Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of Oracle Corporation. Each security has a $1,000 face amount, pays a 14.80% per annum contingent coupon quarterly only when Oracle’s stock closes at or above 50% of the starting price, and may automatically call from March 2026 through September 2028 if the stock is at or above the starting price. If not called, investors receive $1,000 at maturity only if the final stock price is at or above 50% of the starting price; otherwise they lose more than 50%, up to all, of principal. The total offering is $12,426,000, with proceeds to the Bank of about $12.14 million after selling discounts, and the Bank’s estimated value is $981.01 per $1,000. The notes are not listed on an exchange, pay no dividends on Oracle stock, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the lowest performer of the S&P 500® Index, Russell 2000® Index and Dow Jones Industrial Average®, maturing on January 4, 2030. Each security has a $1,000 face amount and is sold at an original offering price of $1,000, with total offering size of $3,924,000 and proceeds to the Bank of $3,209,179.50 after selling costs.
The notes pay no interest and may be automatically called on quarterly call dates if the lowest performing index is at or above its starting level, returning $1,000 plus a fixed call premium that grows over time, reaching up to 44.8% of face value on the final calculation day. If never called and the lowest index ends at or above 75% of its starting level at maturity, investors receive $1,000; if it finishes below 75%, repayment is reduced 1-to-1 with index losses, so investors can lose more than 25%, up to their entire principal.
The estimated value at pricing is $963.86 (96.386%) per security, below the issue price due to selling, structuring and hedging costs. The securities are senior unsecured obligations of the Bank, not insured by any deposit insurer, will not be listed on an exchange, and may be difficult to sell before maturity.
The Bank of Nova Scotia is offering market-linked, senior unsecured notes tied to the lowest performing of the S&P 500 Index, Russell 2000 Index and Nasdaq-100 Index, maturing on January 5, 2029.
Each security has a $1,000 face amount and pays no interest. About one year after issuance, on January 5, 2027, the notes are automatically called if the lowest performing index is at or above its starting level, returning $1,000 plus a 12% call premium.
If not called, at maturity investors receive: at least $1,450 per security (a 45% contingent minimum return) or full 1:1 upside if the lowest index finishes at or above its starting level; only $1,000 if the lowest index is between 70% and 100% of its starting level; or a loss matching the index decline if it ends below 70% of its starting level, which can mean losing most or all principal. The bank’s estimated value is $952.08 per $1,000, and all payments are subject to Scotiabank’s credit risk, with no listing or liquidity guarantee.
The Bank of Nova Scotia is issuing $1,000 face amount senior unsecured market-linked securities tied to the lowest performing of Amazon, Alphabet Class A, NVIDIA and Tesla, maturing on January 3, 2029. These notes pay a contingent coupon of 14.75% per annum, due monthly only if on each calculation day the lowest-performing stock is at or above 40% of its starting price, with a memory feature that can make up missed coupons later.
From June 2026 to November 2028, if on any monthly calculation day the lowest-performing stock closes at or above its starting price, the notes are automatically called for $1,000 plus the due coupon and any unpaid coupons. If not called, at maturity holders receive $1,000 only if the lowest-performing stock is at or above 40% of its starting price; otherwise repayment is reduced in proportion to that stock’s decline, and investors can lose more than 60% and up to all principal.
The original offering price is $1,000 per security, while the Bank’s estimated value on the pricing date is $950.52, reflecting selling costs and hedging profits. The notes are senior unsecured obligations of The Bank of Nova Scotia, not insured, not listed on an exchange, and all payments depend on the Bank’s credit and on the performance of the underlying stocks.
The Bank of Nova Scotia is offering $9,080,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500 Index, maturing on October 27, 2027. These unsecured notes pay no interest and the return is determined solely by index performance between December 30, 2025 and October 25, 2027.
If the index rises, investors get 160% of the price gain, capped at a maximum payment of $1,205.60 per $1,000. If the index falls by up to 12.50%, principal is returned; below that buffer, losses accelerate at about 114.29% of further declines and can reach 100% of principal. The initial estimated value is $990.60 per $1,000, below issue price, the notes will not be listed, secondary market liquidity may be limited, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., in $1,000 denominations, maturing in February 2027. Investors may receive monthly contingent coupons of $7.834 per $1,000 (0.7834% monthly, up to about 9.40% per year) if Amazon’s closing price on each observation date is at least 70.00% of the initial price. The notes are subject to automatic call starting in July 2026 if Amazon’s price on a call observation date is at or above the initial price, in which case investors receive $1,000 plus the applicable contingent coupon and the notes terminate early.
If the notes are not called and the final price is below 70.00% of the initial price, investors receive a share delivery amount of Amazon stock instead of cash, with a value below 70% of principal, resulting in substantial or total loss of investment and no final coupon. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by any deposit insurer, not listed on an exchange and have an initial estimated value of $925.00–$955.00 per $1,000, below the original issue price due to commissions, structuring fees and hedging costs.
The Bank of Nova Scotia is offering $10,000,000 of Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due January 4, 2027, linked to the Invesco QQQ Trust, Series 1. Each security has a $1,000 stated principal amount and is a senior unsecured, principal-at-risk note under BNS’ Senior Note Program, Series A.
The notes can pay a contingent monthly coupon of $10.20 per $1,000 (equivalent to 12.24% per annum) for any determination date on which QQQ’s closing price is at or above 90% of the initial share price of $623.93, a downside threshold of $561.537. Missed coupons can be “remembered” and paid later if a future determination date meets the threshold. If on any non-final determination date QQQ closes at or above 100% of the initial share price, $623.93, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons.
If not called early and QQQ finishes at or above the downside threshold, investors receive $1,000 plus the final coupon and any unpaid coupons at maturity. If the final share price is below the downside threshold, repayment is based on a leveraged downside formula: investors lose about 1.1111% of principal for every 1% QQQ falls below the threshold and could lose their entire investment. The notes do not participate in upside QQQ appreciation, pay no dividends, will not be listed on an exchange, and all payments depend on BNS’ credit. The estimated value on the pricing date is $996 per $1,000 note, less than the issue price.
The Bank of Nova Scotia is offering $12,000,000 of senior unsecured structured notes linked to Alphabet Inc. Class A common stock. These Buffered Contingent Income Auto-Callable Securities can pay a contingent monthly coupon of $12.40 per $1,000 note (equivalent to 14.88% per annum) for each determination date when Alphabet’s closing price is at or above the downside threshold of $251.272, which is 80% of the initial share price of $314.09. Missed coupons may be paid later under the “memory” feature if the threshold is met on a future date.
If on any non-final determination date Alphabet’s price is at or above the call threshold of $314.09, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons, and no further payments are made. If held to maturity on January 4, 2027 and Alphabet’s final price is below the downside threshold, investors receive a cash value that loses 1.25% for every 1% the final price falls below the threshold, up to a total loss of principal. Investors do not participate in any stock upside, receive no dividends, face limited liquidity, and are fully exposed to BNS credit risk. The initial estimated value is $994.50 per $1,000 note, below the issue price.
The Bank of Nova Scotia is offering market-linked senior unsecured notes tied to the S&P 500® Index, maturing on January 4, 2030. Each security has a $1,000 face amount and pays no coupons or dividends. At maturity, holders receive $1,000 plus 100% of any positive Index return, capped at a maximum return of 23.00%, for a maximum payment of $1,230 per security. If the Index is flat or down, investors receive only the $1,000 face amount.
The notes are subject to the credit risk of The Bank of Nova Scotia and are not insured by Canadian or U.S. deposit insurers. They will not be listed on any exchange and may have limited or no secondary market. The Bank’s estimated value on the pricing date is $953.41 per security (95.341%), below the $1,000 original offering price, reflecting selling commissions, structuring and hedging costs. U.S. tax counsel expects the notes to be treated as contingent payment debt instruments, leading to taxable income accruals before cash is received.
The Bank of Nova Scotia is issuing market-linked senior notes tied to three major equity indices — the S&P 500, Russell 2000 and Nasdaq‑100 — maturing in June 2027. These $1,000 face amount securities pay a contingent coupon of 10.00% per annum, but only in months when the worst-performing index on the calculation day is at or above 75% of its starting level.
If on any monthly calculation day from June 2026 to May 2027 the worst-performing index is at or above its starting level, the notes are automatically called for $1,000 plus that month’s coupon, ending the investment early. If the notes are not called, principal repayment at maturity depends entirely on the final level of the worst index: investors receive $1,000 only if it is at or above 75% of its starting level.
If the worst index finishes below 75% of its starting level, the maturity payment is reduced in line with that index’s decline, and investors can lose more than 25% and up to all of their principal. The Bank’s estimated value is $974.28 per $1,000 security, reflecting selling costs and hedging profits. The notes are unsecured obligations subject to BNS credit risk and are not listed on any exchange.