Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Autocallable Contingent Coupon Notes due February 2, 2029, linked to the common stock of Micron Technology, Inc. The notes pay a contingent coupon of at least $61.00 per $1,000 (at least 24.40% per annum) on scheduled dates only if Micron’s closing price is at or above a barrier set at 50% of its initial value; otherwise no coupon is paid.
The notes can be automatically called on any observation date if Micron’s closing value is at or above the initial value, returning the $1,000 principal plus the applicable coupon, with no further payments. If the notes are not called and Micron’s final value is at or above the 50% barrier, investors receive full principal back at maturity, plus any due coupon. If the final value is below the barrier, repayment is reduced 1% for each 1% decline from the initial value, up to a total loss of principal.
The notes are unsecured obligations of Scotiabank, are not insured by CDIC or FDIC, will not be listed on any exchange, and may have limited or no secondary market. The initial estimated value is expected to range from $931.73 to $961.73 per $1,000, reflecting structuring, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of KLA Corporation. Each $1,000 Note can be automatically called on quarterly Observation Dates if KLA’s closing value is at or above its initial level, returning principal plus any due contingent and unpaid coupons.
If not called, a contingent coupon of at least $44.625 per Note is paid on an Observation Date only when KLA closes at or above 75% of its initial value; missed coupons may be paid later if conditions are met. At maturity in February 2027, investors receive full principal only if KLA’s final value is at or above 75% of the initial level; below that buffer, losses accelerate at about 1.3333% of principal for each 1% drop beyond the 25% buffer, up to total loss. The Notes are not listed, pay only in cash, carry the credit risk of Scotiabank, and have an initial estimated value between $950.50 and $980.50 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $16,660,000 of Airbag Autocallable Yield Notes linked to Qualcomm common stock, maturing on January 28, 2027. Each $1,000 Note pays a fixed coupon at a 10.35% per annum rate, in monthly installments, as long as the Notes remain outstanding, regardless of the stock’s performance.
The Notes can be automatically called quarterly if Qualcomm’s share price is at or above the call threshold of $155.82, returning principal plus the coupon due on that date. If they are not called and the final stock price on the valuation date is at or above the conversion level of $132.45, investors receive their $1,000 principal back in cash at maturity. If the final price is below $132.45, investors receive about 7.55 Qualcomm shares per Note (plus cash for any fraction), which is expected to be worth less than $1,000 and could result in a total loss. All payments depend on BNS’s credit; there is no exchange listing and liquidity is expected to be limited.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the VanEck Gold Miners ETF and the iShares Silver Trust, maturing in March 2029. Each security has a $1,000 face amount and pays a quarterly contingent coupon only if the worst‑performing fund on that calculation day is at or above 70% of its starting price. The contingent coupon rate will be set on the pricing date at no less than 24.50% per annum.
The notes are auto‑callable quarterly from August 2026 to November 2028 if the worst‑performing fund is at or above its starting price, in which case investors receive $1,000 plus the final coupon. If not called and, at final valuation, the worst fund is below 70% of its starting price, investors lose principal in full proportion to that decline and can lose all of their investment. Investors do not participate in any upside of the ETFs and receive no dividends. All payments are subject to BNS credit risk, and the issuer’s estimated value is initially between 91.249% and 94.249% of the $1,000 price.
The Bank of Nova Scotia is offering unsecured Series A digital notes linked to the Russell 2000® Index, with a term expected to be about 12–14 months. The notes pay no interest and will not be listed on an exchange.
At maturity, for each $1,000 note, if the index final level is at least 90% of the initial level, investors receive a fixed threshold settlement amount, expected between $1,095.40 and $1,111.90. If the final level is more than 10% below the initial level, repayment is reduced using a buffer rate of about 111.11%, so losses increase about 1.1111% for every 1% drop beyond the 10% buffer, down to a possible full loss of principal.
The initial estimated value is expected between $948.60 and $976.80 per $1,000, below the issue price, reflecting internal funding and hedging costs. The notes carry credit risk of BNS, small‑cap equity market risk, limited liquidity, potential dealer conflicts of interest, and complex tax treatment.
The Bank of Nova Scotia is issuing $2,000,000 of senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Carvana Co. Each $1,000 security can pay a quarterly contingent coupon of $54.375 (equivalent to 21.75% per annum) if Carvana’s closing price on a determination date is at or above the downside threshold of $227.51, which is 50.00% of the $455.02 initial share price. If on a determination date (other than the final one) the stock is at or above the call threshold of $455.02, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid “memory” coupons.
If the notes are not called and the final share price is at or above $227.51, investors receive principal back plus the final coupon and any unpaid coupons. If the final share price is below $227.51, repayment is reduced 1-to-1 with the stock’s decline and can be less than 50.00% of principal, down to zero, meaning investors can lose their entire investment. The securities do not participate in any stock upside beyond coupons, are not listed on an exchange, and all payments are subject to BNS credit risk. The estimated value on the pricing date is $968.60 per $1,000 security, below the issue price.
The Bank of Nova Scotia is offering $5,946,000 of Trigger Autocallable Contingent Yield Notes with Memory Interest linked to the least performing of Amazon, Broadcom and Dell common stock, maturing January 26, 2029. Investors receive a high contingent coupon of 19.48% per annum (paid quarterly at $0.487 per $10 note, with a memory feature) only if on each observation date all three stocks close at or above their coupon barriers, set at 55% of initial levels.
The notes can be automatically called each quarter if all three stocks are at or above their initial levels, returning principal plus due and unpaid coupons, ending the investment early. If not called, and at maturity every stock is at or above its downside threshold (also 55% of initial), investors receive full principal; if any stock finishes below its downside threshold, repayment is reduced in line with the negative return of the worst performer, and principal loss can reach 100%.
The initial estimated value is $9.52 per $10 note, below the issue price, reflecting selling, structuring and hedging costs. The notes are unsecured senior debt of BNS, are not insured, will not be listed on an exchange and depend entirely on BNS’s credit; investors may face limited liquidity, complex tax treatment and heightened market, issuer and correlation risk.
The Bank of Nova Scotia is offering $2,369,000 of unsecured Autocallable Contingent Coupon Trigger Notes linked to UnitedHealth Group common stock, maturing on February 25, 2027. Each $1,000 note can pay a monthly contingent coupon of $9.834 (0.9834% per month, about 11.80% per year) if UNH’s closing price on an observation date is at least 70% of the initial price.
The notes are automatically called if, from July 2026 through January 2027, UNH’s closing price on a call observation date is at or above the initial price of $354.47, repaying $1,000 plus that month’s coupon. If not called, and on the final valuation date UNH is at or above 70% of the initial price, investors receive $1,000 plus the final coupon. If UNH finishes below 70% of the initial price, principal is reduced one-for-one with the stock’s decline, and investors can lose up to their entire investment. Payments depend on the creditworthiness of Scotiabank, and the initial estimated value is $973.60 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is issuing Capped Leveraged Index Return Notes linked to a basket of fifteen financial sector stocks. The offering size is 265,494 units at $10.00 per unit, for total proceeds before expenses of $2,601,841.20, with an underwriting discount of $0.20 and a hedging-related charge of $0.05 per unit. The notes mature on January 28, 2028 and provide 2x leveraged upside on any basket gain, capped at a maximum redemption of $14.58 per unit, a 45.80% total return. If the basket falls below the starting value, investors lose principal on a 1-to-1 basis, up to a total loss. The initial estimated value is $9.80 per unit, below the public offering price, reflecting BNS’s internal funding rate, selling costs and hedging charges. The notes pay no interest, forgo dividends on the underlying stocks, have limited expected secondary liquidity and are unsecured senior debt fully subject to BNS credit risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the worst performer of Dell Class C, Marvell, and NVIDIA common stock, under its Series A Senior Note program. Each security has a $1,000 face amount, with a total original offering of $2,473,000.
About one year after issue, the notes are auto-callable: if the lowest-performing stock is at or above its starting price, investors receive $1,000 plus a 50% call premium and the notes terminate. If not called, at maturity in 2029, investors get 425% of any positive performance of the lowest-performing stock.
Principal is only protected down to a 50% threshold; if the worst stock falls below half its starting price, repayment is fully exposed to that decline and investors can lose more than 50%, up to all principal. The notes pay no interest or dividends, are not listed, and all payments depend on BNS’s credit. The Bank’s estimated value is $931.13 per $1,000 security on the pricing date.