Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of NVIDIA Corporation, maturing on March 3, 2027. Each Note has a $1,000 principal amount and a minimum investment of $10,000.
The Notes may be automatically called on quarterly Observation Dates if NVIDIA’s closing value is at least its Initial Value, returning principal plus a contingent coupon of at least $54.90 per Note and any unpaid coupons. If not called, coupons are paid only when NVIDIA’s closing value is at or above 80.00% of the Initial Value; missed coupons accrue as “Unpaid Contingent Coupons” but are only paid if a later coupon is earned.
At maturity, if the Notes are not called and NVIDIA’s Final Value is at least 80.00% of the Initial Value, holders receive full principal plus any due coupons. If the Final Value falls below that buffer, repayment is reduced by 1.25% of principal for each 1% decline beyond the 20% buffer, up to a total loss. The initial estimated value is expected between $953.96 and $983.96 per $1,000, below the issue price, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering unsecured, unsubordinated senior notes linked to the shares of the SPDR® Gold Trust (ticker GLD). These one-year "Capped Notes" provide exposure to the price return of gold via GLD without any interim interest or coupon payments.
At maturity, investors receive $1,000 per Note plus or minus the Reference Asset Return, subject to a Maximum Return of at least 12.73%, so upside is capped. If GLD declines, losses match the negative return of GLD, but repayment will not be less than $950 per $1,000, limiting downside to 5%.
The Notes are expected to price on February 13, 2026, settle on February 19, 2026, and mature on March 3, 2027, a term of about 54 weeks. The minimum investment is $10,000 in $1,000 increments. The initial estimated value per $1,000 Note is expected between $956 and $986, below the 100% Original Issue Price, reflecting selling, structuring and hedging costs and the Bank’s internal funding rate.
Payments depend entirely on the creditworthiness of The Bank of Nova Scotia; the Notes are not insured by the CDIC, FDIC or any government agency and will not be listed on an exchange, so liquidity may be limited. Investors also face market risk tied to gold, management and structural risks of the SPDR® Gold Trust, potential conflicts of interest in hedging and pricing by affiliates, and complex Canadian and U.S. tax treatment, including treatment as contingent payment debt instruments for U.S. holders.
The Bank of Nova Scotia is offering 3-year autocallable contingent coupon notes with a memory feature linked to the least performing of Align Technology (ALGN), CarMax (KMX) and Progressive (PGR). The notes are senior, unsecured obligations of the bank and all payments depend on its credit.
The notes can be automatically called on designated observation dates if the closing value of each stock is at or above its initial value, paying back principal plus the due contingent coupon and any previously unpaid coupons. If not called, investors receive a contingent coupon of at least $18.5417 per $1,000 note (at least 22.25% per annum) on each observation date only when every stock is at or above 60% of its initial value; missed coupons accumulate but are paid only if a later coupon becomes payable.
At maturity, if the notes were not called and the worst-performing stock is at or above 60% of its initial value, principal is repaid plus any due coupons. If the worst stock finishes below this barrier, repayment is reduced one-for-one with its loss, up to a 100% loss of principal, and no unpaid coupons are received. The initial estimated value is expected between $923.19 and $953.19 per $1,000, below the issue price, reflecting internal funding and hedging costs. The notes are not listed, may have limited liquidity, and are not insured by CDIC or FDIC.
The Bank of Nova Scotia is offering $26.325 million of Enhanced Participation Basket‑Linked Notes due March 9, 2027. These unsecured senior notes do not pay interest and repay at maturity based on a weighted equity index basket rather than a fixed coupon.
The basket combines the EURO STOXX 50® (38%), TOPIX (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). The initial basket level is 100, set on February 5, 2026, with the final level observed on March 5, 2027. At maturity, each $1,000 note pays $1,000 plus 142.70% of any positive basket return, or $1,000 if the basket is unchanged.
If the final basket level is below the initial level, principal is reduced 1% for each 1% decline in the basket, with losses up to 100%. The notes are subject to Scotiabank’s credit risk, are not insured by Canadian or U.S. deposit insurance, and will not be listed on an exchange. The initial estimated value is $986 per $1,000, below the 100% issue price, reflecting selling commissions of 0.82% and hedging and structuring costs.
The Bank of Nova Scotia is offering senior unsecured “Trigger Jump Securities” linked to Amazon.com, Inc. common stock, with a stated principal amount of $1,000 per security and no interest payments.
If the final share price is at or above the initial share price, investors receive $1,000 plus a fixed upside payment of $436 (43.60%). If the final share price is below the initial but at or above 90% of the initial share price, investors receive $1,000. Below the 90% trigger level, repayment is reduced 1% for each 1% decline in the stock, and investors can lose their entire investment. The notes mature around February 16, 2028, are not listed on any exchange, and all payments depend on BNS’s credit. The estimated value on the pricing date is expected between $935.11 and $965.11 per $1,000.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to Oklo Inc. common stock, with potential early redemption and contingent coupons. The securities can pay a high contingent coupon, at a rate set on the pricing date of at least 28.10% per annum, but only for months when Oklo’s stock closes at or above 50% of its starting price. Missed coupons may be paid later if the stock recovers above that level, due to a “memory” feature.
If on any monthly calculation day from August 2026 to January 2028 Oklo’s stock closes at or above the starting price, the notes are automatically called and pay back face amount plus the applicable coupons. If not called, investors receive $1,000 per security at maturity in February 2028 only if the final stock price is at least 50% of the starting price; otherwise, repayment is reduced in proportion to the stock’s decline, with losses greater than 50% and potentially all principal. The notes do not share in any stock gains or dividends and all payments depend on the credit of The Bank of Nova Scotia. An example estimated value, if priced today, would range from 90.00% to 92.68% of face amount, reflecting selling costs and hedging profits.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Notes linked to the common stock of Netflix, Inc. Each Note has a $1,000 principal amount, a minimum investment of $1,000, and a term of about three years.
Investors may receive a contingent coupon of at least $32.50 per Note (at least 13.00% per annum) on scheduled dates if Netflix’s closing value is at or above 70% of its initial value. The Notes are automatically called if Netflix closes at or above its initial value on any call observation date.
If the Notes are not called and Netflix’s final value is below 70% of its initial value, repayment of principal is reduced one-for-one with the stock’s decline, up to a 100% loss of principal. The initial estimated value is expected between $931.06 and $961.06 per $1,000, below the issue price, reflecting dealer compensation, funding and hedging costs.
The Notes are not insured by CDIC or FDIC, will not be listed on any exchange, and depend entirely on the creditworthiness of The Bank of Nova Scotia. Extensive risk and tax disclosures highlight potential illiquidity, structural complexity and uncertain tax treatment.
The Bank of Nova Scotia is offering $10,689,200 of trigger autocallable notes linked to the EURO STOXX 50® Index, maturing on February 11, 2031. The notes pay no coupons but can be called quarterly after 12 months if the index closes at or above the initial level of 5,998.40, delivering a call price that reflects a 9.55% per annum call return rate.
If the notes are never called and the final index level is at or above the downside threshold of 4,498.80 (75% of the initial level), investors receive only their $10 principal per note. If the final level is below this threshold, repayment is reduced in line with the index loss, and investors can lose up to their entire investment. The notes are senior unsecured debt of BNS, not listed on any exchange, with an initial estimated value of $9.67 per $10 note and total issuer proceeds of $10,421,970 before hedging profits.
The Bank of Nova Scotia is offering three Trigger Autocallable Contingent Yield Notes totaling $7,838,000 linked to Boeing, $11,125,700 linked to Goldman Sachs and $20,088,500 linked to Microsoft, each issued at $10 per Note under its senior note program.
Investors receive quarterly contingent coupons only if the related stock stays at or above a preset barrier, and the notes may be automatically called after six months if the stock is at or above its initial level. If not called and the final stock price is below the downside threshold, repayment at maturity is reduced one-for-one with the stock’s decline, up to a total loss of principal. All payments depend on BNS’s credit.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performing of Apple, Amazon, Goldman Sachs and NVIDIA, maturing in February 2028. Each security has a $1,000 face amount and pays a contingent coupon at 13.44% per annum, paid monthly only if on each calculation day the lowest-performing stock closes at or above 50% of its starting price.
The notes are auto-callable from August 2026 to January 2028 if the lowest-performing stock is at or above its starting price, returning face amount plus the applicable coupon and any unpaid coupons. If not called, principal is protected at maturity only if the lowest-performing stock is at or above its 50% downside threshold. Below that level, investors are fully exposed to further declines and can lose more than half, up to all, of principal.
The Bank’s estimated value is $934.13 per $1,000 security, reflecting selling costs and hedging. The total offering is $3,206,000, the notes are not listed on any exchange, pay no dividends on the underlying stocks, and all payments are subject to the credit risk of The Bank of Nova Scotia.