Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $2,406,000 of senior unsecured digital notes linked to the EURO STOXX 50® Index, maturing on December 10, 2027. The notes pay no interest and are not listed on any exchange.
For each $1,000 note, if the index on the December 8, 2027 valuation date is at least 85% of the initial level of 5,994.59, investors receive a fixed $1,155 (a 15.5% capped gain). If the index has fallen more than 15%, repayment is reduced by about 1.1765% for every 1% drop beyond that buffer, up to a total loss of principal. The initial estimated value is $991.30 per $1,000, below the issue price, and all payments depend on Scotiabank’s credit.
The Bank of Nova Scotia is offering Dual Directional Buffered Performance Leveraged Upside Securities (“Buffered PLUS”) linked to the Russell 2000® Index, maturing on or about March 3, 2028. Each security has a $1,000 stated principal amount and pays no coupons.
If the final index value is above the initial value, investors receive $1,000 plus 150% of the index gain, capped at a maximum upside gain of 18.58%, or $1,185.80 per Buffered PLUS. If the index is down by up to the 15.00% buffer, investors receive a positive return equal to the absolute decline, up to a 15.00% gain.
If the index falls by more than 15.00%, repayment is reduced 1% for each additional 1% decline and investors can receive as little as $150.00 (15.00% of principal), implying up to an 85.00% loss of principal. The securities are senior unsecured debt of BNS, fully subject to its credit risk, will not be listed on any exchange, and have an estimated initial value between $936.83 and $966.83 per $1,000.
The Bank of Nova Scotia is offering unsecured, unsubordinated structured notes linked to an equally weighted basket of the SPDR Gold Trust and iShares Silver Trust, maturing in February 2028. Any payments depend on the Bank’s credit.
The notes may be automatically called in February 2027 if the basket is at or above 100% of its initial level, paying back principal plus a fixed call premium of $280.50 per $1,000 note (28.05%). If not called and the final basket value is above the initial level, investors receive 125% of the basket’s positive performance.
If the final basket value is between 85% and 100% of the initial level, investors receive principal only. Below 85%, losses are magnified: investors lose about 1.1765% of principal for each 1% drop beyond the 15% buffer, up to a total loss. The notes pay no interest, are not listed, and the initial estimated value is expected to be below the $1,000 issue price.
The Bank of Nova Scotia is offering $12,000,000 of senior unsecured structured notes linked to the SPDR® S&P 500® ETF Trust. Each $1,000 security can pay a contingent monthly coupon of $10.30 (12.36% per annum) if SPY closes at or above 95% of the $692.73 initial share price on a determination date.
The notes are auto-callable if SPY is at or above 100% of the initial share price on any non-final determination date, returning principal plus applicable coupons. If held to maturity and SPY finishes below the 95% downside threshold, investors lose about 1.0526% of principal for every 1% SPY falls below that level and can lose their entire investment. The notes mature on February 1, 2027, are not listed, and all payments are subject to BNS credit risk. The estimated value on the pricing date is $995.60 per $1,000.
The Bank of Nova Scotia is offering $5,000,000 of Autocallable Dual Directional Barrier Notes linked to the S&P 500® Index, maturing on February 2, 2028. The Notes are senior, unsecured obligations and any payment depends on the Bank’s credit.
The Notes pay no interest. They are automatically called on February 9, 2027 if the S&P 500 closing value is at or above the Initial Value of 6,978.60, returning $1,091.50 per $1,000 note (a 9.15% premium) on February 12, 2027. If not called, investors participate at 150% of any positive index performance at maturity.
If the Final Value is below the Initial Value but at or above the Barrier Value of 5,582.88 (80% of the Initial Value), the payoff reflects the absolute percentage decline, capped at $1,200 per $1,000 note. If the Final Value falls below the Barrier Value, principal is reduced one-for-one with the index loss and up to 100% of capital can be lost. The Notes will not be listed, require a minimum $10,000 investment, and had an initial estimated value of $982.15 per $1,000, below the 100% issue price.
The Bank of Nova Scotia is offering $6,050,000 of Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nikkei 225 Index and the S&P 500 Index, maturing January 30, 2031. The Notes pay a 9.65% per annum contingent coupon (about $0.2413 per quarter per $10) only if on each observation date both indices are at or above their coupon barriers, set at 70% of initial levels.
The Notes are automatically called on any quarterly observation date after six months if both indices are at or above their initial levels, returning principal plus that coupon. If not called, and at maturity both indices are at or above their downside thresholds (also 70% of initial), investors receive full principal; if either index finishes below its threshold, repayment is reduced in line with the worst index’s percentage decline, up to a total loss of principal. The Notes are unsecured, not listed, subject to BNS credit risk, and had an initial estimated value of $9.43 per $10 Note.
The Bank of Nova Scotia is offering Dual Directional Trigger PLUS notes linked to the iShares Silver Trust shares, maturing around June 3, 2027. These unsecured senior notes pay no interest and all payments depend on BNS’s credit.
At maturity, investors get 200% leveraged upside if the final share price is above the initial level, capped at a maximum payment of $1,433.90 per $1,000 note, a 43.39% gain. If the final price is at or below the initial level but at or above 65% of it, investors receive principal plus an unleveraged positive return equal to the absolute percentage decline, up to 35%. Below the 65% trigger level, losses match the underlying’s decline and investors can lose their entire principal. The estimated value on the pricing date is expected between $912.41 and $942.41 per $1,000, less than the issue price.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Delta Air Lines, Inc., maturing on or about February 9, 2029. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $25.70 (10.28% per year) per security on any determination date when Delta’s closing price is at or above 50% of the initial share price, the downside threshold.
If on any non-final determination date Delta’s price is at or above 100% of the initial share price, the call threshold, the notes are automatically redeemed for $1,000 plus the contingent coupon, and no further payments are made. At maturity, if the final share price is at or above the downside threshold, investors receive $1,000 plus the contingent coupon. If the final share price is below the downside threshold, repayment equals $1,000 multiplied by the share performance factor, exposing investors 1-to-1 to Delta’s decline and potentially reducing the payment to zero.
These notes do not guarantee principal, do not participate in any upside of Delta’s stock, pay no dividends, and have limited liquidity. All payments depend on BNS’s credit, and the estimated value on the pricing date is expected to be between $938.54 and $968.54 per $1,000, less than the issue price due to fees, structuring costs and BNS’s internal funding rate.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performer of the S&P 500 Index, Russell 2000 Index and Nasdaq‑100 Index, each $1,000 face amount, maturing on February 28, 2030.
Investors may receive a contingent coupon, paid quarterly at a rate set on the pricing date of at least 8.25% per annum, but only if on each calculation day the lowest performing index is at or above 70% of its starting level. From August 2026 to November 2029, if on any calculation day the lowest index closes at or above its starting level, the notes are automatically called at par plus that quarter’s coupon.
If the notes are not called, at maturity holders receive $1,000 only if the lowest index is at or above its 70% downside threshold. If it is below, repayment is reduced in line with the decline, leading to losses of more than 30% and up to all principal. The notes do not participate in index gains or pay dividends, are not listed, and all payments are subject to the credit risk of The Bank of Nova Scotia. The Bank’s estimated value is between 91.634% and 94.634% of the $1,000 offering price, reflecting selling costs and hedging profits.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the worst performer of three sector ETFs: Energy Select Sector SPDR, Technology Select Sector SPDR and Health Care Select Sector SPDR. Each note has a $1,000 face amount and matures in March 2029, with potential automatic calls from August 2026 to November 2028 if the lowest-performing fund is at or above its starting price.
The notes pay a quarterly contingent coupon at a rate of at least 11.50% per annum only when the lowest-performing fund is at or above 75% of its starting price on the relevant calculation day. If not called, principal is fully returned at maturity only if the lowest-performing fund is at or above 70% of its starting price; below that level, repayment falls in line with the fund’s decline, with losses that can reach 100% of principal. Investors do not participate in any upside of the funds and receive no dividends.
The preliminary estimated value is $902.38–$932.38 per $1,000 note, below the original offering price, reflecting selling commissions, hedging costs and dealer profits. The notes are not listed on an exchange, may trade at a discount, and all payments are subject to the credit risk of The Bank of Nova Scotia.