Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering capped buffered index-linked notes tied to the least performing of the Russell 2000® and S&P 500® indexes, maturing around August 31, 2027. The notes pay no interest and repay at maturity based on index performance from an expected February 26, 2026 trade date to an expected August 26, 2027 valuation date.
Investors receive 120% of the gain of the worst-performing index, but only up to a maximum payment of about $1,197.50 per $1,000, capping upside at roughly 19.75%. If the worst index finishes between 90% and 100% of its starting level, investors get 120% of the absolute loss as a positive return. Below 90% of its initial level, principal loss matches the decline beyond that 10% buffer, up to a 90% loss of principal.
The initial estimated value is expected between $925 and $965 per $1,000, below issue price, reflecting internal funding and fees. Underwriting and related selling costs can total up to about 2.10% of principal. The notes are unsecured senior obligations of Scotiabank, not listed on an exchange, and all payments depend on the bank’s creditworthiness.
The Bank of Nova Scotia is offering $19,730,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to GE Vernova Inc. common stock. These senior unsecured notes can pay a quarterly contingent coupon of $33.20 per $1,000 (equivalent to 13.28% per annum) on each determination date when GE Vernova’s share price is at or above the downside threshold of $328.89, which is 50.00% of the $657.78 initial share price. A “memory” feature allows previously skipped coupons to be paid later if the threshold is met.
The notes are automatically called if the stock closes at or above the call threshold of $657.78 on any non-final determination date, returning the $1,000 principal plus the applicable coupon and any unpaid coupons. If the notes are not called and the final share price is below the downside threshold, repayment is reduced 1-to-1 with the stock’s decline, and the maturity payment can be less than 50.00% of principal and as low as zero. Investors do not receive dividends or any upside beyond coupons, the estimated value at pricing is $975.10 per $1,000, and all payments are subject to BNS credit risk.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of Oracle Corporation, maturing on February 16, 2029. Each security has a $1,000 face amount and pays a contingent quarterly coupon only if Oracle’s stock closes at or above 50% of the starting price on the relevant calculation day. The contingent coupon rate will be set on the pricing date and will be at least 12.00% per annum, with a memory feature that can catch up previously missed coupons when conditions are later met.
The notes are auto-callable quarterly from August 2026 to November 2028 if Oracle’s stock closes at or above the starting price, in which case holders receive the face amount plus the applicable coupon and any unpaid coupons. If the notes are not called and Oracle’s final price is below 50% of the starting price, holders lose more than half, and possibly all, of principal; upside is capped at par, with no participation in stock gains or dividends. The securities are not listed, are subject to the Bank’s credit risk, and have an estimated value between $917.78 and $947.78 per $1,000 at pricing.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to Alphabet Inc. Class C shares. The notes run to an expected maturity of March 8, 2027, with monthly observation dates starting in March 2026.
Investors may receive a contingent coupon of $9.167 per $1,000 (0.9167% monthly, about 11.00% per year) on each coupon date, but only if Alphabet’s share price is at least 70% of the initial price on the related observation date. Beginning in August 2026, the notes are automatically called if Alphabet closes at or above the initial price on a call observation date, returning principal plus that month’s coupon.
If the notes are not called and the final price is at least 70% of the initial price, investors get back principal plus the last coupon. If the final price is below 70%, holders receive Alphabet shares (or cash) worth less than 70% of principal, resulting in a substantial or total loss. The notes are not principal protected, are not listed, and carry both market risk on Alphabet and credit risk of Scotiabank. The initial estimated value is expected to be $925–$955 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is offering $19.3 million of Contingent Income Auto-Callable Securities due January 26, 2029, linked to Broadcom Inc. common stock. These notes can pay a quarterly contingent coupon of $32.20 per $1,000 (12.88% per annum) for each determination date on which Broadcom’s closing price is at or above 50% of the initial share price of $320.05. If on any non-final determination date the stock closes at or above 100% of the initial price, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons under the memory feature. If held to maturity and the final price is below the 50% downside threshold of $160.025, repayment is reduced 1-for-1 with the stock’s decline and can fall below 50% of principal, down to zero. The notes do not participate in any stock upside, are unsecured senior debt subject to BNS credit risk, will not be listed, and have an initial estimated value of $965.60 per $1,000.
The Bank of Nova Scotia is offering $26,495,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to the common stock of Tesla, Inc. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $35.125 per security (equivalent to 14.05% per annum) only if Tesla’s closing price on the relevant determination date is at or above 50.00% of the initial share price of $449.06, a downside threshold of $224.53.
If on any determination date before maturity Tesla’s price is at or above 100.00% of the initial share price, the notes are automatically redeemed for principal plus the applicable coupon and any unpaid past coupons under the “memory” feature. If the notes are not called and the final share price is below the downside threshold, investors receive the $1,000 principal multiplied by the share performance factor (final price divided by initial price), which can be less than half of principal and as low as zero, meaning substantial or total loss of invested capital. The securities are senior unsecured debt of BNS, are not listed on any exchange, and all payments are subject to BNS credit risk.
The Bank of Nova Scotia is issuing $2,480,000 of Contingent Income Auto-Callable Securities due January 28, 2027, linked to the common stock of Meta Platforms, Inc. Each $1,000 security can pay a contingent quarterly coupon of $28.00 (11.20% per annum) if Meta’s closing price on the determination date is at or above 70.00% of the initial share price of $658.76.
The notes are automatically redeemed at par plus the applicable coupon (including any unpaid “memory” coupons) if Meta closes at or above 100.00% of the initial share price on any non-final determination date. If not called and Meta’s final share price is below the 70.00% downside threshold of $461.132, investors receive 1.5180 Meta shares per security (plus cash for any fraction), which could be worth far less than $1,000, including a total loss of principal.
The securities are senior unsecured obligations of BNS, are not listed on any exchange, have an estimated value of $970.60 per $1,000 at pricing, and expose investors to BNS credit risk, market volatility in Meta stock, limited liquidity and complex tax treatment.
The Bank of Nova Scotia is issuing $3,320,000 of Contingent Income Auto-Callable Securities linked to the common stock of Microsoft Corporation, maturing on January 28, 2027. These senior unsecured notes offer a quarterly contingent coupon of $24.70 per $1,000 security (9.88% per annum) only if Microsoft’s closing price on a determination date is at least 80% of the $465.95 initial share price ($372.76 downside threshold), with a “memory” feature that can pay previously missed coupons later.
If on any non-final determination date Microsoft closes at or above 100% of the initial share price ($465.95 call threshold), the notes are automatically redeemed at $1,000 plus the due coupon and any unpaid coupons, and no further payments are made. If the notes are not called and Microsoft’s final price is below the downside threshold, investors receive about 2.1462 Microsoft shares per note (plus cash for any fraction), which may be worth far less than $1,000 and could result in a total loss of principal.
Investors do not participate in any upside of Microsoft beyond the coupons, forgo dividends, face limited or no secondary market liquidity, and bear full credit risk of BNS. The estimated value on the pricing date is $975.90 per $1,000, below the issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $19,476,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to Palantir Technologies Inc. common stock. Each $1,000 security can pay a quarterly contingent coupon of $41.625 (16.65% per year) if Palantir’s closing price is at or above 50% of the initial share price of $169.60, with missed coupons potentially paid later under a “memory” feature. The notes are auto-called at par plus the coupon if Palantir closes at or above $169.60 on any non-final determination date. If held to maturity and Palantir finishes below 50% of the initial price ($84.80), repayment is reduced 1-for-1 with the stock’s decline and can fall to zero, so principal is fully at risk. The securities are senior unsecured BNS obligations, not listed on any exchange, and have an estimated value of $969 per $1,000 at pricing.
The Bank of Nova Scotia is offering unsecured Buffered Index-Linked Notes tied to the S&P 500® Index, maturing in June 2027. The notes pay no interest and all value comes from how the index performs between the trade date and a single valuation date near maturity.
Holders get upside exposure to the index, but gains are capped by a maximum upside payment amount expected to be at least $1,122.50 per $1,000 note. On the downside, the structure provides a 10% buffer: if the index falls by up to 10%, investors gain the same amount in absolute terms, but if it falls more than 10%, principal is reduced point-for-point beyond that buffer and up to 90% of principal can be lost.
Payments depend entirely on the credit of The Bank of Nova Scotia. The notes will not be listed, may have limited or no secondary market, and their initial estimated value (expected between $925.00 and $965.00 per $1,000) will be below the issue price due to structuring and hedging costs.