Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $12,000,000 of autocallable contingent coupon buffer notes linked to the SPDR S&P 500 ETF Trust. These one-year notes pay a contingent coupon of $10.875 per $1,000 note on scheduled dates only if SPY’s closing value is at or above 95.00% of its initial level, with unpaid coupons "remembered" and paid later if a future barrier is met. The notes are automatically called early, returning principal plus due coupons, if on any observation date before maturity SPY is at or above its initial value.
If the notes are not called and on the final valuation date SPY is at or above 95.00% of the initial $671.40 level, investors receive full principal plus any due coupons. If SPY finishes below this 5.00% buffer, repayment is reduced by approximately 1.0526% of principal for each 1% decline beyond the buffer, up to a total loss. The notes are unsecured obligations of the bank, carry credit risk, are not insured, and will not be listed on an exchange.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Palantir Technologies Inc., maturing in December 2028. These notes pay a contingent coupon at a rate of 19.70% per annum, but only if on each quarterly calculation day Palantir’s stock closes at or above the coupon threshold of $88.645, which is 50% of the starting price of $177.29. Missed coupons can be “remembered” and paid later if the threshold is met.
The notes are auto-callable quarterly from March 2026 to September 2028 if the stock closes at or above the starting price, returning the $1,000 face amount plus the applicable coupons. If not called, investors receive $1,000 at maturity only if the final stock price is at or above the downside threshold of $88.645. If it is below that level, the maturity payment is $1,000 multiplied by the stock’s performance factor, meaning investors can lose more than 50%, up to their entire principal.
The Bank’s estimated value is $971.71 (97.171%) per $1,000 security, reflecting selling costs and hedging profits. The securities are not listed, may have limited liquidity, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $27,635,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500 Index, maturing December 20, 2027. These unsecured notes pay no interest and their value at maturity depends on how the S&P 500 performs between December 16, 2025 and December 16, 2027.
If the index rises, holders receive 150% of the index gain, capped at a maximum payment of $1,217.50 per $1,000 note (a 21.75% maximum return). If the index is flat or down by up to 10%, investors receive back only the $1,000 principal per note. If the index falls more than 10%, losses accelerate: investors lose about 1.1111% of principal for each 1% decline beyond that buffer and can lose all of their investment.
The notes are not insured, are not listed on any exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is $977.37 per $1,000, below the issue price, reflecting selling commissions, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering $3,109,000 in Autocallable Contingent Coupon Trigger Notes linked to the Class A common stock of Meta Platforms, Inc., maturing on January 22, 2027. Investors can receive monthly contingent coupons of $9.125 per $1,000 (0.9125% monthly, up to 10.95% per year) if Meta’s closing price on each observation date is at least 68.00% of the initial price of $657.15.
The notes are automatically called if, on any call observation date from June through December 2026, Meta’s price is at or above the initial price. In that case, investors receive $1,000 plus the applicable coupon and the notes terminate early. If the notes are not called and the final price on January 19, 2027 is at least 68.00% of the initial price, investors receive $1,000 plus the final coupon.
If the final price is below 68.00% of the initial price, investors receive Meta shares equal to $1,000 divided by the initial price (or cash if less than one share), whose value on the final valuation date will be less than 68.00% of principal, meaning a substantial or total loss is possible. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured, will not be listed on an exchange, and have an initial estimated value of $973.43 per $1,000, lower than the issue price.
The Bank of Nova Scotia is offering Capped Barrier Return Enhanced Notes linked to the Russell 2000® Index, maturing February 18, 2027. Each Note has a $1,000 principal amount and provides 200.00% participation in any positive index performance, but gains are capped by a Maximum Return that will be at least 15.50%. If the index ends above its initial level, the payment at maturity is $1,000 plus 200.00% of the index gain, up to this cap.
If the final index value is at or below the initial level but at or above the Barrier Value, set at 85.00% of the initial level, investors receive only their $1,000 principal back. If the final value falls below the barrier, the Notes lose 1% of principal for each 1% index decline from the initial level, up to a total loss of principal. The Notes pay no interest, are unsecured and unsubordinated obligations of The Bank of Nova Scotia, and all payments depend on the Bank’s credit. The initial estimated value is expected to be between $941.07 and $971.07 per $1,000, and underwriting commissions may be up to 2.00% of principal.
The Bank of Nova Scotia is offering $3,340,000 of Performance Leveraged Upside Securities (PLUS), senior unsecured notes linked to the S&P 500® Index and maturing on April 5, 2027. Each PLUS has a stated principal amount of $1,000 and offers 300% leveraged upside if the final index value is above the initial value of 6,800.26, but the payoff is capped at a maximum gain of 14.35%, or $1,143.50 per PLUS.
If the S&P 500® ends at or below the initial index value, investors lose 1% of principal for every 1% decline and can lose their entire investment. The PLUS pay no interest, provide no dividends from index stocks, and are intended for buy‑and‑hold investors willing to accept full equity downside and a return limited by the cap. All payments depend on BNS’s credit; the estimated value on the pricing date is $972.40 per $1,000, below the issue price due to sales commissions, structuring fees and hedging costs.
The Bank of Nova Scotia is offering $24,000,000 of senior unsecured structured notes linked to the Class A common stock of Alphabet Inc.. These "Buffered Contingent Income Auto-Callable Securities" pay a contingent monthly coupon of $12.50 per $1,000 security (equivalent to 15.00% per annum) for each determination date when Alphabet’s closing price is at or above 80% of the $308.22 initial share price (the downside threshold).
The notes may be automatically redeemed early if Alphabet closes at or above 100% of the initial share price on any non-final determination date, returning principal plus the applicable coupon and any unpaid coupons via a memory feature. If held to maturity on December 21, 2026 and Alphabet is below the downside threshold, repayment is reduced by 1.25% for every 1% decline below the threshold, and investors could lose their entire principal. The securities are not listed, all payments depend on BNS’s credit, and the initial estimated value is $995 per $1,000 issue price.
The Bank of Nova Scotia is offering $20,456,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation, maturing on January 22, 2027. The notes pay a contingent coupon of $10.417 per $1,000 (1.0417% monthly, up to approximately 12.50% per annum) on each monthly observation date only if NVIDIA’s closing price is at least 59.00% of the initial price of $177.72.
Beginning in June 2026, the notes are automatically called if NVIDIA’s price on a call observation date is at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate. If the notes are not called and the final price is at least 59.00% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 59.00%, investors receive a share delivery amount of NVIDIA stock whose value on the final valuation date is less than 59.00% of principal, resulting in a loss of all or a substantial portion of the investment.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by any deposit insurance agency, and will not be listed on an exchange. The initial estimated value is $974.93 per $1,000 note, below the 100% original issue price, with underwriting commissions of 2.15% and proceeds to the Bank of 97.85%.
The Bank of Nova Scotia is offering $11,977,000 of Auto-Callable Trigger PLUS, senior unsecured notes linked to the Russell 2000® Index, maturing January 4, 2028. Each security has a $1,000 stated principal amount and pays no interest or dividends.
The notes are automatically redeemed on December 29, 2026 for $1,139.30 per security if the index on the prior determination date is at or above the initial level of 2,519.304. If not called, at maturity investors receive $1,000 plus 125% of any index gain, $1,000 if the final index value is between 80% and 100% of the initial level, or a loss matching the index decline if it finishes below the 80% trigger level of 2,015.4432, potentially losing the entire principal.
The securities are not listed, have limited liquidity, and their value is affected by volatility in small-cap U.S. equities, interest rates, and BNS’ credit. The estimated value on the pricing date is $976.66 per $1,000, below the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $10,514,000 in autocallable contingent coupon trigger notes linked to the Class C capital stock of Alphabet Inc. The notes pay a monthly contingent coupon of $9.667 per $1,000 (0.9667% monthly, about 11.60% per year) only when Alphabet’s share price on an observation date is at or above 68.00% of the initial price of $307.73.
Starting in June 2026, the notes are automatically called if Alphabet’s closing price on a call observation date is at or above the initial price, in which case holders receive $1,000 plus that month’s coupon and the notes terminate. If the notes are not called and Alphabet’s final price on January 19, 2027 is below 68.00% of the initial price, investors receive Alphabet shares worth less than 68% of principal, with no final coupon, and can lose most or all of their investment.
The notes are senior unsecured obligations of The Bank of Nova Scotia, are not insured by Canadian or U.S. deposit insurers, will not be listed on an exchange, and had an initial estimated value of $979.59 per $1,000, below the 100% original issue price due to commissions, fees and hedging costs.