Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering digital notes linked to the iShares 20+ Year Treasury Bond ETF, maturing on February 3, 2028. These unsecured senior notes pay no interest; your result depends entirely on the ETF’s price on the February 1, 2028 valuation date versus the $87.34 initial price.
If the final price is at least 90.00% of the initial price, you receive a fixed maximum payment of $1,160.50 per $1,000 principal (a 16.05% total gain). If the ETF falls more than 10% below the initial price, your payoff drops linearly, with a buffer rate of about 111.11%, and you can lose up to your entire principal.
The notes’ initial estimated value is $944.46–$974.46 per $1,000, below the 100% issue price, reflecting dealer compensation, hedging costs and the bank’s internal funding rate. Underwriting commissions are 1.57%, proceeds to the bank are 98.43%, and the notes will not be listed on any exchange. All payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Auto-Callable Trigger PLUS, principal-at-risk notes linked to the Nasdaq-100 Index®, maturing on or about January 4, 2029. Each security has a $1,000 stated principal amount and does not pay interest or dividends.
The notes are automatically redeemed if, on the determination date before the final one, the index closing value is at least the initial index value, paying an early redemption amount of $1,096.90 per security. If not called and the final index value is above the initial value, investors receive $1,000 plus 150.00% of the index’s positive return. If the final index value is at or below the initial value but at or above the trigger level of 80% of the initial value, repayment is $1,000.
If the final index value is below the trigger level, repayment is $1,000 plus the index return, so investors lose 1% for every 1% index decline and could lose their entire investment. The notes are senior unsecured obligations of BNS, are not listed, and have an estimated value on the pricing date between $934.14 and $964.14 per $1,000, reflecting embedded costs and hedging.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, the S&P 500® Index and the EURO STOXX 50® Index, with a term of about 10 years and quarterly observation dates, callable after 12 months.
Investors may receive a contingent coupon at an annual rate of 7.50% to 7.70% (paid quarterly) only if on an observation date the closing level of each index is at or above its coupon barrier, set at 75% of its initial level. The notes are automatically called if all three indices are at or above their initial levels on an observation date, returning principal plus the applicable coupon.
If the notes are not called and at maturity any index finishes below its downside threshold (also 75% of initial), the redemption amount is reduced one-for-one with the worst index’s decline, and investors can lose up to their entire principal. The initial estimated value is expected to be $8.73–$9.03 per $10 note, below the $10 issue price, and the notes will not be listed, with any secondary liquidity dependent on the dealer. All payments are subject to BNS credit risk.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Notes linked to the Russell 2000® Index, maturing on or about December 24, 2030. The notes can be automatically called quarterly after 12 months if the index closes at or above the initial level, paying back principal plus a call return based on an annual rate of 8.00%–8.85%, with the total call return rising the longer the notes remain outstanding.
If the notes are not called and the final index level is at or above a downside threshold set at 75% of the initial level, investors receive only their $10 principal per note. If the final level is below this threshold, repayment is reduced dollar-for-dollar with the index decline, and investors can lose their entire investment. The notes pay no interest or dividends, have limited or no secondary market liquidity, an initial estimated value of $9.246–$9.546 per $10 note, and all payments depend on the creditworthiness of BNS.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Buffer Notes linked to the common stock of Snowflake Inc., maturing December 23, 2027. The notes may be automatically called on January 4, 2027 if Snowflake’s stock is at least 100% of its initial level, paying back principal plus a call premium of at least $230.60 (23.06%) per $1,000 note.
If not called and the stock is at or above its initial level at maturity, investors receive principal plus the greater of a fixed digital return of at least 46.12% or the stock’s positive price return. A 25.00% buffer protects against moderate declines, but below that level principal losses are magnified by a downside leverage factor of about 1.3333, up to total loss. The notes pay no interest, require a minimum $10,000 investment, are not listed on an exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected between $947.98 and $977.98 per $1,000.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the Class A common stock of Alphabet Inc., maturing on January 7, 2027. Each $1,000 Note can pay a quarterly Contingent Coupon of at least $42.10 if Alphabet’s closing price on an Observation Date is at or above 85.00% of its initial level, with unpaid coupons carried forward to future qualifying dates.
The Notes are automatically called early if Alphabet’s price on any Observation Date before maturity is at or above the initial level, returning the $1,000 principal plus the current and any unpaid coupons, after which no further payments are made. At maturity, if the Notes have not been called and Alphabet’s final price is at or above 85.00% of its initial level, investors receive full principal back plus any due coupons. If the final price is below this 15.00% buffer, principal loss is magnified by a downside leverage factor of approximately 1.1765, and up to 100% of principal can be lost.
The Notes do not pay guaranteed interest, do not provide any upside participation in Alphabet’s share gains, and do not convey voting rights or dividends. They are subject to the credit risk of The Bank of Nova Scotia, will not be listed on an exchange, and their initial estimated value is expected to range between $955.92 and $985.92 per $1,000 Original Issue Price.
The Bank of Nova Scotia is offering dual directional capped buffered notes linked to the S&P 500 Index, maturing in December 2027, as unsecured senior debt subject to the Bank’s credit risk. The notes provide upside exposure to positive index performance up to a Maximum Upside Return of at least 17.44% and can also generate positive returns if the index declines but stays at or above 80% of its initial level. If the index falls below this 20% buffer, losses are magnified at 1.25% of principal for each additional 1% decline, and investors may lose their entire investment. The notes pay no interest, are not insured by CDIC or FDIC, will not be listed on an exchange, and have an initial estimated value of $949.87–$979.87 per $1,000, below the issue price, reflecting structuring, distribution and hedging costs.
The Bank of Nova Scotia is offering $2,400,000 of senior unsecured Capped In-GEARS linked to the S&P 500 Index, maturing on November 16, 2029. Each $10 Security tracks the index’s average level over defined initial and final valuation periods and provides leveraged upside if the index ends at least 2% above its initial level, up to a maximum gain of 57.50% (maximum payment of $15.75 per Security).
If the index performance factor is between 96% and 98%, investors receive only their principal back. Between 92% and 96%, losses are magnified at 2% for each 1% index decline beyond 4%. Below 92%, investors are fully exposed to index losses and could lose their entire investment. The Securities pay no interest, are not insured or bail-inable, will not be listed on an exchange, and all payments depend on BNS’s creditworthiness. The initial estimated value is $9.71 per $10 Security, below the issue price.
The Bank of Nova Scotia is offering principal-at-risk structured notes linked to Alphabet Inc.’s Class A stock, maturing December 21, 2026. Each $1,000 security can pay a contingent monthly coupon of $12.50, equivalent to 15.00% per annum, whenever Alphabet’s closing price is at or above 80% of the $308.22 initial share price, a downside threshold of $246.576. If on any monthly determination date before maturity the stock closes at or above the 100% call threshold of $308.22, the notes are automatically redeemed for principal plus the due coupon and any unpaid memory coupons.
If the notes are not called and Alphabet’s final price is at or above the downside threshold, investors receive principal plus the final and any unpaid coupons. If the final price is below the threshold, repayment equals an exchange-ratio cash amount, causing a 1.25% principal loss for every 1% Alphabet finishes below the threshold, up to a total loss of principal. Holders do not participate in any stock upside, forgo dividends, face limited secondary-market liquidity, and bear BNS credit risk, with estimated initial value expected between $964.57 and $994.57 per $1,000 security.
The Bank of Nova Scotia plans to issue autocallable contingent coupon buffer notes linked to the common stock of NVIDIA Corporation, maturing on January 7, 2027. These senior unsecured notes pay a contingent coupon of at least $41.20 per $1,000 note on each observation date if NVIDIA’s closing value is at or above 75.00% of its initial level, with any missed coupons potentially paid later under a memory feature.
The notes are automatically called, returning principal plus due coupons, if NVIDIA’s closing value on an observation date before maturity is at or above its initial value. If the notes are not called and NVIDIA finishes at or above 75.00% of the initial value, investors receive full principal back, but no upside beyond coupons. If the final value falls more than 25.00% below the initial level, principal is reduced by about 1.3333% for each additional 1% decline, up to a total loss.
The minimum investment is $10,000, the notes will not be listed on an exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia. The initial estimated value is expected between $953.98 and $983.98 per $1,000, below the 100% issue price, reflecting structuring, distribution and hedging costs.