Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $24,000,000 of senior unsecured structured notes linked to the Class A common stock of Alphabet Inc.. These "Buffered Contingent Income Auto-Callable Securities" pay a contingent monthly coupon of $12.50 per $1,000 security (equivalent to 15.00% per annum) for each determination date when Alphabet’s closing price is at or above 80% of the $308.22 initial share price (the downside threshold).
The notes may be automatically redeemed early if Alphabet closes at or above 100% of the initial share price on any non-final determination date, returning principal plus the applicable coupon and any unpaid coupons via a memory feature. If held to maturity on December 21, 2026 and Alphabet is below the downside threshold, repayment is reduced by 1.25% for every 1% decline below the threshold, and investors could lose their entire principal. The securities are not listed, all payments depend on BNS’s credit, and the initial estimated value is $995 per $1,000 issue price.
The Bank of Nova Scotia is offering $20,456,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of NVIDIA Corporation, maturing on January 22, 2027. The notes pay a contingent coupon of $10.417 per $1,000 (1.0417% monthly, up to approximately 12.50% per annum) on each monthly observation date only if NVIDIA’s closing price is at least 59.00% of the initial price of $177.72.
Beginning in June 2026, the notes are automatically called if NVIDIA’s price on a call observation date is at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate. If the notes are not called and the final price is at least 59.00% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 59.00%, investors receive a share delivery amount of NVIDIA stock whose value on the final valuation date is less than 59.00% of principal, resulting in a loss of all or a substantial portion of the investment.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by any deposit insurance agency, and will not be listed on an exchange. The initial estimated value is $974.93 per $1,000 note, below the 100% original issue price, with underwriting commissions of 2.15% and proceeds to the Bank of 97.85%.
The Bank of Nova Scotia is offering $11,977,000 of Auto-Callable Trigger PLUS, senior unsecured notes linked to the Russell 2000® Index, maturing January 4, 2028. Each security has a $1,000 stated principal amount and pays no interest or dividends.
The notes are automatically redeemed on December 29, 2026 for $1,139.30 per security if the index on the prior determination date is at or above the initial level of 2,519.304. If not called, at maturity investors receive $1,000 plus 125% of any index gain, $1,000 if the final index value is between 80% and 100% of the initial level, or a loss matching the index decline if it finishes below the 80% trigger level of 2,015.4432, potentially losing the entire principal.
The securities are not listed, have limited liquidity, and their value is affected by volatility in small-cap U.S. equities, interest rates, and BNS’ credit. The estimated value on the pricing date is $976.66 per $1,000, below the issue price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $10,514,000 in autocallable contingent coupon trigger notes linked to the Class C capital stock of Alphabet Inc. The notes pay a monthly contingent coupon of $9.667 per $1,000 (0.9667% monthly, about 11.60% per year) only when Alphabet’s share price on an observation date is at or above 68.00% of the initial price of $307.73.
Starting in June 2026, the notes are automatically called if Alphabet’s closing price on a call observation date is at or above the initial price, in which case holders receive $1,000 plus that month’s coupon and the notes terminate. If the notes are not called and Alphabet’s final price on January 19, 2027 is below 68.00% of the initial price, investors receive Alphabet shares worth less than 68% of principal, with no final coupon, and can lose most or all of their investment.
The notes are senior unsecured obligations of The Bank of Nova Scotia, are not insured by Canadian or U.S. deposit insurers, will not be listed on an exchange, and had an initial estimated value of $979.59 per $1,000, below the 100% original issue price due to commissions, fees and hedging costs.
The Bank of Nova Scotia is offering $8,536,000 of Dual Directional Buffered Performance Leveraged Upside Securities linked to the Russell 2000® Index, maturing January 4, 2028. Each Buffered PLUS has a $1,000 stated principal amount, pays no coupons and is issued under BNS’ Senior Note Program, Series A.
If the index rises, holders receive principal plus 150% of the index gain, capped at a maximum payment of $1,192.50 per note (a 19.25% gain). If the index falls by up to 15%, investors receive principal plus an equal positive return, up to 15%. If the index falls by more than 15%, investors lose 1% of principal for each additional 1% drop, with a minimum repayment of $150 (meaning up to 85% of principal can be lost.
The notes are senior unsecured obligations of BNS, fully subject to its credit risk, and will not be listed on any exchange. The issue price is $1,000 per note, including $25 in sales commission and structuring fees, while the estimated value on the pricing date is $970.10.
The Bank of Nova Scotia outlines a new issue of Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes have a term of about 21 to 24 months, pay no interest and all payments depend on the Bank’s credit.
At maturity, investors receive 160.00% of any positive index return, but gains are capped by a maximum payment amount expected between $1,187.68 and $1,220.80 per $1,000 of principal. A 12.50% buffer shields modest losses, but if the index falls more than 12.50% from its initial level, principal is reduced at an accelerated rate and investors can lose up to 100% of their investment.
The initial estimated value is expected between $957.30 and $987.30 per $1,000, below the original issue price, reflecting dealer costs, hedging and the Bank’s internal funding rate. The notes are not listed on any exchange, may have limited liquidity and do not provide dividends or any rights in the S&P 500 constituent stocks.
The Bank of Nova Scotia is offering $22.395 million of Digital Notes linked to the iShares 20+ Year Treasury Bond ETF, maturing February 3, 2028. The notes pay no interest and all return is determined at maturity from the ETF’s price change between December 12, 2025 and February 1, 2028.
For each $1,000 note, if the final ETF price is at least 90% of the $87.34 initial price, holders receive a fixed maximum payment of $1,160.50, capping upside at about 16.05%. If the final price is more than 10% below the initial price, principal loss is leveraged by a buffer rate of about 111.11%, so a 30% decline beyond the 10% threshold produces a larger percentage loss than the ETF’s decline, up to a total loss of principal.
The initial estimated value is $978.30 per $1,000, below the 100% issue price, reflecting internal funding and hedging costs; underwriting commissions are 1.57% of principal. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured, and will not be listed on an exchange, so secondary market liquidity may be limited.
The Bank of Nova Scotia is issuing senior unsecured Market Linked Securities tied to the common stock of Oklo Inc., maturing in December 2026. Each note has a $1,000 face amount and pays a contingent coupon at 36.15% per annum, with monthly payments only if Oklo’s stock closes at or above a threshold equal to 50% of the starting price ($75.94), or $37.97. Missed coupons can be “remembered” and paid later if the threshold is met.
From June to November 2026, the notes are auto-callable at par plus the applicable coupons if Oklo’s stock closes at or above the starting price on a calculation day. If not called, investors receive par at maturity only if the final stock price is at or above the same 50% downside threshold; otherwise, repayment is reduced in line with Oklo’s decline and can result in a loss of more than 50%, up to a total loss.
The original offering price is $1,000 per note, with total offering size of $3.245 million, while the Bank’s estimated value is $961.68 per note, reflecting dealer discounts, structuring and hedging costs. The securities are not listed, carry the full credit risk of The Bank of Nova Scotia, and are intended for investors who can hold to maturity and tolerate equity and issuer risk.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of UnitedHealth Group Incorporated. These one-year notes can be automatically called monthly from June to November 2026 if the stock closes at or above the starting price of $331.63, in which case investors receive the $1,000 face amount plus a final coupon.
The notes pay a 10.00% per annum contingent coupon, calculated monthly, but only when the stock’s closing price is at or above the coupon threshold of $215.5595, which is 65% of the starting price. If this level is not met on a calculation day, no coupon is paid for that month, and investors could receive no coupons over the entire term.
If the notes are not called and on the final calculation day the stock closes at or above the downside threshold of $215.5595, investors receive the full $1,000 face amount. If it finishes below that threshold, repayment is reduced in proportion to the stock’s decline from the starting price, leading to a loss of more than 35% and up to 100% of principal. The Bank’s estimated value at pricing is $969.75 (96.975%) per $1,000 note. The securities are not listed, carry the credit risk of The Bank of Nova Scotia, and are not insured by Canadian or U.S. deposit insurers.
The Bank of Nova Scotia is offering $10,103,700 of Trigger Autocallable Contingent Yield Notes linked to the worst performer between the SPDR S&P Bank ETF (KBE) and the SPDR S&P 500 ETF Trust (SPY), maturing on December 20, 2030. Investors receive a 9.33% per annum contingent coupon only when both ETFs stay at or above their coupon barriers, set at 70% of initial levels ($43.81 for KBE and $469.98 for SPY).
The notes can be called quarterly after six months if both ETFs are at or above their initial levels, repaying principal plus the coupon. If not called and any ETF finishes below its downside threshold (also 70% of its initial level), repayment is reduced in line with the decline of the worst ETF, and the entire principal can be lost. The initial estimated value is $9.56 per $10 note, below the issue price, and the notes are unsecured obligations exposed to BNS credit risk with no stock dividends or exchange listing.