Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering principal-at-risk structured securities that pay a high contingent monthly coupon linked to the common stock of Amazon.com, Inc. The notes run to January 5, 2027 and can be automatically called if Amazon’s closing price on a monthly determination date is at or above the call threshold of $232.07, returning the $1,000 principal plus the applicable coupon and any unpaid "memory" coupons.
Investors may receive a contingent coupon of $11.50 per $1,000 (equivalent to 13.80% per annum) for each month Amazon closes at or above the downside threshold of $185.656 (80% of the initial share price); no coupon is paid for months below that level. If the notes are not called and Amazon’s final price is below the downside threshold, repayment is based on a leveraged downside formula, with a loss of 1.25% of principal for every 1% Amazon falls below the threshold, up to a total loss. Payments depend entirely on BNS’s credit, the notes pay no dividends, and they will not be listed, so liquidity may be limited.
The Bank of Nova Scotia is offering $3,426,000 of Trigger Autocallable Contingent Yield Notes linked to Palantir Technologies Inc. common stock. Investors receive a contingent coupon only when Palantir’s closing price on a monthly observation date is at or above the coupon barrier of $119.72, based on an initial level of $184.18, for a contingent coupon rate of 22.65% per annum. The notes may be automatically called early if Palantir closes at or above the initial level on any observation date, returning principal plus the applicable coupon and ending future payments. If the notes are not called and Palantir’s final level on June 29, 2028 is at or above the downside threshold of $101.30, investors receive full principal back; below that level, repayment is reduced in line with the stock’s percentage decline, and all principal can be lost. All payments depend on BNS’s creditworthiness, and the notes are unsecured, not insured, and are expected to have limited secondary market liquidity.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the worst-performing of Blackstone, KKR and Blue Owl common stocks. Each security has a $1,000 face amount and pays a contingent quarterly coupon only if the lowest-performing stock on the calculation day is at or above 60% of its starting price, with a minimum contingent coupon rate of 21.00% per annum. The notes are auto-callable quarterly from July 2026 through October 2028 if the worst-performing stock is at or above its starting price, in which case holders receive $1,000 plus the due and unpaid coupons.
If not called, principal is protected only if the worst-performing stock on the final calculation day is at or above its 60% downside threshold; otherwise, investors lose more than 40% and up to all of principal. The Bank’s estimated value is between 94.843% and 97.843% of the $1,000 offering price per note. The securities are senior unsecured obligations, not insured by CDIC or FDIC, will not be listed on an exchange, and include dealer and hedging spreads that can depress secondary market prices.
The Bank of Nova Scotia is offering $3,615,000 principal amount of Dual Directional Capped Buffered Notes linked to the S&P 500 Index, maturing on December 29, 2027. The notes pay no interest and all cash is paid at maturity based on index performance. If the index finishes at or above its initial level, holders gain the positive return of the index up to a 20.90% maximum upside, or $1,209 per $1,000 note. If the index finishes below the initial level but at or above 85% of it, investors earn the absolute value of the decline, up to a 15% gain. Below the 85% buffer level, losses are multiplied: investors lose about 1.1765% of principal for each 1% additional index drop and can lose their entire investment. The initial estimated value is $980.48 per $1,000, below the 100% issue price, reflecting hedging and distribution costs; underwriting commissions are 1.50%, so the bank receives 98.50% of proceeds.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performing of the S&P 500, Russell 2000 and Dow Jones Industrial Average, maturing on December 31, 2029. Each $1,000 note pays a contingent coupon at an annual rate of 8.40% only if, on the quarterly calculation day, the lowest performing index is at or above 75% of its starting level; otherwise no coupon is paid for that period.
The notes are auto-callable quarterly from June 2026 through September 2029 if the lowest performing index is at or above its starting level, in which case investors receive $1,000 plus a final contingent coupon. If the notes are not called and, on the final calculation day, the lowest performing index is below 75% of its starting level, repayment of principal is reduced in line with the index loss, and investors can lose most or all of their investment.
The Bank’s estimated value is $956.18 per $1,000 note, below the $1,000 offering price, reflecting selling, structuring and hedging costs. The total offering is $8,432,000, with proceeds to the Bank of $8,299,196 after agent discounts. The securities are not listed and all payments depend on the Bank’s credit.
The Bank of Nova Scotia is offering unsecured Autocallable Trigger Notes linked to the Nasdaq-100 Index and the Russell 2000 Index, maturing in February 2028. The notes pay no interest and may be automatically called in February 2027 if each index is at or above its initial level, in which case investors receive principal plus a call premium expected to be at least 14.30% per $1,000 note.
If the notes are not called, the payoff at maturity depends on the worst-performing index. If both final index levels exceed their initial levels, investors receive principal plus 250% of the gain of the least performing index. If any index finishes below its initial level but at or above 75% of its initial level, only principal is returned. If any index ends below 75% of its initial level, repayment is reduced one-for-one with the loss on the worst index, up to a complete loss of principal. The initial estimated value is expected between $925 and $965 per $1,000, reflecting fees, funding costs and hedging.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index, maturing on November 4, 2027. These unsecured senior notes pay no interest and all value comes from index performance between the expected trade date of January 30, 2026 and the valuation date of November 1, 2027.
At maturity, if the index is above its initial level, holders receive principal plus 150% of the index gain, but this upside is capped by a maximum payment amount expected to be at least $1,225 per $1,000 of principal (about a 22.5% maximum return). If the index is flat or down by up to 10%, investors receive back only their principal.
If the index is down more than 10%, losses are buffered only for that first 10%; beyond that, noteholders lose 1% of principal for each additional 1% index decline, up to a maximum loss of 90%. The notes will not be listed, may have limited liquidity, and any payment depends on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be between $925 and $965 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is offering $575,000 of Autocallable Contingent Buffered Return Enhanced Notes linked to the S&P 500 Index, maturing on December 30, 2027. Each $1,000 Note may be automatically called on January 8, 2027 if the index is at or above its Initial Value of 6,929.94, paying $1,095 per Note (a 9.50% Call Premium). If not called and the Final Value is above the Initial Value, investors receive $1,000 plus 139.11% of the index’s positive return. If the Final Value is between 90% and 100% of the Initial Value, investors receive back the $1,000 principal. Below 90% of the Initial Value, principal is reduced by about 1.1111% for each 1% decline beyond the 10% buffer, up to a total loss. The Notes pay no interest, are unsecured obligations subject to the Bank’s credit risk, are not insured, will not be listed on any exchange, and have a minimum investment of $10,000. The initial estimated value is $982.92 per $1,000.
The Bank of Nova Scotia is offering $6,585,000 in Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of Broadcom Inc. The notes are senior, unsubordinated and unsecured obligations of the Bank, and all payments depend on its creditworthiness.
The notes pay a contingent coupon of $47.10 per $1,000 note on specified dates only if Broadcom’s share price is at or above 75% of the initial value of $352.13. The notes are automatically called early, returning principal plus due coupons, if Broadcom’s share price is at or above the initial value on any observation date.
If the notes are not called and Broadcom’s final value is at least 75% of the initial value, investors receive full principal back plus any due coupons. If it falls below that level, principal loss is leveraged: investors lose about 1.3333% of principal for each 1% decline beyond a 25% buffer, up to total loss. The initial estimated value is $983.47 per $1,000 note, below the issue price, and the notes will not be listed on an exchange, so liquidity may be limited.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked separately to the common stock of Advanced Micro Devices, Inc. (AMD) and Palantir Technologies Inc. (PLTR), each with a term of about 18 months and a $10 minimum denomination (minimum investment 100 Notes).
The AMD-linked Notes offer a 20.50% per annum contingent coupon and the PLTR-linked Notes offer 20.25% per annum, paid monthly only if the stock closes at or above a preset coupon barrier (65% of the AMD initial level; 60% of the PLTR initial level). The Notes are automatically called, returning principal plus coupon, if on any monthly observation date the stock closes at or above its initial level.
If the Notes are not called and the final stock level is at or above the downside threshold (65% of the AMD initial level; 55% of the PLTR initial level), investors receive back principal at maturity. If the final level is below the downside threshold, repayment is reduced one-for-one with the stock’s decline from the initial level, and investors can lose their entire investment. The Notes are senior unsecured obligations of BNS, not listed on any exchange, and their initial estimated values (around $9.43–$9.77 per $10) are below the $10 issue price due to structuring, distribution and hedging costs.