Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia (BNS) has filed a free writing prospectus for Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index. Key features include:
- Principal Amount: $10.00 per unit with approximately 3-year term
- Automatic Call Feature: Notes will be automatically called if the S&P 500 Index reaches or exceeds the Call Level (100% of Starting Value) on observation dates
- Call Amounts: $10.775-$10.875 (Year 1), $11.550-$11.750 (Year 2), $12.325-$12.625 (Year 3)
- Risk Factors: No guaranteed principal, subject to BNS credit risk, limited return potential capped at Call Premium, no interim interest payments
This structured product is designed for investors anticipating S&P 500 Index stability or growth, willing to accept capped returns and full downside exposure if not called. The initial estimated value will be less than the public offering price, with no exchange listing planned.
Bank of Nova Scotia has announced Buffered Enhanced Participation Basket-Linked Notes with exposure to a weighted basket of international indices, including EURO STOXX 50® (38%), TOPIX (26%), FTSE® 100 (17%), Swiss Market Index (11%), and S&P/ASX 200 (8%).
Key features of the notes include:
- Expected maturity of 23-26 months
- Participation rate between 139-163% for positive basket returns
- 10% downside buffer protection
- Principal at risk: Investors lose approximately 1.1111% for every 1% decline beyond -10%
- Initial estimated value between $932.71-$962.71 per $1,000 principal amount
The notes involve significant risks including potential loss of principal, market risk, and credit risk of Bank of Nova Scotia. The offering includes underwriting commissions of 1.50% and will be distributed through Scotia Capital USA and Goldman Sachs & Co.
The Bank of Nova Scotia (BNS) is offering $3.451 million of Capped Buffered Return Notes linked to the price performance of the SPDR Gold Shares ETF (GLD). The notes are senior, unsecured, and unsubordinated obligations that settle on 30 June 2025 (T+3) and mature on 13 July 2026, a tenor of roughly 54 weeks.
Key payout mechanics: (1) If GLD appreciates, investors receive the positive return up to a 13.72 % cap, translating to a maximum redemption of $1,137.20 per $1,000 note. (2) If the Final Value is between 90 % and 100 % of the Initial Value ($307.12), principal is fully protected. (3) Below the 10 % buffer, losses accelerate at a 1.1111 × downside leverage; total loss of principal is possible. The notes pay no interim coupon and will not be listed on any exchange.
Economic terms: Original Issue Price is 100 % of face while investors’ initial estimated value is $987.33, reflecting underwriting fees (1 %) and the bank’s lower internal funding rate. Net proceeds to BNS are 99 % of face ($3.416 million). Minimum purchase is $10,000. The product is not FDIC or CDIC insured and is subject to BNS credit risk. Scotia Capital (USA) acts as initial purchaser; J.P. Morgan Securities is a placement agent.
Risk disclosures emphasize valuation uncertainty, secondary-market illiquidity, and the fact that investors do not own GLD shares nor receive dividends. The SEC has neither approved nor disapproved the notes.
Bank of Nova Scotia has announced Fixed Coupon Trigger Notes linked to NVIDIA Corporation stock, offering quarterly coupon payments between 3.24% and 3.80% (12.96%-15.20% annually) over an 18-month term. The notes' principal protection is contingent on NVIDIA's stock performance.
Key features:
- Principal Amount: $10,000 per note
- Maturity: Approximately 18 months
- Trigger Price: 80% of initial price
- Payment Structure: If final price ≥ 80% of initial price, receive full principal; if below, receive shares of NVIDIA worth less than 80% of principal
- Initial estimated value: $9,480-$9,780 per $10,000 principal amount
Risk Factors: Investors could lose substantial portion of investment if NVIDIA stock falls below trigger price. Notes are subject to Bank of Nova Scotia's credit risk and are not CDIC or FDIC insured. Secondary market liquidity may be limited.
Bank of Nova Scotia has filed a 424B2 for Fixed Coupon Trigger Notes linked to Devon Energy Corporation stock. The notes offer quarterly coupon payments of between 2.68% and 3.15% (10.72%-12.60% annually) over an 18-month term.
Key features include:
- Principal Amount: $10,000 per note
- Maturity: Approximately 18 months
- Trigger Price: 80% of initial price
- At maturity: Full principal returned if final price ≥ 80% of initial price; below this threshold, investors receive shares of Devon Energy worth less than 80% of principal
The initial estimated value is $9,390-$9,690 per $10,000 principal amount, below the issue price. The offering includes underwriting commissions of 1.12%. The notes are unsubordinated, unsecured obligations of Bank of Nova Scotia and are not CDIC or FDIC insured.
Bank of Nova Scotia has issued $185,000 in Capped Buffered Return Notes linked to the S&P 500 Index, maturing June 28, 2030. Key features include:
The notes offer conditional protection and upside potential:
- Maximum return capped at 77.50% if S&P 500 rises above initial value of 6,092.16
- 100% principal protection if final index value stays above buffer level (85% of initial value)
- Below buffer level, investors lose 1% for each 1% decline, with maximum loss of 85%
Structure details:
- 5-year term with $1,000 minimum investment
- No periodic interest payments
- Initial estimated value of $945.56 per $1,000 principal
- Underwriting commission of 3.50%
Notes are unsubordinated, unsecured obligations subject to Bank of Nova Scotia's credit risk. Not insured by CDIC or FDIC.
Bank of Nova Scotia has issued $1.35 million in Autocallable Contingent Buffered Return Enhanced Notes linked to a basket of 7 equity securities, due June 30, 2027. The notes feature:
- Automatic Call Feature: Notes will be called if basket value equals/exceeds 100% of initial value on July 7, 2026, paying principal plus 17.25% premium ($172.50)
- Return Structure: If not called and final basket value exceeds initial value, return equals 125% of basket's positive performance
- Downside Protection: 20% buffer; below buffer, investors lose 1.25% for each 1% decline beyond 20% threshold
- Underlying Components: Equally weighted basket of Constellation Energy, Meta Platforms, Marvell Technology, Microsoft, NVIDIA, Vertiv Holdings, and Vistra Corp
Initial estimated value is $966.87 per $1,000 principal amount. Notes are unsubordinated, unsecured obligations with no interest payments. Trading begins June 30, 2025, with minimum investment of $10,000.