Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of Oracle Corporation. The Notes have a minimum investment of $1,000 per Note and an Original Issue Price of 100% of principal, with an initial estimated value between $931.70 and $961.70 per $1,000 due to selling, structuring and hedging costs.
The Notes can be automatically called on quarterly observation dates if Oracle’s closing price is at or above the Initial Value, returning principal plus any due contingent coupon. If not called, investors receive a quarterly contingent coupon of at least $34.75 per Note (at least 13.90% per annum) only when Oracle’s price is at or above a barrier set at 50% of the Initial Value. At maturity, if the Final Value is below the 50% barrier, the payoff is fully exposed to Oracle’s decline and up to 100% of principal can be lost.
The Notes are senior, unsubordinated obligations of The Bank of Nova Scotia, are not insured by the CDIC or FDIC, and will not be listed on any exchange. Liquidity depends on discretionary market making by an affiliate, and extensive risk and tax disclosures highlight price volatility, credit risk of the Bank, complex valuation, limited secondary market, and uncertain U.S. and Canadian tax treatment.
The Bank of Nova Scotia is offering autocallable contingent coupon buffer notes linked to the common stock of NVIDIA Corporation, maturing on January 7, 2027. Each Note has a $1,000 principal amount and pays a contingent coupon of at least $41.20 per Observation Date only if NVIDIA’s closing value is at or above 75% of its initial value; missed coupons can accrue as “memory” coupons and be paid later if conditions are met.
The Notes are automatically called early if NVIDIA’s closing value on any Observation Date (before maturity) is at or above its initial value, returning principal plus due coupons, with no further payments. At maturity, if not called and NVIDIA is at or above 75% of its initial value, investors receive full principal; below that level, losses are magnified by a 1.3333x downside leverage factor, and up to 100% of principal may be lost. The initial estimated value is between $953.98 and $983.98 per $1,000, reflecting structuring and hedging costs, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured, unsubordinated market-linked notes tied to the Class A common stock of Alphabet Inc., with a scheduled maturity on January 7, 2027 and a term of about 54 weeks. The notes can be automatically called early if Alphabet’s closing value on an observation date is at or above its initial value, in which case investors receive the $1,000 principal per note plus any due coupons and no further payments.
If the notes are not called, investors can receive a contingent coupon of at least $42.10 per note on each observation date when Alphabet closes at or above 85.00% of its initial value, with a “memory” feature that pays previously unpaid coupons once the barrier is met. At maturity, if Alphabet’s final value is at or above 85.00% of the initial value, principal is repaid; if it is below this buffer, repayment is reduced, with losses of about 1.1765% of principal for each 1% decline beyond the 15.00% buffer, up to a total loss.
The notes do not pay guaranteed interest, do not provide upside participation in Alphabet’s share gains, and are subject to the credit risk of The Bank of Nova Scotia. They are not insured by the CDIC, FDIC or any other government agency. The initial estimated value per $1,000 note is expected to be between $955.92 and $985.92, lower than the original issue price.
The Bank of Nova Scotia (BNS) is offering $31,337,000 of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of NVIDIA Corporation. Each security has a $1,000 stated principal amount and can pay a quarterly contingent coupon of $27.10 per security, equivalent to 10.84% per annum, if on a determination date NVIDIA’s closing price is at or above the downside threshold of $87.51, which is 50.00% of the $175.02 initial share price.
The notes may be automatically redeemed before maturity if NVIDIA’s closing price on a determination date (other than the final one) is at or above the call threshold of $175.02, paying back principal plus the applicable coupon and any unpaid coupons under the “memory” feature. If the final share price is below the downside threshold, repayment is reduced in line with NVIDIA’s decline and can be as low as zero, meaning investors can lose all principal. The securities are senior unsecured debt of BNS, are not listed on any exchange and carry BNS credit risk; the initial estimated value on the pricing date is $965.02 per $1,000 issue price.
The Bank of Nova Scotia is offering $36,155,000 of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of Palantir Technologies Inc. These senior unsecured notes can pay a contingent quarterly coupon of $45.10 per $1,000 (equivalent to 18.04% per annum) for any determination date when Palantir’s closing price is at least 50.00% of the initial share price of $183.57, i.e., at or above the downside threshold of $91.785, with missed coupons potentially paid later under a “memory” feature.
If on any non-final determination date the stock closes at or above the call threshold price of $183.57, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons, ending further payments. If the final share price is below the downside threshold, investors receive the stated principal amount multiplied by the share performance factor, which can be less than 50% of principal and as low as zero, meaning investors may lose their entire investment. The securities are not principal-protected, do not participate in any stock upside beyond coupons, pay no dividends, will not be listed on an exchange, and all payments are subject to the credit risk of BNS. The initial estimated value on the pricing date is $965.11 per $1,000 note, lower than the issue price, reflecting structuring and distribution costs.
The Bank of Nova Scotia is offering $25,652,000 of Contingent Income Auto-Callable Securities linked to Advanced Micro Devices common stock. These senior unsecured notes pay a contingent quarterly coupon of $35.25 per $1,000 (14.10% per annum) only when AMD’s closing price on a determination date is at or above the downside threshold of $105.39, which is 50.00% of the $210.78 initial share price. If AMD closes at or above the $210.78 call threshold on any non-final determination date, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons under the memory feature.
If the notes are not called and AMD’s final share price is below the downside threshold, repayment of principal is reduced 1-to-1 with AMD’s decline from the initial price, and the maturity payment can be less than 50.00% of principal and may be zero. Investors do not participate in any upside of AMD beyond received coupons, the notes will not be listed, and all payments are subject to BNS’s credit. The estimated value on the pricing date is $965.40 per $1,000 issue price.
The Bank of Nova Scotia is offering $24.534 million of Contingent Income Auto-Callable Securities due December 15, 2028, linked to the common stock of Tesla, Inc.
The notes pay a contingent quarterly coupon of $37.125 per $1,000 (14.85% per annum) for each determination date on which Tesla’s closing price is at or above the downside threshold of $229.48 (50.00% of the $458.96 initial share price). If on any non-final determination date Tesla closes at or above the call threshold of $458.96, the notes are automatically redeemed at par plus the current coupon and any unpaid “memory” coupons.
If the notes are not called and Tesla’s final share price is below the downside threshold, investors receive less than 50% of principal, on a 1-to-1 basis with the stock’s decline, and could lose their entire investment. Investors do not participate in any stock upside beyond coupons, forgo dividends, face credit risk of BNS, limited liquidity, and an initial estimated value of $967.98 per $1,000, below the issue price due to fees and funding costs.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, S&P 500® Index and EURO STOXX 50® Index, with a term of about 10 years and a minimum investment of 100 Notes at $10 per Note. Investors may receive quarterly contingent coupons at an annual rate of 7.50% to 7.70% only if, on each observation date, every index closes at or above 75% of its initial level, which is both the coupon barrier and downside threshold.
The Notes are automatically called if, on any quarterly observation date after 12 months, all three indices are at or above their initial levels, in which case investors receive principal plus the applicable coupon and the Notes terminate early. If the Notes are not called and, at maturity, any index finishes below its downside threshold, the maturity payment is reduced one-for-one with the decline of the worst index, and investors can lose up to 100% of principal. The Notes are senior unsecured obligations of BNS, not insured or bail-inable, and their initial estimated value of $8.73–$9.03 per $10 is lower than the issue price, highlighting structural costs and potential secondary-market discounts.
The Bank of Nova Scotia is offering $14,096,000 of Contingent Income Auto-Callable Securities due December 17, 2026, linked to Amazon.com, Inc. common stock. Each security has a $1,000 stated principal amount and can pay a contingent quarterly coupon of $30.10 per security (equivalent to 12.04% per annum) if Amazon’s closing price on the relevant determination date is at or above the downside threshold of $158.333, which is 70% of the initial share price of $226.19. If on any non-final determination date the closing price is at or above the call threshold price of $226.19, the notes are automatically redeemed for $1,000 plus the coupon, and no further payments are made.
If the notes are not called and the final share price on the December 14, 2026 determination date is at or above the downside threshold, investors receive $1,000 plus the final coupon. If the final share price is below the downside threshold, the maturity payment is $1,000 multiplied by the share performance factor, exposing investors 1-to-1 to the decline in Amazon’s price and potentially reducing the payment to zero. Investors do not receive dividends or participate in any upside beyond coupons and bear full issuer credit risk of BNS. The notes are not listed, have limited liquidity, and BNS’ estimated value on the pricing date is $978.40 per $1,000 issue price.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the worst performer among Broadcom, Alphabet Class A, NVIDIA and Shopify, maturing in December 2028. The notes pay a contingent coupon of 14.75% per annum, credited monthly only when the lowest-performing stock on each calculation day closes at or above 40% of its starting price, with a memory feature for previously missed coupons.
Beginning in June 2026, the notes are auto-callable monthly if the lowest-performing stock is at or above its starting price, returning the $1,000 face amount plus due coupons. If not called, principal is protected at maturity only if the lowest-performing stock ends at or above 40% of its starting price; otherwise, investors lose more than 60% and up to all of principal based on that stock’s decline. The estimated value is $944.99 per $1,000, the securities are not listed, and all payments depend on the credit of The Bank of Nova Scotia.