Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $525,000 of capped buffered return notes linked to the S&P 500® Index, maturing on January 30, 2031. Each $1,000 note provides equity-linked upside up to a 56.15% maximum return and 15% downside protection through a buffer.
If the index finishes above its initial level of 6,978.60, investors receive the positive index return in cash, capped at $1,561.50 per note. If the final index level is between 85% and 100% of the initial level, investors receive full principal back. Below 85%, principal is reduced 1% for each 1% additional decline, for a potential loss of up to 85%.
The notes pay no interest, are unsecured and unsubordinated obligations of the Bank, and are not insured by Canadian or U.S. deposit insurers. The initial estimated value is $941.20 per $1,000, below the 100% issue price, reflecting internal funding and structuring and hedging costs.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to the shares of the VanEck Semiconductor ETF. Each note has a $1,000 principal amount and pays a contingent quarterly coupon of at least $27.50 if the ETF closes at or above 70% of its initial price on an observation date.
The notes can be automatically called starting in August 2026 if the ETF closes at or above its initial price on certain observation dates, returning $1,000 plus the applicable coupon. If not called and the final ETF price is at least 70% of the initial price, investors receive $1,000 plus the final coupon at maturity.
If the final ETF price is below 70% of the initial price, repayment is reduced one-for-one with the ETF loss, and investors can lose up to their entire principal and receive no coupons. Payments depend both on ETF performance and the creditworthiness of The Bank of Nova Scotia, and the notes will not be listed on any exchange.
The Bank of Nova Scotia is offering senior unsecured Autocallable Dual Directional Barrier Notes linked to the S&P 500® Index, maturing on February 2, 2028, with a minimum investment of $10,000.
The notes may be automatically called on February 9, 2027 if the index is at or above the initial level of 6,978.60, paying $1,091.50 per $1,000 note (a 9.15% call premium). If not called and the final index level is above the initial level, investors receive 150% of the index’s positive return. If the final level is between 80% and 100% of the initial level (barrier at 5,582.88), investors earn a positive return equal to the index’s decline, capped at $1,200 per note. Below the barrier, losses match the index’s decline and can reach 100% of principal.
The notes pay no interest, do not provide dividends, will not be listed on any exchange, and are subject to the credit risk of The Bank of Nova Scotia and significant liquidity, valuation and tax risks. The initial estimated value is expected to be between $952.25 and $982.25 per $1,000.
The Bank of Nova Scotia is offering $12,000,000 of autocallable contingent coupon buffer notes with memory coupon linked to shares of the SPDR® S&P 500® ETF Trust, maturing on February 1, 2027. The notes are issued at 100% of a $1,000 principal amount per note, with estimated initial value of $995.76 per $1,000, and net proceeds to the Bank of 99.90%.
The notes pay a contingent coupon of $10.30 per Observation Date if SPY’s closing value is at or above 95.00% of the $692.73 Initial Value ($658.09), with unpaid coupons carried forward. The notes are automatically called if SPY is at or above the Initial Value on any Observation Date before maturity, returning principal plus due coupons.
If not called and the Final Value is at or above the 95.00% Buffer Value, investors receive full principal back plus any due coupons. Below the Buffer Value, repayment is reduced by approximately 1.0526% of principal for each 1% SPY decline beyond the 5.00% buffer, up to total loss of principal. The notes are unsubordinated, unsecured obligations of Scotiabank, not insured by CDIC or FDIC, will not be listed on an exchange, and secondary market liquidity is not assured.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the SPDR® S&P 500® ETF Trust (SPY) and the Energy Select Sector SPDR® Fund (XLE). The notes have a term of about three years, a $10 principal per note and pay a contingent coupon of 9.00%–9.50% per year, but only when both ETFs close at or above their coupon barriers on quarterly observation dates.
The notes are automatically called after six months if on any observation date each ETF is at or above its initial level, in which case holders receive $10 plus the coupon and the product terminates. If not called, and on the final valuation date both ETFs are at or above 70% of their initial levels, principal is repaid in full. If any ETF finishes below its 70% downside threshold, repayment is reduced dollar-for-dollar with the loss on the worst performer, and the entire investment can be lost.
The notes are unsecured obligations of BNS, not listed on an exchange, and their initial estimated value is expected to be between $9.187 and $9.487 per $10 note, reflecting structuring, distribution and hedging costs. Payments depend on BNS’s credit and there is significant market, sector and liquidity risk, particularly from the energy exposure in XLE.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffered Notes linked to the common stock of NVIDIA Corporation, expected to mature on March 12, 2027. These derivative notes do not provide ownership, voting rights or dividends in NVIDIA.
Investors may receive a monthly contingent coupon of $8.209 per $1,000 in principal (0.8209% monthly, about 9.85% per year) only when NVIDIA’s closing price on an observation date is at least 75.00% of the initial price. Starting in August 2026, the notes are automatically called if NVIDIA closes at or above the initial price on a call observation date, paying $1,000 plus the coupon.
If the notes are not called, the maturity payment depends on NVIDIA’s final price. If the final price is at least 75.00% of the initial price, investors receive $1,000 plus a final coupon. If it is lower, the payoff is reduced by NVIDIA’s decline beyond a 25.00% buffer, with losses of 1% of principal for each 1% drop below 75.00%, up to a 75.00% loss of principal and no coupon. The notes are not listed, are not insured by CDIC or FDIC, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be $925.00–$955.00 per $1,000, below the original issue price, reflecting fees, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering unsecured, senior buffered index-linked notes tied to the S&P 500 Index, maturing around June 1, 2027. Each note has a $1,000 principal amount and pays no interest.
At maturity, investors get upside or downside based on index performance from the trade date to the valuation date. Gains match index gains but are capped by a maximum upside payment amount expected to be at least $1,087.50 per $1,000. If the index falls by up to 10%, investors earn the absolute index move, up to $1,100 per $1,000. Below a 10% decline, losses resume one-for-one beyond that buffer, so investors can lose up to 90% of principal.
Payments depend entirely on Scotiabank’s creditworthiness, the notes are not insured, and there is no exchange listing, so liquidity may be limited. The initial estimated value per note is expected to be $925–$965, below the 100% original issue price due to fees, hedging and funding costs.
The Bank of Nova Scotia is offering autocallable contingent coupon trigger notes linked to the common stock of Netflix, Inc. The notes are unsecured senior debt, denominated in $1,000 increments, and are scheduled to mature on March 8, 2027, unless called earlier.
Investors can receive a monthly contingent coupon of $9.25 per $1,000 (0.925% per month, up to 11.10% per year) if Netflix’s closing price on each observation date is at least 70% of the initial price. The notes are automatically called, returning $1,000 plus the relevant coupon, if Netflix’s price on specified call observation dates from August 2026 to February 2027 is at or above the initial price.
If the notes are not called and the final price is at least 70% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 70%, holders receive Netflix shares worth less than 70% of principal (or cash equivalent), resulting in loss of all or a substantial portion of the investment. The initial estimated value is expected between $925 and $955 per $1,000, reflecting fees, funding costs and hedging. Any payment depends on Scotiabank’s creditworthiness, and the notes are not listed on any exchange.
The Bank of Nova Scotia is offering unsecured autocallable contingent coupon trigger notes linked to the common stock of Salesforce, Inc., expected to mature on March 12, 2027, under its senior note program.
The notes pay a monthly contingent coupon of $9.167 per $1,000 (0.9167%, about 11.00% per year) only if Salesforce’s closing price on each observation date is at least 68.00% of the initial price. Starting with the August 2026 observation date, the notes are automatically called if Salesforce closes at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate.
If the notes are not called and the final price on the March 9, 2027 final valuation date is at least 68.00% of the initial price, investors receive full principal plus the final coupon. If the final price is below 68.00%, repayment is reduced one‑for‑one with Salesforce’s decline from the initial price, and investors can lose up to their entire investment. The notes are not listed, carry significant liquidity and valuation risks, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected between $925.00 and $955.00 per $1,000 principal amount.
The Bank of Nova Scotia is offering capped buffered index-linked notes tied to the worst performer of the Russell 2000 and S&P 500, maturing around September 1, 2027. Each note has a $1,000 principal amount, no interest payments, and all cash flows depend on the Bank’s credit.
At maturity, investors get enhanced upside with a 120% participation rate, but returns are capped by a maximum payment expected to be at least $1,267.50 per $1,000. A 10% buffer protects against moderate declines in the worst index; below 90% of its initial level, principal losses mirror further declines, up to a 90% loss.
The payoff is based solely on index levels on the valuation date in August 2027 and excludes dividends. The initial estimated value is expected between $925 and $965 per $1,000, reflecting structuring and hedging costs and implying the notes may initially trade below issue price. The notes are unsecured, unsubordinated obligations and will not be listed on an exchange.