Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the SPDR® S&P 500® ETF Trust. The notes have a $1,000 principal amount, a term to December 23, 2026, and a minimum investment of $10,000.
Investors can receive a contingent coupon of $10.875 per Note on scheduled dates, but only if SPY’s closing value is at least 95% of the initial value of $671.40 (a barrier and buffer level of $637.83). The notes may be automatically called early if SPY is at or above the initial value on an observation date, returning principal plus due coupons.
If not called and SPY finishes below the 95% buffer level, repayment of principal is reduced on a leveraged basis (about 1.0526% loss for each 1% drop beyond the 5% buffer), and investors could lose their entire investment. The initial estimated value is expected to be between $964.65 and $994.65 per $1,000, below the issue price, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering unsecured Capped Barrier Return Enhanced Notes linked to the Nasdaq-100 Index®, maturing on January 4, 2029. Each Note has a $1,000 principal amount and a minimum investment of $1,000.
The Notes provide 200.00% participation in any positive index performance, but gains are capped by a Maximum Return expected to be at least 37.40%. If the index finishes at or below its Initial Value but at or above the Barrier Value set at 85.00% of the Initial Value, investors receive only their $1,000 principal.
If the Final Value is below the Barrier Value, repayment is reduced 1% for each 1% index decline from the Initial Value, with losses up to 100% of principal possible. The Notes pay no interest or dividends, are not listed, and all payments depend on the Bank’s credit. The initial estimated value is expected between $928.05 and $958.05 per $1,000, below the 100% issue price.
The Bank of Nova Scotia is offering unsecured Capped Barrier Return Enhanced Notes linked to the Russell 2000® Index, maturing January 4, 2029. The Notes provide 200% participation in any positive index performance, but gains are capped by a Maximum Return expected to be at least 41.40%, so the maximum payment example is $1,414 per $1,000 Note. If the index finishes at or below its Initial Value but no lower than 85% of that level (the Barrier Value), investors receive only their $1,000 principal back. If the Final Value is below the Barrier Value, repayment is reduced one-for-one with the index loss and investors can lose their entire principal. The Notes pay no interest, have a minimum investment of $1,000, will not be listed on an exchange, and all payments are subject to the credit risk of The Bank of Nova Scotia. The initial estimated value is between $928.39 and $958.39 per $1,000 Note, below the 100% issue price.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Air Products and Chemicals, Inc., maturing on or about July 8, 2027. Each note has a $1,000 principal amount and pays a contingent monthly coupon of $9.167 per $1,000 (0.9167% per month, about 11.00% per year) only if, on the relevant observation date, APD’s share price is at least 70% of the initial price.
The notes are automatically called if on any call observation date from July 2026 through June 2027 APD closes at or above the initial price, in which case investors receive $1,000 plus the coupon for that month and the notes terminate. If the notes are not called, then at maturity investors receive $1,000 plus the final coupon if APD’s final price is at least 70% of the initial price.
If APD’s final price is below 70% of the initial price, repayment of principal is reduced one-for-one with APD’s decline, and investors can lose up to 100% of their investment with no final coupon. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by CDIC or FDIC, will not be listed, and have an initial estimated value between $925 and $965 per $1,000, less than the original issue price.
The Bank of Nova Scotia is offering unsecured, unsubordinated Capped Barrier Return Enhanced Notes linked to the S&P 500® Index, each with a $1,000 principal amount and a term of about three years, maturing on January 4, 2029. The Notes provide 200.00% participation in any positive index performance, but gains are capped at a Maximum Return of at least 31.00%, so the maximum payment is at least $1,310 per $1,000 note if the cap is set at 31.00%.
At maturity, investors receive $1,000 if the S&P 500 Final Value is at or below the Initial Value but at or above the Barrier Value, set at 85.00% of the Initial Value. If the Final Value falls below the Barrier, repayment is fully exposed to index losses and investors may lose up to 100% of principal. The Notes pay no interest or dividends, are not insured by the CDIC or FDIC, and will not be listed on any securities exchange, so liquidity may be limited.
The initial estimated value is expected to be between $929.28 and $959.28 per $1,000 note, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of NVIDIA Corporation, maturing around December 29, 2028. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $26.625 (equivalent to 10.65% per year) only if NVIDIA’s closing price on the relevant determination date is at or above 50% of the initial share price, the downside threshold. Missed coupons can be paid later under a memory coupon feature if a future determination date meets that threshold.
If on any non-final determination date NVIDIA’s price is at or above 100% of the initial share price (the call threshold), the notes auto-call and pay back principal plus the applicable coupon and any unpaid coupons; no further payments are made. If the notes are not called and the final share price is below the downside threshold, investors receive principal reduced in proportion to NVIDIA’s decline, potentially less than 50% of principal or zero. Investors do not participate in any upside of the stock, forgo dividends, face limited liquidity, and are fully exposed to BNS credit risk. The estimated value on the pricing date is expected between $935.84 and $965.84 per $1,000.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the common stock of The Goldman Sachs Group, Inc. The notes pay a contingent quarterly coupon of $26.25 per $1,000 (equivalent to 10.50% per annum) on each determination date where the Goldman Sachs share price is at or above 70% of the initial share price.
The securities can be automatically called on any non-final determination date if the stock closes at or above 100% of the initial share price, returning principal plus that period’s coupon. If held to December 29, 2028 and the final share price is below the 70% downside threshold, investors are exposed 1-to-1 to the decline in the stock and can lose some or all of their principal. The notes are senior unsecured obligations of BNS, with an estimated initial value between $934.95 and $964.95 per $1,000 issue price.
The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due on or about December 29, 2028, linked to Tesla, Inc. common stock. Each security has a stated principal amount and issue price of $1,000. Investors may receive a contingent quarterly coupon of $38.80 per security (equivalent to 15.52% per annum) for any determination date on which Tesla’s closing price is at or above 50.00% of the initial share price, with missed coupons potentially paid later under a memory feature.
If on any non-final determination date Tesla’s closing price is at or above 100.00% of the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons, and no further payments are made. If the notes are not called and Tesla’s final share price is below 50.00% of the initial share price, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1-to-1 to Tesla’s decline and potentially reducing the payment to zero.
The securities are senior unsecured debt of BNS, subject to its credit risk, are not principal protected, will not be listed on an exchange and have an estimated value on the pricing date expected between $935.63 and $965.63 per $1,000.
The Bank of Nova Scotia is offering unsecured Digital Notes linked to the iShares® 20+ Year Treasury Bond ETF, maturing on February 3, 2028. Each note has a $1,000 principal amount and does not pay interest. Instead, the payoff depends on the ETF’s price on the valuation date of February 1, 2028, relative to the initial price of $87.40.
If the final price is at least 90.00% of the initial price, investors receive a fixed maximum payment amount of $1,160.50 per $1,000, capping upside at about 16.05%. If the final price falls more than 10% below the initial price, the notes lose value at an accelerated rate, with a buffer rate of approximately 111.11%, and investors can lose up to their entire principal. The initial estimated value is expected between $946.47 and $976.47 per $1,000, below the 100% issue price, reflecting fees, hedging costs and the bank’s internal funding rate. The notes are not listed, have limited liquidity, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured, unsubordinated autocallable contingent coupon notes linked to the common stock of Robinhood Markets, Inc. The notes have a principal amount of $1,000 per note, are expected to price on December 23, 2025, settle on December 29, 2025, and mature on December 29, 2028 if not called early.
Investors can receive contingent coupons of at least $55.50 per note (at least 22.20% per annum) on scheduled dates, but only if Robinhood’s stock closes at or above a barrier set at 50.00% of its initial value; coupons are not guaranteed. The notes are automatically called, returning principal plus the applicable coupon, if on any call observation date the stock’s closing value is at or above the initial value.
If the notes are not called and the final stock value is at or above the 50.00% barrier, investors receive full principal back (plus any due coupon). If the final value is below the barrier, repayment is reduced one-for-one with the stock’s decline from the initial value, up to a total loss of principal. The initial estimated value is expected between $926.84 and $956.84 per $1,000, below the 100% original issue price, and all payments depend on the creditworthiness of The Bank of Nova Scotia.