Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $5,576,000 of Contingent Income Auto-Callable Securities due February 9, 2029, linked to the common stock of Delta Air Lines, Inc. Each security has a $1,000 principal amount and offers a contingent quarterly coupon of $25.70 per security (equivalent to 10.28% per annum) whenever the Delta share price on a determination date is at or above the downside threshold price of $37.675, which is 50% of the initial share price of $75.35.
If, on any determination date other than the final one, Delta’s closing price is at or above the call threshold price of $75.35, the notes are automatically redeemed at $1,000 plus the coupon, and no further payments are made. At maturity, if the final share price is at or above the downside threshold, investors receive $1,000 plus the final coupon. If the final share price is below the downside threshold, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1‑for‑1 to the stock’s decline below the threshold.
The securities are principal-at-risk, senior unsecured debt of BNS, with an estimated value of $970.50 per $1,000 at pricing, lower than the issue price due to selling, structuring and hedging costs. Investors do not receive Delta dividends, do not participate in stock price appreciation, may receive few or no coupons, face limited liquidity, and are fully exposed to BNS credit risk, including the possibility of losing their entire investment.
The Bank of Nova Scotia is offering $13,742,000 of Contingent Income Auto-Callable Securities linked to Microsoft common stock, maturing February 9, 2029. These principal-at-risk notes can pay a quarterly coupon of $22.70 per $1,000 (9.08% per annum) if Microsoft’s share price on each determination date is at or above 75% of the initial share price.
The notes are automatically called, returning principal plus the applicable coupon and any unpaid “memory” coupons, if Microsoft’s share price is at or above 100% of the initial share price on any non-final determination date. If the final price is below 75% of the initial share price, repayment is reduced 1-for-1 with the stock decline and can be zero. Investors do not participate in any stock upside, forgo dividends, face BNS credit risk, limited liquidity, and could lose their entire investment.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes due February 28, 2029, linked to the common stock of Accenture plc. Each Note has a $1,000 principal amount and an original issue price of 100% of principal.
The Notes may be automatically called quarterly if Accenture’s closing value on a Call Observation Date is at or above its Initial Value, in which case holders receive $1,000 plus the applicable contingent coupon and the Notes terminate. If not called, quarterly contingent coupons of at least $35 per Note (≥14.00% per annum) are paid only when Accenture’s closing value is at or above 70% of the Initial Value.
At maturity, if the Notes have not been called and Accenture’s final value is at or above 70% of the Initial Value, holders receive the $1,000 principal (plus any contingent coupon due). If the final value is below this 70% barrier, repayment is reduced one-for-one with Accenture’s decline, and up to 100% of principal may be lost.
The Notes are unsubordinated, unsecured obligations of The Bank of Nova Scotia, not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is expected between $927 and $957 per $1,000, reflecting structuring, distribution and hedging costs and the Bank’s internal funding rate.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Buffer Notes linked to the S&P 500® Index, maturing in February 2028. The notes may be automatically called in February 2027 if the index is at or above its initial level, paying back principal plus a call premium of at least 8.48%.
If not called and the index on the final valuation date is at or above the initial level, holders receive principal plus the greater of a fixed digital return of at least 16.96% or the index gain. A 15% downside buffer applies; below that level, losses are magnified at about 1.1765% for each additional 1% decline, up to full principal loss.
The notes pay no interest, are not insured by CDIC or FDIC, and are subject to the Bank’s credit risk. The initial estimated value is expected between $950.03 and $980.03 per $1,000, below the 100% original issue price, and secondary market liquidity may be limited.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Buffered Return Enhanced Notes linked to shares of the SPDR® Gold Trust (GLD), maturing in February 2028. Each Note has a $1,000 principal amount and a minimum investment of $10,000.
The Notes may be automatically called in February 2027 if GLD’s closing value is at or above 100% of its initial value, paying principal plus a Call Premium of at least $147.30 per Note (at least 14.73%). If not called and GLD finishes above its initial value at maturity, investors receive 125% of GLD’s positive price return.
If the Final Value is between 90% and 100% of the Initial Value, investors receive principal only. Below 90%, principal is reduced by about 1.1111% for each 1% drop beyond the 10% buffer, up to a total loss. The Notes pay no interest, are not listed, have an initial estimated value of $946.38–$976.38 per $1,000, and all payments depend on the Bank’s credit.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Notes linked to the Russell 2000® Index, maturing on or about February 19, 2031. Each Note has a $10 principal amount and is sold in minimum investments of 100 Notes (a $1,000 investment).
The Notes may be automatically called quarterly after 12 months if the index closes at or above the initial level. On a call date, investors receive the principal plus a call return based on an annualized rate expected between 8.20% and 9.20%, with higher total returns the longer the Notes remain outstanding.
If the Notes are not called and the final index level is at or above 75% of the initial level (the downside threshold), investors receive back the $10 principal. If the final level is below the downside threshold, repayment is reduced one-for-one with the index decline, and investors can lose their entire investment.
The initial estimated value per Note is expected between $9.25 and $9.55, below the $10 issue price, reflecting selling, structuring and hedging costs. The Notes make no interest payments, are not listed on an exchange, may have limited liquidity, and all payments depend on BNS’s creditworthiness.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of NVIDIA Corporation, maturing on March 3, 2027. Each Note has a $1,000 principal amount and a minimum investment of $10,000.
The Notes may be automatically called on quarterly Observation Dates if NVIDIA’s closing value is at least its Initial Value, returning principal plus a contingent coupon of at least $54.90 per Note and any unpaid coupons. If not called, coupons are paid only when NVIDIA’s closing value is at or above 80.00% of the Initial Value; missed coupons accrue as “Unpaid Contingent Coupons” but are only paid if a later coupon is earned.
At maturity, if the Notes are not called and NVIDIA’s Final Value is at least 80.00% of the Initial Value, holders receive full principal plus any due coupons. If the Final Value falls below that buffer, repayment is reduced by 1.25% of principal for each 1% decline beyond the 20% buffer, up to a total loss. The initial estimated value is expected between $953.96 and $983.96 per $1,000, below the issue price, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering unsecured, unsubordinated senior notes linked to the shares of the SPDR® Gold Trust (ticker GLD). These one-year "Capped Notes" provide exposure to the price return of gold via GLD without any interim interest or coupon payments.
At maturity, investors receive $1,000 per Note plus or minus the Reference Asset Return, subject to a Maximum Return of at least 12.73%, so upside is capped. If GLD declines, losses match the negative return of GLD, but repayment will not be less than $950 per $1,000, limiting downside to 5%.
The Notes are expected to price on February 13, 2026, settle on February 19, 2026, and mature on March 3, 2027, a term of about 54 weeks. The minimum investment is $10,000 in $1,000 increments. The initial estimated value per $1,000 Note is expected between $956 and $986, below the 100% Original Issue Price, reflecting selling, structuring and hedging costs and the Bank’s internal funding rate.
Payments depend entirely on the creditworthiness of The Bank of Nova Scotia; the Notes are not insured by the CDIC, FDIC or any government agency and will not be listed on an exchange, so liquidity may be limited. Investors also face market risk tied to gold, management and structural risks of the SPDR® Gold Trust, potential conflicts of interest in hedging and pricing by affiliates, and complex Canadian and U.S. tax treatment, including treatment as contingent payment debt instruments for U.S. holders.
The Bank of Nova Scotia is offering 3-year autocallable contingent coupon notes with a memory feature linked to the least performing of Align Technology (ALGN), CarMax (KMX) and Progressive (PGR). The notes are senior, unsecured obligations of the bank and all payments depend on its credit.
The notes can be automatically called on designated observation dates if the closing value of each stock is at or above its initial value, paying back principal plus the due contingent coupon and any previously unpaid coupons. If not called, investors receive a contingent coupon of at least $18.5417 per $1,000 note (at least 22.25% per annum) on each observation date only when every stock is at or above 60% of its initial value; missed coupons accumulate but are paid only if a later coupon becomes payable.
At maturity, if the notes were not called and the worst-performing stock is at or above 60% of its initial value, principal is repaid plus any due coupons. If the worst stock finishes below this barrier, repayment is reduced one-for-one with its loss, up to a 100% loss of principal, and no unpaid coupons are received. The initial estimated value is expected between $923.19 and $953.19 per $1,000, below the issue price, reflecting internal funding and hedging costs. The notes are not listed, may have limited liquidity, and are not insured by CDIC or FDIC.
The Bank of Nova Scotia is offering $26.325 million of Enhanced Participation Basket‑Linked Notes due March 9, 2027. These unsecured senior notes do not pay interest and repay at maturity based on a weighted equity index basket rather than a fixed coupon.
The basket combines the EURO STOXX 50® (38%), TOPIX (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). The initial basket level is 100, set on February 5, 2026, with the final level observed on March 5, 2027. At maturity, each $1,000 note pays $1,000 plus 142.70% of any positive basket return, or $1,000 if the basket is unchanged.
If the final basket level is below the initial level, principal is reduced 1% for each 1% decline in the basket, with losses up to 100%. The notes are subject to Scotiabank’s credit risk, are not insured by Canadian or U.S. deposit insurance, and will not be listed on an exchange. The initial estimated value is $986 per $1,000, below the 100% issue price, reflecting selling commissions of 0.82% and hedging and structuring costs.