Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $2,000,000 of Tesla-linked Contingent Income Auto-Callable Securities maturing January 13, 2028. These senior unsecured notes can pay a quarterly coupon of $43.375 per $1,000 (equal to 17.35% per annum) for each determination date on which Tesla’s stock closes at or above 60% of the initial share price of $435.80.
If Tesla’s closing price on a non-final determination date is at or above the call threshold of 100% of the initial share price, the notes are automatically redeemed at $1,000 plus the due coupon (including any “memory” coupons previously missed but later earned), and no further payments are made.
At maturity, if the final Tesla price is at or above the 60% downside threshold, investors receive $1,000 plus the applicable coupon and any unpaid coupons. If it is below that level, repayment is reduced 1-for-1 with Tesla’s decline, and the amount can be less than 60% of principal and as low as zero. The notes are not principal-protected, are not listed on any exchange, have limited liquidity, and all payments are subject to BNS credit risk. The estimated value on the pricing date is $972 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $19,599,000 of Contingent Income Auto-Callable Securities due January 12, 2029, linked to the common stock of Netflix, Inc. Each $1,000 security can pay a quarterly contingent coupon of $27.00 (10.80% per year) if on a determination date Netflix’s closing price is at least 60.00% of the $89.46 initial share price, a downside threshold of $53.676.
If on any non-final determination date Netflix closes at or above the $89.46 call threshold price, the note is automatically redeemed for $1,000 plus that period’s coupon, and no further payments are made. If the notes are not called and, at maturity, Netflix is below the downside threshold, repayment is reduced 1-for-1 with the stock’s decline, and the amount returned can be far below $600 and as low as zero.
Investors do not participate in any stock upside beyond coupons, receive no dividends, and face full principal-at-risk exposure as well as unsecured credit risk of BNS. The securities will not be listed, carry limited liquidity, and have an estimated initial value of $963.30 per $1,000 after built-in fees of $22.50 per security.
The Bank of Nova Scotia is offering $10,811,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500 Index, maturing on May 3, 2028. These notes pay no interest and the cash you receive at maturity depends entirely on index performance between January 9, 2026 and May 1, 2028.
If the index finishes above the initial level of 6,966.28, you receive 160.00% of the index gain, capped at a maximum payment of $1,264.00 per $1,000 principal. If the index is flat or down by up to 15.00%, you get back $1,000. If it falls by more than 15.00%, your loss accelerates at a buffer rate of about 117.65%, and you could lose up to your entire investment.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia and are not insured by any deposit insurer. They will not be listed on an exchange, and secondary market liquidity may be limited. The initial estimated value is $991.20 per $1,000, reflecting internal funding and hedging costs, so the fair value at issue is below the price paid.
The Bank of Nova Scotia is offering $20,662,000 of Contingent Income Auto-Callable Securities due January 12, 2029, linked to the common stock of GE Vernova Inc. These notes can pay a quarterly contingent coupon of $30 per $1,000 (12.00% per annum) for any determination date when the stock closes at or above 50.00% of the initial share price of $622.50, helped by a "memory" feature that can catch up missed coupons.
The notes may be automatically redeemed early at par plus the applicable coupon and any unpaid coupons if the stock closes at or above the 100.00% call threshold of $622.50 on a non-final determination date. Principal is fully at risk: if at maturity the GE Vernova share price is below the 50.00% downside threshold of $311.25, repayment is reduced one-for-one with the stock’s decline and can fall to zero. The securities are unsecured obligations of BNS, have limited liquidity, and their estimated value at pricing is $964.50 per $1,000, below the issue price, reflecting fees, structuring and hedging costs.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Notes linked to the EURO STOXX 50® Index, maturing around January 21, 2031. Each Note has a $10 principal amount, with a minimum investment of 100 Notes.
The Notes can be automatically called quarterly after 12 months if the index closes at or above the call threshold, set at 100% of the initial level. If called, investors receive the call price, equal to principal plus a call return based on an annual call return rate of 8.05%–9.05%, increasing the longer the Notes remain outstanding, and no further payments are made.
If never called and the final index level is at or above 75% of the initial level, investors receive only their $10 principal per Note. If the final level is below this downside threshold, repayment is reduced dollar-for-dollar with the index decline, and the entire investment can be lost. The Notes pay no interest or dividends, are not listed on any exchange, have an initial estimated value of $9.25–$9.55 per $10, and all payments depend on BNS’s creditworthiness.
The Bank of Nova Scotia is offering complex market-linked senior unsecured notes tied to the lowest performing of Broadcom, Alphabet Class A, Meta Platforms and NVIDIA, maturing in January 2029. Each $1,000 security may pay a monthly contingent coupon at a rate of at least 19.35% per annum, but only if on each calculation day the lowest performing stock closes at or above 60% of its starting price. Missed coupons can be paid later if the condition is met, but all coupons can be lost if it is never met.
The notes are auto-callable from April 2026 through December 2028 if the lowest performing stock is at or above its starting price, in which case holders receive $1,000 plus the applicable coupon and any unpaid coupons. If not called, principal is protected only if the lowest performing stock on the final calculation day is at or above 60% of its starting price; otherwise repayment falls in line with that stock’s percentage decline, with losses beyond 40% and up to total loss of principal possible. The bank’s estimated value is $911.33–$941.33 per $1,000 security, reflecting dealer spread and hedging costs, and the notes are not listed and carry full credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the common stock of Tesla, Inc., maturing on or about January 26, 2029. Each security has a stated principal amount of $1,000 and offers a contingent quarterly coupon of $35.125 per security (equivalent to 14.05% per annum) for any determination date on which Tesla’s closing price is at least 50.00% of the initial share price, the downside threshold.
If on any non-final determination date Tesla’s closing price is at least 100.00% of the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons under the memory feature, and no further payments are made. If the notes are not called and Tesla’s final share price is below the downside threshold, the maturity payment is $1,000 multiplied by the share performance factor, so investors can lose a significant portion or all of their principal.
The notes are senior unsecured debt of BNS, subject to BNS’s credit risk, and are not secured, insured, bail-inable, or listed on any exchange. The estimated value on the pricing date is expected to be between $937.65 and $967.65 per $1,000 of principal, reflecting embedded selling, structuring and hedging costs. The securities are intended only for investors who fully understand the risks, can tolerate high volatility and illiquidity, and are willing to forgo dividends and upside in Tesla shares in exchange for the possibility of contingent high coupons.
The Bank of Nova Scotia is offering unsubordinated, unsecured Autocallable Digital Buffer Notes linked to the common stock of Capital One Financial Corporation, maturing on January 21, 2028. Each Note has a $1,000 principal amount and a minimum investment of $10,000. The Notes do not pay interest and all payments depend on the Bank’s credit.
The Notes are automatically called on January 29, 2027 if the stock is at or above its Initial Value, paying back principal plus a Call Premium of at least $177.30 per Note (17.73%). If not called and the Final Value on January 18, 2028 is at or above the Initial Value, holders receive principal plus at least a 35.46% Digital Return or the positive stock performance, whichever is greater.
If the Final Value is below the Initial Value but at or above 85% of it, investors receive only the $1,000 principal. Below that 85% Buffer Value, principal is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, leading to a possible total loss of principal. The initial estimated value is between $948.80 and $978.80 per $1,000, less than the issue price, and the Notes will not be listed on any exchange.
The Bank of Nova Scotia is offering autocallable contingent coupon buffer notes linked to the common stock of Vertiv Holdings Co. Each Note has a $1,000 principal amount and a term to February 3, 2027, unless called earlier.
On quarterly Observation Dates, if Vertiv’s closing value is at least the Initial Value, the Notes are automatically called and pay back principal plus a contingent coupon of at least $51.125 per Note and any unpaid coupons. If not called, a contingent coupon (with “memory”) is paid when Vertiv is at or above 65% of the Initial Value.
At maturity, if the Notes are not called and Vertiv is at or above 65% of the Initial Value, investors receive principal plus any due coupons. If Vertiv is below that level, repayment of principal is reduced, with losses of about 1.5385% for each 1% decline beyond the 35% buffer, up to a total loss. The initial estimated value is $950.52–$980.52 per $1,000, and underwriting commissions are 1.00%.
The Bank of Nova Scotia is offering unsecured, unsubordinated structured notes linked to the shares of SPDR® Gold Shares (GLD), maturing on February 3, 2027. Each note has a $1,000 principal amount and a minimum initial investment of $10,000, with no interest or coupon payments before maturity.
At maturity, if GLD’s final value is above its initial value, investors receive the principal plus the positive return of GLD, capped at a Maximum Return of at least 12.27% (exact level set on the trade date. If GLD is flat, investors receive $1,000 per note. If GLD is below its initial value, investors lose 1% of principal for each 1% decline, but the payment will not be less than $950 per note, limiting loss to 5%.
The initial estimated value is expected to be between $955.79 and $985.79 per $1,000 note, below the original issue price, reflecting internal funding and structuring costs. The notes will not be listed, may have limited or no secondary market, and all payments are subject to the credit risk of The Bank of Nova Scotia.