Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $4,480,000 of Trigger Autocallable Contingent Yield Notes linked to the S&P 500 Index, maturing in January 2028. These senior unsecured notes pay a 9.00% per annum contingent coupon only if the index is at or above a coupon barrier set at 75% of the initial level on each quarterly observation date.
The notes can be called automatically after six months if the S&P 500 closes at or above its initial level on an observation date, in which case investors receive principal plus the applicable coupon and the product terminates. If the notes are not called and the index is at or above the 75% downside threshold at maturity, principal is repaid, but if it ends below that level, repayment is reduced one-for-one with the index decline and investors can lose all of their investment.
The notes do not pay dividends, have no upside participation beyond contingent coupons, will not be listed on an exchange, and all payments depend on the creditworthiness of BNS since they are not insured or bail-inable.
The Bank of Nova Scotia is offering $3,000,000 of Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000 Index and EURO STOXX 50 Index, maturing January 25, 2036. Each $10 Note pays a 7.80% per annum contingent coupon (about $0.195 per quarter) only when both indices close at or above 75% of their initial levels on an observation date, and can be automatically called quarterly after 12 months if both are at or above their initial levels, returning principal plus that period’s coupon.
If the Notes are not called and, at maturity, either index finishes below its 75% downside threshold, repayment is reduced in line with the loss of the worst-performing index, up to a complete loss of principal. The initial estimated value is $9.062 per $10 Note, below the issue price, and investors are fully exposed to BNS credit risk and limited secondary market liquidity, along with complex U.S. tax treatment.
The Bank of Nova Scotia is issuing $1,950,000 of capped buffered return notes linked to the S&P 500® Index, maturing on January 24, 2031. Each note has a $1,000 principal amount, no coupons, and all payments are made at maturity.
If the index rises, investors participate in the positive price return up to a maximum return of 57.75%, or $1,577.50 per $1,000 note. If the final index value is at or above the 20% downside buffer (80% of the initial level), investors receive full principal back. Below that buffer, losses match further index declines and can reach up to 80% of principal.
The notes are senior unsecured obligations of the Bank, not insured by CDIC or FDIC, and will not be listed on an exchange, so liquidity may be limited. The initial estimated value is $947.32 per $1,000, lower than the issue price, reflecting internal funding and hedging costs.
The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due January 27, 2028 linked to the common stock of Carvana Co. Each security has a stated principal amount of $1,000 and can pay a contingent quarterly coupon of $54.375 per security, equivalent to 21.75% per annum, for any determination date on which Carvana’s closing price is at or above 50.00% of the initial share price, the downside threshold price of $227.51.
If on any non-final determination date Carvana’s closing price is at or above the call threshold price of $455.02, equal to 100.00% of the initial share price, the notes are automatically redeemed for principal plus the applicable coupon, including any previously unpaid coupons under the memory feature. If the notes are not called and the final share price is below the downside threshold, repayment of principal is reduced 1-to-1 with Carvana’s decline and can fall to zero, so investors may lose their entire investment.
All payments depend on BNS’s credit. The securities are not listed, may have limited liquidity, and have an estimated value on the pricing date between $936.62 and $966.62 per $1,000 issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of UnitedHealth Group Incorporated. These unsecured senior notes pay a contingent monthly coupon of $9.209 per $1,000 (0.9209% monthly, about 11.05% per year) only if the stock closes at or above 69.00% of the initial price on each observation date.
The notes can be automatically called on observation dates from July 2026 through January 2027 if the stock closes at or above the initial price, returning $1,000 per note plus the applicable coupon, after which no further payments are made. If not called, at maturity in March 2027 you receive $1,000 plus the final coupon if the stock is at or above 69.00% of the initial price.
If the final stock price is below 69.00% of the initial price, repayment is reduced dollar‑for‑dollar with the stock’s decline, and you can lose up to your entire principal with no final coupon. Investors do not receive dividends or voting rights on UnitedHealth shares. The notes will not be listed, are subject to the credit risk of The Bank of Nova Scotia, and have an initial estimated value of $925.00–$955.00 per $1,000 note, less than the 100% issue price due to commissions, structuring fees and hedging costs.
The Bank of Nova Scotia is offering unsecured autocallable contingent coupon notes due January 26, 2029 linked to Bank of America common stock. The notes pay a contingent coupon of at least $21.25 per $1,000 (at least 8.50% per annum) only if Bank of America’s closing value on each observation date is at or above a barrier set at 70% of the initial value. If the reference stock is at or above the initial value on any call observation date, the notes are automatically called and repaid at $1,000 plus the coupon.
If the notes are not called and Bank of America’s final value is at or above the 70% barrier, investors receive only the $1,000 principal per note (plus any due coupon). If the final value is below the barrier, repayment is reduced in line with the stock’s loss and up to 100% of principal can be lost. The initial estimated value is expected between $934.45 and $964.45 per $1,000, below the issue price, and the notes are subject to Bank of Nova Scotia’s credit risk and limited liquidity.
The Bank of Nova Scotia is issuing $3,497,000 of Autocallable Fixed Coupon Trigger Notes linked to the common stock of Oracle Corporation, maturing February 19, 2027. The notes pay fixed coupons of $9.917 per $1,000 of principal (0.9917% monthly, up to about 11.90% per year) as long as they remain outstanding.
The notes can be automatically called starting July 2026 if Oracle’s closing price on a call observation date is at or above the initial price of $191.09. In that case, investors receive $1,000 per note plus the applicable coupon, and the product terminates early.
If the notes are not called, principal repayment at maturity depends on Oracle’s final price. Investors receive $1,000 in cash per note if the final price is at least 56% of the initial price. If it is below that level, investors receive a share delivery amount of Oracle stock instead of principal, with a value (on the final valuation date) of less than 56% of principal, meaning a loss of all or a substantial portion of the investment.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by any deposit insurance scheme, and their value is also affected by the bank’s credit. The initial estimated value is $964.06 per $1,000, below the issue price, reflecting commissions of 2.15% and structuring and hedging costs.
The Bank of Nova Scotia is offering three series of Trigger Autocallable Contingent Yield Notes linked separately to GE Vernova, Alphabet Class A and Truist common stock, each maturing on January 19, 2029. The notes pay a contingent coupon only if the underlying stock closes on a quarterly observation date at or above a preset coupon barrier; otherwise no coupon is paid.
The notes are automatically called if, after six months, the underlying closes on any observation date at or above its initial level, in which case investors receive principal plus that period’s coupon and the notes terminate. If not called and the final stock level is at or above the downside threshold (52.00% of the initial level for GE Vernova, 54.25% for Alphabet and 59.50% for Truist), investors receive full principal; if it is below, repayment is reduced one-for-one with the stock’s decline, with potential total loss of principal.
Indicative annual coupon rates are 13.30% for GE Vernova and 9.00% for both Alphabet and Truist. The initial estimated values per $10 note (from $9.62 to $9.73) are below the $10 issue price, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of BNS.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, a structured note linked to an unequally weighted basket of five equity indices in the Eurozone, Japan, the United Kingdom, Switzerland and Australia. The total offering is $26,647,640, issued at $10 per Security, with a minimum investment of 100 Securities.
The Securities have a term of approximately 5 years, but may be automatically called after about one year if the basket level is at or above the autocall barrier, set at 100.00% of the initial basket level. In that case, investors receive a call price of $11.30 per Security, reflecting a 13.00% call return, and the investment ends early.
If not called, at maturity investors get enhanced upside via 1.65 upside gearing on any positive basket return. Principal is only protected if the final basket level is at or above the 75.00% downside threshold; below that, losses match the negative basket return and can reach 100%. The notes pay no interest, do not pass through dividends, are unsecured and unsubordinated obligations of BNS, are not CDIC or FDIC insured, and may have limited or no secondary market. The initial estimated value is $9.47 per $10 principal amount, lower than the issue price.
The Bank of Nova Scotia is offering $1,208,000 in Autocallable Contingent Coupon Trigger Notes linked to the common stock of GE Vernova Inc., maturing on February 19, 2027. These unsecured senior notes pay a monthly contingent coupon of $12.959 per $1,000 (1.2959% monthly, up to about 15.55% per year) only if GE Vernova’s closing price on each observation date is at or above 55% of the initial price of $681.55.
The notes can be automatically called on observation dates from July 2026 through January 2027 if the stock closes at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate early. If not called, and on the final valuation date the stock is at or above 55% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 55% of the initial price, repayment is reduced one-for-one with the stock decline, down to a total loss of principal.
The initial estimated value is $994.82 per $1,000, below the 100% issue price, reflecting internal funding, structuring fees and hedging costs. The notes are not listed, may have limited liquidity, do not pay dividends on GE Vernova, and are fully subject to the credit risk of The Bank of Nova Scotia.