Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia (BNS) is offering $4,250,000 of Contingent Income Auto-Callable Securities due May 25, 2029. Each note has a stated principal amount of $1,000.00 and pays a contingent quarterly coupon of $38.775 (equivalent to 15.51% per annum) only if the closing prices of Apple, Amazon and Alphabet (Class A) are each at or above their coupon threshold (60.00% of initial share price) on a determination date.
If all three securities meet their call thresholds on a determination date, the notes auto‑redeem early for principal plus that quarter’s coupon. If any final share price is below 60.00% of its initial price, the maturity payment is reduced on a 1‑for‑1 basis by the decline of the worst performing underlying, potentially resulting in a large loss or total loss of principal. All payments are subject to BNS credit risk and the notes are not exchange‑listed.
The Bank of Nova Scotia offers $39,918,000 of Contingent Income Auto-Callable Securities due May 25, 2029, linked to the common stock of NVIDIA Corporation. These senior unsecured notes pay a $26.50 contingent quarterly coupon (equivalent to 10.60% per annum) on a determination date when the closing price of NVIDIA is at or above 50.00% of the initial share price ($107.665). The notes are auto-callable if NVIDIA’s closing price on a determination date (other than the final date) is at or above the call threshold of $215.33, in which case holders receive the stated principal plus due contingent coupons. If the final share price is below the downside threshold, maturity payment equals the stated principal multiplied by the share performance factor and may be less than 50.00% of principal or zero. All payments are subject to BNS credit risk; the pricing supplement states an estimated value of $967.80 per $1,000 stated principal and an issue price of $1,000 per security.
The Bank of Nova Scotia (BNS) is offering $12,000,000 of Buffered Contingent Income Auto-Callable Securities tied to Eli Lilly (LLY) with a maturity of May 27, 2027. Each note has a stated principal of $1,000 and a contingent monthly coupon of $13.70 (equivalent to 16.44% per annum) payable only when the closing price at a determination date is ≥ the downside threshold.
The initial share price is $1,041.65, the call threshold is $1,041.65 (100%), and the downside threshold is $833.32 (80%). If not called and the final share price is below the downside threshold, investors receive a cash value equal to the exchange ratio × final share price and will lose 1.25% for every 1% the final share price falls below the downside threshold; principal can be fully lost. Payments are unsecured and subject to BNS credit risk. BNS’ initial estimated value on the pricing date was $995.80, below the issue price of $1,000.00.
The Bank of Nova Scotia priced market-linked, auto-callable senior notes linked to the lowest performing of the State Street® Technology Select Sector SPDR® ETF, the Russell 2000® Index and the S&P 500® Index. The securities have a face amount of $1,000, an expected pricing date of May 28, 2026 and a stated maturity of June 1, 2029.
The notes pay quarterly contingent coupon payments only if the lowest performing Underlying on each calculation day is at or above 75% of its starting value; the contingent coupon rate will be set on the pricing date and will be at least 12.00% per annum. The notes are auto-callable on certain quarterly calculation days if the lowest performing Underlying is at or above its starting value; if not called, principal at maturity depends on the final ending value of the lowest performing Underlying (full loss possible if it falls below 75% of starting value). All payments are subject to the Bank's credit risk and there is no exchange listing.
The Bank of Nova Scotia is offering senior, unsecured Market Linked Securities due May 25, 2029 that are auto-callable on May 28, 2027 and linked to the lowest performing of Class A Alphabet, Micron and NVIDIA. The Original Offering Price is $1,000 and the Bank’s estimated value on the pricing date was $904.56. If automatically called you receive the face amount plus a 44.40% call premium ($444 per security). If not called, maturity pay depends solely on the lowest performing underlying: upside participation is 400%, an absolute-value return feature caps positive returns from moderate declines at 50%, and losses exceed 50% if the lowest performing stock falls below its 50% threshold. Call and threshold prices were set on the pricing date and the securities carry full credit risk of the Bank.
The Bank of Nova Scotia priced a structured senior note offering: Market Linked Securities—Auto-Callable with Contingent Coupon and Contingent Downside Principal at Risk linked to the common stock of SLB N.V. The offering has a face amount of $1,000 per security and an aggregate original offering amount of $560,000. The securities pay a quarterly contingent coupon at a 10.20% per annum rate if the Underlying Stock's closing price on a calculation day is at or above a coupon threshold equal to 60% of the starting price. The starting price was $57.28, making the coupon and downside threshold $34.368. The securities may be automatically called if the Underlying Stock closes at or above the starting price on certain quarterly calculation days between August 2026 and February 2029. If not called, maturity is May 25, 2029, and holders face full downside exposure if the ending price on the final calculation day is below the downside threshold; maturity payment equals $1,000 if ending price >= downside threshold, otherwise $1,000 × (ending price / starting price). All payments are subject to the Bank's credit risk.
The Bank of Nova Scotia provides an update on its consolidated capitalization and earnings coverage metrics as of April 30, 2026. Total capitalization was 94,348 million Canadian dollars, including subordinated debentures of 5,766 million and total equity of 88,582 million.
Total common equity was 77,222 million Canadian dollars, with 22,002 million in common shares and 59,876 million in retained earnings, partially offset by negative accumulated other comprehensive income and other reserves. The bank also reports consolidated ratios of earnings to fixed charges for the six months ended April 30, 2026, including 6.49 excluding interest on deposits and 1.40 including interest on deposits, along with comparable figures for each of the prior five fiscal years.
The Bank of Nova Scotia reports detailed earnings coverage metrics for the twelve months ended April 30, 2026. Earnings before interest on subordinated indebtedness and income tax were $13,030 million after non-controlling interest, compared with dividend requirements on preferred shares and other equity instruments of $674 million and interest on subordinated indebtedness of $326 million.
These figures translate into grossed up dividend coverage on outstanding preferred shares and other equity instruments of 18.85 times, interest coverage on subordinated indebtedness of 39.97 times, and combined dividend and interest coverage of 13.03 times. The bank also reports consolidated ratios of earnings to fixed charges of 6.22 times excluding interest on deposits and 1.37 times including interest on deposits, all calculated under IFRS.
The Bank of Nova Scotia filed a Form 6-K that incorporates Canadian CEO and CFO certification forms for the interim period ended April 30, 2026. The officers state that the interim financial report and MD&A fairly present the bank’s financial condition, performance and cash flows in all material respects.
They also confirm responsibility for disclosure controls and procedures and internal control over financial reporting, designed using the 2013 COSO framework, and note that any material changes in internal controls during the period are disclosed in the interim MD&A.
The Bank of Nova Scotia reported stronger Q2 2026 results, with net income of $2,632 million, up from $2,032 million a year earlier. Total revenue reached $9,837 million, driven by net interest income of $5,521 million and non-interest income of $4,316 million.
Diluted earnings per share were $2.00, compared with $1.48 last year, while return on equity improved to 13.1% from 10.1%. Adjusted net income rose to $2,652 million and adjusted diluted EPS to $2.02. The net interest margin increased to 2.49%, and the Common Equity Tier 1 capital ratio remained strong at 13.3%.