Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $600,000 of Autocallable Contingent Buffered Return Enhanced Notes linked to an equally weighted basket of SPDR® Gold Trust and iShares® Silver Trust ETFs. The notes are unsecured, unsubordinated obligations and all payments depend on the Bank’s credit.
The notes may be automatically called on February 10, 2027 if the basket is at or above 100.00% of its initial value, paying $1,280.50 per $1,000 note (a 28.05% call premium). If held to February 3, 2028 and the basket is above its initial value, investors receive 125.00% of the basket’s positive return.
A 15.00% downside buffer applies; below 85.00% of the initial basket value, principal loss increases at about 1.1765% for each additional 1% decline, up to total loss. The notes pay no interest, won’t be listed on an exchange, and the initial estimated value is $954.47 per $1,000, below the 100% issue price. Underwriting commissions are 1.50%, leaving $591,000 in proceeds to the Bank.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Microsoft Corporation, maturing on or about February 9, 2029. Investors receive a contingent quarterly coupon of $22.70 per $1,000 security (equivalent to 9.08% per annum) for each determination date when Microsoft’s closing price is at least 75% of the initial share price.
If on any non-final determination date Microsoft’s closing price is at least 100% of the initial share price, the notes are automatically redeemed at par plus the applicable contingent coupon and any unpaid coupons under the memory feature. If the notes are outstanding to maturity and the final share price is at least 75% of the initial share price, investors receive principal plus the contingent coupon and any unpaid coupons. If the final share price is below 75% of the initial share price, repayment is reduced 1-for-1 with Microsoft’s decline and can be zero, meaning investors may lose their entire investment.
The notes pay no regular interest, do not participate in any upside of Microsoft shares, and forgo dividends. They are subject to the full credit risk of BNS. The estimated value on the pricing date is expected to be between $940.38 and $970.38 per $1,000 security, below the issue price.
The Bank of Nova Scotia is offering unsubordinated, unsecured autocallable contingent coupon notes linked to the common stock of Broadcom Inc. The notes pay a contingent coupon of at least $31.875 per $1,000 (at least 12.75% per annum) on specified dates if Broadcom’s closing value is at or above a barrier.
The notes can be automatically called on quarterly observation dates if Broadcom’s price is at or above the initial value, returning the $1,000 principal plus due and unpaid coupons. If not called and Broadcom ends below a 50% barrier, holders receive Broadcom shares (or cash for fractions) worth less than principal and may lose up to 100% of their investment.
The initial estimated value is expected to be between $932.04 and $962.04 per $1,000, reflecting internal funding and hedging costs versus the 100% original issue price, including underwriting commissions of up to 1.75%. All payments are subject to Scotiabank’s credit risk, and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering $15,491,270 of Trigger Autocallable Notes linked to the Russell 2000® Index, with a term of about five years and a principal amount of $10 per Note. The Notes can be automatically called quarterly after 12 months if the index closes at or above the initial level of 2,653.546, paying the principal plus a call return based on an 8.65% per annum call return rate, up to 43.250% (a $14.3250 call price per Note) if held to the final date.
If the Notes are not called and the final index level is at or above the downside threshold of 1,990.160 (75% of the initial level), investors receive only their $10 principal back, with no gain. If the final level is below the downside threshold, repayment is $10 × (1 + underlying return), so losses mirror the index decline and can reach 100% of principal. The Notes pay no interest, do not participate in any upside beyond the call return, are unsecured obligations exposed to BNS credit risk, will not be listed, and have limited liquidity. The initial estimated value is $9.623 per $10 Note, below the issue price, and the tax treatment is complex and uncertain.
The Bank of Nova Scotia is issuing $4,295,000 of Autocallable Contingent Coupon Trigger Notes linked to Best Buy Co., Inc. stock, maturing March 4, 2027. The initial price is $65.74, with a 70% coupon barrier and trigger level.
Investors can receive a monthly contingent coupon of $12.667 per $1,000 (1.2667%, about 15.20% per year) if Best Buy’s closing price on an observation date is at or above 70% of the initial price. The notes are automatically called if, from July 2026 to January 2027, Best Buy closes at or above the initial price on a call observation date, paying $1,000 plus the coupon.
If the notes are not called and Best Buy’s final price on March 1, 2027 is below 70% of the initial price, the payoff is $1,000 plus $1,000 times the stock’s return, leading to losses of 1% for every 1% decline and up to a total loss of principal, with no coupon. Payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is $964.22 per $1,000, reflecting fees, structuring and hedging costs.
The Bank of Nova Scotia is offering unsecured Capped Buffered Return Notes linked to the S&P 500® Index, maturing on February 27, 2031, in $1,000 denominations. The notes pay no interest and all payments occur at maturity.
If the S&P 500 Final Value is above its Initial Value, investors receive $1,000 plus the positive index return, capped by a Maximum Return of at least 57.15% (illustrated maximum payment of $1,571.50 per $1,000 Note). If the Final Value is at or below the Initial Value but at or above the Buffer Value of 85% of the Initial Value, repayment is $1,000.
If the Final Value falls below the Buffer Value, repayment is reduced by losses beyond the 15% buffer, and investors may receive as little as $150 per $1,000 Note, losing up to 85% of principal. The initial estimated value is $911.16–$941.16 per $1,000, below the 100% issue price, and underwriting commissions are up to 3.50%. The notes will not be listed, may have limited liquidity, and are subject to the Bank’s credit risk and complex tax treatment.
The Bank of Nova Scotia is issuing $5,018,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation, maturing on March 4, 2027. These are unsecured, unsubordinated senior notes of the Bank.
Investors receive a 1.00% monthly contingent coupon ($10 per $1,000) only when NVIDIA’s closing price on an observation date is at least 59% of the $188.52 initial price. The notes may be automatically called from July 2026 through January 2027 if NVIDIA closes at or above the initial price, returning $1,000 per note plus the applicable coupon.
If not called, principal repayment at maturity depends on NVIDIA’s final price. If it is at least 59% of the initial price, investors receive $1,000 plus the final coupon. If it is below 59%, repayment is reduced one-for-one with NVIDIA’s decline, down to a possible total loss of principal, with no final coupon. Payments are subject to the Bank’s credit risk. The initial estimated value is $969.51 per $1,000, reflecting fees, commissions and hedging costs.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Notes linked to the common stock of Ford Motor Company, with a $1,000 principal amount per note and a term to February 3, 2028 if not called early.
The notes can be automatically called on scheduled observation dates if Ford’s closing share price is at or above the initial value, in which case investors receive $1,000 plus the applicable contingent coupon. If not called, investors receive contingent coupons of at least $24.125 per note (at least 9.65% per annum) only on observation dates when Ford’s price is at or above 60% of the initial value.
At maturity, if the final Ford share price is at or above a 60% barrier, investors receive full principal back (plus any due coupon). If it is below the barrier, investors receive shares of Ford equal to the physical delivery amount and can lose up to 100% of principal. The initial estimated value is expected to be between $936.30 and $966.30 per $1,000, reflecting internal funding and hedging costs, and the notes will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured, unsubordinated Autocallable Contingent Coupon Notes due February 3, 2028 linked to the common stock of Broadcom Inc. Each Note has a $1,000 principal amount and an original issue price of 100% of principal.
The Notes pay a contingent coupon of at least 12.75% per annum (about $31.875 per quarter per Note) only if Broadcom’s closing value on each observation date is at or above a 50% barrier of the initial stock price; otherwise no coupon is paid. The same 50% level serves as both the contingent coupon barrier and principal protection barrier.
The Notes are automatically called if Broadcom’s closing value on any call observation date is at or above its initial value, returning principal plus the applicable coupon, with no further payments. If not called and Broadcom finishes below the 50% barrier at maturity, investors receive Broadcom shares (or cash for fractions) worth less than principal and can lose up to 100% of their investment. The initial estimated value is expected between $932.04 and $962.04 per $1,000, reflecting fees, funding and hedging costs, and the Notes will not be listed, leaving liquidity dependent on the dealer.
The Bank of Nova Scotia is offering Buffer Autocallable GEARS, unsecured senior notes linked to the Russell 2000® Index, maturing around February 2, 2029. Each Security has a $10 principal amount, upside gearing of 1.10 and a 5% downside buffer.
The notes may be automatically called on February 5, 2027 if the index is at or above its initial level, paying a call price equal to principal plus a call return based on a rate of 15.00%–15.30%, after which no further payments are due. If not called, maturity payments depend on index performance: investors gain leveraged upside for positive returns, receive principal back if losses are within the 5% buffer, and suffer increasing losses beyond that, potentially losing almost all of their investment.
The Securities pay no interest, are subject to BNS credit risk, will not be listed on an exchange, and have an initial estimated value of $9.48–$9.78 per $10 issue price due to selling, structuring and hedging costs.