Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $545,000 of Capped Buffered Index-Linked Notes tied to the least performing of the Russell 2000 Index and S&P 500 Index, maturing on June 24, 2027. The notes pay no interest and are unsecured senior debt of the bank.
At maturity, investors receive $1,000 plus 120% of the least performing index’s gain if both indexes finish above their initial levels, capped at a maximum payment of $1,260 per $1,000. If any index is at or below its initial level but at least 90% of its initial level, investors earn 120% of the absolute decline, again on the least performing index.
If any index ends below 90% of its initial level, investors lose principal dollar-for-dollar beyond the 10% buffer and can lose up to 90% of principal. The initial estimated value is $969.22 per $1,000, below the issue price, reflecting fees, hedging costs, and the bank’s internal funding rate. Any payment depends entirely on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $19,766,000 of Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, the S&P 500® Index and the EURO STOXX 50® Index, maturing January 2, 2036.
The Notes pay a contingent coupon at a 7.70% per annum rate only if, on each quarterly observation date, every index closes at or above its coupon barrier, set at 75.00% of its initial level. They can be automatically called after 12 months if all three indices are at or above their initial levels, in which case holders receive principal plus the applicable contingent coupon and the Notes terminate early.
If the Notes are not called and, on the final valuation date, each index is at or above its downside threshold (also 75.00% of its initial level), investors receive full principal back. If any index finishes below its downside threshold, the maturity payment is reduced based on the decline of the worst-performing index, and holders can lose some or all of their principal. The initial estimated value is $9.11 per $10 Note, and all payments are unsecured and subject to BNS credit risk.
The Bank of Nova Scotia is offering $6,760,000 of Trigger Autocallable Contingent Yield Notes linked to the common stock of Microsoft Corporation. These senior unsecured notes pay a contingent coupon at a rate of 8.15% per annum only when Microsoft’s closing stock price on a monthly observation date is at or above the coupon barrier of $339.44, which is 70% of the initial level of $484.92. The notes are automatically called if, on any observation date after three months and before maturity, Microsoft closes at or above the initial level; in that case, investors receive $10 per note plus the applicable coupon and the investment ends early.
If the notes are not called and Microsoft’s final level on the December 22, 2027 valuation date is at or above the downside threshold of $339.44, investors receive full principal back at the December 28, 2027 maturity. If the final level is below the downside threshold, repayment is reduced dollar-for-dollar with Microsoft’s percentage decline, and investors can lose their entire principal. The notes will not be listed, have limited liquidity, pay no dividends, and all payments depend on BNS’s credit. The initial estimated value is $9.77 per $10 note, below the issue price.
The Bank of Nova Scotia is offering principal-at-risk, auto-callable structured notes linked to the common stock of Vertiv Holdings Co, maturing on or about December 31, 2029. These senior unsecured notes can pay a contingent quarterly coupon of $28.10 per $1,000 (11.24% per annum) for each observation date when Vertiv’s closing price is at or above 50% of the initial share price, with a “memory” feature that can make up missed coupons later if conditions are met.
The notes are automatically redeemed early if Vertiv’s price on a non-final determination date is at least 100% of the initial share price, returning principal plus the applicable coupon and any unpaid coupons. If held to maturity and the final share price is at or above the 50% downside threshold, investors receive principal plus all due coupons. If the final price is below the threshold, repayment is based on a leveraged downside: investors lose 2% of principal for every 1% Vertiv finishes below the threshold, up to a total loss of principal.
The securities do not pay dividends on Vertiv stock, will not be listed on any exchange, and all payments depend on BNS’s credit. The preliminary estimated value is $915.06–$945.06 per $1,000 note, below the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering contingent income auto-callable senior unsecured notes due on or about January 5, 2029, linked to the common stock of Shopify Inc. (SHOP). Each $1,000 security may pay a contingent quarterly coupon of $34.50 (equivalent to 13.80% per annum) per security, but only for determination dates when Shopify’s closing price is at least 50.00% of the initial share price, the downside threshold. Missed coupons can be paid later under a memory feature if the threshold is later met.
If on any non-final determination date Shopify’s price is at least 100.00% of the initial share price (the call threshold), the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons. If the notes are not called and the final share price is below the downside threshold, repayment is reduced 1‑for‑1 with Shopify’s decline from the initial share price, and the maturity payment may be less than 50% of principal or zero. Investors do not participate in any share price appreciation and forgo dividends.
The notes are senior unsecured debt of BNS, subject to BNS credit risk, not insured or bail‑inable, and will not be listed on an exchange. The estimated value on the pricing date is expected to be between $938.37 and $968.37 per $1,000, below the issue price, reflecting selling, structuring and hedging costs and BNS’s internal funding rate. The pricing date is expected on January 2, 2026 with settlement on January 7, 2026.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the common stock of Palantir Technologies Inc. These roughly 3-year notes can pay a quarterly contingent coupon of $44.00 per $1,000 (equivalent to 17.60% per annum) for each determination date on which Palantir’s closing price is at least 50.00% of the initial share price, helped by a “memory” feature that can make up missed coupons later.
The notes are automatically called if Palantir’s price on a non-final determination date is at or above 100.00% of the initial share price, returning principal plus the applicable coupon(s). If the securities are not called and the final share price is below the 50% downside threshold, investors are exposed 1-to-1 to Palantir’s decline and can lose a significant portion or all of their principal. Investors do not receive dividends, do not participate in any stock upside, and all payments depend on BNS’s creditworthiness.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities due on or about January 5, 2029, linked to the common stock of Tesla, Inc. Each $1,000 security can pay a quarterly contingent coupon of $45.00 (equivalent to 18.00% per annum) if, on a determination date, Tesla’s closing price is at or above 60.00% of the initial share price, the downside threshold. Missed coupons may be paid later under a memory feature if the threshold is later met.
If, on any non-final determination date, Tesla’s price is at or above 100.00% of the initial share price, the call threshold, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons. If held to maturity and Tesla’s final price is below the downside threshold, investors are exposed 1-to-1 to the share decline and can receive less than 60.00% of principal, down to zero. Investors do not participate in any upside of Tesla stock, receive no dividends, face limited liquidity, and are fully exposed to BNS credit risk.
The Bank of Nova Scotia is offering 442,263 Capped Leveraged Index Return Notes linked to a basket of fifteen financial sector stocks at $10 per unit, for a total public offering price of $4,422,630 and proceeds before expenses of $4,334,177.40. The notes mature on December 31, 2027 and provide 2-to-1 leveraged upside on basket gains, capped at a maximum redemption of $14.30 per unit, a 43% return over principal. If the basket ends below its starting level of 100.00, investors lose principal on a 1-for-1 basis, down to zero. The notes pay no interest or dividends, all payments occur at maturity, and returns depend on both basket performance and BNS credit. The initial estimated value is $9.94 per unit, reflecting internal funding rates, a $0.20 underwriting discount and a $0.05 hedging-related charge, and the notes are expected to have limited secondary market liquidity.
The Bank of Nova Scotia is offering $2,897,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., maturing January 22, 2027. The notes pay a monthly contingent coupon of $8.834 per $1,000 (0.8834% monthly, about 10.60% per year) only if Amazon’s closing price on each observation date is at least 70% of the initial price of $226.76. Starting in June 2026, the notes are automatically called if Amazon’s price on a call observation date is at or above the initial price, returning $1,000 per note plus that month’s coupon. If the notes are not called and Amazon’s final price is at least 70% of the initial price, investors receive $1,000 per note plus the final coupon; if it is below 70%, investors receive Amazon shares worth less than 70% of principal and no coupon, risking a large or total loss. The notes are unsecured obligations of The Bank of Nova Scotia, are not insured, and had an initial estimated value of $938.36 per $1,000, below the 100% issue price, reflecting fees, structuring costs and hedging.
The Bank of Nova Scotia is offering 411,901 Autocallable Bear Strategic Accelerated Redemption Securities linked to the Nasdaq-100 Index. Each note has a $10 principal amount and may be automatically called if the Index level on any of four observation dates is less than or equal to the starting level of 25,019.37.
If called, investors receive $10 plus a fixed call premium, ranging from $10.785 on the first observation date to $13.140 on the final one. If the notes are never called and the Index ends above the starting level, repayment is reduced by the Index’s percentage increase, up to a 100% loss of principal. The notes pay no interest, are unsecured senior debt subject to BNS credit risk, have limited expected secondary market liquidity, and are not insured by any deposit insurance agency.
The public offering price is $10.00 per unit, with an initial estimated value of $9.87 per unit, reflecting underwriting discounts and a $0.05 per-unit hedging-related charge. Gross proceeds are $4,119,010.00, with approximately $4,067,522.38 to BNS before expenses.