Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering $1,036,000 of Autocallable Contingent Coupon Trigger Notes linked to Alibaba Group Holding Limited American depositary receipts, maturing on January 14, 2027. The initial price of the ADR is $158.82, with a coupon barrier and trigger price set at 61.00% of that level.
Investors may receive monthly contingent coupons of $7.959 per $1,000 note (0.7959% monthly, up to about 9.55% per year) only if the ADR closes at or above the barrier on each observation date; missed coupons are not paid later unless a future observation is above the barrier, via a "memory" feature. Starting in June 2026, the notes are automatically called if the ADR closes at or above the initial price on a call observation date, returning $1,000 plus the applicable coupon.
If the notes are not called and the final ADR price is at least 61% of the initial price, investors receive $1,000 per note plus the last coupon. If it is below 61%, holders receive Alibaba ADRs worth less than 61% of principal and no coupon, risking a substantial or total loss. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by CDIC or FDIC. The initial estimated value is $975.99 per $1,000, below the issue price, and secondary market liquidity may be limited.
The Bank of Nova Scotia is offering $4.536 million of S&P 500®-linked Capped Trigger GEARS, senior unsecured notes that do not pay interest and expose holders to both equity and issuer credit risk.
Each $10 Security offers 1.50x leveraged upside on any positive S&P 500® return, capped at a maximum gain of 42.50%, for a maximum payment of $14.25 at maturity in December 2029. If the index is flat or down but at or above the downside threshold of 5,175.75 (75% of the 6,901.00 initial level), investors receive their $10 principal. If the final level is below the threshold, repayment is reduced one-for-one with the index loss and can fall to zero, so investors may lose their entire investment. The notes are not listed, have limited liquidity, and their initial estimated value of $9.57 is below the $10 issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering contingent income auto-callable senior notes due on or about December 22, 2028, linked to the common stock of Netflix, Inc. Each security has a $1,000 stated principal amount and may pay a quarterly contingent coupon of $32.10 (12.84% per annum) if, on the relevant determination date, the Netflix closing price is at least 65.00% of the initial share price. If on any non-final determination date the stock is at or above 100.00% of the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon.
If the notes are not called and the final share price is below the 65.00% downside threshold, repayment of principal is reduced 1-to-1 with the stock decline and can fall to zero, so investors can lose their entire investment. All payments are subject to the credit risk of BNS, the notes are not insured or bail-inable, and they are not listed, with only limited secondary market making expected. The initial estimated value is expected to range from $934.87 to $964.87 per $1,000, reflecting embedded fees and hedging costs.
The Bank of Nova Scotia is offering three series of Trigger Autocallable Contingent Yield Notes linked separately to the common stock of Microsoft, NextEra Energy and Smurfit Westrock. These are senior unsecured debt securities with a principal amount of $10 per Note and a term of about three years, maturing on or about December 15, 2028.
Holders receive quarterly contingent coupons only if the underlying stock is at or above a preset coupon barrier on the observation date. The contingent coupon rates are 9.00% per annum for the Microsoft and NextEra notes and 10.25% per annum for the Smurfit Westrock note. The Notes are automatically called if, after six months, the underlying closes at or above its initial level on an observation date, in which case investors receive principal plus the applicable coupon and no further payments.
If the Notes are not called and the final stock level is at or above the downside threshold, principal is repaid at maturity; if it is below the threshold, repayment is reduced one-for-one with the stock’s decline, and investors can lose their entire investment. The Notes are not listed, may have limited liquidity, are not insured or bail‑inable, and all payments depend on the creditworthiness of BNS.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of NVIDIA Corporation. Each $1,000 note is scheduled to be issued on December 24, 2025 and, if not called earlier, will mature on December 22, 2028.
The notes may be automatically called on quarterly observation dates if NVIDIA’s closing price is at or above the initial level, in which case holders receive $1,000 plus the applicable contingent coupon and the notes terminate. If the notes are outstanding and NVIDIA’s price on a coupon observation date is at or above 70% of the initial level, investors receive a contingent coupon of at least $44.50 per note, equal to at least 17.80% per year.
If the notes are not called and NVIDIA’s final price is at or above 70% of the initial level, investors receive full principal back plus any due coupon; if it is below the 70% barrier, repayment is reduced one-for-one with NVIDIA’s decline, up to a total loss of principal. The notes are not listed, have no guaranteed secondary market, provide no dividends or voting rights in NVIDIA, and all payments depend on the credit of The Bank of Nova Scotia. The bank’s initial estimated value is between $930.72 and $960.72 per $1,000 note, reflecting fees, funding and hedging costs.
The Bank of Nova Scotia is offering $3,000,000 of Capped In-GEARS notes linked to the Dow Jones Industrial Average, maturing April 3, 2031. These senior unsecured securities pay no interest and repay at maturity based on the ratio of the final index level to an initial level set as the average Dow close during an initial valuation period.
If the index performs well, investors earn a positive return up to a maximum gain of 83.4512%, corresponding to a maximum payment of $18.34512 per $10 Security. If the underlying performance factor falls below 96%, investors begin to lose principal, with losses doubling index declines between 4% and 8% and matching the index’s loss beyond an 8% drop, so all invested principal can be lost. The notes are sold at $10 each with a $1,000 minimum, had an initial estimated value of $9.67 per $10, are not insured or bail-inable, and will not be listed on any exchange.
The Bank of Nova Scotia is offering $7,538,000 of Contingent Income Auto-Callable Securities due December 8, 2028, linked to Eli Lilly common stock. These senior unsecured notes pay a quarterly contingent coupon of $27.125 per $1,000 (equivalent to 10.85% per annum) only when Eli Lilly’s closing price on a determination date is at or above 65% of the initial share price of $1,010.31.
If on any non-final determination date the stock closes at or above 100% of the initial share price, the notes are automatically redeemed at $1,000 plus that quarter’s coupon and no further payments are made. If the notes are not called and the final share price is at or above the 65% downside threshold, investors receive $1,000 plus the last coupon; if it is below that level, repayment is reduced one-for-one with the stock’s decline and can fall to zero.
The notes do not participate in any share price appreciation, pay no dividends from Eli Lilly, and are not listed on an exchange, so secondary market liquidity may be limited. All payments depend on BNS’s credit, and the estimated value on the pricing date is $967 per $1,000 note, below the issue price because of selling, structuring and hedging costs.
The Bank of Nova Scotia is issuing $2,446,000 of Buffered Enhanced Participation Basket-Linked Notes due December 8, 2027. These unsecured notes pay no interest and repay cash at maturity based on a weighted basket of five equity indices: EURO STOXX 50 (38.00%), TOPIX (26.00%), FTSE 100 (17.00%), Swiss Market Index (11.00%) and S&P/ASX 200 (8.00%).
If the basket rises, holders gain 125.00% of the basket’s percentage increase. If it falls by up to 10.00%, investors receive only the $1,000 principal per note. Below a 10.00% decline, losses accelerate at approximately 111.11% of further downside and investors can lose their entire investment. The notes are not insured, depend on the Bank’s credit, will not be listed and may have limited liquidity. The initial estimated value is $969.35 per $1,000 principal amount, below the 100.00% issue price due to commissions, hedging and internal funding costs.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., expected to mature on January 22, 2027. These unsecured senior notes pay a monthly contingent coupon of 0.8834% ($8.834 per $1,000), only if Amazon’s closing price on each observation date is at or above 70.00% of the initial price, creating a potential yield of up to approximately 10.60% per annum.
The notes can be automatically called on monthly call observation dates from June through December 2026 if Amazon’s price is at or above the initial price, in which case investors receive $1,000 per note plus the applicable coupon and the notes terminate early.
If the notes are not called and the final price on January 19, 2027 is at or above 70.00% of the initial price, investors receive $1,000 per note plus the final coupon. If the final price is below 70.00%, investors receive Amazon shares (or cash equivalent) worth less than 70% of principal and no final coupon, risking loss of most or all of their investment. All payments depend on the creditworthiness of The Bank of Nova Scotia, and the initial estimated value is expected to be between $900 and $930 per $1,000 note, below the original issue price.
The Bank of Nova Scotia is offering $2,357,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index, maturing on November 10, 2027. The notes pay no interest and all value comes at maturity based on index performance from the initial level of 6,849.72 on December 3, 2025 to the valuation date on November 8, 2027.
If the index rises, holders receive 160.00% of the index gain, capped at a maximum payment of $1,228.80 per $1,000 of principal (a 22.880% maximum return). If the index falls by up to 12.50%, investors get back principal; beyond that buffer, losses accelerate at a buffer rate of approximately 114.29%, and investors can lose up to their entire investment.
The initial estimated value is $990.80 per $1,000, below the issue price, reflecting internal funding and hedging costs. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, are not insured by any deposit insurer, will not be listed on an exchange, and expose investors both to S&P 500 market risk and to the Bank’s credit risk.