25% per year) only if SMH’s closing price on an observation date is at or above 70% of the initial price.
The notes can be automatically called on specified dates from July 2026 to January 2027 if SMH is at or above its initial price, paying $1,000 per note plus the applicable contingent coupon, with no further payments. If the notes are not called and the final SMH price is at or above 70% of the initial price, investors receive $1,000 plus the final contingent coupon. If the final price is below 70%, repayment is $1,000 plus $1,000 times the ETF’s price return, producing a 1% loss of principal for each 1% decline from the initial price and potentially a total loss. The initial estimated value is expected between $925 and $965 per $1,000, reflecting selling commissions of up to 2.25% and hedging and structuring costs. The notes will not be listed on an exchange, offer no dividends, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Oracle Corporation. These notes pay a quarterly contingent coupon at a rate of at least 12.35% per annum only if Oracle’s stock on the relevant calculation day is at or above 50% of the starting price, with a memory feature that can make up missed coupons later.
The notes are auto-callable from July 2026 to October 2028 if Oracle’s stock is at or above the starting price, in which case investors receive the face amount plus due and unpaid coupons. If not called, at maturity in January 2029 investors receive the full face amount only if the final stock price is at or above a 50% downside threshold; otherwise, principal is reduced in line with the stock’s decline below the starting price, and losses can exceed 50% of principal. The Bank’s estimated value is between 92.786% and 95.786% of the $1,000 original price per note. The securities are not listed, carry the credit risk of The Bank of Nova Scotia, and are not insured by any deposit insurance agency.
The Bank of Nova Scotia is offering $2,954,000 in Autocallable Digital Buffer Notes linked to the S&P 500® Index, maturing on December 30, 2027. The notes are senior, unsecured obligations and pay no interest. They may be automatically called on January 8, 2027 if the index is at or above the Initial Value of 6,929.94, in which case investors receive $1,082.80 per $1,000 note (an 8.28% call premium) and the product ends early.
If not called and the Final Value is at or above the Initial Value, investors receive principal plus the greater of a 16.56% digital return or the index gain. If the Final Value is between 85% and 100% of the Initial Value, principal is returned. Below 85%, losses are magnified by a downside leverage factor of about 1.1765x, and up to 100% of principal can be lost. The initial estimated value is $981.25 per $1,000, below the issue price, and the notes are not listed, with any secondary market making at the dealer’s discretion. All payments depend on the creditworthiness of the Bank.