Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $10,556,000 of Dual Directional Buffered Performance Leveraged Upside Securities (“Buffered PLUS”) linked to the Russell 2000® Index, maturing on February 3, 2028. Each note has a stated principal amount of $1,000 and pays no coupons.
If the index rises, holders receive principal plus 150% of the index gain, capped at a maximum upside gain of 18.14%, or $1,181.40 per note. If the index is down by up to the 15.00% buffer, investors earn a positive return equal to the index decline, up to 15.00%. If the index falls by more than 15%, investors lose 1% of principal for each 1% drop beyond the buffer, with a minimum payment of 15.00% of principal, meaning up to 85.00% of the investment can be lost.
The notes are senior unsecured debt of BNS, subject to its credit risk, will not be listed on any exchange, and have an estimated initial value of $965.60 per $1,000 issue price, reflecting structuring and distribution costs and an internal funding rate.
The Bank of Nova Scotia is offering $1,792,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of Microsoft Corporation, maturing on February 19, 2027, under its Senior Note Program.
These unsecured notes pay a monthly contingent coupon of $7.459 per $1,000 (0.7459% monthly, about 8.95% per year) only if Microsoft’s closing price is at or above 70% of the initial price on each observation date. The notes can be automatically called starting in July 2026 if Microsoft’s price is at or above the initial price of $459.86, in which case holders receive $1,000 plus the applicable coupon and the notes terminate.
If the notes are not called and Microsoft’s final price on February 16, 2027 is below 70% of the initial price, principal is reduced one-for-one with the stock’s loss, and holders can lose up to their entire investment. The initial estimated value is $987.90 per $1,000, below the issue price, reflecting internal funding and fees. Payments depend on Scotiabank’s credit, and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering $49,993,000 of Contingent Income Auto-Callable Securities due January 19, 2029, linked to Tesla, Inc. common stock. These senior unsecured notes can pay a quarterly contingent coupon of $36.475 per $1,000 security (equivalent to 14.59% per annum) for each determination date on which Tesla’s closing price is at or above the downside threshold of $218.75, which is 50.00% of the $437.50 initial share price.
If on any non-final determination date Tesla closes at or above the call threshold of $437.50, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons under the memory feature, and no further payments are made. If the notes are not called and the final share price is below the downside threshold, investors receive $1,000 multiplied by the share performance factor, so the maturity payment will be less than 50.00% of principal and could be zero, resulting in a significant or total loss.
Investors do not participate in any upside in Tesla beyond coupons, receive no dividends, and face BNS credit risk. The notes will not be listed, and estimated value on the pricing date is $973.20 per $1,000, reflecting embedded fees and BNS’ internal funding rate, including $22.50 per $1,000 in sales commission and structuring fee.
The Bank of Nova Scotia is offering $14,684,000 of Contingent Income Auto-Callable Securities due January 19, 2029, linked to the common stock of Eli Lilly and Company. Each $1,000 security can pay a quarterly contingent coupon of $25.50 (10.20% per annum) if on a determination date Eli Lilly’s closing price is at or above 65.00% of the initial share price of $1,038.40, a level set at $674.96. Missed coupons may be paid later under a “memory” feature if the condition is later met.
If on any non-final determination date Eli Lilly closes at or above 100.00% of the initial share price, the notes are automatically called, returning principal plus the due coupon and any unpaid coupons, with no further payments. If the notes are not called and the final share price is below the 65.00% downside threshold, investors are exposed 1-for-1 to the stock’s decline and can lose most or all of principal. Investors do not receive dividends or upside participation and face credit risk of BNS, limited liquidity, and an estimated value of $967.60 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is offering $26,610,000 of Contingent Income Auto-Callable Securities due January 22, 2027, linked to the common stock of NVIDIA Corporation. Each security has a stated principal amount and issue price of $1,000.
Investors can receive a contingent quarterly coupon of $32.90 per security (13.16% per annum) for any determination date on which NVIDIA’s closing price is at or above the downside threshold of $111.738, equal to 60% of the initial share price of $186.23. If the stock closes at or above the call threshold of $186.23 on any non-final determination date, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons.
If the notes are not called and the final share price is below the downside threshold, repayment of principal is reduced 1-to-1 with NVIDIA’s decline, and the maturity payment can be far less than 60% of principal and as low as zero. The securities do not participate in any stock upside, are not listed on any exchange, and all payments are subject to the credit risk of BNS. The initial estimated value on the pricing date is $977.70 per $1,000.
The Bank of Nova Scotia is issuing $50,105,000 of Contingent Income Auto-Callable Securities due January 19, 2029, linked to the common stock of NVIDIA Corporation. Each security has a stated principal amount of $1,000 and offers a contingent quarterly coupon of $27.75 (equivalent to 11.10% per annum) when the NVIDIA closing price on a determination date is at or above the downside threshold price of $93.115, which is 50% of the initial share price of $186.23.
If on any non-final determination date the NVIDIA price is at or above the call threshold price of $186.23, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons under the memory feature, and no further payments occur. At maturity, if the final share price is at or above the downside threshold, investors receive principal plus the applicable coupon and any unpaid coupons; if it is below the downside threshold, repayment is reduced 1-to-1 with NVIDIA’s decline, to less than 50% of principal and potentially zero. Investors do not participate in any upside of the stock, forgo dividends, face limited liquidity, and are fully exposed to the credit risk of BNS, with an estimated initial value of $969.80 per $1,000 below the issue price.
The Bank of Nova Scotia is issuing $6,298,000 of Autocallable Contingent Coupon Trigger Notes linked to common stock of NVIDIA Corporation, maturing on July 21, 2027. The notes pay a contingent coupon of $9.25 per $1,000 (0.925% monthly, up to 11.10% per year) on each monthly observation date only if NVIDIA’s closing price is at least 53.00% of the $186.23 initial price.
Beginning in July 2026, the notes are automatically called if NVIDIA’s price on a call observation date is at or above the initial price, returning $1,000 per note plus that period’s coupon. If the notes are not called and NVIDIA’s final price is at least 53.00% of the initial price, holders receive $1,000 per note plus the final coupon. If the final price is below 53.00%, holders receive a fixed share amount of NVIDIA (or cash equivalent) worth less than 53% of principal and no coupon, meaning substantial or total loss is possible.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is $970.13 per $1,000, below the issue price, reflecting fees, structuring costs and hedging.
The Bank of Nova Scotia is issuing $8,823,000 of Digital Notes linked to the S&P 500 Index, maturing on May 10, 2028. The notes pay no interest and are unsecured, unsubordinated obligations of the Bank.
For each $1,000 note, if the final S&P 500 level on May 8, 2028 is at least 85% of the initial level of 6,940.01, holders receive a fixed $1,184.40. If the index falls more than 15% from the initial level, repayment drops below principal, with losses of about 1.1765% for each 1% decline beyond the 15% buffer, down to a possible total loss.
The notes reflect price return only, exclude dividends, are not insured by CDIC or FDIC, and depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is $990 per $1,000, below issue price, and secondary market liquidity may be limited.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to the Class C common stock of Dell Technologies Inc., maturing in March 2027. Investors receive monthly contingent coupons of $11.084 per $1,000 (about 1.1084% per month, up to roughly 13.30% per year) only if Dell’s share price on each observation date is at or above 58.00% of the initial price.
The notes can be automatically called starting in August 2026 if Dell’s stock is at or above the initial price on a call observation date, returning principal plus that period’s coupon. If the notes are not called and Dell’s final price is below 58.00% of the initial price, investors receive Dell shares worth less than 58% of principal and no coupon, meaning they can lose all or a substantial portion of their investment. The initial estimated value is expected to be $900–$930 per $1,000, reflecting selling commissions, structuring fees and hedging costs. The notes are not insured, will not be listed on an exchange and all payments depend on Scotiabank’s creditworthiness.
The Bank of Nova Scotia is offering $7,155,000 of Trigger Jump Securities linked to Oracle Corporation common stock, maturing January 21, 2028. These senior unsecured notes pay no interest and do not guarantee a return of principal. Each $1,000 security pays back $1,000 plus a fixed upside payment of $713.20 (71.32%) if the final Oracle share price on the valuation date is at or above the initial share price of $191.09.
If the final share price is below $191.09 but at or above the trigger level of $171.981 (90% of the initial price), investors receive only the $1,000 principal. If the final price is below the trigger, repayment is $1,000 plus $1,000 times the underlying return, so investors lose 1% of principal for every 1% Oracle falls below the initial price and can lose their entire investment.
The securities are subject to BNS credit risk, will not be listed on any exchange, have limited expected liquidity, and had an estimated value at pricing of $954.90 per $1,000, below the issue price due to sales commissions, structuring fees and funding costs.