Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of NVIDIA Corporation. Each security has a $1,000 face amount and no periodic interest payments or dividends.
The notes are auto-callable after about one year. If NVIDIA’s stock closing price on the call date is at or above the starting price, investors receive $1,000 plus a call premium of at least 21.45%, and the notes terminate early. After an automatic call, investors do not participate in any further stock gains.
If not called, the maturity payment in 2029 depends on NVIDIA’s final stock price. Above the starting price, investors receive $1,000 plus 150% of the stock’s percentage gain. Between 60% and 100% of the starting price, they receive only the $1,000 face amount. Below 60% of the starting price, repayment falls one-for-one with the stock decline, so investors can lose more than 40% and up to all principal.
The securities will not be listed on any exchange and are designed to be held to maturity or automatic call. All payments are subject to the credit risk of The Bank of Nova Scotia. The bank estimates the initial value at 93.146%–96.146% of the $1,000 offering price, reflecting selling costs and hedging profits.
The Bank of Nova Scotia is offering unsecured Buffered Enhanced Participation Notes due March 2, 2028, whose payoff depends on the least performing of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index.
The notes pay no interest. At maturity, if both reference assets finish above their initial levels, investors receive principal plus a leveraged gain based on a participation rate expected to be at least 153%. If any asset finishes below its initial level but at or above 90% of it, investors receive only principal. If any asset finishes below 90% of its initial level, principal is reduced one-for-one beyond the 10% buffer, with losses up to 90% of principal possible. Initial estimated value is between $925 and $965 per $1,000, below issue price, and upfront structuring and distribution fees, including up to 0.80% in dealer compensation, are embedded. Repayment depends on the creditworthiness of The Bank of Nova Scotia, and the notes will not be listed or provide dividends or voting rights.
The Bank of Nova Scotia is issuing $14,058,000 of unsecured Autocallable Contingent Coupon Trigger Notes linked to Oracle Corporation common stock, maturing on March 4, 2027. The notes pay a monthly contingent coupon of $11.25 per $1,000 (1.125%, up to 13.50% per year) when Oracle’s closing price on an observation date is at or above 56.00% of the $174.90 initial price.
Starting July 2026, the notes are automatically called if Oracle’s price on a call observation date is at or above the initial price, returning $1,000 plus the applicable coupon. If not called, principal is fully repaid only if the final Oracle price on March 1, 2027 is at or above the 56.00% trigger. Below that level, repayment is reduced one-for-one with Oracle’s decline, down to total loss of principal, and no final coupon is paid. The initial estimated value is $958.24 per $1,000, below the issue price, and payments depend entirely on the credit of Bank of Nova Scotia; the notes will not be listed and may have limited liquidity.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes linked to the Energy Select Sector SPDR Fund (XLE), maturing on February 2, 2029. The notes are expected to price on January 30, 2026 and settle on February 4, 2026.
Holders may receive a contingent coupon of at least 7.00% per annum, paid quarterly, but only if XLE’s closing value on each observation date is at or above 70% of the initial value. If XLE is at or above the initial value on any observation date, the notes are automatically called at par plus the applicable contingent coupon.
If the notes are not called and XLE’s final value is below the 70% barrier, repayment of principal is reduced one-for-one with the decline in XLE, and up to 100% of principal may be lost. The initial estimated value is expected between $938.64 and $968.64 per $1,000 principal amount, below the issue price, and the notes will not be listed, limiting liquidity.
The Bank of Nova Scotia is offering $525,000 of capped buffered return notes linked to the S&P 500® Index, maturing on January 30, 2031. Each $1,000 note provides equity-linked upside up to a 56.15% maximum return and 15% downside protection through a buffer.
If the index finishes above its initial level of 6,978.60, investors receive the positive index return in cash, capped at $1,561.50 per note. If the final index level is between 85% and 100% of the initial level, investors receive full principal back. Below 85%, principal is reduced 1% for each 1% additional decline, for a potential loss of up to 85%.
The notes pay no interest, are unsecured and unsubordinated obligations of the Bank, and are not insured by Canadian or U.S. deposit insurers. The initial estimated value is $941.20 per $1,000, below the 100% issue price, reflecting internal funding and structuring and hedging costs.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to the shares of the VanEck Semiconductor ETF. Each note has a $1,000 principal amount and pays a contingent quarterly coupon of at least $27.50 if the ETF closes at or above 70% of its initial price on an observation date.
The notes can be automatically called starting in August 2026 if the ETF closes at or above its initial price on certain observation dates, returning $1,000 plus the applicable coupon. If not called and the final ETF price is at least 70% of the initial price, investors receive $1,000 plus the final coupon at maturity.
If the final ETF price is below 70% of the initial price, repayment is reduced one-for-one with the ETF loss, and investors can lose up to their entire principal and receive no coupons. Payments depend both on ETF performance and the creditworthiness of The Bank of Nova Scotia, and the notes will not be listed on any exchange.
The Bank of Nova Scotia is offering senior unsecured Autocallable Dual Directional Barrier Notes linked to the S&P 500® Index, maturing on February 2, 2028, with a minimum investment of $10,000.
The notes may be automatically called on February 9, 2027 if the index is at or above the initial level of 6,978.60, paying $1,091.50 per $1,000 note (a 9.15% call premium). If not called and the final index level is above the initial level, investors receive 150% of the index’s positive return. If the final level is between 80% and 100% of the initial level (barrier at 5,582.88), investors earn a positive return equal to the index’s decline, capped at $1,200 per note. Below the barrier, losses match the index’s decline and can reach 100% of principal.
The notes pay no interest, do not provide dividends, will not be listed on any exchange, and are subject to the credit risk of The Bank of Nova Scotia and significant liquidity, valuation and tax risks. The initial estimated value is expected to be between $952.25 and $982.25 per $1,000.
The Bank of Nova Scotia is offering $12,000,000 of autocallable contingent coupon buffer notes with memory coupon linked to shares of the SPDR® S&P 500® ETF Trust, maturing on February 1, 2027. The notes are issued at 100% of a $1,000 principal amount per note, with estimated initial value of $995.76 per $1,000, and net proceeds to the Bank of 99.90%.
The notes pay a contingent coupon of $10.30 per Observation Date if SPY’s closing value is at or above 95.00% of the $692.73 Initial Value ($658.09), with unpaid coupons carried forward. The notes are automatically called if SPY is at or above the Initial Value on any Observation Date before maturity, returning principal plus due coupons.
If not called and the Final Value is at or above the 95.00% Buffer Value, investors receive full principal back plus any due coupons. Below the Buffer Value, repayment is reduced by approximately 1.0526% of principal for each 1% SPY decline beyond the 5.00% buffer, up to total loss of principal. The notes are unsubordinated, unsecured obligations of Scotiabank, not insured by CDIC or FDIC, will not be listed on an exchange, and secondary market liquidity is not assured.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the SPDR® S&P 500® ETF Trust (SPY) and the Energy Select Sector SPDR® Fund (XLE). The notes have a term of about three years, a $10 principal per note and pay a contingent coupon of 9.00%–9.50% per year, but only when both ETFs close at or above their coupon barriers on quarterly observation dates.
The notes are automatically called after six months if on any observation date each ETF is at or above its initial level, in which case holders receive $10 plus the coupon and the product terminates. If not called, and on the final valuation date both ETFs are at or above 70% of their initial levels, principal is repaid in full. If any ETF finishes below its 70% downside threshold, repayment is reduced dollar-for-dollar with the loss on the worst performer, and the entire investment can be lost.
The notes are unsecured obligations of BNS, not listed on an exchange, and their initial estimated value is expected to be between $9.187 and $9.487 per $10 note, reflecting structuring, distribution and hedging costs. Payments depend on BNS’s credit and there is significant market, sector and liquidity risk, particularly from the energy exposure in XLE.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffered Notes linked to the common stock of NVIDIA Corporation, expected to mature on March 12, 2027. These derivative notes do not provide ownership, voting rights or dividends in NVIDIA.
Investors may receive a monthly contingent coupon of $8.209 per $1,000 in principal (0.8209% monthly, about 9.85% per year) only when NVIDIA’s closing price on an observation date is at least 75.00% of the initial price. Starting in August 2026, the notes are automatically called if NVIDIA closes at or above the initial price on a call observation date, paying $1,000 plus the coupon.
If the notes are not called, the maturity payment depends on NVIDIA’s final price. If the final price is at least 75.00% of the initial price, investors receive $1,000 plus a final coupon. If it is lower, the payoff is reduced by NVIDIA’s decline beyond a 25.00% buffer, with losses of 1% of principal for each 1% drop below 75.00%, up to a 75.00% loss of principal and no coupon. The notes are not listed, are not insured by CDIC or FDIC, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be $925.00–$955.00 per $1,000, below the original issue price, reflecting fees, hedging costs and the bank’s internal funding rate.