Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is issuing $1,955,000 of Buffered Index-Linked Notes tied to the S&P 500® Index, maturing on May 5, 2027. The notes pay no interest and are unsecured, unsubordinated obligations of the bank.
At maturity, each $1,000 note pays based on index performance from January 30, 2026 to April 30, 2027. Upside is capped at a maximum payment of $1,120 per $1,000 (a 12% gain). If the index is down by up to 10%, investors gain the same amount in absolute terms. Below a 10% decline, losses match the drop beyond that buffer, up to a 90% loss of principal.
The initial S&P 500® level is 6,939.03. The initial estimated value is $982.81 per $1,000 due to internal funding and structuring fees. The notes will not be listed, may have limited liquidity, and all payments depend on Bank of Nova Scotia’s creditworthiness.
The Bank of Nova Scotia is offering digital notes linked to the S&P 500® Index under its Senior Note Program, Series A. These unsecured notes pay no interest and have a term expected to be about 27 to 30 months.
At maturity, investors receive a capped payment if the index final level is at or above 85% of its initial level, with a maximum payment amount expected between $1,165.20 and $1,194.30 per $1,000. Below the 85% threshold, losses accelerate, with about 1.1765% loss for every 1% index drop beyond 15%, up to total loss of principal.
The notes are not insured by Canadian or U.S. deposit insurers, will not be listed on any exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected between $957.50 and $987.50 per $1,000, less than the original issue price.
The Bank of Nova Scotia is offering Trigger Autocallable Notes linked to the EURO STOXX 50® Index, maturing on or about February 11, 2031. Each Note has a $10 principal amount and a term of about five years, unless called earlier.
The Notes may be automatically called quarterly after 12 months if the index closing level is at or above the initial level. If called, investors receive the call price, equal to principal plus a call return based on an annual rate of 8.55%–9.55%, increasing the longer the Notes remain outstanding, and no further payments.
If not called and the final index level is at or above 75% of the initial level, investors receive only their $10 principal. If the final level is below the 75% downside threshold, repayment is reduced dollar-for-dollar with the index decline, and investors can lose their entire investment. The Notes pay no coupons or dividends, are unsecured obligations of BNS, not insured, and will not be listed on any exchange.
The initial estimated value is expected to be between $9.27 and $9.57 per $10 Note, lower than the issue price due to selling, structuring and hedging costs. Returns depend on EURO STOXX 50® performance and BNS creditworthiness, and investors face significant market, liquidity, tax and credit risks.
The Bank of Nova Scotia is offering $4,642,000 of autocallable contingent coupon trigger notes linked to Advanced Micro Devices, Inc. stock, maturing March 4, 2027. The notes pay a $13 monthly coupon per $1,000 (1.30%) only when AMD’s closing price is at least 55% of the $236.73 initial price.
The notes are automatically called if AMD is at or above the initial price on observation dates from July 2026 through January 2027, returning $1,000 plus the coupon. If not called, investors receive $1,000 plus the final coupon if AMD is at or above 55% of the initial price at final valuation; otherwise principal is reduced one-for-one with AMD’s decline, up to a total loss. The notes are unsecured obligations of The Bank of Nova Scotia, are not listed on an exchange, and had an initial estimated value of $969.73 per $1,000.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of NVIDIA Corporation, maturing on February 24, 2027, in $1,000 denominations with a minimum investment of $10,000.
The notes pay a contingent coupon of at least $52.60 per $1,000 on scheduled dates only if NVIDIA’s closing value is at or above 80% of the Initial Value; missed coupons may be “remembered” and paid later if a future barrier is met. The notes are automatically called, returning principal plus due coupons, if NVIDIA is at or above the Initial Value on any observation date.
If the notes are not called and NVIDIA’s final value is at least 80% of the Initial Value, investors receive full principal back plus any due coupons. If the final value falls below this buffer, investors lose 1.25% of principal for each 1% decline beyond the 20% buffer and can lose up to 100% of principal. The initial estimated value is expected between $953.08 and $983.08 per $1,000, below the 100% original issue price. The notes are not insured, are subject to Scotiabank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is offering senior unsecured Dual Directional Capped Buffered Notes linked to the S&P 500® Index, maturing on February 10, 2028. Each Note has a $1,000 principal amount, sold at 100% of principal, with a minimum investment of $10,000.
If the index ends at or above its Initial Value, investors receive the index’s positive return, capped at a Maximum Upside Return of at least 17.05%. If the Final Value is below the Initial Value but at or above 80% of it, investors earn the absolute value of the decline, up to $1,200 per Note. If the index falls below 80% of the Initial Value, investors lose 1.25% of principal for each 1% drop beyond the 20% buffer and can lose their entire investment.
The Notes pay no interest, are not insured by CDIC or FDIC, will not be listed on an exchange, and all payments depend on the credit of the Bank. The initial estimated value is expected to be $949.92–$979.92 per $1,000, below the Original Issue Price, reflecting structuring, hedging and distribution costs.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performing of Datadog, Intel, Oracle and UnitedHealth Group common stocks. Each security has a $1,000 face amount and matures in February 2029, unless automatically called earlier.
Investors may receive a monthly contingent coupon at a rate of at least 24.95% per annum if, on each calculation day, the lowest performing stock is at or above 50% of its starting price. Missed coupons can be paid later if the test is met, but all coupons are fully contingent.
From August 2026 to January 2029, the notes are auto‑callable at par plus applicable coupons if the lowest performing stock is at or above its starting price. If not called, principal is protected only if the final price of the lowest performer is at or above 50% of its starting price; otherwise, repayment is $1,000 times its performance factor, so losses can exceed 50% and reach 100%.
The Bank’s estimated value is $908.82–$938.82 per $1,000 security, below the original offering price due to selling costs and hedging profits. The notes are not insured, carry full credit risk of The Bank of Nova Scotia, will not be listed on an exchange, and may have limited or no secondary market liquidity.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to the Nikkei 225® Index, with a term of approximately five years, maturing on or about February 18, 2031. Each Security has a principal amount of $10, with a minimum investment of $1,000.
The notes do not pay interest. If on the February 22, 2027 observation date the index closes at or above its initial level, the notes are automatically called and pay $11.80 per Security, reflecting an 18.00% call return, and then terminate. If not called, at maturity investors receive enhanced upside equal to the index gain multiplied by an upside gearing of 1.55–1.75. If the index is flat or down but at or above 75% of the initial level, principal is repaid. If it finishes below that downside threshold, repayment is reduced one-for-one with the index loss and investors can lose up to their entire investment. All payments depend on BNS’s credit and the notes are not insured or exchange-listed.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Buffer Notes linked to Microsoft common stock, with a $1,000 Principal Amount per note and a minimum investment of $10,000. Any payments depend on both Microsoft’s share performance and the Bank’s creditworthiness.
The notes can be automatically called in February 2027 if Microsoft’s closing price is at least 100% of its initial value, paying back principal plus a call premium of at least $142.90 per note. If not called and held to February 2028, investors receive the greater of a fixed digital return of at least 28.58% or Microsoft’s positive price return, if the final share value is at or above the initial value.
The structure includes a 15% downside buffer: if Microsoft’s final value is between 85% and 100% of the initial level, investors receive principal only. Below 85%, losses accelerate at about 1.1765% of principal for each additional 1% decline, up to a total loss. The notes pay no interest, are not insured, will not be listed on an exchange, and the Bank’s initial estimated value ($950.35–$980.35 per $1,000) is below the original issue price.
The Bank of Nova Scotia is offering unsecured, unsubordinated capped notes linked to the shares of the SPDR® Gold Trust, maturing on February 24, 2027. The notes have a principal amount of $1,000 per note, with a minimum investment of $10,000.
At maturity, investors participate in the price return of the SPDR Gold Trust: gains are fully reflected but capped at a Maximum Return of at least 13.66%, while losses are passed through 1-for-1 down to a minimum payment of $950 per note, limiting downside to a 5% loss of principal. The notes pay no interest or coupons and all payments occur at maturity.
The initial estimated value is expected between $957.51 and $987.51 per $1,000, below the 100% issue price, reflecting structuring, distribution and hedging costs. The notes are not bail-inable, not insured by CDIC or FDIC, will not be listed on an exchange, and expose holders to both gold price volatility (via GLD) and the credit risk of The Bank of Nova Scotia.