Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $3,185,000 of unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to Alphabet Inc. Class A common stock, maturing on January 7, 2027.
The notes pay a contingent coupon of $42.10 per $1,000 note on scheduled dates only if Alphabet’s share price on the relevant observation date is at least 85% of the initial value, with missed coupons potentially paid later if conditions are met. The notes are automatically called early if Alphabet’s closing value on an observation date is at or above the initial value, returning principal plus applicable coupons, after which no further payments are made.
At maturity, if not called and Alphabet’s final value is at least 85% of the initial value, investors receive full principal plus any due coupons; if it is below that level, principal is reduced using a downside leverage factor of approximately 1.1765, and investors can lose up to 100% of principal$987.05 per $1,000, below the issue price.
The Bank of Nova Scotia is offering $1,396,000 of dual directional capped buffered notes linked to the S&P 500® Index, maturing on December 23, 2027. Each $1,000 note provides upside exposure to the index up to a maximum gain of 17.44%, and also offers positive returns if the index falls but remains at or above 80.00% of its initial level.
If the index drops below 80.00% of the initial value, investors lose 1.25% of principal for each 1% further decline, up to a total loss of principal. The notes pay no interest, are unsecured and unsubordinated obligations of the Bank, and are not insured by the CDIC or FDIC. They will not be listed on any exchange, and liquidity will depend on the willingness of the dealer to make a market.
The original issue price is 100% of principal, while the Bank’s initial estimated value is $981.34 per $1,000, reflecting internal funding and hedging costs, as well as a 1.50% placement fee (foregone for fiduciary accounts). All payments are made only at maturity and are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering unsecured Contingent Buffer Digital Notes linked to the common stock of Amazon.com, Inc., maturing on January 13, 2027. Each Note has a $1,000 principal amount (minimum investment $10,000) and pays no interest, with all payments made in cash at maturity.
If the Amazon stock “Final Value” is at least 85% of the Initial Value, investors receive a fixed “Digital Return” of at least 14.00%, for a payment of at least $1,140 per $1,000. If the Final Value is below 85% of the Initial Value, repayment of principal is reduced on a leveraged basis, so investors lose about 1.1765% of principal for each 1% decline beyond the 15% buffer and can lose up to their entire investment.
The Notes are senior unsecured obligations of The Bank of Nova Scotia, subject to its credit risk, will not be listed on an exchange, and may have limited or no secondary market. The initial estimated value is expected to be between $956.68 and $986.68 per $1,000, reflecting fees, hedging costs and the Bank’s internal funding rate.
The Bank of Nova Scotia is offering $1,521,000 of three-year autocallable contingent coupon notes linked to Tesla, Inc. common stock. These unsecured senior notes pay a contingent coupon of $48.75 per $1,000 Note (19.50% per annum) only if Tesla’s closing price on each observation date is at or above a barrier of $288.72, which is 60% of the $481.20 initial value. If on any call observation date Tesla closes at or above the initial value, the notes are automatically called for $1,000 per Note plus the applicable coupon, with no further payments.
If the notes are not called and Tesla’s final value on December 19, 2028 is at or above the $288.72 barrier, investors receive full principal back plus any final coupon. If the final value is below the barrier, repayment is reduced one-for-one with Tesla’s decline from the initial value, with losses up to 100% of principal. The initial estimated value is $960.93 per $1,000, below the issue price, and the notes are subject to the credit risk of The Bank of Nova Scotia and may have limited or no secondary market liquidity.
The Bank of Nova Scotia is offering $5,132,000 of Autocallable Digital Buffer Notes linked to the common stock of Snowflake Inc. These are senior unsecured debt securities of the Bank and all payments depend on its creditworthiness.
The notes may be automatically called on January 4, 2027 if Snowflake’s share price is at or above the Initial Value of $222.46, paying $1,230.60 per $1,000 note (a 23.06% return) and then terminating. If not called, and on the December 20, 2027 Final Valuation Date the share price is at or above the Initial Value, investors receive $1,000 plus the greater of a fixed 46.12% digital return or the actual positive stock return.
If the Final Value is between 75% and 100% of the Initial Value, investors receive back the $1,000 principal. Below 75%, losses are leveraged: investors lose about 1.3333% of principal for each 1% decline beyond the 25% buffer, up to a total loss. The notes pay no interest, provide no dividends, are not listed, and had an initial estimated value of $980.88 per $1,000, below the issue price.
The Bank of Nova Scotia is offering unsecured, autocallable contingent coupon buffer notes linked to the common stock of Broadcom Inc. The notes have a principal amount of $1,000 each, a minimum investment of $10,000, and are expected to run for about 54 weeks, maturing on January 13, 2027, unless called earlier.
The notes pay a contingent coupon of at least $47.10 per $1,000 on scheduled dates only if Broadcom’s closing price on the related observation date is at or above 75% of its initial value; missed coupons may be “remembered” and paid later if a future barrier is met. The notes are automatically called if, on any observation date before maturity, the stock closes at or above its initial value, returning principal plus due coupons.
If not called and the final stock value is at or above 75% of the initial value, investors receive full principal back plus any due coupons. If the final value is below 75% of the initial value, repayment is reduced on a leveraged basis (about 1.3333% loss of principal for each 1% decline beyond the 25% buffer), up to a total loss. The initial estimated value is expected between $953.10 and $983.10 per $1,000, the notes are not listed on any exchange, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities that are auto-callable notes tied to the worst-performing of Constellation Energy, Duke Energy and GE Vernova common stocks. Each security has a $1,000 face amount and pays no interest or dividends.
The notes may be automatically called around January 4, 2027 if the lowest-performing stock is at least 90% of its starting price, in which case investors receive $1,000 plus a call premium of at least 29%. If not called, at maturity in January 2029 investors get: leveraged upside of 150% of any gain in the lowest-performing stock, full principal back if its decline does not exceed the 38% buffer, or a loss matching further declines, up to a 62% loss of principal.
The securities are estimated to be worth about $885.22–$915.22 per $1,000 at pricing, reflecting selling commissions, dealer discounts and hedging costs. They will not be listed on an exchange, all payments depend on the credit of the Bank, and early secondary market prices may be substantially below the original offering price.
The Bank of Nova Scotia is issuing $8,955,000 in Autocallable Contingent Coupon Buffered Notes linked to the common stock of NVIDIA Corporation, maturing on January 22, 2027. The notes pay a contingent coupon of $10.542 per $1,000 (about 1.0542% monthly, up to approximately 12.65% per annum) for any month where NVIDIA’s closing price is at least 75.00% of the initial price of $170.94.
Beginning in June 2026, the notes are automatically called if NVIDIA’s closing price on a call observation date is at or above the initial price, returning $1,000 per note plus the applicable coupon. If the notes are not called, investors receive at maturity either full principal plus the final coupon if the final price is at least 75.00% of the initial price, or a reduced amount if NVIDIA has fallen below that buffer. In a severe decline, investors can lose up to 75.00% of principal and receive no coupon.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is $987.51 per $1,000 note, below the issue price, reflecting structuring fees, distribution costs and hedging. Returns depend both on NVIDIA’s share performance and the Bank’s creditworthiness.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the American depositary receipts of Taiwan Semiconductor Manufacturing Company Limited. These roughly two-year notes target a $26.60 quarterly coupon per $1,000 (about 10.64% per annum) for each determination date on which the TSM ADR closes at or above 60% of its initial price; missed coupons can be paid later under a “memory” feature.
If on any non-final determination date the ADR closes at or above 100% of the initial price, the notes are automatically redeemed at par plus the due coupon and any unpaid coupons, ending the investment early. At maturity, if the final ADR price is at or above 60% of the initial level, investors receive par plus the due coupon and any unpaid coupons.
If the final ADR price is below 60% of the initial level, repayment is fully exposed to TSM’s decline on a 1-to-1 basis, and the maturity payment can be far below par and as low as zero. The notes pay no dividends, will not be listed, have limited liquidity, and all payments depend on BNS’s credit. The estimated value at pricing is expected between $939.93 and $969.93 per $1,000 issue price.
The Bank of Nova Scotia is offering $42,985,000 of digital notes linked to the iShares 20+ Year Treasury Bond ETF, providing capped upside and buffered downside over roughly 25 months to February 3, 2028.
The notes pay no interest and repay at maturity based on ETF performance from the $87.40 initial price on December 15, 2025 to the February 1, 2028 valuation date. If the final price is at least 90% of the initial price, investors receive a fixed $1,160.50 per $1,000 principal (a 16.05% maximum gain). Below the 90% threshold, principal losses accelerate at about 1.1111% for every 1% decline beyond the 10% buffer, down to a total loss.
The securities are senior unsecured obligations of The Bank of Nova Scotia, not insured by Canadian or U.S. deposit insurers, and will not be listed on an exchange. The initial estimated value is $978.00 per $1,000, below the 100% issue price, reflecting structuring, hedging costs and the bank’s internal funding rate.