Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities that are auto-callable notes tied to the worst-performing of Constellation Energy, Duke Energy and GE Vernova common stocks. Each security has a $1,000 face amount and pays no interest or dividends.
The notes may be automatically called around January 4, 2027 if the lowest-performing stock is at least 90% of its starting price, in which case investors receive $1,000 plus a call premium of at least 29%. If not called, at maturity in January 2029 investors get: leveraged upside of 150% of any gain in the lowest-performing stock, full principal back if its decline does not exceed the 38% buffer, or a loss matching further declines, up to a 62% loss of principal.
The securities are estimated to be worth about $885.22–$915.22 per $1,000 at pricing, reflecting selling commissions, dealer discounts and hedging costs. They will not be listed on an exchange, all payments depend on the credit of the Bank, and early secondary market prices may be substantially below the original offering price.
The Bank of Nova Scotia is issuing $8,955,000 in Autocallable Contingent Coupon Buffered Notes linked to the common stock of NVIDIA Corporation, maturing on January 22, 2027. The notes pay a contingent coupon of $10.542 per $1,000 (about 1.0542% monthly, up to approximately 12.65% per annum) for any month where NVIDIA’s closing price is at least 75.00% of the initial price of $170.94.
Beginning in June 2026, the notes are automatically called if NVIDIA’s closing price on a call observation date is at or above the initial price, returning $1,000 per note plus the applicable coupon. If the notes are not called, investors receive at maturity either full principal plus the final coupon if the final price is at least 75.00% of the initial price, or a reduced amount if NVIDIA has fallen below that buffer. In a severe decline, investors can lose up to 75.00% of principal and receive no coupon.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by CDIC or FDIC, and will not be listed on any exchange. The initial estimated value is $987.51 per $1,000 note, below the issue price, reflecting structuring fees, distribution costs and hedging. Returns depend both on NVIDIA’s share performance and the Bank’s creditworthiness.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the American depositary receipts of Taiwan Semiconductor Manufacturing Company Limited. These roughly two-year notes target a $26.60 quarterly coupon per $1,000 (about 10.64% per annum) for each determination date on which the TSM ADR closes at or above 60% of its initial price; missed coupons can be paid later under a “memory” feature.
If on any non-final determination date the ADR closes at or above 100% of the initial price, the notes are automatically redeemed at par plus the due coupon and any unpaid coupons, ending the investment early. At maturity, if the final ADR price is at or above 60% of the initial level, investors receive par plus the due coupon and any unpaid coupons.
If the final ADR price is below 60% of the initial level, repayment is fully exposed to TSM’s decline on a 1-to-1 basis, and the maturity payment can be far below par and as low as zero. The notes pay no dividends, will not be listed, have limited liquidity, and all payments depend on BNS’s credit. The estimated value at pricing is expected between $939.93 and $969.93 per $1,000 issue price.
The Bank of Nova Scotia is offering $42,985,000 of digital notes linked to the iShares 20+ Year Treasury Bond ETF, providing capped upside and buffered downside over roughly 25 months to February 3, 2028.
The notes pay no interest and repay at maturity based on ETF performance from the $87.40 initial price on December 15, 2025 to the February 1, 2028 valuation date. If the final price is at least 90% of the initial price, investors receive a fixed $1,160.50 per $1,000 principal (a 16.05% maximum gain). Below the 90% threshold, principal losses accelerate at about 1.1111% for every 1% decline beyond the 10% buffer, down to a total loss.
The securities are senior unsecured obligations of The Bank of Nova Scotia, not insured by Canadian or U.S. deposit insurers, and will not be listed on an exchange. The initial estimated value is $978.00 per $1,000, below the 100% issue price, reflecting structuring, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering $12,000,000 of autocallable contingent coupon buffer notes linked to the SPDR S&P 500 ETF Trust. These one-year notes pay a contingent coupon of $10.875 per $1,000 note on scheduled dates only if SPY’s closing value is at or above 95.00% of its initial level, with unpaid coupons "remembered" and paid later if a future barrier is met. The notes are automatically called early, returning principal plus due coupons, if on any observation date before maturity SPY is at or above its initial value.
If the notes are not called and on the final valuation date SPY is at or above 95.00% of the initial $671.40 level, investors receive full principal plus any due coupons. If SPY finishes below this 5.00% buffer, repayment is reduced by approximately 1.0526% of principal for each 1% decline beyond the buffer, up to a total loss. The notes are unsecured obligations of the bank, carry credit risk, are not insured, and will not be listed on an exchange.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Palantir Technologies Inc., maturing in December 2028. These notes pay a contingent coupon at a rate of 19.70% per annum, but only if on each quarterly calculation day Palantir’s stock closes at or above the coupon threshold of $88.645, which is 50% of the starting price of $177.29. Missed coupons can be “remembered” and paid later if the threshold is met.
The notes are auto-callable quarterly from March 2026 to September 2028 if the stock closes at or above the starting price, returning the $1,000 face amount plus the applicable coupons. If not called, investors receive $1,000 at maturity only if the final stock price is at or above the downside threshold of $88.645. If it is below that level, the maturity payment is $1,000 multiplied by the stock’s performance factor, meaning investors can lose more than 50%, up to their entire principal.
The Bank’s estimated value is $971.71 (97.171%) per $1,000 security, reflecting selling costs and hedging profits. The securities are not listed, may have limited liquidity, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $27,635,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500 Index, maturing December 20, 2027. These unsecured notes pay no interest and their value at maturity depends on how the S&P 500 performs between December 16, 2025 and December 16, 2027.
If the index rises, holders receive 150% of the index gain, capped at a maximum payment of $1,217.50 per $1,000 note (a 21.75% maximum return). If the index is flat or down by up to 10%, investors receive back only the $1,000 principal per note. If the index falls more than 10%, losses accelerate: investors lose about 1.1111% of principal for each 1% decline beyond that buffer and can lose all of their investment.
The notes are not insured, are not listed on any exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is $977.37 per $1,000, below the issue price, reflecting selling commissions, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering $3,109,000 in Autocallable Contingent Coupon Trigger Notes linked to the Class A common stock of Meta Platforms, Inc., maturing on January 22, 2027. Investors can receive monthly contingent coupons of $9.125 per $1,000 (0.9125% monthly, up to 10.95% per year) if Meta’s closing price on each observation date is at least 68.00% of the initial price of $657.15.
The notes are automatically called if, on any call observation date from June through December 2026, Meta’s price is at or above the initial price. In that case, investors receive $1,000 plus the applicable coupon and the notes terminate early. If the notes are not called and the final price on January 19, 2027 is at least 68.00% of the initial price, investors receive $1,000 plus the final coupon.
If the final price is below 68.00% of the initial price, investors receive Meta shares equal to $1,000 divided by the initial price (or cash if less than one share), whose value on the final valuation date will be less than 68.00% of principal, meaning a substantial or total loss is possible. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured, will not be listed on an exchange, and have an initial estimated value of $973.43 per $1,000, lower than the issue price.
The Bank of Nova Scotia is offering Capped Barrier Return Enhanced Notes linked to the Russell 2000® Index, maturing February 18, 2027. Each Note has a $1,000 principal amount and provides 200.00% participation in any positive index performance, but gains are capped by a Maximum Return that will be at least 15.50%. If the index ends above its initial level, the payment at maturity is $1,000 plus 200.00% of the index gain, up to this cap.
If the final index value is at or below the initial level but at or above the Barrier Value, set at 85.00% of the initial level, investors receive only their $1,000 principal back. If the final value falls below the barrier, the Notes lose 1% of principal for each 1% index decline from the initial level, up to a total loss of principal. The Notes pay no interest, are unsecured and unsubordinated obligations of The Bank of Nova Scotia, and all payments depend on the Bank’s credit. The initial estimated value is expected to be between $941.07 and $971.07 per $1,000, and underwriting commissions may be up to 2.00% of principal.
The Bank of Nova Scotia is offering $3,340,000 of Performance Leveraged Upside Securities (PLUS), senior unsecured notes linked to the S&P 500® Index and maturing on April 5, 2027. Each PLUS has a stated principal amount of $1,000 and offers 300% leveraged upside if the final index value is above the initial value of 6,800.26, but the payoff is capped at a maximum gain of 14.35%, or $1,143.50 per PLUS.
If the S&P 500® ends at or below the initial index value, investors lose 1% of principal for every 1% decline and can lose their entire investment. The PLUS pay no interest, provide no dividends from index stocks, and are intended for buy‑and‑hold investors willing to accept full equity downside and a return limited by the cap. All payments depend on BNS’s credit; the estimated value on the pricing date is $972.40 per $1,000, below the issue price due to sales commissions, structuring fees and hedging costs.