Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is issuing $617,000 of Capped Buffered Enhanced Participation Notes linked to the Russell 2000 Index, maturing on November 12, 2027. The notes offer 150% upside participation in index gains, capped at a maximum payment of $1,200 per $1,000 of principal.
If the index falls by up to 11% from the initial level of 2,670.338, investors receive full principal at maturity. Losses begin below this buffer, with 1% loss for each 1% drop beyond 11%, up to an 89% maximum loss. The notes pay no interest, are unsecured obligations subject to Scotiabank’s credit risk, and had an initial estimated value of $964.17 per $1,000, below the issue price. Underwriting commissions are 2.20%, leaving $603,426 in proceeds to the Bank.
The Bank of Nova Scotia is offering $1,865,000 of Trigger Autocallable Contingent Yield Notes linked to Amazon.com, Inc. common stock, maturing February 12, 2027. The notes pay a 10.25% per annum contingent coupon only when Amazon’s closing price is at or above a coupon barrier set at $136.71, equal to 65% of the $210.32 initial level.
The notes may be automatically called quarterly if Amazon’s closing level on an observation date is at or above the initial level, in which case investors receive principal plus the applicable contingent coupon and the notes terminate early. If the notes are not called and Amazon’s final level on the valuation date is at or above the $136.71 downside threshold, investors receive full principal at maturity.
If the notes are not called and Amazon’s final level is below the downside threshold, repayment is reduced dollar-for-dollar with Amazon’s percentage decline, and investors can lose all of their investment. The notes are unsecured obligations of BNS, are not insured, have limited or no secondary market liquidity, and their payments depend entirely on BNS’s creditworthiness.
The Bank of Nova Scotia is offering senior unsecured, equity‑linked notes tied to the worst performer of Datadog, Dell Technologies and Intel, maturing on February 16, 2029. Each $1,000 note pays a contingent monthly coupon at a rate of at least 21.75% per annum only when the lowest stock closes at or above 50% of its starting price on the monthly calculation day, with a memory feature that can pay previously missed coupons.
The notes are auto‑callable from August 2026 through January 2029 if the worst-performing stock is at or above its starting price, returning face value plus the due and unpaid coupons. If not called and the worst stock finishes below 50% of its starting price at final observation, investors are fully exposed to that decline and can lose more than half, up to all, of principal; upside in the stocks is not shared.
The securities are unsecured obligations of Scotiabank, carry no deposit insurance, are not listed on an exchange, and include selling discounts of $23.25 per $1,000. The bank’s estimated value is $884.15–$914.15 per $1,000, reflecting embedded costs and hedging profits.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the worst-performing of Microsoft, ServiceNow and Oracle, maturing in February 2028. Each security has a $1,000 face amount and pays no interest or dividends.
The notes may be automatically called in about one year if the lowest-performing stock is at or above its starting price, paying back $1,000 plus a call premium of at least 45%. If not called, and at maturity the lowest-performing stock is above its starting price, investors receive 300% of its price gain.
If at maturity the lowest-performing stock has fallen but remains at or above 50% of its starting price, investors receive a positive “absolute value” return capped at 50%. If it falls below 50%, investors are fully exposed to losses and can lose more than half, up to all, of principal. The preliminary estimated value is $900–$928.61 per $1,000 note. The notes are not listed, are intended to be held to maturity or call, and all payments depend on the credit of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $5,576,000 of Contingent Income Auto-Callable Securities due February 9, 2029, linked to the common stock of Delta Air Lines, Inc. Each security has a $1,000 principal amount and offers a contingent quarterly coupon of $25.70 per security (equivalent to 10.28% per annum) whenever the Delta share price on a determination date is at or above the downside threshold price of $37.675, which is 50% of the initial share price of $75.35.
If, on any determination date other than the final one, Delta’s closing price is at or above the call threshold price of $75.35, the notes are automatically redeemed at $1,000 plus the coupon, and no further payments are made. At maturity, if the final share price is at or above the downside threshold, investors receive $1,000 plus the final coupon. If the final share price is below the downside threshold, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1‑for‑1 to the stock’s decline below the threshold.
The securities are principal-at-risk, senior unsecured debt of BNS, with an estimated value of $970.50 per $1,000 at pricing, lower than the issue price due to selling, structuring and hedging costs. Investors do not receive Delta dividends, do not participate in stock price appreciation, may receive few or no coupons, face limited liquidity, and are fully exposed to BNS credit risk, including the possibility of losing their entire investment.
The Bank of Nova Scotia is offering $13,742,000 of Contingent Income Auto-Callable Securities linked to Microsoft common stock, maturing February 9, 2029. These principal-at-risk notes can pay a quarterly coupon of $22.70 per $1,000 (9.08% per annum) if Microsoft’s share price on each determination date is at or above 75% of the initial share price.
The notes are automatically called, returning principal plus the applicable coupon and any unpaid “memory” coupons, if Microsoft’s share price is at or above 100% of the initial share price on any non-final determination date. If the final price is below 75% of the initial share price, repayment is reduced 1-for-1 with the stock decline and can be zero. Investors do not participate in any stock upside, forgo dividends, face BNS credit risk, limited liquidity, and could lose their entire investment.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes due February 28, 2029, linked to the common stock of Accenture plc. Each Note has a $1,000 principal amount and an original issue price of 100% of principal.
The Notes may be automatically called quarterly if Accenture’s closing value on a Call Observation Date is at or above its Initial Value, in which case holders receive $1,000 plus the applicable contingent coupon and the Notes terminate. If not called, quarterly contingent coupons of at least $35 per Note (≥14.00% per annum) are paid only when Accenture’s closing value is at or above 70% of the Initial Value.
At maturity, if the Notes have not been called and Accenture’s final value is at or above 70% of the Initial Value, holders receive the $1,000 principal (plus any contingent coupon due). If the final value is below this 70% barrier, repayment is reduced one-for-one with Accenture’s decline, and up to 100% of principal may be lost.
The Notes are unsubordinated, unsecured obligations of The Bank of Nova Scotia, not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is expected between $927 and $957 per $1,000, reflecting structuring, distribution and hedging costs and the Bank’s internal funding rate.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Buffer Notes linked to the S&P 500® Index, maturing in February 2028. The notes may be automatically called in February 2027 if the index is at or above its initial level, paying back principal plus a call premium of at least 8.48%.
If not called and the index on the final valuation date is at or above the initial level, holders receive principal plus the greater of a fixed digital return of at least 16.96% or the index gain. A 15% downside buffer applies; below that level, losses are magnified at about 1.1765% for each additional 1% decline, up to full principal loss.
The notes pay no interest, are not insured by CDIC or FDIC, and are subject to the Bank’s credit risk. The initial estimated value is expected between $950.03 and $980.03 per $1,000, below the 100% original issue price, and secondary market liquidity may be limited.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Buffered Return Enhanced Notes linked to shares of the SPDR® Gold Trust (GLD), maturing in February 2028. Each Note has a $1,000 principal amount and a minimum investment of $10,000.
The Notes may be automatically called in February 2027 if GLD’s closing value is at or above 100% of its initial value, paying principal plus a Call Premium of at least $147.30 per Note (at least 14.73%). If not called and GLD finishes above its initial value at maturity, investors receive 125% of GLD’s positive price return.
If the Final Value is between 90% and 100% of the Initial Value, investors receive principal only. Below 90%, principal is reduced by about 1.1111% for each 1% drop beyond the 10% buffer, up to a total loss. The Notes pay no interest, are not listed, have an initial estimated value of $946.38–$976.38 per $1,000, and all payments depend on the Bank’s credit.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Notes linked to the Russell 2000® Index, maturing on or about February 19, 2031. Each Note has a $10 principal amount and is sold in minimum investments of 100 Notes (a $1,000 investment).
The Notes may be automatically called quarterly after 12 months if the index closes at or above the initial level. On a call date, investors receive the principal plus a call return based on an annualized rate expected between 8.20% and 9.20%, with higher total returns the longer the Notes remain outstanding.
If the Notes are not called and the final index level is at or above 75% of the initial level (the downside threshold), investors receive back the $10 principal. If the final level is below the downside threshold, repayment is reduced one-for-one with the index decline, and investors can lose their entire investment.
The initial estimated value per Note is expected between $9.25 and $9.55, below the $10 issue price, reflecting selling, structuring and hedging costs. The Notes make no interest payments, are not listed on an exchange, may have limited liquidity, and all payments depend on BNS’s creditworthiness.