Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured market-linked notes that are auto-callable and tied to the worst performer among AvalonBay Communities, BXP and Equity Residential common stocks. The notes pay no interest, do not guarantee principal, and all payments depend on the Bank’s credit.
If, about one year after issuance, the lowest performing stock is at or above its starting price, the notes are automatically called for $1,000 plus a call premium of at least 41%. If not called, at maturity investors receive 150% of any positive return of the worst stock, full principal if its decline is within 20%, and one-for-one losses beyond an 80% threshold, potentially losing all principal.
The original offering price is $1,000 per note, with dealer discounts of up to 2.575%, and the Bank’s estimated value is between 88.000% and 88.117% of face, reflecting selling costs and hedging profits. The securities are not listed, may have limited liquidity, and embed complex tax and sector-specific real estate risks.
The Bank of Nova Scotia is issuing $317,000 in Autocallable Contingent Coupon Trigger Notes linked to the VanEck Semiconductor ETF (SMH), maturing on May 5, 2027. Each note has a $1,000 principal amount and pays conditional interest instead of fixed coupons.
Holders can earn a quarterly contingent coupon of 3.1875% (up to 12.75% per year) if SMH’s closing price on an observation date is at least 70% of the initial price of $403.46. If SMH is below this barrier, no coupon is paid for that period.
The notes are autocallable starting July 2026: if SMH is at or above the initial price on a call observation date, investors receive $1,000 plus the due coupon and the notes terminate early. If not called and SMH finishes below 70% of the initial price at maturity, principal loss is 1% for every 1% decline from the initial price, up to a total loss.
The notes are unsecured, unsubordinated obligations of Scotiabank, not listed on an exchange, and carry the bank’s credit risk. The initial estimated value is $970.48 per $1,000, below the issue price, reflecting structuring fees, dealer compensation and hedging costs.
The Bank of Nova Scotia is offering $20,137,000 of Contingent Income Auto-Callable Securities due February 2, 2029, linked to the common stock of Vertiv Holdings Co. These are senior unsecured notes under BNS’ Series A program and are principal-at-risk securities.
Investors may receive a contingent quarterly coupon of $41.275 per $1,000 note (16.51% per year) for each determination date on which Vertiv’s closing price is at or above the downside threshold of $93.09, equal to 50% of the $186.18 initial share price. Missed coupons can be paid later under a “memory” feature if the threshold is met on a future date.
If on any non-final determination date Vertiv closes at or above the call threshold of $186.18, the notes auto-call and pay back the $1,000 principal plus the due coupon and any unpaid past coupons, with no further payments. If held to maturity and the final share price is at or above the downside threshold, investors receive principal plus the applicable coupon and any unpaid coupons.
If the final share price is below the downside threshold, repayment is $1,000 multiplied by the share performance factor (final price ÷ initial price), resulting in less than 50% of principal and possibly zero. Investors do not participate in any stock upside beyond coupons, forgo dividends, face limited liquidity, and are fully exposed to BNS credit risk. The estimated value on the pricing date is $961.20 per $1,000, below the issue price due to commissions, structuring and hedging costs.
The Bank of Nova Scotia is offering $7,703,000 in Autocallable Contingent Coupon Trigger Notes linked to the common stock of UnitedHealth Group Incorporated, maturing March 4, 2027.
The notes pay a monthly contingent coupon of $9.209 per $1,000 (0.9209%, about 11.05% per year) only when UnitedHealth’s share price on an observation date is at least 69% of the initial price of $286.93. Beginning in July 2026, the notes are automatically called if the stock closes at or above the initial price on specified call observation dates, returning $1,000 plus the applicable coupon.
If the notes are not called and the final price is below 69% of the initial price, investors lose principal one-for-one with the stock’s decline and can lose their entire investment. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is $971.54 per $1,000, below the issue price, reflecting fees, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering $3,762,000 of Buffered Enhanced Participation Notes linked to the least performing of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index, maturing on February 3, 2028.
The notes pay no interest and the payoff depends on performance between January 30, 2026 and January 31, 2028. If both reference assets finish above their initial levels, holders receive principal plus 153% of the gain of the worst performer. If any finishes at or below its initial level but at least 90% of it, investors receive only their $1,000 principal per note.
If any reference asset closes below 90% of its initial level, principal is reduced dollar-for-dollar beyond the 10% buffer, with losses up to 90%. The notes are unsecured obligations subject to Scotiabank’s credit risk, will not be listed on an exchange, and have an initial estimated value of $966.40 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is offering $2,061,000 of autocallable trigger notes linked to the Nasdaq-100 Index and Russell 2000 Index, maturing February 3, 2028. The notes pay no interest and are unsecured, unsubordinated obligations of the bank.
The notes may be automatically called on February 1, 2027 if both indices are at or above their initial levels, paying $1,143 per $1,000 note (a 14.30% premium). If not called, investors get 250% of the positive return of the worst-performing index, principal back if both stay at or above 75% of initial levels, and one-for-one losses below that threshold, risking up to full principal loss. The initial estimated value is $960.58 per $1,000, below the issue price, and the notes will not be exchange-listed.
The Bank of Nova Scotia is offering $941,000 of senior unsecured digital notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on February 3, 2028.
The notes pay no interest. At maturity, investors receive $1,110 per $1,000 principal (an 11.1% cap) if the final level of both indices is at or above their initial levels (2,613.743 for Russell 2000 and 6,939.03 for S&P 500). If either index finishes below its initial level, the payoff is limited to principal only, so the return is zero before inflation.
The notes are unsecured obligations subject to Scotiabank’s credit risk, are not insured, and will not be listed on an exchange, so liquidity may be limited. The bank’s initial estimated value is $978.13 per $1,000 note, below the $1,000 issue price, reflecting fees, hedging costs and internal funding. Underwriting commissions are 0.50%, and net proceeds to the bank are $936,295.
The Bank of Nova Scotia is offering $2,831,000 of Capped Buffered Enhanced Participation Notes linked to the Russell 2000 Index, maturing November 4, 2027. The notes pay no interest and all return depends on the index level on the November 1, 2027 valuation date.
Holders get 150% of any positive index return, capped at a maximum payment of $1,225 per $1,000 note, which is reached if the index rises 15% or more. A 10% downside buffer protects against moderate declines, but beyond that investors lose 1% of principal for each additional 1% index drop, up to a 90% loss. Initial estimated value is $971.19 per $1,000, below issue price, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering $17,036,000 of senior unsecured “Contingent Income Auto-Callable Securities” due February 2, 2029, linked to Advanced Micro Devices, Inc. (AMD) common stock. Each $1,000 security can pay a quarterly contingent coupon of $36.75, equivalent to 14.70% per annum, but only when AMD’s closing price on a determination date is at or above the downside threshold of $118.365, which is 50% of the initial share price of $236.73.
The notes auto-call at par plus coupon if AMD closes at or above 100% of the initial share price ($236.73) on any non-final determination date, ending all future payments. If held to maturity and AMD finishes below the downside threshold, repayment is reduced 1‑for‑1 with AMD’s decline and can fall to zero, so principal is fully at risk. The securities are unsecured obligations of BNS, carry BNS credit risk, are not listed, and have an estimated initial value of $963.10 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $887,000 of Capped Buffered Index‑Linked Notes tied to the worst performer of the Russell 2000 and S&P 500, maturing August 4, 2027. The notes pay no interest and all value comes from index performance between January 30, 2026 and July 30, 2027.
Investors get 120% participation in the worst index’s gain, but returns are capped at $1,267.50 per $1,000. If the worst index finishes between 90% and 100% of its start, investors earn a positive return on the absolute decline. Below 90%, losses match the drop beyond the 10% buffer, up to 90% of principal.
The notes are unsecured senior obligations of Scotiabank, with repayment fully exposed to the bank’s credit risk. They are not listed, do not pay dividends, and exclude index dividend income. The bank’s initial estimated value is $968.50 per $1,000, below the issue price due to fees, funding spread and hedging costs.