Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured senior digital notes linked to the S&P 500® Index with a term expected to be about 17 to 20 months. The notes pay no interest and will not be listed on any exchange.
At maturity, for each $1,000 note, if the final S&P 500® level is at or above 85.00% of the initial level, investors receive a fixed maximum payment amount, expected to be between $1,092.00 and $1,108.00. If the index falls more than 15.00% from the initial level, repayment is reduced, with losses of approximately 1.1765% for every additional 1% index decline, down to a potential 100% loss of principal.
The initial estimated value is expected to be between $954.00 and $984.00 per $1,000, below the issue price, reflecting internal funding and fees, including selling commissions of 1.13% (or $11.30 per $1,000). Any payment depends on the creditworthiness of The Bank of Nova Scotia, and investors face valuation, liquidity, market and tax risks.
The Bank of Nova Scotia is offering $5,903,000 of S&P 500®‑linked digital notes maturing on March 29, 2028 under its Senior Note Program. Each note has a $1,000 principal amount, pays no interest and is an unsecured, unsubordinated obligation of the bank.
The payoff depends solely on the S&P 500® Index level on the March 27, 2028 valuation date. If the index is at or above 85% of the initial level of 6,926.60, investors receive a fixed $1,177 per $1,000 note, a 17.7% capped gain. If the index has fallen more than 15%, repayment is reduced, with losses of about 1.1765% for every additional 1% index decline, down to a potential 100% loss of principal.
The notes do not provide dividends or voting rights in S&P 500 companies and will not be listed on an exchange, so liquidity may be limited. Any payment depends on the creditworthiness of The Bank of Nova Scotia. The bank’s initial estimated value was $991 per $1,000 note, below the original issue price, reflecting internal funding and hedging costs.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of NRG Energy, Inc., each with a $1,000 principal amount and a scheduled maturity on January 26, 2029, unless automatically called earlier.
The Notes can be automatically called if NRG’s stock closes at or above its initial value on any quarterly call observation date, returning principal plus any due contingent coupon. If not called, investors receive a contingent coupon of at least $37.125 per Note (at least 14.85% per annum) for each observation date on which the stock closes at or above 60% of its initial value. At maturity, if the stock is at or above the 60% barrier, principal is repaid; if it is below, repayment is reduced one-for-one with the stock’s decline, up to a complete loss of principal.
The initial estimated value of the Notes is expected to be between $929.09 and $959.09 per $1,000 original issue price, reflecting selling, structuring and hedging costs. The Notes pay no fixed interest, do not provide any dividends from NRG, will not be listed on an exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Digital Notes linked to the EURO STOXX 50® Index that pay no interest and expose holders to index performance over roughly 20 to 23 months. Each note has a $1,000 principal amount and is issued at 100% of principal in U.S. dollars.
At maturity, if the index’s final level is at least 85.00% of its initial level, holders receive a fixed maximum payment amount, expected to be between $1,123.50 and $1,145.20 per $1,000. If the index falls more than 15.00% from its initial level, repayment drops by approximately 1.1765% for every 1% decline beyond that buffer, via a buffer rate of about 117.65%, and investors can lose up to 100% of principal.
The notes’ return is based on price changes only; investors forgo dividends on the underlying European stocks and have no shareholder rights. The initial estimated value is expected to range from $954.40 to $984.40 per $1,000, below the issue price, reflecting the bank’s internal funding rate, hedging costs and dealer compensation, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to Tesla, Inc. common stock, maturing January 26, 2029. The Notes may be automatically called on quarterly observation dates if Tesla’s closing value is at or above the Initial Value, in which case investors receive $1,000 per Note plus any due Contingent Coupon and the Notes terminate early.
If not called, investors receive a Contingent Coupon of at least $36.75 per Note (at least 14.70% per annum) on each observation date only when Tesla’s closing value is at or above the Contingent Coupon Barrier Value, set at 50.00% of the Initial Value. If the Final Value on the January 23, 2029 Final Valuation Date is at or above the 50.00% Barrier Value, principal is returned; if it is below, repayment is reduced one-for-one with Tesla’s decline and up to 100% of principal can be lost.
The minimum investment is $1,000, and the initial estimated value is expected between $934.61 and $964.61 per $1,000 Principal Amount, below the 100% Original Issue Price due to selling, structuring and hedging costs. The Notes are senior unsecured obligations of The Bank of Nova Scotia, not listed on any exchange, do not pay guaranteed interest, and all payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering autocallable contingent coupon trigger notes linked to Eli Lilly and Company common stock, maturing in March 2027. These unsecured notes can be automatically called starting in July 2026 through January 2027 if Eli Lilly’s stock on an observation date is at or above the initial price, in which case investors receive $1,000 per note plus the applicable coupon.
Investors are eligible for a monthly contingent coupon of $9.875 per $1,000 note (0.9875% monthly, up to 11.85% per annum) whenever the stock closes at or above 70.00% of the initial price on an observation date. If the notes are not called and the final stock price is below 70.00% of the initial price, repayment is reduced dollar-for-dollar with the stock decline, and investors can lose up to their entire principal and receive no coupon at maturity. The initial estimated value is expected to be $925.00–$955.00 per $1,000, and the notes are not listed and are subject to Bank of Nova Scotia credit risk.
The Bank of Nova Scotia is offering $4,272,000 of Capped Buffered Enhanced Participation Notes linked to the MSCI EAFE® Index, maturing on June 11, 2027. These notes pay no interest and your final payment depends entirely on index performance between January 13, 2026 and June 9, 2027.
If the index ends above the initial level of 2,972.93, you receive 160% of the index gain, but your total payoff is capped at $1,191.04 per $1,000 note. If the index is flat or down by up to 10%, you receive your $1,000 principal. Below a 10% decline, losses accelerate at about 1.1111% for every additional 1% drop, so you can lose all of your investment.
The notes are unsecured senior obligations of Scotiabank, are not insured, and will not be listed on an exchange. The initial estimated value is $999.70 per $1,000, reflecting internal funding and hedging costs, and liquidity may be limited, potentially leading to an immediate and persistent discount in secondary trading.
The Bank of Nova Scotia is offering senior unsecured “principal at risk” notes that pay a high contingent quarterly coupon linked to the common stock of Tesla, Inc.. Investors can receive a coupon of $34.50 per $1,000 (equivalent to 13.80% per annum) for each quarter in which Tesla’s closing price is at or above 50% of the initial share price. A “memory” feature allows missed coupons to be paid later if the test is subsequently met.
Starting from the second determination date, the notes auto-call if Tesla’s price is at or above 100% of the initial share price, returning principal plus the applicable coupon and any unpaid coupons. If the notes are not called and Tesla’s final price is below the 50% downside threshold, repayment is reduced 1‑for‑1 with Tesla’s decline and can fall to zero, so investors may lose their entire investment. The notes are unsecured obligations of BNS, not listed on an exchange, and BNS estimates their initial value between $936.26 and $966.26 per $1,000 issue price.
The Bank of Nova Scotia is offering three Trigger Autocallable Contingent Yield Notes linked separately to GE Vernova, Alphabet Class A and Truist common stock, each maturing around January 19, 2029, with a principal amount of $10 per Note and a term of about three years.
Investors may receive quarterly contingent coupons only when the underlying stock closes at or above a preset coupon barrier, with indicative rates of 13.30% per annum for GE Vernova and 9.00% per annum for both Alphabet and Truist. The Notes can be called early after six months if the underlying is at or above its initial level, returning principal plus the applicable coupon. If the Notes are not called and the final stock level is at or above the downside threshold (50.00%–64.90% of the initial level, depending on the offering), principal is repaid; otherwise repayment is reduced in line with the stock’s percentage decline, and total loss is possible.
The initial estimated value per $10 Note is expected between $9.22 and $9.66, below the issue price, and the Notes will not be listed, so liquidity may be limited. All payments depend on BNS’s creditworthiness and the tax treatment is complex and uncertain, with U.S. and non-U.S. holders urged to consult tax advisors.
The Bank of Nova Scotia is offering $10,000,000 of Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the shares of the SPDR S&P 500 ETF Trust, maturing January 20, 2027. Each Note has a $1,000 principal amount and pays a contingent coupon of $10.10 per Observation Date only if the ETF’s closing value is at or above 95% of its initial level; missed coupons can be paid later if a future Observation Date meets that threshold.
The notes are automatically called, returning principal plus due coupons, if on any Observation Date before maturity the ETF closes at or above its initial value. If held to maturity and the final ETF level is at least 95% of the initial value, investors receive full principal back plus any due coupons; below that, repayment falls on a leveraged basis and up to 100% of principal can be lost. The notes are senior unsecured obligations of Scotiabank, not insured, not listed on any exchange, and their initial estimated value is $993.92 per $1,000 versus $1,000 original issue price, with net proceeds of $9,990,000 after 0.10% fees.