Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
Bank of Nova Scotia (BNS) is offering senior unsecured Market Linked Securities that combine contingent quarterly coupons, an auto-call feature and contingent downside principal at risk. The notes, issued at $1,000 face value and maturing on 27 July 2028, are linked to the lowest performing of three sector ETFs: Communication Services, Energy and Technology Select Sector SPDR Funds.
- Contingent coupon: at least 12.50% p.a., paid quarterly only if the worst-performing ETF closes ≥ 75 % of its starting price on the relevant calculation day.
- Auto-call: from January 2026 through April 2028 the notes are automatically redeemed at par plus the coupon if the worst ETF closes ≥ 100 % of its starting price on any quarterly observation date.
- Principal repayment: if not called, investors receive par at maturity only when the worst ETF closes ≥ 70 % of its starting price on the final observation date; otherwise repayment equals par × performance factor, exposing investors to > 30 % loss and up to 100 % downside.
- Estimated value: BNS estimates 92.23 %–95.23 % of face, reflecting dealer spread and hedging costs.
- Distribution: Scotia Capital (USA) sells to Wells Fargo Securities at a 2.575 % discount; total dealer compensation may reach $25.75 per note.
- Credit risk & liquidity: payments depend on BNS credit; notes are not FDIC- or CDIC-insured and are not exchange-listed, limiting secondary-market liquidity.
Investors forgo dividends on the ETFs and any upside beyond coupons, while assuming sector concentration and issuer credit risk.
The Bank of Nova Scotia (BNS) is marketing unsecured, unsubordinated Contingent Coupon Trigger Notes linked to the common stock of SoFi Technologies, Inc. (SOFI) under a Rule 424(b)(2) filing. The notes require a $10,000 minimum investment, carry a 18-month term and will not be listed on any exchange.
Investors may earn a fixed quarterly coupon of $633–$743 per $10,000 note (equivalent to 6.33%–7.43% quarterly or up to 25.32%–29.72% per annum) provided the SOFI closing price on each observation date is at least 80 % of the initial price (the coupon barrier). Coupons are not guaranteed; if the barrier is breached on an observation date, that quarter’s payment is zero.
At maturity: (i) if SOFI’s final price is ≥ 80 % of the initial price, holders receive principal plus the final coupon; (ii) if it is < 80 %, holders receive SOFI shares worth <80 % of principal, producing a negative return and forfeiting the final coupon. Accordingly, substantial loss of principal is possible.
The initial estimated value is $9,290–$9,590 per $10,000 note (92.9 %–95.9 % of issue price), reflecting BNS’s internal funding rate and hedging costs. Underwriting commissions are 1.12 %. Notes are subject to BNS credit risk and are not FDIC or CDIC insured. Settlement is expected on a T+5 basis, and secondary liquidity is not assured.