Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured Series A digital notes linked to the Russell 2000® Index, with a term expected to be about 12–14 months. The notes pay no interest and will not be listed on an exchange.
At maturity, for each $1,000 note, if the index final level is at least 90% of the initial level, investors receive a fixed threshold settlement amount, expected between $1,095.40 and $1,111.90. If the final level is more than 10% below the initial level, repayment is reduced using a buffer rate of about 111.11%, so losses increase about 1.1111% for every 1% drop beyond the 10% buffer, down to a possible full loss of principal.
The initial estimated value is expected between $948.60 and $976.80 per $1,000, below the issue price, reflecting internal funding and hedging costs. The notes carry credit risk of BNS, small‑cap equity market risk, limited liquidity, potential dealer conflicts of interest, and complex tax treatment.
The Bank of Nova Scotia is issuing $2,000,000 of senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Carvana Co. Each $1,000 security can pay a quarterly contingent coupon of $54.375 (equivalent to 21.75% per annum) if Carvana’s closing price on a determination date is at or above the downside threshold of $227.51, which is 50.00% of the $455.02 initial share price. If on a determination date (other than the final one) the stock is at or above the call threshold of $455.02, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid “memory” coupons.
If the notes are not called and the final share price is at or above $227.51, investors receive principal back plus the final coupon and any unpaid coupons. If the final share price is below $227.51, repayment is reduced 1-to-1 with the stock’s decline and can be less than 50.00% of principal, down to zero, meaning investors can lose their entire investment. The securities do not participate in any stock upside beyond coupons, are not listed on an exchange, and all payments are subject to BNS credit risk. The estimated value on the pricing date is $968.60 per $1,000 security, below the issue price.
The Bank of Nova Scotia is offering $5,946,000 of Trigger Autocallable Contingent Yield Notes with Memory Interest linked to the least performing of Amazon, Broadcom and Dell common stock, maturing January 26, 2029. Investors receive a high contingent coupon of 19.48% per annum (paid quarterly at $0.487 per $10 note, with a memory feature) only if on each observation date all three stocks close at or above their coupon barriers, set at 55% of initial levels.
The notes can be automatically called each quarter if all three stocks are at or above their initial levels, returning principal plus due and unpaid coupons, ending the investment early. If not called, and at maturity every stock is at or above its downside threshold (also 55% of initial), investors receive full principal; if any stock finishes below its downside threshold, repayment is reduced in line with the negative return of the worst performer, and principal loss can reach 100%.
The initial estimated value is $9.52 per $10 note, below the issue price, reflecting selling, structuring and hedging costs. The notes are unsecured senior debt of BNS, are not insured, will not be listed on an exchange and depend entirely on BNS’s credit; investors may face limited liquidity, complex tax treatment and heightened market, issuer and correlation risk.
The Bank of Nova Scotia is offering $2,369,000 of unsecured Autocallable Contingent Coupon Trigger Notes linked to UnitedHealth Group common stock, maturing on February 25, 2027. Each $1,000 note can pay a monthly contingent coupon of $9.834 (0.9834% per month, about 11.80% per year) if UNH’s closing price on an observation date is at least 70% of the initial price.
The notes are automatically called if, from July 2026 through January 2027, UNH’s closing price on a call observation date is at or above the initial price of $354.47, repaying $1,000 plus that month’s coupon. If not called, and on the final valuation date UNH is at or above 70% of the initial price, investors receive $1,000 plus the final coupon. If UNH finishes below 70% of the initial price, principal is reduced one-for-one with the stock’s decline, and investors can lose up to their entire investment. Payments depend on the creditworthiness of Scotiabank, and the initial estimated value is $973.60 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is issuing Capped Leveraged Index Return Notes linked to a basket of fifteen financial sector stocks. The offering size is 265,494 units at $10.00 per unit, for total proceeds before expenses of $2,601,841.20, with an underwriting discount of $0.20 and a hedging-related charge of $0.05 per unit. The notes mature on January 28, 2028 and provide 2x leveraged upside on any basket gain, capped at a maximum redemption of $14.58 per unit, a 45.80% total return. If the basket falls below the starting value, investors lose principal on a 1-to-1 basis, up to a total loss. The initial estimated value is $9.80 per unit, below the public offering price, reflecting BNS’s internal funding rate, selling costs and hedging charges. The notes pay no interest, forgo dividends on the underlying stocks, have limited expected secondary liquidity and are unsecured senior debt fully subject to BNS credit risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the worst performer of Dell Class C, Marvell, and NVIDIA common stock, under its Series A Senior Note program. Each security has a $1,000 face amount, with a total original offering of $2,473,000.
About one year after issue, the notes are auto-callable: if the lowest-performing stock is at or above its starting price, investors receive $1,000 plus a 50% call premium and the notes terminate. If not called, at maturity in 2029, investors get 425% of any positive performance of the lowest-performing stock.
Principal is only protected down to a 50% threshold; if the worst stock falls below half its starting price, repayment is fully exposed to that decline and investors can lose more than 50%, up to all principal. The notes pay no interest or dividends, are not listed, and all payments depend on BNS’s credit. The Bank’s estimated value is $931.13 per $1,000 security on the pricing date.
The Bank of Nova Scotia is offering unsecured digital notes linked to the S&P 500® Index with a term of about 13 to 15 months. The notes pay no interest and are not listed on any exchange.
At maturity, each $1,000 note pays a fixed maximum amount expected between $1,080.40 and $1,094.40 if the index final level is at least 90% of its initial level. If the index falls more than 10%, repayment is reduced at an accelerated rate of about 111.11% of the loss beyond that buffer, and you can lose up to your entire principal. The initial estimated value is expected between $940 and $970 per $1,000, reflecting dealer commissions of $9.80 per $1,000 and hedging costs. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering 134,530 Autocallable Bear Strategic Accelerated Redemption Securities linked to the Nasdaq-100 Index, at a $10 principal amount per unit, for a total public offering price of $1,345,300. Proceeds to BNS before expenses are $9.875 per unit, or $1,328,483.75, reflecting a $0.125 underwriting discount and a $0.05 hedging-related charge per unit.
The notes are senior unsecured debt of BNS with a term of about one year and one week, automatically callable if the Index on an observation date is less than or equal to the Starting Value of 25,518.35. If called, investors receive preset call amounts rising from $10.763 to $13.052 per unit. If the notes are not called and the Nasdaq-100 ends above the Starting Value, investors lose principal in proportion to the Index increase, with up to 100% of principal at risk. The notes pay no interest, do not offer dividends, are not insured by CDIC or FDIC, and have limited expected secondary market liquidity. All payments depend on BNS’s creditworthiness, and the initial estimated value of $9.87 per unit is below the public offering price.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., maturing in March 2027. The notes pay a contingent monthly coupon of at least $9.584 per $1,000 (at least 0.9584% per month, or at least about 11.50% per year) only when Amazon’s closing price on an observation date is at or above 71.00% of the initial price.
Starting in August 2026, the notes are automatically called if Amazon’s closing price on a call observation date is at or above the initial price, returning $1,000 per note plus the applicable coupon, with no further payments. If the notes are not called and Amazon’s final price is below 71.00% of the initial price, investors lose 1% of principal for each 1% decline from the initial price, up to a total loss of principal, and receive no coupon.
The initial estimated value is expected to be $900–$930 per $1,000 note, below the issue price, reflecting internal funding and structuring costs. Payments depend on the creditworthiness of The Bank of Nova Scotia, and the notes will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured, unsubordinated autocallable contingent coupon notes linked to the common stock of JPMorgan Chase & Co. The notes have a principal amount of $1,000 per note, are expected to price on January 23, 2026, and mature on January 26, 2029, unless automatically called earlier.
Investors may receive quarterly contingent coupons of at least $20.75 per note (at least 8.30% per annum) if, on each observation date, the JPMorgan share price is at or above 70% of its initial value. The same 70% level serves as both the coupon barrier and principal protection barrier at maturity. If the notes are not called and the final share value is below this barrier, repayment is reduced one-for-one with JPMorgan’s decline and up to 100% of principal can be lost.
The notes do not provide any participation in JPMorgan share price gains or dividends. They will not be listed, and liquidity is expected to be limited. All payments depend entirely on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected to be between $936.70 and $966.70 per $1,000, below the 100% issue price, reflecting selling, structuring and hedging costs.