Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $8,536,000 of Dual Directional Buffered Performance Leveraged Upside Securities linked to the Russell 2000® Index, maturing January 4, 2028. Each Buffered PLUS has a $1,000 stated principal amount, pays no coupons and is issued under BNS’ Senior Note Program, Series A.
If the index rises, holders receive principal plus 150% of the index gain, capped at a maximum payment of $1,192.50 per note (a 19.25% gain). If the index falls by up to 15%, investors receive principal plus an equal positive return, up to 15%. If the index falls by more than 15%, investors lose 1% of principal for each additional 1% drop, with a minimum repayment of $150 (meaning up to 85% of principal can be lost.
The notes are senior unsecured obligations of BNS, fully subject to its credit risk, and will not be listed on any exchange. The issue price is $1,000 per note, including $25 in sales commission and structuring fees, while the estimated value on the pricing date is $970.10.
The Bank of Nova Scotia outlines a new issue of Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes have a term of about 21 to 24 months, pay no interest and all payments depend on the Bank’s credit.
At maturity, investors receive 160.00% of any positive index return, but gains are capped by a maximum payment amount expected between $1,187.68 and $1,220.80 per $1,000 of principal. A 12.50% buffer shields modest losses, but if the index falls more than 12.50% from its initial level, principal is reduced at an accelerated rate and investors can lose up to 100% of their investment.
The initial estimated value is expected between $957.30 and $987.30 per $1,000, below the original issue price, reflecting dealer costs, hedging and the Bank’s internal funding rate. The notes are not listed on any exchange, may have limited liquidity and do not provide dividends or any rights in the S&P 500 constituent stocks.
The Bank of Nova Scotia is offering $22.395 million of Digital Notes linked to the iShares 20+ Year Treasury Bond ETF, maturing February 3, 2028. The notes pay no interest and all return is determined at maturity from the ETF’s price change between December 12, 2025 and February 1, 2028.
For each $1,000 note, if the final ETF price is at least 90% of the $87.34 initial price, holders receive a fixed maximum payment of $1,160.50, capping upside at about 16.05%. If the final price is more than 10% below the initial price, principal loss is leveraged by a buffer rate of about 111.11%, so a 30% decline beyond the 10% threshold produces a larger percentage loss than the ETF’s decline, up to a total loss of principal.
The initial estimated value is $978.30 per $1,000, below the 100% issue price, reflecting internal funding and hedging costs; underwriting commissions are 1.57% of principal. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured, and will not be listed on an exchange, so secondary market liquidity may be limited.
The Bank of Nova Scotia is issuing senior unsecured Market Linked Securities tied to the common stock of Oklo Inc., maturing in December 2026. Each note has a $1,000 face amount and pays a contingent coupon at 36.15% per annum, with monthly payments only if Oklo’s stock closes at or above a threshold equal to 50% of the starting price ($75.94), or $37.97. Missed coupons can be “remembered” and paid later if the threshold is met.
From June to November 2026, the notes are auto-callable at par plus the applicable coupons if Oklo’s stock closes at or above the starting price on a calculation day. If not called, investors receive par at maturity only if the final stock price is at or above the same 50% downside threshold; otherwise, repayment is reduced in line with Oklo’s decline and can result in a loss of more than 50%, up to a total loss.
The original offering price is $1,000 per note, with total offering size of $3.245 million, while the Bank’s estimated value is $961.68 per note, reflecting dealer discounts, structuring and hedging costs. The securities are not listed, carry the full credit risk of The Bank of Nova Scotia, and are intended for investors who can hold to maturity and tolerate equity and issuer risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of UnitedHealth Group Incorporated. These one-year notes can be automatically called monthly from June to November 2026 if the stock closes at or above the starting price of $331.63, in which case investors receive the $1,000 face amount plus a final coupon.
The notes pay a 10.00% per annum contingent coupon, calculated monthly, but only when the stock’s closing price is at or above the coupon threshold of $215.5595, which is 65% of the starting price. If this level is not met on a calculation day, no coupon is paid for that month, and investors could receive no coupons over the entire term.
If the notes are not called and on the final calculation day the stock closes at or above the downside threshold of $215.5595, investors receive the full $1,000 face amount. If it finishes below that threshold, repayment is reduced in proportion to the stock’s decline from the starting price, leading to a loss of more than 35% and up to 100% of principal. The Bank’s estimated value at pricing is $969.75 (96.975%) per $1,000 note. The securities are not listed, carry the credit risk of The Bank of Nova Scotia, and are not insured by Canadian or U.S. deposit insurers.
The Bank of Nova Scotia is offering $10,103,700 of Trigger Autocallable Contingent Yield Notes linked to the worst performer between the SPDR S&P Bank ETF (KBE) and the SPDR S&P 500 ETF Trust (SPY), maturing on December 20, 2030. Investors receive a 9.33% per annum contingent coupon only when both ETFs stay at or above their coupon barriers, set at 70% of initial levels ($43.81 for KBE and $469.98 for SPY).
The notes can be called quarterly after six months if both ETFs are at or above their initial levels, repaying principal plus the coupon. If not called and any ETF finishes below its downside threshold (also 70% of its initial level), repayment is reduced in line with the decline of the worst ETF, and the entire principal can be lost. The initial estimated value is $9.56 per $10 note, below the issue price, and the notes are unsecured obligations exposed to BNS credit risk with no stock dividends or exchange listing.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the SPDR® S&P 500® ETF Trust. The notes have a $1,000 principal amount, a term to December 23, 2026, and a minimum investment of $10,000.
Investors can receive a contingent coupon of $10.875 per Note on scheduled dates, but only if SPY’s closing value is at least 95% of the initial value of $671.40 (a barrier and buffer level of $637.83). The notes may be automatically called early if SPY is at or above the initial value on an observation date, returning principal plus due coupons.
If not called and SPY finishes below the 95% buffer level, repayment of principal is reduced on a leveraged basis (about 1.0526% loss for each 1% drop beyond the 5% buffer), and investors could lose their entire investment. The initial estimated value is expected to be between $964.65 and $994.65 per $1,000, below the issue price, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering unsecured Capped Barrier Return Enhanced Notes linked to the Nasdaq-100 Index®, maturing on January 4, 2029. Each Note has a $1,000 principal amount and a minimum investment of $1,000.
The Notes provide 200.00% participation in any positive index performance, but gains are capped by a Maximum Return expected to be at least 37.40%. If the index finishes at or below its Initial Value but at or above the Barrier Value set at 85.00% of the Initial Value, investors receive only their $1,000 principal.
If the Final Value is below the Barrier Value, repayment is reduced 1% for each 1% index decline from the Initial Value, with losses up to 100% of principal possible. The Notes pay no interest or dividends, are not listed, and all payments depend on the Bank’s credit. The initial estimated value is expected between $928.05 and $958.05 per $1,000, below the 100% issue price.
The Bank of Nova Scotia is offering unsecured Capped Barrier Return Enhanced Notes linked to the Russell 2000® Index, maturing January 4, 2029. The Notes provide 200% participation in any positive index performance, but gains are capped by a Maximum Return expected to be at least 41.40%, so the maximum payment example is $1,414 per $1,000 Note. If the index finishes at or below its Initial Value but no lower than 85% of that level (the Barrier Value), investors receive only their $1,000 principal back. If the Final Value is below the Barrier Value, repayment is reduced one-for-one with the index loss and investors can lose their entire principal. The Notes pay no interest, have a minimum investment of $1,000, will not be listed on an exchange, and all payments are subject to the credit risk of The Bank of Nova Scotia. The initial estimated value is between $928.39 and $958.39 per $1,000 Note, below the 100% issue price.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Air Products and Chemicals, Inc., maturing on or about July 8, 2027. Each note has a $1,000 principal amount and pays a contingent monthly coupon of $9.167 per $1,000 (0.9167% per month, about 11.00% per year) only if, on the relevant observation date, APD’s share price is at least 70% of the initial price.
The notes are automatically called if on any call observation date from July 2026 through June 2027 APD closes at or above the initial price, in which case investors receive $1,000 plus the coupon for that month and the notes terminate. If the notes are not called, then at maturity investors receive $1,000 plus the final coupon if APD’s final price is at least 70% of the initial price.
If APD’s final price is below 70% of the initial price, repayment of principal is reduced one-for-one with APD’s decline, and investors can lose up to 100% of their investment with no final coupon. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by CDIC or FDIC, will not be listed, and have an initial estimated value between $925 and $965 per $1,000, less than the original issue price.