Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured, unsubordinated Capped Barrier Return Enhanced Notes linked to the S&P 500® Index, each with a $1,000 principal amount and a term of about three years, maturing on January 4, 2029. The Notes provide 200.00% participation in any positive index performance, but gains are capped at a Maximum Return of at least 31.00%, so the maximum payment is at least $1,310 per $1,000 note if the cap is set at 31.00%.
At maturity, investors receive $1,000 if the S&P 500 Final Value is at or below the Initial Value but at or above the Barrier Value, set at 85.00% of the Initial Value. If the Final Value falls below the Barrier, repayment is fully exposed to index losses and investors may lose up to 100% of principal. The Notes pay no interest or dividends, are not insured by the CDIC or FDIC, and will not be listed on any securities exchange, so liquidity may be limited.
The initial estimated value is expected to be between $929.28 and $959.28 per $1,000 note, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of NVIDIA Corporation, maturing around December 29, 2028. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $26.625 (equivalent to 10.65% per year) only if NVIDIA’s closing price on the relevant determination date is at or above 50% of the initial share price, the downside threshold. Missed coupons can be paid later under a memory coupon feature if a future determination date meets that threshold.
If on any non-final determination date NVIDIA’s price is at or above 100% of the initial share price (the call threshold), the notes auto-call and pay back principal plus the applicable coupon and any unpaid coupons; no further payments are made. If the notes are not called and the final share price is below the downside threshold, investors receive principal reduced in proportion to NVIDIA’s decline, potentially less than 50% of principal or zero. Investors do not participate in any upside of the stock, forgo dividends, face limited liquidity, and are fully exposed to BNS credit risk. The estimated value on the pricing date is expected between $935.84 and $965.84 per $1,000.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the common stock of The Goldman Sachs Group, Inc. The notes pay a contingent quarterly coupon of $26.25 per $1,000 (equivalent to 10.50% per annum) on each determination date where the Goldman Sachs share price is at or above 70% of the initial share price.
The securities can be automatically called on any non-final determination date if the stock closes at or above 100% of the initial share price, returning principal plus that period’s coupon. If held to December 29, 2028 and the final share price is below the 70% downside threshold, investors are exposed 1-to-1 to the decline in the stock and can lose some or all of their principal. The notes are senior unsecured obligations of BNS, with an estimated initial value between $934.95 and $964.95 per $1,000 issue price.
The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due on or about December 29, 2028, linked to Tesla, Inc. common stock. Each security has a stated principal amount and issue price of $1,000. Investors may receive a contingent quarterly coupon of $38.80 per security (equivalent to 15.52% per annum) for any determination date on which Tesla’s closing price is at or above 50.00% of the initial share price, with missed coupons potentially paid later under a memory feature.
If on any non-final determination date Tesla’s closing price is at or above 100.00% of the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons, and no further payments are made. If the notes are not called and Tesla’s final share price is below 50.00% of the initial share price, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1-to-1 to Tesla’s decline and potentially reducing the payment to zero.
The securities are senior unsecured debt of BNS, subject to its credit risk, are not principal protected, will not be listed on an exchange and have an estimated value on the pricing date expected between $935.63 and $965.63 per $1,000.
The Bank of Nova Scotia is offering unsecured Digital Notes linked to the iShares® 20+ Year Treasury Bond ETF, maturing on February 3, 2028. Each note has a $1,000 principal amount and does not pay interest. Instead, the payoff depends on the ETF’s price on the valuation date of February 1, 2028, relative to the initial price of $87.40.
If the final price is at least 90.00% of the initial price, investors receive a fixed maximum payment amount of $1,160.50 per $1,000, capping upside at about 16.05%. If the final price falls more than 10% below the initial price, the notes lose value at an accelerated rate, with a buffer rate of approximately 111.11%, and investors can lose up to their entire principal. The initial estimated value is expected between $946.47 and $976.47 per $1,000, below the 100% issue price, reflecting fees, hedging costs and the bank’s internal funding rate. The notes are not listed, have limited liquidity, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured, unsubordinated autocallable contingent coupon notes linked to the common stock of Robinhood Markets, Inc. The notes have a principal amount of $1,000 per note, are expected to price on December 23, 2025, settle on December 29, 2025, and mature on December 29, 2028 if not called early.
Investors can receive contingent coupons of at least $55.50 per note (at least 22.20% per annum) on scheduled dates, but only if Robinhood’s stock closes at or above a barrier set at 50.00% of its initial value; coupons are not guaranteed. The notes are automatically called, returning principal plus the applicable coupon, if on any call observation date the stock’s closing value is at or above the initial value.
If the notes are not called and the final stock value is at or above the 50.00% barrier, investors receive full principal back (plus any due coupon). If the final value is below the barrier, repayment is reduced one-for-one with the stock’s decline from the initial value, up to a total loss of principal. The initial estimated value is expected between $926.84 and $956.84 per $1,000, below the 100% original issue price, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of Oracle Corporation. The Notes have a minimum investment of $1,000 per Note and an Original Issue Price of 100% of principal, with an initial estimated value between $931.70 and $961.70 per $1,000 due to selling, structuring and hedging costs.
The Notes can be automatically called on quarterly observation dates if Oracle’s closing price is at or above the Initial Value, returning principal plus any due contingent coupon. If not called, investors receive a quarterly contingent coupon of at least $34.75 per Note (at least 13.90% per annum) only when Oracle’s price is at or above a barrier set at 50% of the Initial Value. At maturity, if the Final Value is below the 50% barrier, the payoff is fully exposed to Oracle’s decline and up to 100% of principal can be lost.
The Notes are senior, unsubordinated obligations of The Bank of Nova Scotia, are not insured by the CDIC or FDIC, and will not be listed on any exchange. Liquidity depends on discretionary market making by an affiliate, and extensive risk and tax disclosures highlight price volatility, credit risk of the Bank, complex valuation, limited secondary market, and uncertain U.S. and Canadian tax treatment.
The Bank of Nova Scotia is offering autocallable contingent coupon buffer notes linked to the common stock of NVIDIA Corporation, maturing on January 7, 2027. Each Note has a $1,000 principal amount and pays a contingent coupon of at least $41.20 per Observation Date only if NVIDIA’s closing value is at or above 75% of its initial value; missed coupons can accrue as “memory” coupons and be paid later if conditions are met.
The Notes are automatically called early if NVIDIA’s closing value on any Observation Date (before maturity) is at or above its initial value, returning principal plus due coupons, with no further payments. At maturity, if not called and NVIDIA is at or above 75% of its initial value, investors receive full principal; below that level, losses are magnified by a 1.3333x downside leverage factor, and up to 100% of principal may be lost. The initial estimated value is between $953.98 and $983.98 per $1,000, reflecting structuring and hedging costs, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured, unsubordinated market-linked notes tied to the Class A common stock of Alphabet Inc., with a scheduled maturity on January 7, 2027 and a term of about 54 weeks. The notes can be automatically called early if Alphabet’s closing value on an observation date is at or above its initial value, in which case investors receive the $1,000 principal per note plus any due coupons and no further payments.
If the notes are not called, investors can receive a contingent coupon of at least $42.10 per note on each observation date when Alphabet closes at or above 85.00% of its initial value, with a “memory” feature that pays previously unpaid coupons once the barrier is met. At maturity, if Alphabet’s final value is at or above 85.00% of the initial value, principal is repaid; if it is below this buffer, repayment is reduced, with losses of about 1.1765% of principal for each 1% decline beyond the 15.00% buffer, up to a total loss.
The notes do not pay guaranteed interest, do not provide upside participation in Alphabet’s share gains, and are subject to the credit risk of The Bank of Nova Scotia. They are not insured by the CDIC, FDIC or any other government agency. The initial estimated value per $1,000 note is expected to be between $955.92 and $985.92, lower than the original issue price.
The Bank of Nova Scotia (BNS) is offering $31,337,000 of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of NVIDIA Corporation. Each security has a $1,000 stated principal amount and can pay a quarterly contingent coupon of $27.10 per security, equivalent to 10.84% per annum, if on a determination date NVIDIA’s closing price is at or above the downside threshold of $87.51, which is 50.00% of the $175.02 initial share price.
The notes may be automatically redeemed before maturity if NVIDIA’s closing price on a determination date (other than the final one) is at or above the call threshold of $175.02, paying back principal plus the applicable coupon and any unpaid coupons under the “memory” feature. If the final share price is below the downside threshold, repayment is reduced in line with NVIDIA’s decline and can be as low as zero, meaning investors can lose all principal. The securities are senior unsecured debt of BNS, are not listed on any exchange and carry BNS credit risk; the initial estimated value on the pricing date is $965.02 per $1,000 issue price.